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fuss or headlines, few realize the magâ€" nitude of the responsibility resting upâ€" on the broad shoulders of Britain‘s sallormen,. .. Still fewer stop to think that the German navy skulks in hiding while Empire commerce sails the seven seas because the spirit of Drake, Anâ€" son and Nelson has lived and fourished gdown the centuries. For the roots of (By Percy Ghent) ‘"*The liner she‘s a lady, With the paint upon ‘er face, The man o‘ war‘s ‘er ‘usband And keeps ‘er in ‘er place." Gray fighting ships of the royal navy mounting guard and bossing the show as transports with their precious freight of Canadian troops, sailing in the long lines of battle formation across the wintry Atlanticâ€"it is a picture to chalâ€" lenge the imagination. It is a picture and an achievement which has inspired many an eloquent tribute to the might and effi¢iency of the British navy. But, somehow, the homely rhyme of Rudâ€" yard Kipling quoted above, sums up the situation in such brief and quiet ecnufidence that rot another word seems needed. Tender of the firm of Chaput ard Mainville to cut and haul reliel wood from the town claims was accepted. Price was $3.50 a cord. Frank Morel, 116 Maple Street, north, was hired as temporary relief inspector. Chief 6f Polisce Leo H. Gagnon was appointed amr inspector to regulate the measurement of wood. The Chief is entitled at any time to stop a load of wood and order it measured. Some Famous Ships of the British Navy Past and Present Old Heroes Inspire the Briâ€" tish People Toâ€"day. WA e WB LE 4A 2. VA 13 4 3 " T6 tA 4 5 River, near Sandy Falls, which annualâ€" ly has prevented free flow of the river in flood and which, as the result, has caused areas along the river bank near Timmins to flood. Local labour woul be used in the project, the letter said. Mayor Brunette said that the,governâ€" ment intended to spend between $2,000 and $3,000., Tag days were requested by t eration de Femmes Canadien Francaise and by the Chinese Patriotic League. They will be filed and considered on whout February 15, when the Council will grant the tag days to ‘be held in 1940. Private Archie Chisholm wrote the Councii to thank the Town for the yift of cigarettes at Christmas time. The letter was received from Aldershot Camp, England. Arthur Sedgwick, Chief Bridge Enâ€" gineer, Department of Highways, wrote to say that he would be in Timmins to inspect the Mattagami bridge during the week of Januanry 28. Public liability insurance will ~be placed on municipal rinks in the town. A N Ek â€" VE NA No There was a Queen Elizabeth in the ~navy in 1959, as there is toâ€"day. She t | here . was of 900 tons and launched at Woolâ€" wich in the royal presence. In 1637 q was ordered the building of the "greatâ€" est ship our island ever saw." To her was given the prophetic and significant name, Sovereign of the Seas. An offiâ€" cial description credits her with "three i6 Feq_| Aush«deckes, a half decke, a quarterâ€" decke and‘a roundeâ€"house." For her 100 guns, which included ‘"murdering pieces" there were the usual lines of portholes and stations "fronte and reare." This ship was lavishly adorned with emblems and mottoes in gold. With good reason, her Dutch foemen dutbtbed her the "Golden Devil." Tiny Warships Ruled Seas And among other ships of these pionâ€" eer days of the Royal navy you will find such names as Triumph, Swiftsure, and St. Georgeâ€"names so familiar toâ€" day. What is more important, these new ships with the old names are ‘manned by the same dauntiless breed. "Saint George for England" was the battle cry of sailors in the days of The tender of the Hollinger Mine for $2,500 to ‘buy old imachinery in the abandoned municipal pumpmg station, was accepted. Arthur Sedgwick, Chief Bridge Enâ€" gineer, Department of Highways, wrote to say that he would be in Timmins to inspect the Mattagami bridge here during the week of Januanry 28. Private Archie Chisholm wrote the Councii to thank the Town for the yift of cigarettes at Christmas time. The letter was received from Aldershot Camp, England. Tag days were requested by the Pedâ€" eration de Femmes Canadien Francaise and by the Chinese Patriotic League. They will be filed and considered on whout February 15, when the Council will grant the tag days to ‘be held in 1940. When the members of