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mes jovs this vrar with emphasis on the earthly hearty pleasures. . . no tin angels, no aluminum saints, no cstrich feather trees. . . no white eleâ€" phant gifts, no useles:; doodads. We will bring a deep sen:s> of reverence to our Christmas celebration at this war seasonâ€"and a full realization of the value of zcurity, a reâ€"count of the blessings of peace. With the vast upâ€" rcotings of families just like vours and mine, the groatest of our home holiâ€" days acquires a dceper, more soléemn meaning. In thinking of our homes this Christmas, almost inistinctively we will think of gifts to add to their comiort Naturally thâ€"re will be many "priorâ€" ity‘" problemsâ€"things thatâ€" are either hardâ€"toâ€"get or no longer available this year. Such hardy gift list standbys as electrical gadpgets, linen napkins and towels, downy luxurics, copper and alâ€" uminum ware:, pure silk and wcol elâ€" egancies ars missing from the shop shelves entirely or els2 they‘re pretty rare and will nct br replaced until peace comes. You ar> bound to run into a number of snags when you go shopping with a madeâ€"upâ€"yourâ€"mind lis*â€"and, if vou are determined, you will have to do a lot more storeâ€"toâ€" store hnunting to fill that list. But then, vou can look ‘back to thoss days when you hisd yvours:lf from store to store just for the fun cf itâ€"and that remembranca shou‘d cer‘ilainly hush any grcusing you may be to do! ... Gift;; for the hcomeâ€"either your own (remember. the Helon Hckinssn lady who gave her husbhand new living rscom draprries for Christmas?) or friends! â€"must be chosen this year with an oye toward practicality, usefulness, funcâ€" tion. Those who have looked on Christâ€" mas gifts as frivolcus nonâ€"essentials, things that gladdsn the heart and eye and that "you‘d never buy for yourâ€" seHf," must tchift gears, blueâ€"pencil lists and descend to the solid earth, weighing sthe »nged and usefulness of each szelection. acod furniture stands ace high on any home gift list, especially furniture which will add to home morale during trying days. The lady who has been forced to take over the complete manâ€" agement of the home front will be grateful for a solid practlcal deisk for her homework or an efficient homs fil2 (a locked, strongâ€"box type is good). Perhaps even ~the anteâ€"bellum flibâ€" bertyâ€"gibkst has been so tempsred by the war as to welcome an assortment of efficient desk supplies (pan‘r, blotâ€" ters, clips, or a small #tapler, ink, filâ€" ing spcol, etc.) For somecone who possesses a desk, you might look for a really good, bodyâ€"coddling chair for samce, remembering that a strong straight back on the right type of de‘it chair will les:osn fatigue when long hours must be spent watching the famâ€" ily financial wheels go ‘round. The lady who i= her evenings alone (with husband off to the wars) will welcome a com{ortable chaise longue or puffy ccmfortable bedroom chair for her own retreat. A giant ottoman, a softâ€"asâ€"down wool throw and warm slippers will complete the picture of a ladyâ€"leftâ€"alone who must to like it. **Big presenis," snared by the entire family in the homs, will be popular this year. Especially when members of the family in the armed forces must get along with a shoeâ€"box full of gadgets, it will be nice to tell them, in your Christmas letters, that a new, comfortâ€" making gift has been added to the (Ey Elizabeth MacRae Boykin) We‘ll ioz homeward for our Christâ€" wellâ€"beir=z durirg anxious times Y, DECEMBER 3RD % Many Familiar Things are Scarceâ€"Others Seem Too Frivolousâ€" The Gifts to Choose are Those That Symbolize Meaning of Home to Those at Home and Abroadâ€"Some Practical Suggestions GIFTS FOR THE HOME ARE APPROPRIATE THIS YEAR PLEASANT HoMES home scene to await their return. A pingâ€"pong table for the playrcoom, A piano to replace the worn and tinny upright, fluorescent lighting for the celâ€" lar workâ€"shop, a fine leather chair for the library are ideas that will be tops on many a {smily list. A radioâ€" recordâ€" ing console (many still in stock) is a superâ€"duper home giftâ€"with, of course recordings (album selections to meet each individual taste). " If you are puzzled by the question of whatâ€"toâ€"give, you might take a mind‘s eye ftrip through your own or your friend| homes, lcoking for things missâ€" ing that would add to the comfort and beauty of the scone. In the living room, especially this vear, vou may find fireâ€" side equipment heading your listâ€"coal scuttlss and small shovels will be welâ€" comed in many hsmes whore the coal grate has made its