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TOBY BISHOP offers to finance such a visit. The Major, who, with a snobâ€" bish arrogance, dislikes Toby, is willing to accept assistance from the young man, but only in respect of a visit by himself. Toby‘s idea is a trip by all three of them, and he is not agreeable to the Major‘s counterâ€"proposal. Now read on! CHAPTER VIL. VYOYAGE FOR THREE The major frowned heavily at the tablecloth. "But, Daddy! You‘re not thinking seriously about doing this, are you?" Diana demanded. "Well, there may ‘be something in that," he conceded at last. "I was only thinking of the additional expense, But if that‘s how you look at it . .. " Neither Diana nor her father, Major Salter can fully understand the letter. It contains references to an earlier letter which apparently the captain had sent but which Diana had never received. * It seems that his property should go to his next of kin, the major, but he has no money to go to Cuba to make his claim nor to allow Diana to go, as the letter seems to prcpose. "I most certainly am!" the major told her emphatically. ‘"And why not, Some weeks later, in Sussex, Salter‘s niece, Diana receives a letter from Father Maloney. The intruder turns out to be STEINâ€" ER who summons his confederates, LEFTY and FPRENCHY, who make it clear that they are on a blackmailling visit, based on the fact that Salter in the past ergaged in smuggling liquor into the United States. There is a struggle in which the captain is shot dead, after the men have overhauled his money and papers. â€" Synopsis Returning to the Havana port in which he had his home, Capt. Tom Salâ€" ter interviews his bank manager in regard to a sugar estate which he (Salâ€" ter) has decided to buy in preparation for his retirement from the sea. Thereafter he sails a few miles up the coast the coastal villiage in which he lives. He learns from his friend, Father MALONEY, that a stranger has been in the village inquiring about Salter. Arriving at his homestead the skipper is surprised to find that his housekeeper is absent and the place in know where your uncle obtained his reâ€" sources, but I‘m perfectly confident that there is no danger whatever of our failing to repay our good friend here." He turned to Toby with a complacent smile. "Not that that makes the slightâ€" ext difference to my appreciation of your offer, my boy. And though I imagine I should not find any great ‘difflculty in raising the necessary cash from other sources, I _happy to take advantage of your good shall be very offices." He said this in a way that seemed to indicate that it was he who was conâ€" darkness; Entering, he is confronted ferring the favour, and this tone toâ€" by a man with a revolver, gether with his remarkable change of JULIAN BECKER mysterious lcan lawyer. FPATHER FRANCIS MALONEY, an Irish priest in Cuba, in whom Salter confides. MAJOR â€" SALTER â€" Tom Salter‘s brother living the life of a retired reguiar officer in England. Regards his seafaring brother as slightly disâ€" reputable, daughbfer and Tom Salter‘s niece., TO BISHOP Hardworking, ambiâ€" tious ycung man who wants to marry Principal Charcters in the Story pray ?" TOM SALTER, bachelor sea captain "But of British origin, mostly engaged on whole t coastal trade. she pt STEINER LEFTY FRENCH, seaâ€" far! Y faring man of doubtful repute, who at worth one time salled with Salter. 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"But it‘s a dreadful business, for all that," he went on. ‘"Poor Tom! I‘ve Often wished we could have seen more of one another. And now, poor fellow he‘s dead. Shot down in cold blood in his own house!" His voice quivered a little with emotion at the thought, but almost immediately, he added: "By the way, that seems to show that he must have had a local reputation as a man of means, doesn‘t it?" "No; possibly not," the major resâ€" ponded with a judicial air. "But I thought perhaps; . . . However, it shall be as you wish, A gentlemans agreeâ€" ment is good enough for me.