14 economist sunlsuntribune saturday dec 18 2004 mortgages 25 cash back incentives ssssbeap ilmmiim residential a commercial gift shop huge selection of binoculars unique home decor and entertainment gifts garden and multitools australian outback leather hats instock now 12b4981hwy7east opposite markville mall next to quiznos tel 9054791409 pjmtfen cafe monet dining set 42x60 rectangular table reg 799 sale 699 with 1 1 2 leaf extends to 72 chair 225 sale 199 queens pantry 176 main street unionvilie 4774625 queensbridge mill 41 601 9th avenue markham 8871 127 i cant weight another minute vie weight loss program youve been weighting for witness first hand the effectiveness of our program in losing weight and keeping it off we invite you to a complimentary evening january ii at 700 pm demonstration and information call to reserve your place q health builders supporting a healthier you 415821520 markham historical village v seme andttitts apply sandys auto ltd mribm with this coupon 176 bullock dr 8 markham9052943868 not to be used in conjunction with any other special i parts pst gst extra oder expires jan 3 2005 to advertise in focus on business call your sales representative at 9052942200 low mortgage rates are just the beginning at invis as canadas largest independent mortgage broker invis is committed to customer service excellence and employs over 500 highly trained mortgage consultants now ken renu an experienced and knowledgeable consultant has brought his expertise and many years of experience to the markham area as well as the superior negotiating leverage that comes with a company as large and respected as invis guaranteeing clients the best products and rates with the best financial institutions across the country we use our size as a strategic advantage when negotiating the best deals for our clients said ken we go to different lenders to find the appropriate package that best suits our clients needs in fact since 1983 ken has been involved in the mortgage industry gaining valuable knowledge and insights that he now brings to his own practiceand to you i felt that i had a wide range and variety of products to offer customers said ken for this reason i decided to open my own practice and now i can personally help people who require my valuable skills kens impressive resume includes a wide range of activities everything from management positions at major banks to working as a mortgage broker and even running a mortgage business in scarborough now as part of invis talented team of mortgage consultants ken looks forward to offering the large resources of invis to his clients which when combined with his dedication and experience creates a excellent business potential that can help you with all your mortgage needs invis consultants offer ethical and professional services at competitive rates and deal with all the major banks and private lenders to offer you the widest choice of mortgage options which include variable rate mortgages fixed rate mortgages capped variable rates rental properties mortgages for the selfemployed many other services are also available including bankruptcies new home buyers zero- percent financing bank turndowns ho income verification and debt consolidation we do residential and commercial financing from small independent businesses to large corporations including industrial financing explained ken we can also offer countrywide mortgages from our markham office and have worked with clients as far away as halifax ottawa sarnia bc and calgary ken will help you every step along the path to a successful deal and save you hours of valuable time and potentially thousands of dollars in 2003 invis arranged more than 37 billion in mortgages with its leading network of mortgage negotiators in addition invis offers inhouse mortgages we have a large private stock and can give money to our clients without dealing with the bank explained ken as part of the exceptionally talented invis team ken is highly trained and is given full support by the company to ensure invis retains its polished reputation as the best in the business in addition ken has credentials towards a certified real estate financier and a mortgage broker and holds a diploma from bc mortgage financing ken renu can be reached at 4166975626 or by email at kenrenuinvisca for more information please visit wwwckfinancialca gift certificates from100 merry maids is a great got give the gift of time let someone enjoy the more important things and leave the cleaning to merry maids 9054712929 wwwformerryinaldscoinon 1 07 1 merry mams 1 skflk one less tbing to irony about now offering microdermabrasion laser hair removal photo facials botox and filler the spa sa6n visit the salon for details 160 main st unionvilie adjacent to blacksmith bistro 9059461995 wviwbiushspaandsaloncom unionvi renovations basements bathrooms kitchens cabinetry decks cabanas 4167793325 call for a free consultation health builders tony berdini and leslie laycox owners of health builders have brought together their combined 30 years of experience and hard- earned expertise to develop the i cant wait another minute curriculum for the past 8 years tony has worked with clients to help them overcome various challenges related to personal educational business or sports per formance while leslie has dedicated the past 22 years to nutritional health today her excellent work and commitment is reflected in the 100s of satisfied clients who have ben efited from her wealth of knowledge and experience in the field the i cant wait another minute cur riculum is interactive and takes place in a nat ural noninvasive environment with the help of tony and leslies unique set of resources and education each member learns the secrets of selfempowerment by tapping into their innate potential these powerful and life altering methods help change ineffective patterns thus enabling members to be more efficient effective and productive all within a stressfree healthier lifestyle the i cant weight another minute weight loss program is a unique opportunity for our clients to personally experience the secret to weight loss and reoccurring weight gain we believe that most people already know what causes weight gain however it is what they are not aware of that keeps them from losing weight and keeping it off we call it the hidden effect our program helps unveil what is hidden remove it and replace it with a healthier more effective pattern its that simple in addition we investigate and find nutritional deficiencies that keep the body from naturally attaining its optimal weight our program is benefit oriented while los ing weight is our main concern having fun while doing so is equally important we have designed fun into our program by offering play days our belief is that pampering one self builds confidence and self worth and that these values are an immeasurable compo nent to success we also build the benefit of community in our program when you build community you build the support system needed to sustain and encourage the goals youve set out to achieve we have a motto that we are 100 committed to you when you are 100 committed to yourself its our promise one feature we are really excited about is our gala opening event in february ron cross and his african drumming troupe will be fea tured this year its something you wont want to miss we encourage whole audience partic ipation it is very interactive and you literally walk away weightless and energized in addi tion at the end of the curriculum we hold a- grand finale this is a way for friends family and community to acknowledge the beauty and confidence in all our participants and their commitment to a healthier lifestyle health builders is a community minded organization we sponsor march break camps for kids and for every pound lost over the course of the program we will donate 1 to a local charity if you cant weight another minute please call to register for our complimentary demonstration and information evening tues jan 1105 at 700 pm at the markham historical village rsvp4165821520 we wish you a merry christmas and a healthier lifestyle for the new year f 0me fusion custom kitchens bath refacing refinishing renovations ceramic tiles flooring 9052015x36 5694 hwy 7 unit 18 markham sherwood plaza vv srarakt v rwmtfiejhsid image eftness nullimon a comparehensive wellness program for lifelong changes jaunary- june 2005 wsgmit- r for gift certificate air complimentary cosnuuation please conuic0fe jckuhiuriwrncp 96588796970rjodil1ilica1nternet to advertise in focus on business call your sales representative at 9052942200