Council filed in <Mr. Shaw tocok his place at the Clerk‘s desk. ~He read the minutes of previous mesetings and the next busiâ€" ness introduced (was that of the byâ€" laws. Their passage confirmed rumours which had been discussed on the streets of Timmins since Friday imorning. | Miscellaneous Business l A letter was received from the Fedâ€"| eral Department of Public Works inâ€"|‘ forming the Council that work wouldâ€" be begun in the near future to remove the rock obstruction in the Mattagami | River, near Sandy Falls, which annualâ€" | ly has prevented free flow of the river in flood and which, as the result, has caused areas along the river bank near Timmins to flood. Local labour would be used in the project, the letter said., Mayor Brunette said that the,governâ€" ment intended to spend between $2,000 and $3,000, There was no discussion. The only comment on the changes was made by Miss Terry. "This change is no reflecâ€" tion on Mr. Murphy as Town Clerk," said Miss Terry. ‘"When the change was made‘a year ago some of us felt that it was not as fair as it might have been. We merely want to see the right man in the right place. Mr. Shaw, will I am sure, make a good Clerk and Mr. Murphy will make a good Treasurer." All of the byâ€"laws were carried unanâ€" imously. All of the Councillors with the exgseption of Mr. Eyre, were present and all voted for them. The imotions ordering third readings of all the necessary byâ€"laws were proâ€" posed by Councilior Terry and seconded by Councillor Rcoberts. Mr. Murphy was appointed Clerk of the Town of Timmins early in 1939 following the retirement of H. E. Montâ€" gomery from,that office. Mr. Shaw had been Treasurer for a number of years. Patrick H. Murphy and Arthurs L. Shaw exchanged positions at the Town Hall following Friday‘s meeting of the Town Council. By passage of byâ€"laws the Council made Mr. Shaw, who forâ€" meriy was Treasurer, Town Clerk, and Mr. Murphy, who formerly was Clerk, Town Treasurer. Pass Byâ€"laws Revoking Appointments of Both and Then Reâ€"appoint A. L. Shaw Clerk and P. H Murphy, Treasâ€" urer. "Want Right Man in Right Place," Says Counâ€" cillor Terry. Change No Reflection on Either Man. Council Interchange Clerk and Treasurer at Regular Meeting Friday : of words nor the eloquence could do ps and men of the e strength, skill and sible the transportaâ€" st armies over oceans sted Channel. It is . of amazing proporâ€" Across the Atlantic too, in westward course, came a British fieet under the command of Admiral Saunders in 1759. It carried the army of Wolfe that won Canada for the Empire. Again, the ‘wooden ships with the familiar names were in that fieetâ€"and the same breed of seadogs manned them. We someâ€" times think that the shade of Nelson in silken smalls might stand upon the ‘brid’ge of some m'igh-ty battleship on guard for Britain, as he in life stood on the Victory. He would be proud, we think, of the men he saw on the giant ships of steel. And on the Ajax or the Achilles, as they stood off Montevideo waiting for the Graf Spes, did the ghostly form of Broke stand, thinking of that June day off Boston when he waited on the Shannon for the Chesapeake to come out and fightâ€"as she did! But if the ghosts of Nelson and Broke are but creatures of the imaginâ€" ation, thank God the spirit of these heroes is a real and vital thing! Sudtbury Star:â€"‘"Many a girl in a business office is putting money by beâ€" cause of an uncertain future," says an employer. This is known as safetyâ€"pin money,. Old Herces Inspire Us Just a little while ago we were readâ€" ing the name of the fighting ships that were in the convoys of Canadian troops in the War of 1914â€"1818. One of them was H.MS. Essex. Whether it was the Essex of recent exploits or an earlier cruiser does not matterâ€"it was probâ€" ably the same. Certainly, the same courage and high enterprise were preâ€" sent in both achievementsâ€"and both were taken as part of the day‘s work. Drake in the Golden Hind, Anson in the Centurion, navigated their little ships around the world. They defled the might of Spain and humbled the proud treasure ships that towered above them. Gold, spices and all manâ€" ner of tréasure they carried back to England. They conquered storm, fire and shipwreck,.and laid the foundaâ€" tions for world commerce. But more than that, their deeds fired