warmth felt for the first time this fuelâ€"rationed year. Your list may also include a ‘starâ€"burst mirâ€" ror, a fine picture, a giant cttoman, a fireside chair, an outsize coffse table. The dining room (dr dining bay) ofâ€" fers many hintsâ€"lirens, a china tea set, a ongâ€"orâ€"twoâ€"cup coffee pot for frugal use of the rationed beverage, a sot of fine tzsa plates, a lizy susan for informal famiiv msals, cawrssrole sz for buffetâ€"gons:isus hoctesses, a stt of gaily painted wooden buckets for cookâ€" ies, nuts, candy and the likzs, a threeâ€" tiered tea table, a it of composition by Elizabeth MacRea Boykin Since the use of big evergreen Christmas trees is discouraged in this year of war, here are suggestions for making small trees extra festive. At the loft, a Litle white tree is trimmed with big red poinsettias on red ribbon hung from the top. ‘ § | Twenty vear; 2go S. D. Eplett, of the firm of S. D. Eplett and Sons, of New Liskesard. addresssd the town council relative to his proposal to establish an ice cream factory and dairy in Timâ€" mins. In Liskeard the firm had been given a tenâ€"yvear franchise and exâ€" emption from all taxes but school taxes, and with free wat>r service. He pointed sut the value to the health of the comâ€" iunity from pasturized milk and upâ€" toâ€"date and sanitary dairies. His adâ€" dress made an excellent impression on the council, 3 being fair and wellâ€" prevented, but the council was not then in favour of making is compulsory to pastsurize all milk sold in town. While welecming the idea of a new industry for the town, the council expressed itâ€" self as not inclined to bonuses or °xâ€" emptions. The council, however, conâ€" sidercd that in view of the need for an ample supply of pure milk in town, some and the town solisitor was asked to lcok into the auestion. Another matter before the council was the question of relief for the town of Haileybury and district. It was found that Timmins had alrcady contributed more than the hare sugsesied by tho reliof committee and in addition was caring for a numâ€" ber ¢of familios {from the fireswept area, thes> familiss haviag come to Timâ€" mins. Still further, the council expressâ€" ed the belief that if further help were need>d Timmins would do its part. It was typical of the spirit of the North that Timmins and cther towns of the North had dore more than what was con:i‘dered their share, and had given their cesntributions before they were esslicited. Bathrcom accessories include, of cours>s, fin@ soaps, fine linens (not forâ€" getting giant bath towels for the male of the species), a tray "fcor the tub to hnold faceâ€"fixing gadgets, ssales, thick thick fluffy bath rug, and (if you can find one) a small electric heater for frigid earlyâ€"morning ablusions. Thers were 150 mon engaged twen‘y years ago in the vicinity of Timmins in the work of rewmoving the bush fire menace. Th#re were thr:e gangs of men wcrking south of the town and anâ€" â€"ther on the north. Fred Hamilten was in charge cf the work and the results were very satisfartory. Twenty yvears ago the township of Tisjlals completed arrangsoments with the town of Timmins for water service for Gillirs Lake, Rochester and Bartleâ€" wen townsites. plase mats to save the precious time of volunteer worker (or factory hand). This mental inventory, very ; often brings to mind giit suggestions that might otherwise be missed. Give from the hsart, of course, But this year, give with the head too! (Releassd by Consolidated News Features, Inc.) | T wenty YearsAgo From the Porcupine Advance Fyles ‘the male choir wasn another special |\feature of the evening‘s pleasure. Reâ€" ‘reshments were served during the evening. Rev. M. R. Hall, the new pastâ€" tor, proved popular and the highest |\ Lopss were roused for progreas and deâ€" | velorment at the First Baptist church. \TCpecial service: were continued for a or more each evening in the new \church, the speakers for the services | including Rev. Mr. Simmonds and Rev. R. Hall. being carried out twenty years ago at the Newray property, now operated by the Coniaurum. Thcre was a large attendance at the sccial evening held at the Timmins First Bapti:t Church in connection with the formal opening of their new church building at the corner of Second avenue and Birch stre:t on Nov. 22nd, 1923. The gathering took the form of a svening for all to renew friendâ€" ships and to meet new friends. Rev. C. H. Schu‘t, supcrintendent of, Home Missicns, Rev. G. N. Simmonds, of New Liskeard, and Rev. Mr. Marks, of Cochâ€" rans, wore also among the special guests, as was also Revy. R. S. Cushing, rec‘cr of the