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The Association operates under in agreement which may be amended from year to year, and the problems that arise are adjusted by deliberation beâ€" tween two Committees, which together form the Boarda of Directors. Matters «The contribution .by the employee to a central fund is made by a single payroll deduction for each employee for each period of four weeks, or 13 deductions per year. There is no graduated sceale of deductions according to the size of the family. The single employeee withâ€" out any dependents contributes $1.75 every four weeks. The married or single employee with dependents contributes $2.65 every four weeks. Except during the first three periods of the operation of the first year of this Plan, the mine management has contributed $1 per employee every four weeks. The moneys received for the first year were $123,144, and in the second year, $136/129. The distribution of the funds is carried out by the payment of hospitalization, nurâ€" ses, xâ€"ray, administration, ete., in full, and the remainder of the fund is disâ€" tributed among the doctors, after their accounts are checked by the Medical Executive Committee. The amount paid for hospitalization in the two years has amounted to 16.1 per cent, for xâ€"ray 3.6 per cent, nurses 24 per cent, and adâ€" ministration 5.4 per cent, leaving a reâ€" mainder for the doctors of 725 per cent. This amount has paid the doctors‘ acâ€" gounts at approximately 70 per cent of the Ontario Medical Association Tariff. It is to be noted that, in the adminisâ€" tration costs, such items as special. drugs, special services, and the payment of radium and xâ€"ray therapy have been included, so that this figure cannot be: regarded as absolutely accurate, but serves to give an approximate value. It should be noted that the fund derived from deductions of the payroll, as well as from the management, has been augmented by the fact that the manâ€" agement of the Hollinger have collected all the finances without charge to the Association. They have further materâ€" jally helped by the furnishing and the printing of special forms used in this Association, as well as in the distribuâ€" tion of the statemetns to each employee each period. If this Association were not linked with such an industry, these items would form an additional exâ€" 1 1 pense. There are 49 doctors resident in the Porcupine district, of whom 45 are members of this Association. There are 33 offices represented in this number of 45 doctors, ~\The average number of persons regisâ€" tered undéer this Association is 9,300, consisting of 3,100 employees and 6,200 dependents, which number includes the wives, sons and daughters, etec. A survey in ‘April, 1939 showed that there were 9,329 persons registered on the Plan. Of these, 907 are single employees withâ€" out dependents, 455 have a family of 2, 974 with 3, 468 with 4, 275 with 5, 155 with 6, 113 with 7, 42 with 8, 26 with 9, 15 with 10, 7 with 11, 1 with 12 and 1 with 13. These are the total families which include dependents. Outside of the immediate families, such a man and wife with 2 children, there are 210 deâ€" pendents included in the above figures. This figure of 9,329 varies according to the: termination of employment of the individual employee or other factors. *In June, 1937, the employees of the Hollinger Mine expressed a desire by ballot to avail themselves of an associâ€" ation whereby their families and deâ€" pendents would receive complete mediâ€" cal attention with choice of doctor. This was in contrast to a medical contract in existence, whereby the employee, in return for a stipulated regular deducâ€" tion every four weeks, would receive for himéel{ only, medical care, hospitalizaâ€" tion, and xâ€"ray services. This was enâ€" larged to take care of the family and dependents, and the previous contract for the individual employee was autoâ€" matically terminated. In the formation of the Association, an agreement was drawn up between the representatives of the employees and the doctors. The operation of the Association is carried on by the Board of Directors consisting of an equal number of employee mem-i bers and medical members. | In the current issue of the Bulletin of the Bulletin of the" Ontario Medical Association, the details of the affair are carefully set forth as follows: Hollinger Employees‘ Medical Services Association A report of the operation of the Holâ€" linger Employees‘ Medical Services Association for two complete years is preéesented. It appears that some form of prepayment medical service plan or arrangement between the physicians and the public is inevitable, or possibly a Torm of State Health Insurance, might offer the solution for medical care of the public at large, or in groups. It then might be of interest to present the experiences of this Medical Associâ€" atfon in a controlled group. The Hollinger Employees Medical Bervices Association has been in exisâ€" tence now for rearly two years, and has proved generally satisfactory *‘and valuable. Most of the employees speak of the plan with approval and appreciaâ€" tion, while some are enthusiastic. The operation of the plan has won general noite, not only in Carada, but in other ecountries. Those who have studied the matter are inclined to see in the plan a mears of advantage to all concerned. Thére is a general tendency to believe that before jJorg the plan will be adoptâ€" ed in many other places and that it may eventually be acepted as a form of general health insurance. Hollinger Employees‘ Medical Service Plan Proving Great Success Employecs Find Plan of Very Docided Advantage. Reâ€" viow of the Operation of the System. Average Number Registercd, 9,300. Cost of the Service. A summary would indicate that such a form of medical services is feéasibie, In order to determine the condition of dependents, other