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abkils amiimmmtti4i3sltsw4 diii tqi tui itny y v s w money cdconcepts a great alternative b who we are money concepts is a canadian financial planning organization established in 1985 with over 100 independently owned franchises throughout the country since 1992 signy lawson and carol clements have coowned the stouffville money concepts office what we do for you we believe it takes three components to successfully manage your financial life time knowledge andor desire many people lack one or more of these factors thats where we come in we listen to your needs and concerns we help you to define your financial dreams making them goals when we have a complete understanding of your financial circumstances we develop a detailed financial plan we will call upon other professional advisors such as tax accountants and lawyers when necessary we consider tax estate and insurance needs investment strategies education funding and retirement income projections our investment philosophy is essentially conservative in nature we do however consider your individual risk profile when evaluating your investment portfolio when reviewing your current investment portfolio we explain the merits of specific investments and we con sider your circumstances and comfort level should changes be needed we carefully explain the reasons and suggest sound alternatives we examine all of your existing insurance policies and ensure you have a clear summary of each policy when we discover an insurance need lifedisability critical illness andor long term care we look for the best poli- table insurance comdanv to suitvour needs cy with a stable insurance company to suityour needs s strategiesare u 1 f t i most important of all we become your coach to ensure the action plan is implementedand our strat monitored and kept current wva- i- i c c who i we workbesx with our clientsare people who find great value in establishing a longterm relationship of trust with an advisor who takes a lead role in their financial planning process andwho will educateand collaborate in the decision making process want us to help manage all oftheir financial affairs- r have family investments valued at 50000 or more or will have soon t hot want to manage individual stocksbut choose to relyon professional money managers such as mutual funds or wealth management accounts we do hot trade stocks want to have peace of mind regarding their personal finances r 0 how we are paid ywe ensure that any fees paid by clients are minimized while fairly compensating us for the value we provide an initial meeting to determine whether our services wii benefit you is always complimentary when we decide to work together we r mutually agree upon payment in one or a combination of forms being either commissions or fee for service y our commitment to you confidentiality l exceptional service with small town warmth r- regular reporting and reviews r current khowledgeofissuesthat impact your personal finances r for you through various forms of communication from us appointments phone calls emails newsletters k seminars articles books etc -7- v fiw through ongoing education training and industry meetings a friendly and helpful approach by our team i l j r i arelationship of trust arid confidence- we view thisas sacred and constantly remind ourselves of our fesponsi- bihtyto you- x- v wed be pleased to helpjou with your rrsp or any other investment needs please give us a call at 6424540 if we could be of assistance please yisitour new website wwwmoneyconceptsstouffvilieca dowiiioearthfiiiancial liiiinascmcnt your terms your comfort gjoncepts j money concepts grvupcapital corp andnf insurance agency restaurants in plans for main street strip councillors told from page 1 circulation improvements will be carried out at tim hortons across sandale road from the site parry reported hayesline corporation has plans for the southeast corner of main street and ringwood drive the plan is to build a 22000squarefoot plaza including two stand alone restaurants said parry meanwhile a commercial building will go in at the back of the plaza farmer jacks plaza is scheduled to be built on the north side of ringwood drive preliminary expansion plans for this development are well underway said parry a commercial development is proposed for a 10acre parcel of land located on main between the towns works yard and the lion restaurant this will involve construc tion of a northsouth collector road and a realignment of west lawn theres a development proposal for the northeast cor- ner of the tenth line and main street also planned are two redevelopment proposals for the downtown core each is inthe preliminary stage said parrymeanwhile plans are full steam ahead by developer gina testa to build the duffin park seniors condominium in the down- r town area beside the library novopharm a pharmaceutical company is currently building a major expansion at its property on the south side of main street parry added canadian eh stxmt cancer a v m canadirnne society m du cancer breast health every womans right everyones responsibility for more information contact your local canadian cancer society office it could save your life lc southeast corherof main albert sts y yjust west- of the tram station 6424540 paul bailey stou fax 6424537 website wwwmoneyconceptsstouffvilieca denture clinic full and partial dentures same day repairs and relines soft liners implant dentures antisnoring appliances open saturdays emergencies welcome 7 days a week for your appointment