Anrglican church of Timâ€" mins, and Rev. J. D. Parks, of the Presâ€" byterian church here. These gentlemen all made brief but happy addresses of gcodvwill and frisndship. The singing of One of the features of twenty years ago in Timmins was the opening of the Frince of Wales Cafe and Hotel, next to the New Empire theatre. The buildâ€" ing was a fineâ€"appearing brick and tile structure, modernly equipped. It was owned by W. Wing associates. The <sening of the cafe and hotel was made the cceasiton for a night of hospitality and pleasure, the hotel management inviting large numbers of the citizens to visit the place and enjoy its hospitalâ€" ity. Brown‘s orchestra furnished the music ‘or the evening. The mayor and members of the council and other prominent men of town were the guests â€"f the evening. The Advance twenty years ago noted that the annual Doms Football ‘Club dance in the ‘Oddfellow‘s hall on Nov. 2#1th was a great success and all attendâ€" ing had a very happy time. Brown‘s srchestra furnished the music. A shipment of 3600 white foxes was made from Cochrane twenty years ago by Mr. Gauthier, factor for Revellion Frerss, Cochrane. The foxes were from Ungava and were shipped to England. The . animals were caught by the Esâ€" quimeaux, chiefly by the use of a wire nare. The shipment was insured for $103,000.00. The resignation of W. L. Warrell, as town clerk of Cochrane, was announced twenty years ago. Mr. Warrell had been appointed Clerk of the District Court for the new judicial district of Cochâ€" rare. There was onlyv a very small attendâ€" ance at the monthly general meeting of the Timmins Branch of the Canadian Legion held in the Legion Hall on Monâ€" day night. President A. Neame occuâ€" nied the chair. Much business was carried through, however, and all comâ€" inittses are still working hard. The Advance twenty years ago noted the progress being made in the reâ€" building of the town Of Haileybury after the disastrous bush fire. Among the local and persipnal items in The Advance twenty years ago were the following:â€"‘‘"Nap Servais, formerly of the King George, South Porcupine, and later of the Matabanick, Haileyâ€" bury, has purchased the Grimsby Inn at Grimsby Ont. Mr. and Mrs. H. Mulâ€" heron, formerly at the Hotel ‘Goldâ€" fields, Timmins, will have charge of the Grimsby Inn for Mr. Servais.‘" Dr. J. B. Aiken is moving his dental office into more s{Jacious quarter in the new J. R. Gordon block. Dr. Aiken will move about the first of December." "His many friends in the town and district will regret to learn of the illness of J. E. Salmon, who has been a longâ€" time resident of the camp, and all will incergly wish him an early and comâ€" plete return to health." Timmins and Kirkland in Friendly Combat for Members Other Items of Interest at Regular Meeting of Timâ€" mins Legion. After the usual Legion honours the minutes of the previous meeting were read and adcoted as also was the monâ€" thly financial statement which showed a ncat turnover from Poppy Day. One application was received and passed uron. The following committes reportâ€" ed: Pensicrs, Sick Visiting, Cigarette Fund, Sccut Committee, and Entertainâ€" ment. All reports proved of interest tg the members. "Reviced train service on the T. N. O.," was a heading in The Advance twenty years ago. The improved serâ€" vice was along the line of the resuming for the winter months of what was termed "the summer service.‘" John Vanier was reâ€"elected mayor of Ircquois Falls by acclamation at the ncminations held on Nov. 27th, 1922. The Advance reported a remarkably fine musical programme at the regular mseting of the Caledonian Society of Timmins, twenty years ago. The artisits included Mrs. H. McCulloch, Mrs. 1. Robertson, J. Geils, W. Ramsay, P. Larmer, Mrs. J. K. Moore, H. McCulâ€" lcch. A brief address by M. B. Scott was ancther feature of the evening. There was also dancing, refreshments, etc. On# very interesting item was the acâ€" of the Branch challenge to the Kirkland Lake branch to secure members during the month of December. This is in conrection with ‘he drive now under way throughcut the province. It is the with ¢f the Lezicn that all former members will again come back into the ranks of th2 Legion and also that thcose disâ€" charged from the present forces will be ‘made welcome. ‘The Legion has an upâ€" efforts they will be able to carry their protests into action for the betterment of ali concerned. Any of the members will gladly assist those who may wish | to take advantage of the present memâ€" bership drive and help us beat all branâ€" ches in the North. Clos‘ng date for qualification