British hearts and made the sea lanes as allurâ€" ing as the orchardâ€"flanked lanes of Devonshire. They created that tradiâ€" tion of valor which triumphed at the Falkland Isles and Jutland, and that less spectacular but equal gallantry that keeps Canadian soldiers safe on the Atlantic. Four years before Columbus disâ€" covered America, the British navy, as a national institution, had its birth. There had been sea battles before that, of course, but they had been fought with ships hired from merchants, or grabbed sans ceremonie, in any handy port. Henry VIII, however, decided build fighting ships of his own, and «n 1488, the Great Harry, first ship of the royal navy, was. constructed. She _ had three masts, and since portholes had not yet been introduced, her small guns were fired over the bulwarks. But Drakeâ€"and at Zecebrugge on St. George‘s Day of 1918 the same rallying cry was signalled to the fleet of Sir Roger Keyes that attacked the Gerâ€" mmant cass. Monster Cost £6,478 Second of the fight ships of the navy was built at Woolwich in 1515 and named the Henrye Graceâ€"aâ€"Disu. Henrye became the wonder of the world. A contemporary account deâ€" scribes here as "a galeas of greate magâ€" nitude, fitte to demolish any fortresse, however stronge." She was of 1,000 tons burthen, carried 80 guns of all sorts and sizes, lhad three decks and four masts, and cost 6,478 pounds, 8 shillings and 3 farthings. No details are available as to how the three farthâ€" ings were squandered. Henrye seems to have been the first fighting ship to inspire that respect for the British navy among the nations which has beâ€" come a habit. it was Henry VIIIL who first gave the navy its formal organization and planâ€" ned for its expansion. And for that glorious service he should be rememberâ€" ed, rather than for his parade of hapâ€" less wives. the British sea tradition stretch deep and far and ghosts of ten thousand wooden ships patrol the seas with their sisters of steam and iron. Before the war, Italy was largely dependent on Germany and Great Britain for coal. Sea shipments from both countries, particularly Germany, were understood to have slumped beâ€" cause of the blockade and other diffiâ€" culties. High freight rates and obtainâ€" ing sufficient freigh‘t cars are problems in getting German coal overland. Telegram:â€"You can recognize the man raised in a big city. He is the one who is always figuring on how much money «he could make in the country by running a chicken farm. Rome, Jan. 27.â€"â€"German sources indicated today Dr. Karl Clodius, Gerâ€" man financial expert, was discussing with Italians the possibility of increasâ€" ing German coal shipments to Italy. London, Jan. 27â€"The crow of 12 of the Fleetwood trawler Murisia drowned toâ€"day as their vessel was wrecked on rocks off the Isle of Man. Only two days ago the crew had received a reward of 100 pounds $447) for saving seamen from open boats. Globe and Mail:â€"Nobody is likely to be bored by the approaching Canadian political war. He paid tribute to coâ€"operation of the Foreign Exchange Control Board in placing foreign exchange at the disposâ€" al of Canadian life insurance comâ€" panies. No policy owner outside Canaâ€" da, with the minor exception of a few living in enemyâ€"controlled countries, had failled to receive money due. "The outsanding success of the reâ€" cent Joan is ample proof of the confidâ€" ence of Canadians in their country, and that Canada will emerge after the war a stronger member ¢of the empire," he said. Pointing out that Confederation Life business has increased more than‘ 600 per cent since 1914, Mr. Macdcnald said that the expansion was in line with Canada‘s growth in the last 25 years. The Dominion was a young and untried nation in 1914.. Giant strides in manuâ€" facturing and mining, which have more than tripled their 1914 production, have made Canada capable of a greater war effort with less strain than in the last conflict. He predicted that the rapid expansion which came during and after the last war would be repeated, with a consequent rise in national wealth to meet war costs. "When demobilization comes, it brings with it the dismantiing of our entire war economic structure. Work now deferred will then be not only useful but probably very necessary," said Mr. Macdonald, citing the Toronto | traffic artery