‘ of means, doesn‘t it?" The other two made no reply to this flight of deductive reasoning, and after a moment, he went on: "Well, let‘s get to business. I take it thisâ€"erâ€"loan had ‘better be drawn up in a proper legal manner, Bishop?" "If you‘re really going through with this thing, I think some kind of written contract, or whatever you call it, is absolutely essential," Diana put in shortly. "Personally, I think the whole scheme‘s mad, but at least Toby ought to have that much protection." "Oh, I don‘t know that there‘s any necessity for that, sir," Toby observed, glanting at Diana in some slight embarrassment. "After all, it isn‘t as though we were complete strangers." at all!l‘ the major responded genlially. "And if we ‘strike lucky‘ as the miners say, you won‘t find me unâ€" generous in the final settlement. But that‘s a matter we can go into later. Gad! There‘s a touch of romance about this kind of thing that comes like a breath of fresh air to an old campaignâ€" er like me! What does Kipling say: ‘We‘re outward bound on the old trail; theâ€"erâ€"something trail . . . ‘ You know the thing I mean." "Wellâ€"erâ€"that‘s all right then," he murmured lamely. "I‘mâ€"I‘m very glad." He said this in a way that seemed to indicate that it was he who was conâ€" ferring the favour, and this tone toâ€" gether with his remarkable change of attitude since the beginning of the interview, caused Toby to blink at him a trifle confusedly. He turned to Toby with a complacent‘ "Whyâ€"yes," Toby returned, meeting . smile. "Not that that makes the slightâ€" his gaze calmly. "I‘m due to take a esut difference to my appreciation of holiday, and as I‘ve never been to your offer, my boy. And ‘though I Cuba, I thought this was a good , imagine I should not find any great chance." He glanced at Diana. "That| difficulty in raising the necessary cash ‘isâ€"if you don‘t mind my company," he, from other sources, I shall be very added. i happy to take advantage of your good| "Iâ€"we don‘t mind, of course," she offices." | responded, regarding him oddly. "It‘s He said this in a way that seemed to only thatâ€"when did you make up your | indicate that it was he who was conâ€" mind to take a holiday? You didn‘t. ferring the favour, and this tone toe'say anything about it this afternocon." | it?" There was a note of reproach in the major‘s voice. ‘"Do you know me so little? T‘ll admit that my first reâ€" action was unfavourable, but on thinkâ€" ing it over, I‘ve come to the conclusion that I was wrong. T don‘t pretend to know where your uncle obtained his reâ€" sources, but I‘m perfectly confident that there is no danger whatever of our failing to repay our good friend here." He turned to Toby with a complacent smile. "Not that that makes the slightâ€" ext difference to my appreciation of your offer, my boy. And though I imagine I should not find any great ‘"My dear, do you imagine for one moment that T would accept Bishop‘s proposal if T wasn‘t fairly sure in my| awn mind that the results would justify "Yes, but I‘m not all willing that you ghould take the chance!" she counterâ€" ed. "It‘s not a fair risk." "But think of our position if the whole thing turned out to be a mistake!" she protested. "It‘s ail guesswork so far! You said yourself thay it wasn‘t worth the risk. It‘s heads we win, tails Toby loses!" "But IT‘m perfectly willing to take a chance on it, Di," Toby pointed out. sSCHUMACHER PHONEF 708 "Well, I‘m not," she declared. "Someâ€" how that part of it doesn‘t thrill me at all. Up to now it‘s just been a gorgeous | holiday, but when we get there we‘ll have to start interviewing lawyers and people like that. And that won‘t be such fun." ; "I wonder!" she said, musingly.. "I ~still can‘t quite believe it, you know. |Daddy does; but then he‘s much more of an optimist than I am." "Yesâ€"I‘ve noticed that," he said. Something in his tone made her look . round at him quickly. In the course of the last few days it had been borne in upon him that the major presented a problem which would have to be definitely settled before he could hope to put his fate to the final test. He had had a rather better opporâ€" tunity of studying the major at close quarters than he cared about, ard the "Not from anyone in particular," she returned. "But there ought to be a proper acknowledgment of the debt, for all that. Supposing we got murdered, or the ship went down, or something like that. How would he ever get his money back if he had no proof of ever having lent it? But if he can produce a document showing that the money was |advanced with Uncle Tom‘s estate as security, at least he‘d have a chance of getting it back from that estate." "Yes, T know," she said with a little laugh. "Still, it wouldn‘t be Daddy if he didn‘t exaggerate it a bit in his mind. Personally, I ® don‘t care how small it is as long as we can make sure of paying you back all that we owe you. That‘s the only thing that worries me.