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8 stouflvmesuntribuneb tliursday march 1 2007 research advances continue to grow vfcaieonthe threshold of a new era in cancer research were realty confident that we win beat cancec rxiin mmgi lets make cancer history v8889393333 wwwcancerca this message brought to you as a community sewice of the economist suntribune to do ri ing march break camps hockey art just part of ftjn by hannelore volpe staff writer if youre wondering whats available in town for your chil dren during march break theres plenty camp willowgrove a full- day fullweek program from march 12 to 16 is new this year campers age six to 12 can take art lessons with artist john roberts learn about maple syrup snowshoe cross country ski do wall climbing arts and crafts and more this is a partnership between the town and camp willowgrove the camp day is from 9 am xxx mckay mortgages call us first no fee mortgage switches discounted bank rates over 25 years of financial experience we specialize in self employed borrowers 100 financing available no income plans bank refusals private funds power of sales tedd pickering mortgage specialist we purchase existing private mortgages serving stouffville and area cell 416 9972200 fax 905 6406923 email teddmckaymortgagescom rates are subject to change without notice oac to 4 pm with before and after care available cost is 200 for the week with an extra charge for before and aftercare registration deadline is tomorrow at noon call 9056427529 for information public skating during march break is at the stouffville arena week days from 1210 to 155 pm beginning march 9 on weekends beginning march 10 and march 17 skating is from 755 to 940 pm satur days and 110 to 255 pm sun days theres also a parent and tot skate as well as stick n puck swimming at the indoor pool in the lebovic leisure cen tre is available daily beginning march 9 there are tim hortons free swims from 105 to 230 pm march 12 14 and 16 check with the leisure centre for the other swim times and for skating times by calling 9056427529 library march break pro grams include games with multi- verse throughout the week day events during the week include mad science the purple pirate puppet show a magic show a film animation class as well as free movies and more registration and tickets are required for the programs since space is limited contact the whitchurchstoufmlle pub lic library at 9056427323 for times and more information the wwtchurchstouffville museum is offering a march break kickoff on march 9 from 9 am to 4 pm children from ages eight to 12 take part in handson crafts heritage cooking and tra ditional pioneer games cost is 40 per child muse um members pay 32 and includes all materials and snacks preregistration is required and your children must bring a nutfree lunch call the museum at 9057278954 or tollfree at 18882900337 to register or for more information the latcham gallery has march break workshops from march 13 to 16 explore watercolour painting cartooning collage and more with artistinstructor vicky tal- war on march 13 make puppets from 10 am to noon from 1 to 3 pm discover abstractions the difference between realistic and abstract art march 14 from 10 am to noon learn to draw caricatures from 1 to 3 pm draw your own cartoon characters march 15 from 10 am to noon watercolour landscapes and 1 to 3 pm collage paint ings march 16 from 10 am to noon learn about famous artists and their painting techniques from 1 to 3 pm create papier mache eggs for ages five and older each activity costs 12 and lasts two hours preregistration is required all workshops and the free family day take place in the gallery studio silver jubilee clubs basement at the corner of main and market streets march 17 from 11 am to 3 pm is the gallerys free family day the latcham gallery is at 6240 main sl in stouffville call 9056408954 a morning and afternoon hockey camp is offered by the town at the stouffville arena from 830 am to 1230 pm and 130 to 530 pm cost is 125 per half day and 225 for full days from march 12 to 16 for six to 12 year olds call 9056427529 for information fit mil ti tririi mm an idea for income investors liryestors seeking a retirement income stream often limit their selection to bonds or gics and give little or no consideration to preferred shares many people ignore pre- ferreds simply because they dont know much about them preferred shares are an excellent high- yield investment category in theory pre ferred shares represent ownership interest in a corporation similar to a common stock in practice preferred shares act similarly to bonds producing a reliable stream of income in the form of preset divi dends one major advantage of invest ing in preferred shares versus bonds or gics is the dividend tax credit which leaves more money in your pocket after taxes are paid for example roc pref iii corp 440 tsx rpbpra currently has a yieldtomaturity of 751 on an after tax basis this is the equivalent of earn ing 1101 in an interestbearing investment in the highest tax bracket remember that preferred share holders do also have a claim on the assets of the company behind bond holders in case of a default the credit rating of a preferred share is an impor tant element of the investment deci sion however while investors have often overlooked preferred shares they can be an excellent way to enhance the income oh their portfolio while manag ing the riskreturn tradeoff since dividends are paid quarterly many investors purchase three or more preferred issues with different payment dates to assure themselves a monthly dividend cheque many preferred issues are listed on the major stock exchanges making them easy to buy and sell most preferred shares are issued atpar values of 25 putting them well within the reach of individual investors gregholohan is an investment executive with scotiamcleod and chris karram is a financial consultant with safebridge- financial group together they specialize in providing unique investment insurance and retirement strategies to families in the markhamstouffville area greg can be reached at 9054798238 or greghobhans cotiamcleodcom and chris can be reached at 4164665858 orchrissafebridgefinarrialcom scotiamcleod is a division of scotia capital inc member qpe this article is for informa tion purposes only and should not be consid ered as personal investment tax or pension advice roc pref hi corp shares are nonvoting shares efil return from zero to refund in 10 days a r lynn broughton ldb business services 86 ringwood drive unit 25 stouffville can 9056401 146 or fax 9056401 156 confidential professional depend income tax service committed to reducing the income taxes that you pay 710 monthly income rate guaranteed for dfe capital secured call today for more information greg holohan investment executive 9054798238 675 cochrane dr suite 1 15 markham on l3r 0b8 scotiamcleod webridge financial croup vt44c iftwftmcc fwvtmfwr reims f do depending on age sx la bracket hmv smoking status arrf 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