as the type of public work lwhich well could be delayed. He obâ€" served with approval that work on | several federal projects had been postâ€" poned. "So long as this continues, inâ€" dividual sacrifices, no matter how onerâ€" ous, will be borne with calm determinaâ€" (tion," he was confident. "In the improved record of municipal finance is seen the effect of that frugal instinct that dominates the life of our average citizen, that leads him to pay his debts and keep his liabilities within reasonable bounds," observed Mr. Macâ€" donald. "It is procof that our economic life is sound and offers an inspiring note of confidencte at a time when Canâ€" ada is assuming further obligations." Noting that Canada had 27,000 govâ€" erning bodies, he suggested that warâ€" time might be a good occasion on which to reduce ovenlapping government serâ€" vices. Improvement in municipalâ€" finâ€" ancing ‘was evidence that a strong movement for economy was making itâ€" self felt in Canada, even ‘before the outbreak of war. In two years, 16 citâ€" ies across Canada had cut their debt by $21,000,000. In Ontario, municipaliâ€" ties were again on a sound basis, hayâ€" ing reduced their debt by $100,000,000 since 1932. Pive years ago, $105,000,000 in debentures of Ontario municipaliiâ€" ties was in default,. Of this, $102,000,â€" 000 now has been refunded. Opportunty to work out a permanent solution to national probléems such as relief, the railway deficit, and farm conditions in western Canada, should be seized now, to simplify the transiâ€" tion back to a prace economy. Warâ€" time activity would lessen demand for relief and increase rail revenue. Westâ€" ern prosperity would be on a firmer foundation if it were based on the raisâ€" ing of hogs, sheep and cattle as well as wheat, he stated. Mr. Macdonald warned that war reâ€" strictions on business must be scrapped when the conflict ends. "If regimentâ€" ation is maintained in time of peace, the line of demarcation between demoâ€" cracy and a totalitarian state would be slight indeed," he said. ‘"Matters which the state takes out of control of the individual should be looked upon as inâ€" herent personal rights which our citiâ€" zens have lodged with the government as a temporary custodian, to be reâ€" turned when the war is over. We are all prepared to forego certain rights, but these sacrifices should not be alâ€" lowed to entail the permanent loss of liberty." Toronto. â€"C. S. Macdonald, in his presidential address at the 68th annual meeting of the Confederation Life Asâ€" sociation here January 23, urged rigid curtailment of private and pubilé spending on all except war measures, explaining that reserves should be acâ€" cumulated for projects which will be needed in the period of rehabilitation after the war. Urges Curtailment of All But War Expenditures Other Projects Will be Needed When War is Over. THE PORCUPINE ADVANCE, TIMMINS, "It is interesting to recall that at the | outbreak of the war of 1914â€"18 considâ€" erable uncertainty was felt as to what effect it might have upon the earnings and progress of the life insurance busiâ€" ness, but the experience of those years proved that any such apprehension was i groundless, Canadian life insurance companies without exception, as well as life insurance companies in Great Britain and in the United States, emerged from that period of war and the influenz» epidemic which followed it, stronger than ever before. "The strength of the well managed â€" "‘There is every reason to anticipate a continuance of satisfactory progress during the current year on the part of our own Company as well as of other Canadian life insurance companies One of the chief reasons for this optimâ€" ism is the excellent outlook for business generally throughout the Dominion. Business conditions were definitely on the upgrade during the first eight months of the year, and since Septemâ€" ter improvement has been still more marked, The second largest wheat crop on record has been harvested, and not only agriculture but business generally has greatly benefitted. There has been marked improvement in the newsprint and woodpulp industries, and our mining industry has exceeded all records. Manufacturing in many lines has been greatly accelerated. "It is inevitable that the production of all kinds of raw materials with which Canada is so richly