‘ "Oh, nonsense!" he rejoined hastily. "It‘s just a business proposition as far as I‘m concerned. And if you make a fortune out of it, I shall demand a heavy rate of interest on my outlay!" "You are a dear, Toby!" she said softly. "I was scared stiff when you first proposed this trip and Daddy jumped at it as he did. But I‘m glad you decided to come along with us, too." _ As she spoke, she slipped a hand over one of his which was resting on the rail and gave it a slight squeeze. It was an affectionate little gesture, but he made no attempt to respond to it in kind. "Well, I thought I ought to keep an eye on my capital investment!" he told her with mock seriousness. She laughed, and after a moment withdrew her hand. It was queer how things worked out, he reflected when she had gone. His primary idea in accompanying them on this trip had been in order to be with her, and he was conscious that he had gained ground with her steadily. It was all going as he had hoped it might, in fact: and vet . . . it wasn‘t. "I hope so, too," he said cautiously. "But I think it‘s posisible that he‘s got an exaggerated idea of the value of this sugar plantation. EFach time I hear it mentioned, it seems to have grown larger." * 1 *My dear girl!" her father remonâ€" «trated,. "Protection from whom?" "Hes always been like that," she said defensively. "It‘s a good thing in a way, for he‘s had‘ a lot of disapâ€" pointments. But this time I‘m hoping he‘s really got reason for it." Toby looked at her with a smile. As far as he was concerned, the absence of the major had been one of the prinâ€" cipal attractions of the day, but he foreâ€" bore to say as much. "No, I suppose not," he said. "Still, if friend Maloney hasn‘t been leading you up the garden path, you may find that you can afford more holidays like this in future." "Yesâ€"it‘s been a nice ibreak," he agreed. "Ten days at sea is quite enough at a‘stretch." "Oh, but TI‘ve loved it all," she proâ€" tessted. "You must remember that T‘ve never been out of England before. TIt‘s all new to me. I shall feel quite sorry when we get to Havana." "Sso shall I," he told her truthfully. "But then I haven‘t got your incentive for going there. You ought to be burstâ€" ing with impatience to get to this other placeâ€"Carbonaras." CHAPTER VIIIL. BORROWING FOR EXTRAVAGANCE *# "Well, it has been a lovely day, Diana declared, gazing astern at the fastâ€"vanishing _ Jamaican _ coastline. "Perfectly lovely! What a plty Daddy didn‘t come ashore with u.‘ "No," he admitted. "But, then none of us knew that we were going away this afternoon, did we?" ‘"‘Together!" the major â€"echoed, staring at him; and Diana turned and looked at him sharply. "Why, you surely don‘t meanâ€"?" "I think the murder idea is a little farâ€"fetched," the latter remarked with a smile. "And if the ship goes down â€"well, the chances are that we‘ll all be drowned together, aren‘t they?" The major agreed doubtfully. "It‘s a farâ€"fetched idea, of course . . ." And he paused and looked at Toby. We have all noticed some Of the AGANCE Characteristics of the thin individual, ely day," ; He or she is usually very nervous, jumps n at the ' at the least noise or sound, tries to do coastline.|everything and seems to put the last y Daddy ounce of energy into doing the simplest [and most unimportant tasks. They THE PORCUPINE ADVANCE, TTMMINS8, ONTARIO |was painfully conscious of it and tried make up for it in her.own way. Nevertheless, it was borne in upon Toby more and more that she regarded herself as being bound closely to him |by ties of filial duty, and he realized in the present condition of affairs he was faced with a hopeless situation. It was evident that she would never leave her father while she fancied he needed her, and in the cireumstances he felt that it would be wiser not to precipitate an issueâ€"however great the temptation. It would be better, he concluded, to |see the outcome of this affair before taking any further action. If there really was something behind this man Maloney‘s â€" communicationâ€"and â€" he thought it was more than likelyâ€"then the whole situation might be materialy affected, and he would have to readâ€" just his plans accordingly, It was only a matter of a few days now, and once he knew for certain, he would be in a better position to decide finally upon ‘a course of action. | In the atmosphere of sycophantic adulation with which he had surroundâ€" ed himself, his manner towards Toby had undergone a change for the worse, too. He now affected an air of tolerant patronage towards the younger man which was distinctly offensive, and though Toby had borne it so far: withâ€" out displaying any signs of resentment, it was only the knowledge that it would cause pain and the ginl which had acted as a curh; He had spent more and more time in the smokingâ€"room, and though he carâ€" ried his liquor well, it was certain that he was drinking more than was good for his health or his pocket. éhe had more than once attempted an apologetic defence of herâ€"father‘s attitude, but it was evident.