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vmggmadmfundrrsp year period ending january 31 1989 average annual compound rate of return with dividends reinvested these rates of return are reduced by fees past performance is not necessarily indicative of future performance q4 ft 2 m- r 3years 5 years 10 years financial centre open store hours eatons second floor markville centre markham 4791922 laurentian financial services managed by iaurentian funds management inc and offered by prospectus only deadline for contributions march 1 1989 economist suntribune march 22 1989 c9 ontario commission de automobile iassurance- insurance automobile board de iontario ontario in the matter of the ontario automobile insurance board act 1988 so 1988 c18 and in the matter of a reference made by the lieutentant governor in council pursuant to section 28 of the said act notice of hearing the ontario automobile insurance board the board at the request of the lieutenant governor in council will hold a hearing pursuant to section 28 of the ontario automo bile insurance board act 1988 so 1988 c18 purpose of the hearing the lieutenant governor in council has ordered the board to conduct public hearings to examine the threshold no fault sys tem of privately delivered automobile insurance with two speci fied thresholds and the choice no fault system of privately delivered automobile insurance the order in council dated march 2 1989 the reference containing the details of the systems under consideration is available upon request the lieutenant governor in council has specifically ordered the board to report on the following 1 an estimation of the average prices that would be charged for automobile insurance policies within the referred systems based on the mandatory classification system the determi nations of fact and rates established by the ontario automo- bilelhsurance board under its decision of february 13 1989 2 the feasibility of extending the systems to public and commer cial vehicles 3 the cost impact if any of the implementation of an alterna tive dispute resolution involving mediation and if necessary binding arbitration for the settlement of nofault compensation 4 the administrative barriers that exist in relation to the systems that could result in significant additional costs either in im plementation or in the continuing operation of the systems 5 whether there would be greater stability in the average prices charged for automobile insurance policies after implementa tion of the systems and 6 an estimation of the level of recovery to injured persons that would be achieved under the systems the board is to commence public hearings and report back to the lieutenant governor in council as soon as is practicable the hearing the hearing will be held under file no r891 and will com mence on wednesday april 12 1989 at 9 oclock am in the boards hearing room 2nd floor 5 park home avenue north york a prehearing conference will be held on tuesday march 21 1989 at 230 pm in the boards hearing room to deal with preliminary matters including but not limited to the following written evidence to be prefiled the interrogatory process the hearing process issues the board has engaged a consultant to assist the board the consultant will price the two systems of privately delivered automobile insurance as set out in the reference this evidence will be prefiled on or before monday april 3 1989 a second prehearing conference will be held on friday april 7 1989 at 900 am in the boards hearing room to settle the issues and to deal with any other procedural matters if you wish to participate as a party in the hear ing you or your lawyer or agent must file with the board a writ ten notice of your intention to participate as a party on or before tuesday march 21 1989 a person who files such a notice in tends to participate fully in the hearing instead of participating as a party in the hear ing you may comment on any of the issues as a limited in- tervenor by filing a letter of comment with the board a letter of comment should clearly state your views set out the grounds and the factual basis for your position and indicate whether you intend to make an oral presentation to the board letters of com ment must be filed at the boards office on or before thursday april 20 1989 all documents filed in this proceeding are avail able for viewing at the boards office during office hours mon day to friday 830 am to 445 pm procedural orders as to how the matter will proceed may be issued from time to time copies of any procedural ord ers will be sent to all parties if you do not become a party to the hearing or indicate that you wish to make an oral presenta tion to the board the board may proceed in your absence and you will not 8e entitled to any fur ther notice of these proceedings dated at north york this 9th day of march 1989 ontario automobile insurance board 4th floor 5 park home avenue north york ontario m2n 6l4 phone no 416 2222886 fax no 416 7307761 toll free 18006680l28 english 18006680249 french attn sophia coroyannakis board secretary ces avis est disponible en version francaise ontario pholojsjoerd witteveen mall milestone markville shopping centre celebrated its seventh anniversary last friday cutting the cake are from left doodoo the clown mitchell scharf of jds developments which owns the mall piri borysowich of pot pourri centre manager eugenia cork giselle tasbaz of london jewellers angela galluzzo of total image and gerry trefler of sam the record man statistics dont reveal the full story on teen suicides brenda a sensitive teenager for some time suffered the name- calling and abuse of her classmates one wintry day she overdozed in her parents home doug faced the unknown fears of moving to hawaii it meant making new friends leaving old ones behind and entering a new school the evening before he was to depart with his family he shot himself are these increasingly com mon events signs that teen suicide is on the rise the 1988 statscan figures show that suicides constitute approx imately 15 per cent of all fatalities in the 10tol9year age group an apparent increase over 1965 figures yet indications are that these figures are misleading first more young people are reaching adolescence than there were in the mid1960s thereby producing different percentage figures second suicide is being reported more often than in the past third methods of detecting suicidal intent have improved significantly while this can be construed as encouraging news any parent will feels that one suicide among our teens is too many what causes teenagers to at tempt suicide and how can the community prevent it stress is an underlying fac tor says dr glenn dipasquale chief psychologist with the york region board of education the worst time for a