endowed, as well> as the development of a wide range of industries for which this counâ€" try is naturally adapted, will be greatly stimulated as a result of the war. Canâ€" ada is the fourth nation of the world in foreign trade, and already during the last three months our trade figures have shown important advances which are attributable to the very striking increases in trade with the countries of the Western Hemisphere, especially with the United States, Surplus for the year‘s opsrations was $653,882 of which $344,769 was appliea to policyholders‘ d@ividends; $33,412 as shareholders‘ dividends; $182406 to further. writing down of ledger assets; and the balance of $93,29%4 added to surpilus funds which now stand at a new high, $1,726, 402. New Appointments Mr. H. R. Stephenson, general manâ€" ager, anncunced the appointment of four new officers: Mr. Peter MasDonâ€" ald, alcting secretary; Mr. J. D. Jamieâ€" son, manager of the mortgage departâ€" ment; Mr. W. D. Stewart, assistant treasurer; and Mr. A. F. Williams. agency supervisor. Highligts of President‘s Address In the course of his address, the president, Hon. G. Howard Ferguson, said ; Payments to policyholders and beneâ€" ficiaries totalled while reâ€" serves for‘all policy liabilities gained more than 12%, and now amount to $34,199,015. Income Up The total cash income amounted to $9,434,407 ~compared to $8,422,809 in 1938. \| Mortgages totalled $10,489,594, repreâ€" senting a little over 27% of the assets. The amocunt of the interest overdue on December 31st last was $1.618, an exâ€" ceedingly small total in relation to the principal amount of the mortgages. "The average rate of interest earned was 4.86%, Under present conditions in the money markets, this achievement is strong evidence of the efficiency of our investment ~departments," said Mr. Ferguson. Assets increased to $38,588,099, a gain of approximately 12%, the largest in the history of the company. The greater part of this increase was represented in government and municipal bond holdings. There were also increases in holdings of ‘public utilities and indusâ€" trial bonds and first mortgages on real estate, with smaller increases in preâ€" ferred and common stock. Toronto. â€" Declaring that the outâ€" break of hostilities in Europe has had no appreciatle effect to date on the business of the Crown Life Insurance Company, Hon. G. Howard Ferguson, president, announced at the company‘s 39th annual meeting that insurance in force had increased by $16,554,308 to $219,883,976, an increase of approxiâ€" mately 8%. New policies issued totalled $34,1757,262, more than in any previous year. Striking Gains for the Crown Life in the Past Year Hon. G. H. Ferguson, Presiâ€" dent, _ Reviews Strong Report. New â€" Appointâ€" ments Made, . HON. G. H. FERGUSON who prosided at the annual meeting of the Crown Life Insurance Comâ€" pany, and reviewed the striking gains made by the company in 1939 ONTARIO "Our present strength, economically, is enormously greater than when we entered the war of 1914â€"18,; If one looks at just i few of the most importâ€" ant factors in our business structure. we at once realize how much better we are equipped to meet the difficulties of the situation and to develop a wellâ€" organized scheme of recovery after the war. In 1914 the deposits in our charâ€" "As we look into the future, taking account of all the inevitable ‘tragedy and burden of the war, the outlook inspires us with confidence, not orly of victory in the conflict, but of the great era of expansion and prosperity that will come to our own country. "Canadian business abroad,. ei States or other cou: formity with the lan which they coperate normally written p rency of the countt their investments payable in the va order to offset the fluctuations. "It is important to rememb: never in the history of Canada I life insurance company failed t its obligations at all times. The of Canada‘s life insurance con is unique as regards their unw: financial soundness and stability. for this splendid record is large to the careful supervision exere the Dominion Department of ance. The samevthing may be to the ~sourdness of our Ca Banks, Trust Companies® and financial institutions. life insurance demonstrated was in fact t] phenomenal g in the succesd reason to doul life insurance present war w and that in co: the business | hanced. Gencral Mana Insurance Cof mew policles is as the highest Company. OWN LIFE MANAGER ite2 Companlie will be equa consequence S will be sti ten â€" paya he its are ~diversific ~â€"various curren the effects of ex mnp xth of the Crov ny. who r. the h 10A ‘h, economically, than, when we 1914â€"18. If one he most importâ€" siness structure, 1Cl tAait 11 LY 1} taking tragedy outlook of United m€ 1 KELLY, Division Manage Honcur The Hon. E. L. Patenaude, P.C. K.C., LL.D., Quebetc: G. O. â€"Somers Pasadena; G. E. Spragge, Toronto; W F. Watkins, Toronto and N. FP. Wilson Ottawa. 