â€"that shc as they were impecunious, it became obvious that his vanity was proving a somewhat expensive luxury. It had not been an auspicious beginâ€" ning, but he had known that the elder man existed on his army pension, and he assumed that he had been caught at the wrong end of the quarter. In any case, ten pounds would not make much difference to the sum he had already expended on his behalf, and he thought no more about it at the time. In the course of â€"the following days, however, he had found that the major had apparently set out to make @an imâ€" pression in his chosen circle, and had so far succeeded that a number of the denizens of the bar and smokingâ€"room were persuaded that he had inherited one of the richest estates in Cuba. This, in itself, might have been harmless enough but for the fact that he evidentâ€" ly thought it necessary to display a generosity ibefitting the part he had assumed; and as there were a number of men aboard returning to South America from leave, who were as thirsty It had not cccurred to Toby that hcihad the ‘following paragraph:â€" major: with spending money for the 'mont,hs ended October 1st totalled $45,â€" voyage till that warrior tackled him on 325. mostof which was in December, A the subject immediately before dinner fite at Bucovetsky‘s brought a loss of on the first night out. $40,000 and one week later in the same "I was wondering if you could MOnth‘ a fire at Dessane‘s studio acâ€" advance me a little moneyâ€"just for cur. ‘ COunted for most .of: the remainder, rent expenses," the major had said. "I The per capital loss approximates $6.50, don‘t care abouit askine for it. but T yery Digher ‘than in ~~many "previous years "I was wondering if you could"m‘m advance me a little moneyâ€"just for curâ€" ‘ COW rent expenses," the major had said. "I T,he don‘t care about asking for it, but I very , ‘gh foolishly forgot to draw enough froml the bank before I left, and what with . one thing and another. You know how . these Hiitle things mount up, ;:." | Yer€ LEX n However with the figures of insurâ€" ance companies before us, it is easily seen that underweight up to the age of 30 is a handicap and a liability to health and life, and overweight after thirty is even more of a handicap and liability. Insurance figures are true beâ€" cause companies, whether mutual or otherwise, cannot remain in business if they insure those who are likely to pass away early., The insurance comâ€" panies have found that a certain weight for a certain age and height means health and longer life, and that being ~heavier or. lighter~© than this weight is a disadvantage. Toby had extracted a ten pound note and handed it over. You have only to know or even look: at the very thin or the very fat inâ€"| dividual to see certain conditions of! mind and body that make you realize that the insurance companies with thousands Oof case mvestigated are | justified in refusing the very Tat or the | very thin applicants for insurance. And | when thess thin or fat mdividuals are | acceptéd,. an increased premium is charged, until they more nearly â€"reach | the required weight. f WHY YOUR WEIGHT IsS soO IMPORTANT The man and woman of average weight in good health cannot underâ€" stand why so much is said about the dangers of overweight, and to a less extent about underweight. There are men and women who will tell you, and it is absolutely true, that they eat what they like and yet their weight has not changed in 10 to 20 years. Thus to see those who are overweight struggling bravely to reduce, and others struggling just as bravely to increase weight is a source of amazement and often of amusement to them also. Byv lames W . Barton, (To Be Continued) of Poutr $ Ehat Boby Instead of diseases of the stomach (ulcer) and lungs (tuberculosis), the Ldi.seases due to overweight are heart |disjzase, hardening of the arteries with high blood pressure, resulting in a stroke orâ€" sudden heart failure, and diabetes. Prof. E. P. Joslin, Harvard University, has shown that overâ€" weight is a forerunner of diabetes, and .that when there is a family history of |diabetes the individual should not ‘allow himself or herself to become Ioverweight as it is practically inviting Miatetes: |_ With those who are overweight the opposite conditions are found. They are not energetic, anxious to work or ]exercise. and as their overweight inâ€" terferes with getting â€" easily, they become content to sit around and |let the world go by. With less; exercise and a good appetite (they are so often healthy individuals), the weight conâ€" tinues to accumulate and they become ;less inclined toward mental and phyâ€" sical work, Naturally the food not beâ€" ing used for work, must be stored somewhere and is