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uds Some Questions and Answers on National Housing Act Q. Can I build my house anywhere? A. Yés, provided neighborhood offers the necessary facilities to protect your investment. A. It is estimated that the total cost shoulid generally not exceed two and one--half times your annual income. Q. Must I retain an architect? A. Not necessarily but advisable. The Government requires complete plans @Q,. Can I build any type of a house? A. Yes, so long as it avoids extremes in design, has a well arranged plan, appeals to the average taste and con-- forms to the National Housing Act minimum standards of construction Q. How much should I spend on my house? BETTER HOMES EDITION ldeal Hardware Buy a can at Regular price, receive another can «»«s--~ for ONE cent We carry a complete stock of JAP--A--LAC Paints for every purpose 62 Third Avenue JAP--A--LAC 2 Gallons . . total 1 Gallon .: .>=;>. 1 Gallon . . . . . X Quart . . . . .. I Qnarft .. : .. 2 Quarts . . . total $1.96 (Quick Drying) for Floors and Woodwork Special Prices Above Good for Limited Time Only Cent ROCK--SPAR VARNISH COMPANY LIMITED Varnish S A LE A. Write to an approved lending in-- stitution, a list of which may be ob-- tained from the Department of Finance, Ottawa. and elevations accurately drawn to scale and detailed specifications out-- lining the proposed construction. Q. How do I proceed to make appli-- cation for a loan? I @ How much cash must I have available? A. At least an amount equivalent to half your annual salary. A. By the cost as estimated by your contractor or the appraisal prepared by the lending institution, whichever is the lesser, Q. What will it cost me per month? A. Six dollars and 45 cents per month will repay a thousand dollar loan in twenty years. $7.85 per month will repay a thousand dollar loan in @ How is the amount of loan de-- termined? $1.95 .01 20 .01 .21 THE PORCUPINE ADVANCE, TTMMINS, ONTARIO T immins 2----% Gallons 2 Pints . . . . total $1.06 1 Pint. . ... 1-- Pint :. . :: 6 Gallon . . . 6 Gallon .. . 15 years. To this must be added one-- twelfth of the annual taxes. @ What should a fire insurance policy cover? A. It protects your property against loss or damage by fire, lightning (ex-- cept to electrical appliances) explosion caused by coal or natural gas and loss or damage by fire caused by any other explosion. v @. Is additional insurance available? A. Yes, for a small additional cost your policy may be extended to pro-- tect your property against damage by windstorm or hail, riot, impact by vehicles or aircraft, smoke damage, damage by lightning to electrical ap-- pliances, also damage by practically every type of explosion. A. After three years it may be re-- paid with a bonus equal to three months interest. 4 ~@ May I pay off the loan at any time? * :o s2, $1LO5 s eporo o0A total $3.71 .' . $8;70 sys\ 0T Phone 216 Air conditioning has invaded the heating field so rapidly, thanks to pro-- ven results of better heaith, more comfort and greater cleanliness, that the prospective home builder cannot think of heating without at the same time giving thought to air condition-- ing. & -- 'There are six factors involved in year around air conditioning. They are air cleaning and distribution, heat-- ing and humidifying, cooling and de-- humidifying. . Of these, two are year around functions--cleaning and dis-- tribution Air Conditioning Important in All Home Building Distribution involves sending the conditioned air from the air condi-- tioning apparatus to the> various rooms. Also taken into consideration are: = The speed with which the condi-- tioned air moves through the pipes or ducts of the distribution system and into the various rooms. * Movement of air within a single room (for it is important that the air be properly circulated within any con-- ditioned room). The equalizing of air motion in the various rooms Oof the building to pre-- vent stale or stagnant air in one room. and drafts in another. oF All of these elements of distribution must be taken into account in the de-- sizn and control of the equipmggt; Cleaning is essential both to com-- fort and to health, and means the re-- moval of dust and soot, odors, "pollen and bacteria, from the air by p'issing it through a filter or spray which takes Three Types of Systems ;*~-- We may divide the principal / air conditioning systems into threektypes. First, there is the "direct--fired'"! type in which the air is filtered, warmed and forced by fans through thetsup-- ply ducts to the various roomsy This is a development of the warm air furnace. 8 them out. The second type of air conditioning may be termed the auxiliary syste:;p. In this type the heating system is prac-- tically independent of the air Condi-- tioning system. Heat is providef'by & radiator. or convector system, and con-- ditioned air is circulated through ducts. The air, besides being fiffered and humidified in the conditioner,, is tempered: by a heating coll from the boiler. In mild weather and, of course, in summer, the conditioner may be operated independently of the heating system. f 554. The third type, called the split sys-- tem, combines two methods of Hgating, both of which derive their heat from a single boiler. The auxiliary type offers a consider-- fble range of temperatures througfh'out the various rooms of the houses The heating elements in the individual means of valves, to supply relatively rooms may be made adjustable;, by means of valves, to supply relatively much or little heat, as desired. _ PLANS FOR NEW HOMES ARE AVAILABLE FROM GOVERNMENT In regard to financing the building of a new home the following question and answer gives reply to an import-- ant point that may arise:-- Q. Are any complete plans available? A. Yos. Any one of a number of altractive designs may be obtained from the Government together«with blank specifications for a fee of $10. Mistress--You place a finger bowl at each corner of the table, Mary. L sup-- pose they used finger bowls at" your last place? _ -- (¢ Mary--Oh, no, mum! They always washed before they came to the--table. --Montreal Star. * share in clearing a street of the debris arising from an air raid. Looking up from his task and seeing psople re-- garding him with appreciative inter-- est, he exclaimed: "I'm 'Itler's blinkin' 'ousemaid.'"--Globe and Mail. One of the best of recent stories is that of a 12--year--old boy armed with a broom and enthusiastically doing his THURSDAY, MAY 29TH, 1341 A GOOD START UNSCARED