11 London, Jan. 27.â€"Authorized sources today denied a German asserition that two British stscamships in convoy were Boarfl of Directors The board of directors, reâ€"elected at the meeting, is: Hon. G. H. Ferguson, P;:C., K.C., LL.D.;: C. W. Somers, Toronâ€" to; H. D. Burns, Toronto, H. R. Stephâ€" enscn, Toronto; F. Erichsen _ Brown, K.C., Toronto; Captain W. M. Crawâ€" ford, Vancouver; G. A. Morson, Hayâ€" ana; W. â€" R. Morson,â€" Toronto:; | His tered banks were $1,003,000,000; in 1939 they are $2,600,000,000. Gold production alone in 1914 was about $16,000,000; in | 1939 it is upward of $180,000,000. An essential factor both during the period of the war and during the period folâ€" lowing the war is clectric power. in 1914 we had installed 1,900,000 horseâ€" power; in 1939 we have about 8,500,000 horseâ€"power. We have the largest grainâ€"growing area in any of the Alliea countries, ard this year our crop ex-‘ ceeded anything in the history of the‘ country except one single year. In transportation we have, in mileage and equipment, in steam, electric and highâ€" way transport, a system capable of ; caring for many times the mpu]ation‘ and production of the present day. "All these, and many other factorsl that are fundamental to a strong busiâ€" ness structure, point to Canada as one ol the most attractive countries for investment and increased "popula‘tion. What we must keep in mind is the reâ€" adjustment to peace conditions after the war has been won. We are trustees ‘ for the generations of the future, and | must safeguard the interests of those who come after us. Faith in our cause and confidence in our country are the | two essentials, not only to bring the war to a successful issue, but to inâ€" augurate a period of growth greater than ever before." sh ships were sunk that day although i unidentified French craft was sunk T Porto, Portugal.. The years take toll of near seeing. Even though you can see clearly at the distance, you may need help for close work such as reading and sowing ats. 17 PINE ST. N Comfort you get cl GERMAN REPORTS DENIED iid the records showed no Briâ€" Ageing Eyes soda can be secured by getting lenses to help ar vision ocnce more. J. M. WATERMAN, R.O., Eyesight Specialist Y. Evenings by Appointment North Bav.Ont on the highway. The car behind ed into the truck,; and its owner the Irishman. Globe and Mail:â€"The Hansa,g'd reâ€" port of the recent session of Parliaâ€" ment will be so small a volume that it might indicate economy in speech, but that is not the reason. Strolling along the boardwalk, a man dropped a quarter through a crack in the planking. A friend came along a minute later and found him squatting docvn, industriously poking a fiveâ€"dollar bill through the treacherous cranny. "What are you doing?" inquired the ‘"Why didn‘t you hold out your hand?" the judge asked Pat. ‘"Well," he said, indignantly, "if he couldn‘t see the truck, how in hivin‘s name could he see my hand?" "I‘m trying to make it worth my while to tear up this board!" no Lady (to new much ; my milk bill?" Milkmanâ€"‘Scuse me, lady, but my ame is Joe. rle "No, but he comes home and tells er stories that make her hair curl." Notice is herchy giron that an interim dividend of 15¢ share, payable in Canadian funds, has hbeen declared by the Directors of Hallnor Mines, Limited (No Personal Liability), payable March I1st, 1940, to shareholders of record at the close of business February 15th, i940. HALLNOR MINES Toronto, Ont iNnuUary Oh, does he get it for her wholeâ€" By order of the Board la s saved a lot of money on treatmentis since she married DIVIDEND NOTICE GREAT SCHEME *A NICE POTINT 1. 0. BOURDON 1LIMITED rsonal Liability) R. BRADFIELD stopped suddenly car behind crashâ€" Hecretary. sued