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4 stouffviue suntribune saturday may 12 2007 big mac attack suntribune editor jim mason assists reporter hannnelore volpe with a big order during mchappy day at mcdonalds in stouffviue wednesday the stouffviue and north markham restaurants raised more than 3700 for toronto ronald mcdonald house and markham stoufrville hospital across canada the 1400 mcdonalds raised more than 34 million for childrens charities at 15th mchappy day staff photosteve somerville york investment solutions to give you the financial freedom to make the most of your retirement years imagine the difference in your retirement lifestyle if you had stable taxefficient cash flow for 15 years tax deferral ability wo inflation worries potential for capital appreciation risk mitigation let me use my expertise to help you change the way you see your retirement dynamic retirementedge income portfolios are only available for a limited time call me today steven convillembacfpfcsi vice president associate portfolio manager and investment advisor 9059681 925 or 1 8779681 988 sconvilleblackmontcom paid in part by dynamic funds blackmont capital bscfamrt cart he hmba oef u ok wwwblackmontcomconville dynamic retirementedge income portfolios dynamic funds invest with advice i since i9s7 investors should consult their own tax advisors regarding possible tax consequences of an investment in the notes investments in dynamic retirementedge income portfolios are not mutual funds investments they are investments in principal protected deposit notes issued by bank of montreal and constitute direct unconditional obligations of bank of montreal details regarding the calculations and papents of interest the notional pottfofio the fund portfolio repayment of principal complete disclosure of how variable return if any on the deposit notes is calculated and certain risk factors are contained in the information statements dated march 12 2007 which can be obtained through your financial advisor or from wwwdynamicca the fund portfodo is comprised of notional investments only meaning that investors will not have any direct or indirect ownership interest in any of the underlying reference assets in the fund portfolio an investment in dynamic retirementedge income portfolios is subject to certain risks and may not be suitable for all types of investors the prices and value of the deposit notes may fluctuate andor be adversely affected by a number of factors the fluctuation of the value of the fund portfolio will directly impact the return if any on the deposit notes at maturity it is possible that no return will be paid on the deposit notes sates prior to maturity may be subject to an early sates charge bank of montreal makes no assurances representations or warranties with respect to accuracy retiamity or completeness of information contained herein furthermore bank of montreal makes no reccrnmendation concerning dynamic the fund portfolio or the suitability of investing in securities generatfy or the deposit motes in particular no person has been authorized to give any information or to make any representation not contamed in the information statement relating to the deposit notes and bank of montreal does not accept responsibility for any information not contained in the information statement bm0 capital markets is a trademark of bank of montreal useduider icense retirementedge income portfofios deferred 10 notes deferred 5 notes current pay notes are trademark of bmo nesbrtt bums corporation umited used under license retirementedge income portfolios is a trademark of bmo rjesbittburreforrxration united