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stouffville suntribune thursday feb 22 2007 1 7 cats temperature so low it didnt register on thermometer from page 1 thermometer with the help of warm intravenous fluids heated blankets and a pain patch which the cat wears under a vest it began the slow process of recovery after four hours the animals tem- she was overjoyed when bill took his first tentative steps perature was up to 32 c a normal read ing is 385 c ms whiteley took the animal home the first night to watch over it she was overjoyed when bill took his first tenta tive steps a few days later the ballantrae clinic specializes in equine care under dr ralph wart but also has a small animal clinic run by dr joanne fagnou 77ie clinic can be contacted at 9056423349 veterinary technician joanne whiteley with bill a young cat rescued from a snowbank east of stouffville he is being cared for at ballantrae plaza veterinarian clinic he will likely lose parts of its ears and a part of its tail to frostbite caring for cold critters tips for taking care of your pets during cold weather cats and dogs should never be left outside for extended periods of time during extremely cold weather animals are in danger from both the low temperatures and the fact coyotes and foxes are hungry at this time of year and are on the prowl make sure pets have water to drink it freezes within a few minutes when temperatures are low make sure your pets have enough food to eat and make sure it doesnt freeze samrayej3ruary 24th 1 1 am 3 pm fpipeiarch 17th 10 am 2 pm wkimmmm w will be interviewing for the following positions w mm come and visit ukfacilities and 1 fuid but more topjtfrtufiities sous chefs waitresses snack bar turf maintenance short order cooks bartenders inside custodian golf operations we look forward to meeting you and discussing the possibility of you joining our team applicants must be able to work weekends and shifts for the entire golf season please bring your resume and references no faxes or email please mill run golf club rr 1 269 durham rd 8 uxbridge on l9p 1r1 vywwgofnri8iruncom mux hun wesllik n tax advantages of life insurance a very common misconception is that an rrsp is the only option when it comes to saving towards ones retirement in a tax preferred way thankfully canadians have more then one tax prefened vehicle available but choosing the best financial product for your situation takes some planning since different types of financial products serve different purposes for example an rrsp is designed to defer tax able income from your employment years to your retirement years a life insurance policy is designed to provide protection when there is a life insurance need however depending on the type of life insurance product you choose you may put yourself in a position to minimize or even eliminate the taxes you would owe on the interest you earn inside of your insurance policy a permanent life insurance policy such as universal life or whole life can allow you to accumulate cash values inside the life insurance policy within certain regulatory limits without paying income tax on the growth whats more the cash values inside of your policy can be accessed to supplement a retirement income through a policy loan or partial surrender or you may be able to use the policy as collateral for a consumer loan at a thirdparty lending institution straight cash withdrawals are subject to taxation based on the rates and rules in effect at the time you withdraw the funds and your life insurance benefit is paid directly to a benefi ciary of your choice completely tax free who can benefit from a tax preferred life insurance product canadians who have maximized their rrsp contributions and are looking for an alternative method to save for their retirement are in a great position to take advantage of this tax preferred life insurance vehicle as well those who are interested in protecting their assets from creditors or personal liability could very well be a great fit for a tax advantaged life insurance policy another unique opportunity exists for those who combine a single life annuity pension and a per manent life insurance policy to maximize their pension income while living and provide funds for a surviving spouse after their death there are many unique strategies available to canadians when it comes to saving for their retirement while minimizing their tax bill it just comes down to which product or combination of products is best suited for you and your particular situation chris karram is a financial consultant with safebr1dge financial group and greg holohan is an investment executive with scotiamcleod together they specialize in providing unique investment insurance and retirement strategies to families in the markhamstouffville area chris can be reached at 4164665858 or chrissafebridgeflnancialcom and greg can be reached at 9054798238 or gregholohanscoti- amcleodcom scotiamcleod is a division of scotia capital inc member cipf efile tax returns from zero to refund in 10 days s lynn broughton ldb business services ringwood drive unit 25 stouffville can 9056401 146 or fax 9056401 156 lonfidential professional depe income tax service committed to reducing the income taxes that you pay 710 monthly income rate guaranteed for life capital secured call today for more information greg holohan investment executive 9054798238 675 cochrane dr suite 1 15 markham on l3r 0b8 scotiamcleod safebridge financial croup wrr mc mrvvttwtkt reiurna dffler depending on age sex tax bratfel heasfi srakfcg and pravang intirest vkfcen dbom scotfudecd advhefl ire tcsnj m life undeivnea represensng tuied front srvk ftare to ontario me b an insurance tubaday o sofa capm inc imtrboltotxbrtgtoupkttoprtotititirsunnaproiktirtbt add trough scosamaecdrirlscror vetihimsoasai6mlthtiumiisttacatmicgv