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economist suntribune business saturday oct 26 2002 13 markham resident helps young entrepreneurs markham resident natalie chinsam is putting her business skills to work organizing a entrepreneurial forum for young people ms chinsam a graduate of markhams brother andre catholic high school has designed the oct 28 event called yes youth can to help people aged 1834 create their own businesses ms chinsam is chairing the forum introducing guest speakers jamie hurlbut from the canadian youth business foundation dana grant of sonic boomerang and luanga nuwame of azique toys among others and workshop facilitators the forum is at windows restaurant in skydome at the corner of front and peter streets in downtown toronto for more information call 4168582409 or email nchinsamhumanitylinkorg come visit the markham home show the markham fair grounds 6 km north of hwy 7 on mccowan road tmitltw saturday oct 26 10am7pm sunday oct 27 10am5pm a notice g t a a information session the markham community is invited to attend a public information session hosted by the greater toronto airports authority gtaa gtaa representatives will be available to answer questions regarding the interim planning for a potential regional reliever airport on the federal lands in north pickering wednesday october 30 400 pm 800 pm cedar grove community centre reesor rd 14 avenue markham on for further information about this session or future sessions in neighbouring communities please call the gtaas site office at 905 6194822 or visit our web site at wwwgtaacom get- hot mwtm spec off entire st0ck enjoy the treasures of atlantis 9054719q5 70mairistn 4i earn higher income save more on income taxes and estate fees the insured annuity is a tremendous strategy that offers a lowrisk alternative to gics it provides a guaranteed lifetime rate of return that can be anywhere from 7 to 10 typically the maximum benefit can be achieved if you are between the ages of 60 and 85 and have at least 100000 of nonregistered investment capital that is not being used for ongoing living expenses or other obligations in addition you should be in reasonably good health for further information please r s v p for our seminar to be held october 31 2002 the curiosity tea shop main street markham tel 9052944314 michelle miles financial planner aftertax income comparison insured annuity gic 5 125000 capital invested 125000 11256 annual cash flow 6250 3481 amount taxable 6250 1392 tax payable 2500 4355 insurance costs na 5509 aftertax income 3750 in the example above the insured annuity reduces taxable income by 2769 per year reduces tax payable by 1108 and furthermore increases aftertax income by 1759 or by 4691 per year in order to achieve the same aftertax income this individual would have to find a gic that yields approximately 735 over their lifetime returns will differ depending on age sex tax bracket health smoking status and prevailing interest rates as of october 3 2002 based on a 70 yearold female nonsmoker with a 40 marginal tax rate jt scotiamcleod financial services ontario inc all insurance products arc sold through scotiamcleod financial services ontario inc scotiamcleod flnancial services ontario inc is an insurance subsidiary or scotia capital inc a member of the scotiabank group when discussing life insurance products scotiamcleod advisors are acting as life underwriters representing scotiamcleod financial services ontario inc