family to move is while the child is in his or her teen years they lose the identity with friends youngsters without strong social support groups are vulnerable to a great deal of stress dipasquale explains that acadamic stress for a child changing from elementary school to high school requires a great degree of independence teens who have less mature organizational skills will suffer added stress peer pressure and depression play significant roles in suicides he says some peer groups can lower a persons self esteem if that person doesnt feel like part of that group it can trigger depression and low self- worth he adds that teens cant see their way to changing to another peer group teens live for to day its pointless to tell them the problems theyre experiencing wont be there tomorrow its tough to redirect them other high risk situations in volve loss of a friend or family member through death divorce or moving away changes in the familys finances can be especially significant to teenagers physical appearance and clothing are important to them so its a big loss when they cant afford to buy fashionable items loss of a boyfriend or girlfriend can cause a teenager to lose face with her or his peers being one of a partner is in keep ing with the group status and sense of belonging in the depressed state in dividuals focus on the negative says dipasquale they feel powerless even if they arent this sense of loss of control can be internalized or externalized if they do well they attribute it to some outside cause such as good luck if something bad happens to them they are convinced its because of something they did wrong dipasquale points out that teenagers who are depressed or suicidal will send subtle messages that should be heeded look for personality and attitude changes a youngster who has good grades suddenly has a drop in marks and is not motivated to im prove them grooming suddenly deteriorates casual comments are made about attempting suicide watch for glorification of the recently deceased if the teenager and others put that per son on a pedestal it could be tempting for the person who is isolated and lonely to consider suicide thinking that if i die maybe theyd talk about me that way take note of a teens response to hospitalization especially if the physical illness is one that prevents the teenager from meeting his or her previous level of effectiveness or any other il lness that affects the self- concept its important to get to them when they drop the hints says dipasquale in york region its common for kids to go home to an empty house its also com mon for them to attempt suicide in the afternoon at home where they are likely to be found dipasquale admits that there are few services in york region to respond to suicide intervention and prevention in an effort to rectify this situation the cana dian mental health association york region branch is planning a forum on suicide and suicide prevention in conjunction with the york region public health department york region public school board york region separate school board and the york region police department dr saul levine is special guest speaker at this forum to be held on tuesday may 2 he will be followed by discussions with a panel of professionals for details about the forum call the canadian mental health association york region branch at 8987466 or 18002632018 or the york region public health dept at 8954511 8814240 or 4764446 genetics can cause sibling differences dr ed meade is a registered psychologist and director of the markham stouffville family life centre in this column he answers questions from readers who re main anonymous q i have seen many examples where the two children in a family both living in a stable and loving 7547784 3914929 babies bottoms diaper service 100 pure cotton diapers clean fresh soft comfortable yet absorbant economical convenient weekly pickup and delivery gmt gift idea environment with the same parents turn out to be opposites in all respects one is a model child good student and kind per son the other a constant headache to the parents while my children are still young how can i prevent this happening in my im mediate family a families can produce very dif ferent individuals and they can also produce similarities which are striking your question focuses on the observable dif ferences which can be produced within a family there are several dynamics which can be looked at to shed some light on the differences that emerge amongst siblings in the same family theorist murray bowen points out the intergenerational characteristics that can be pass- a friend in meade dr ed meade taxamatic computerized income tax return service receive fast easy efficient professional computerized income tax returns pick up delivery available call 3bswmtmtml nkfortaunuric sortorwv onorio mljtjv ftivt ed down within a family for in stance oldest daughter suzie can develop striking similarities to mothers father the relationship dynamics of the mother or father with their own parents and siblings can sometimes be mirrored in the developing relationships of their child to themselves we also know that alliances can be made between a child and parent which may shut out the other parent when this occurs a sibling who comes into the world later finds little access to the alliance of the older sibling and parent and hence allies with the remaining parent this can serve to heighten the individual characteristics of the two siblings one vying to please mom the other vying to please dad it is also possible that one child may act poorly to gain a parents attention in this instance the good child may become better and the other child acts worse and the trend continues in this manner the sibling rivalry is based on differentiation and hence the ef fect you have noticed ii helps to reduce the triangula- tions of an alliance it is the strength of the alliance i am referring to and the exclusivity it is the openness to recognition that prevents the exaggerated difference we dont have to be completely enamored with all of our children but we do have an obligation to be open to them and to give them a fair shake when it comes to parenting there are also genetic in fluences which can explain in dividual characteristics the body can produce different levels of hormones chromosome makeup differs from each in dividual one child may have a greater attention ability for ex ample and another far less abili ty to pay attention due to their genetic makeup influences both environmental ly and genetically differ with each child within a family dr meade welcomes your ques tions if your response is publish ed name and identity if included will be withheld questions may be directed to the markham stouff ville family ufa centre 5871 hwy 7 e matfdiam ont