fta- lo c vaa l ik v jgttgw tbdokmi5t 8unfkburuc healtffrmrsiftrisroi j c phefsior stores tv- j t i agar ettes to teettis xipll from page i zst asked theteen if she had a drivers license bhhbnbbibni money 4 great alternative m v 1 the chances of teens buying cigarettes increases when the the 16yearolds were able to buy cigarettes at savex drug t v- v clerk is a young male while buying tabacco is the most diffi- mart in downtown stoufrville petro canada at the tenth line if joneheikworkingoutofmegprmleystofequestionedthe cult when the clerk is a middleaged woman the local youths and mairistreet mis super variety at woodbine avenue in teehshoplrers7b said men and young female clerks sell tobacco to minors at gormleyland ballantrae fruit and vegetable market on askedrshpw long have you been smoking another clerk about the same rate the teens added highway 385 v ijji of me 15 foc stores refusing to sell cigarettes each asked ltfie teens for identification when it was not shown the teenagers were told there wouldnt be a sale jn each of the locatstores a sign stipulating that tobacco products cannot be sold to anyone under 19 years in ontario is posted in full view stores obeying the law by refusing to sell cigarettes to the stoufrville teens were stoufrville variety and gas convenience market and bj variety all at the east end of town at macs milk the ab 1001 varietyfbi way luckys stouffville variety and smoke at the west end of town vandorf general store and odessey convenience both in vandorf petro canada at woodbine and aurora road the esso station and eagle convenience both in ballantrae and sunnys variety and video at musselmaris lake r owners of the local service station and the ballantrae market were upset to learn that teens bought smokes at their places both business owners said theyd call the staff togeth er review the law and emphasize the importance of not sell ing tabacco products to minors both darlene keates and helen tunning of york regions health services can offer the merchants tips in this exercise owners are responsible for training their staff with regards to the requirements of the tobacco act keates said york regionwide a test of 1 1 1 tobacco vendors represent ing 10 per cent of all merchants was carried out of those 32 stores were willing to sell tabacco to a test shoppers when it comes to the law york regions compliance rate was 79 per cent last year healm services reports iamong teen smokers asa whole there has been a major increase since 1994 in the extent to which friends and rela tives including parents are a source of cigarettes health canada reports at the same time there has been a decline among teen smokers who use the local store as their source of cigarettes health canada added two years ago york regions health department launched a smoke buster campaign four teens ranging in ages from 15 to 17 years were deputized to help catch merchants selling smokes to minors the test shoppers and tobacco enforce- ment officers conducted surveillances across york this regionwide campaign and other law enforcement exercises resulted in 100 court convictions against people supplying cigarettes to minors and storesselling smokes to people younger than 19 meanwhile about 33 charges were laid against teens smoking in prohibited places a total of 20cases remain before the courts last year the fines handed put to merchants and adults buying cigarettes for minors averaged 180 and 50 for smoking in a prohibited place most of the teens were caught smoking in prohibited places such as churchyards c a merchant is subject to the maximum fine of 10000 while someone caught smoking in a prohibited place could face a maximum 1000 fiwin keeping with the act if a merchant is convicted two or more times of selling tobacco to a minor the right to sell tobacco will be whoweare money concepts is a canadian financial planning organization established in 1985 with over 100 independendy owned franchises throughout the country since 1992 signylawson and carol clements have coowned the stoufrville money concepts t t what we do for you we believe it takes three components to successfully manage your financial life time knowledge andor desire many people lack one or more of these factors thatswhere we come in 1 we listen toyour needs and concerns r we help you to define your financial dreams making them goals when we have a complete understanding of your financial circumstances we develop a detailed financial plan o we will call up6nothe professional advisors such as tax accountants and lawyers when necessary we considertax estate and insurance needs investment strategies education funding and retirement income projections- x- 2s l our investment philosophy is essentially conservative in nature we do however consider your individual risk i profile when evaluating your investment portfolioi s when reviewing your current investment portfolio we explain the merits of specific investments and we con- i s sideryouf circumstances arid comfort level should changes be needed we carefully explain the reasons and suggest soundaltef natives r j iwe examine all of insurance policies and ensure you have a clear summary of each policy when j we discoveraninsurance need life disabihtycritical illness andor long term care we look for the best poli- l cy with a stable insurance company to suit your needs 1- most important of allwe become your coach to ensure theaction plan is implemented and our strategies are x monitored and kept current c s v cv owetorkbesf our clients are people who find great value in establishing a longterm relationship of trust with an advisorwho takes a lead role in their 1 financial planning process arid who will educate and collaborate in the decision making process ts want us to help manage all of their financial affairs l wtj jj have family investments valued at5000tor mote orwill have soon ka j weensiirejhatany fees paid by clientsare minimized whilefairly compensating us for the 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