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xjre stux expect early round of bond buying mkimmwiv from page 12 directed into the christmas shopping binge the surge in buying brought on fears of higher inflation the old school says increase interest rates and people will hoard their money prices will fall infla tion wont be a problem it isnt working folks so watch for another hit on interest rates early this year however theres only so much the system can handle the rate increases have been so much greater than antici pated that the carnage in the bond and stock markets has been overdone the profits that will be generated when this is reversed- will be sub stantial before we go on to other rationales let me remind you that investors always watch the january effect and the first week of january as the way the year starts often indicates the way it will end then we have the general motors theory and one tied to the length of skirts and of course the super bowl theo ry then we have probably the most successful of all the one that says years ending in the number five will always do well based simply on that theory this should be a heck of a year think about whats going to happen as we start the year millions of canadians will contribute billions of dollars into their rrsps some of that flood of cash will head into the lending institutions they will have to get that money out some how and into something much of it historically goes into the mortgage markets it may not stop any increas es in rates generated in the united states but it will have an overwhelming impact on the direction of interest rates here in canada when rates start to fall in the spring the banks trust companies credit unions and life insurance companies will january clearance i up to rv be looking for ways to move the money that will create a substan tial surge in the bond mar kets in anticipation of the inevitable decline in interest rates while the bond markets offer the greatest potential for spice in the marketplace dont forget the equity side with the cancellation of the 100000 in tax free capital gains a lot of investors used the week before christmas to unload their duds this capital loss selling created losses they could use to offset other capital gains but now thats out of the way january and february should create a bout of buy ing its a timing thing leal for renovations k instaflame jcs inserts direct vent fireplac concord inserts dire vent fireplaces 346 midway ave unit 10 fireplaces inc concord mon- frl 106 sat 103 jlaoosiail i jeannsjtem 4167366808 not just another saturday morning at the comic prince bookstore well have all our marvelous regulars plus the writer of the uncanny xmen generation x and astonishing xmen mr scott lobdell tm c 1994 marvel entertainment group inc all rights reserved the comic prince bookstore 5694 highway 7 markham 905 2946178 saturday january 21 1995 10am to 12pm do- you need advice on personal bankruptcy personal bankruptcy can be a trying experience but you dont have to face it alone to discuss your financial situation in confidence contact murray h kideckel trustee in bankruptcy 416 8822436 dr michael pollak dds general cosmetic dentistry special interest in cosmetic dentistry bleaching bonding implants porcelain veneers kjwa j emergency care general dentistry childrens dentistry convenient location extended hours sunkist plaza hwy 48 1 6th ave markham 4722454 free dental consultation markham missionary church major mackenzie half mile east of mccowan winston thurton senior pastor blaine lougheed associate pastor mttnfcg 117 pm oimitylpimdi ana sunday january 8th 930 am christian education hour bbte classes for every member of the family 1 055 ajn communion celebration spiritual inventory for 1994 pastor thurton speaking 630 pjiievening service the ministry of prayer pastor thurton speaking wednesdays midweek ministries 700 pm awana youth bible study adult prayers bbte study nursery care for all services youre always welcome at harkhah missionary 2945081 horn d tta ten ihridam ninety iviufcs 6 church directory central united church 131 main st unloovttfe 4740183 930 1100 am when its more than the january blahs the markham corps of the salvation army is your community church with heartt0 god and hand t0uan sunday services 930 am christian education for all ages 1100 am family worship 630 pm evening praise everyone is welcome 9329 mccowan road ne corner of mccowan rd at 16th ave corps officers pastors lieutenant and mrs philip franco 4711038 or 4711625 grace church anglican 1 9 parkway avenue 2943184 parkway runs east from hwy 48 3 stoplights north of hwy 7 sunday worship 800 am 915 am with full church school 1100 am all welcome i resolution 1 find a church home looking for a church home we welcome you to give ours a try if a new years resolution was to find a place of worship study and service we think you will find your place with us markham baptist church 110 church street 2945830 west of woollen way opposite markham high sunday worship at 9 or 1115 am bible school for all ages at 10 saj a canadian baptist federation church the great m canadian mm w federation january giveaway at our outlet store in pickering town centre k k mart wing j0 mondayfriday 1000 am900 pm v saturday930 am600 pm y sunday 1200 am500 pm y v m all merchandise snowboards boots jackets pants waterskis ropes accessories ski schools pro shops richmond hill hwy 7 ft 404 160 em kinr crk rd is 90s 7316082 kllburtonuuliok