of those nominated was set for next Saturday evening, Doc. 5th, at 8.00 p.m. FElecâ€" tion will take place on Monday, Dec. "ist. Ballots will be mailed to all in good standing and should be returned before this date. Th: entertainment committee has planned a New Years‘ Eve panty for members of the branch and members ¢f the Auxiliary. . (Only one hundred can be accommodated at this event and tickets can be secured from the stewâ€" ard or members of the committee. General tsopics of branch interest were d‘scussed and the National Anâ€" them closed the meeting. BANK OF MONTREAL TOTAL OF QUICKLY AVAILABLE RESOURCES . . _ $896,935,228,.59 (equal to 81.653% of all Liabilities to the Public) ' Loans to Provincial and Municipal Governments a a e #a Zmn 2 7 m Due to the Public Payable on demand. Acceptances and Letters of Credit Outstanding _ . s Financial responsibilities undertaken on behalf of customers (see offâ€"setting amount in "Resources"‘ ) . Other Liabilities . . s Items not included under the foregoing headings. | Total Liabilities to the Public s s s o s To meet which the Bank has resources as indicated above amounting to s . y Leaving an excess of Resources over Liabilities, which represents the Sharebolders interest over which Liabilities to the Public take precedence. Capital ht $36,000,000.00 Reserve Fund, Profit Loss Account and Reserves for Dividends . _ 40,793,014.20 HUNTLY R. DRUMMOND, Established 1817 A presentation, in easily understandable form, of the Bank‘s Cash in its Vaults and Money on Deposit with Bank of Canada s s s o Notes of and Cheques on Other Banks . ~ . Payable in cash on presentation. Money on Deposit with Other Banks .. . Available onâ€"demand or at short notice. Government and Other Bonds and Debentures Not exceeding market value. The greater portion consists of Dominion Government and highâ€"grade Provincial and Municipal securities which mature at early dates. Stocks The strength of a bank is determined by its history, its poh'cz,‘ its management and the extent oz its resources. For 125 years the Bank of Montreal has been in the forefront of Canadian finance, Industrial and cther stocks. Not exceeding market value. Call Loans . * s * s j o In Canada . s oo C iss $ 1,920,538â€"28 Elsewhere _ . o > s sc Payable on demand and secured by bonds, stocks and other negotiable collateral of greater value than the loans. including . School Districts s e > y . % Commercial and Other Loans . s * 3 In Canada |. .0. s 51 fiil $205,232,307.17 Elsewhere < . 0 c .o . _ _‘._ 16,121,869.59 To manufacturers, farmers, merchants and others, on conditions consistient with sound banking. Bank Premises a T wo properties‘ only, afle carfled in r/)e names of boldmg rcomâ€" panies ; the stock: md boprds ‘of Athese companies are ermrely Making Total Resources of . In Canada . s s s Elsewhere _ . s . s Payable on demand or after notice. Notes of the Bank in Circulation . Deposits panses; the stock:and "bonds‘ oJ these companses are eniireiy owned by the Bank and appear on its books at $1.00 in }wb case. Profits for the year ended 31st October, 1942, after making appropriations to Contingent Reserve Fund, out of which Fund full provision for Bad and Doubtful Debts has been made, and after deducting Dominion Government Taxes amounting to $2,539,874.12 (of which $72,360.97 is refundable under the provisions of The Excess Profits Tax Act) Dividends paid or payable to Sharcholders . . . © $2,700,000,.00 Appropristion for Bank Premises . . . . . 500,000.00 Balance of Proft and Loss .Account, 31st October, 1941 Balance of Profit and Loss carried forward . . . Knitting Meeting of Trevethan, 6 Laurier avenue, on Priday The evening was «pent in knitting fof | nell; the Red Shield. Mrs. Invitation was given by Mrs. G. Aitâ€" |Troj ken to members of the Circle to hold an). 31st October, 1942 President PROFIT and LOSS ACCOUNT « $930,996,417.53 133,649,022.18 G. W. SPINNEY, 500,000.00 35,200,000,.00 manse on Dec. 1ith. At the close of the meeting, the hos« tess served an appetizsing lunch. Among those present were Mrs J. Jago, Mrs. P. Cram, Mrs. G. Aitken, Mrs. Somers, Mrs. R. Wales, Mrs. Conâ€" their Christmas party this year at the Mrs. C. Pennie, Mrs. Raybould, Mra H. Troyer, and the hostess (Mrs. Trevethâ€" General Manager $1,064,645,439.71 $1,175,319,231.00 $1,098,526,216.80 $1,175,319,231.00 $ 76,793,014.20 $112,710,235.61 45,053,234.05 683,835,390.58 23,569,694.65 221,354,236.76 38,814,805.11 16,210,253.81 13,900,000.00 16,184,995.02 15,354,907.00 16,184,995.02 2,566,745.60 2,340,875.07 311,309.43 $3,283.018.19 $ 83,018.19 $1,153,668.75 $1,236,686.94 8,330.38 PAGE FIVE