stored as fat on the surface of the body, around the organs. This means a great amount of extra work for the heart, blood vessels and kidneys. more he saw of him, the less he liked keep tensed so muchâ€"nerves and musclesâ€"that they are soon> tired or even exhausted. Naturally they have to eat to live but they are so often tired or tenged when they eat that they have no appetite for food, and the tiredness or tenseness interferes with the proper flow of the digestive juices, There follows often therefore constipation usually and sometimes diarrthoea, which weaken the system and allow wastes to accumulate in the blood. so, as you think about your weight and your health, remember how importâ€" ant it is to keep somewhere near the proper weight for your age, height and build. Keeping within 5$ to 8 pounds of this "ideal" weight should help to ward off infection, increase your workâ€" ing ability and lengthen your life, (Registered in .accordance with the Copyright Act.) The fire brigade, of which Ernie Mcâ€" Cormick is chief, answered a total of 115 calls during the year, 89 of which were for chimney fires. There were five false alarms and five calls outside the limits of the town. Sixteen were incipient." Thus with tiredneass and weakness, there is not the strength to withstand the common ilXs of life and so thin blood (anaemia), and tuberculosis most often develop in thin individuals. They are therefore poor risks for insurance. NORANDA‘S FIRE LOSS FOR YEAR â€" TOTALLED $45,325 Last ~week‘s Rouynâ€"Noranda Press NORTHERN ONTARIO POWER _ COMPANY LIMITED General ElG@Cctric has Everything The World of NEWS, ENTERTAINMENT, EDUCATION The airâ€"waves today are throbbing with vital news. Keep upâ€"toâ€"theâ€" minute on what‘s happening with an upâ€"toâ€"theâ€"minute radio. Enjoy the world‘s most brilliant entertainment. Simplified pushâ€"button tunâ€" ing and many other improvements have lifted radio reception to new heights of ease, range and clarity. Give YOUR home these advanâ€" tages. Many models to choose from; one for every budget, each enâ€" cased in a cabinet of outstanding beauty. SMALL DOWN PAYMENT â€" EASY TERMS We pray Thy tender welcome home The toil, the bitterness, all past, The following was published in ‘"The Week in Lakeland," a bright little newspaper issued at Lakeland, Florida. A visitor from Timmins to the south treasured a copy of the little journal containing this poem, feeling that this "prayer in verse" was, perhaps, the most impressive possible evidence of friendship with which to greet the "Visitors from Canada." TO OUR CANADIAN VIsITORsS "FPOR ALL WHO SERVE" GoODâ€"KINGâ€"COUNTRY Lord God of Hosts, whose mighty hand For those who weak and broken lie, In weariness and agonyâ€" Great Healer, to their beds of pain Come, touch, and make them whole again! O, hear a people‘s prayers, and bless Thy servants in their hour of stress! For those to whom the call shall come Console and succor those who fall, And help and hearten each and all! O, hear a people‘s prayers for those Florida‘s Prayer for Visitors from Canada Dominion holids on sea and land, In Peace and War Thy will we see Shaping the larger liberty. Nations may rise and nations may fall, Thy Changeless Purpose rules them all. When Death blasts earth and sky and sea, Keep all our hearts firmâ€"stayed on Who fearless face their country‘s foes! is yours by Corner Birch St. Kirby Ave. Phone 935 Milk â€" Cream â€" Ice Cream â€" Buttermilk . A quart of milk every day for all youngsters who want health and happiness. Timmins Dairy Milk is the most desirable because of its richness, purity and healthâ€"giving ingredients. Be sure to specify TIMâ€" MINS DAIRY MILK when ordering. It‘s better always! Timmins Dairy Owned Operated by Canadians We trust them to Thy love at last. O, hear a people‘s prayers for all Who, nobly striving, nobly fall! To every stricken heart and heme O, come! In tenderest pity come! To anxious souls who wait in fear, Be Thou most wonderfully near! And hear a people‘s prayer for faith To quicken life and conquer death! For those who minister and heal, And spend themselves, tbelr skill, their zealâ€" Renew their hearts with Chru«nkc faith: â€"John Oxeninam. : Tuneâ€" "Melita" â€"*"Eternal Father, Strong to Save." And guard them from Gisease and death. And in Thine own good time, Lord, send Thy peace on earth tm Time shall end! Avoid chimney fires by keeping the chimneys clean. A chimney fire may spread to the rest of the building. The above poem gontributed by Mrs, George B. Hiller, Cooperstown, N. Y., and is published here for the first time. MONDAY, 7TH, 1940 Prescribes DRY SLABS COAL and WOODn MOVING and CARTAGE CHIMNEY FTIRES ONE 565