than those of the immediate family, whom the employee may wish to register, a medical examâ€" ination is carried out. This is done to ensure that no chronic disease is adâ€" mitted whereby the Association would assume a heavy burden out of all proâ€" portion to the average risk, The morbidity among the group for the first year was 21 per cent, and for the second year, 23.2 per cent. This was regarded as being too high for the ordinary incidence of illness in any community, and starting with the third year of operation, in order to control what may be termed unnecessary house visits demanded by the employee or his family, an additional 50 cents is deductâ€" ed from the payroll for the employee or the member of his family who demands some service during the period, or $1 where more than one of the family has occasion to see the doctor. The maxiâ€" mum amount is $1. The results of Tthis experience remain to be shown. Each medical memberâ€"signs an agreeâ€" ment with the Association that he or she is willing to abide by the rules and regulations, and this has been extended to all properly qualified nurâ€" ses who may nurse under the Associaâ€" tion. This registration is a means of protection to the patient as well as to the profession. The hospitalization of patients is unâ€" der the direct supervision of each individual doctor. There is no time | limit, and the Association is responsible for ward accommodation only. Hosâ€" pitalization is looked upon as part of the treatment, and not as the cure. It naturally follows that if a patient is ready to be discharged, it is immaterial to the Association whether that patient stays for one month or longer. The 'responsxbllxty of the Association ceases on a written order of the doctor. An attempt is being made to provxde necesâ€" .sary hospitalization, It has been the custom to refer such cases as carcinoma, ete., to outside cenâ€" tres for treatment and hospitalization, if necessary. This includes all those cases which do not come within the secope of the ordinary general practiâ€" tioner or surgeon in a centre such as Timmins. The responsibility of the Association is only with the hospital or surgeon as the case may be, but not with any transportation or outside exâ€" penses. It is interesting to note that. with the growth of the camp, as well as the greater average of individuals, the number of carcinoma Ccases is rapidly increasing. On the basis of 9,300 persons registerâ€" ed in this Association, the cost of serâ€" vice given to each individual per year is as follows: . TTOLRSE . s i hok CCC _ en e 415 C * : in i :s 3 A2 . :smss 28 T 2.10 Xâ€"ray .. ioi ho W 37 Admtnistration ...... yc 4o .Ol Sufficient medical attention is given in the home, offitce or hospital. The Association recognizes necessary surâ€" gery only. All major surgery is carried out after consultation, and after which consultation and report is considered and passed by the Medical Executive Committee. Consultations are neld with a member from another office. Obvious acute emergency surgery does not reâ€" quire the consideration by the Comâ€" mittee, but can be carried out as the. need arises. Nursing services are supplied under the direction of the doctor in charge of the individual case. It so often happens in private practice that a nurse is very essential during the treatment Oof a serious case, and the difficulty arises in the provision of such a nurse through the lack of finances,. The policy is to provide the nurse where necessary, and for the necessary length of time only, to ensure that the patient recovers. Added to this, the Association provides a nurse for each obstetrical patient for the period of delivery up to twelve hours in any home, whether or not the patient is regarded as an abnormal case. Obstetrical cases are admitted to hospital if this is considered to be necessary by the physician in charge. If considered to be normal cases, the patient may go to the hospital on her own responsibility, and at her own expense. This provision for abnormal obstetrics only is a matter of necessity as no form of medical serviecs could estimate the amount required to proâ€" perly hospitalize obstetrical patients in lieu of poor housing conditions in the mining camp. E: concerning both the patient and the doctor in the form of operation of the are covered by the agreeâ€" ment, and matters dealing entirely with medical practice are provided for in the form of rules and regulations, which have to do entirely with the practice of medicin>. The basis of practice under such an assoriation as this is that which any professional man would carry on in his or her private practiâ€"e. There are no conditions set up whereby any doctor cannot carry out hone:t practice with commcn sense, The payâ€" ment and distribution of moneys is made through aa contral office superâ€" vised by the Medical Executive Comâ€" mittee, one of whom is the medical supervisor. Bormâ€"on January 1st, 1940, to Mr. and Mrs. Henry Walker (nee Geraldine Sullivan) of 59 Charles streetâ€"a daughâ€" ter (stillborn). Bomâ€"on December 27th, 1939, to Mr. and Mrs. Fred McNamara o; 31 Mesâ€" sines avenue, at St. Mary‘s Hospitalâ€"a street southâ€"â€"a daughter. Bcornâ€"on Dccember 4th, 1939, to Mr. and Mrs. John Hunt of 49 Sixth avenue â€"â€"a daughter. P 3rnâ€"on Decomber 6th, 1939, to Mr. ind Mrs. P. Mor‘ssette, of 71 Way aveâ€" daughter. Bornâ€"3n D:cember 13th, 1939, to Mr. and Mrs. Napoleon Barrette, of 120 Mountjoy street, at St. Mary‘s Hospital â€"a daughter. Bornâ€"on December 26th, 1939, to Mr. and Mrs. Kenneth Edward Willmott (nee Betty Flitcher) of 36 Patricia Bormâ€"on January 1st, 1940, to Mr. and Mrs. Henry Walker (nee Geraldine Sullivan) of 59 Charles streetâ€"a daughâ€" ter (stillborn). Oiii~â€"_.n Dezsember 4th, 1939, to Mr. and Mrs, Mac George Portuque, of Mountjcy Townshipâ€"a son. that the experience among the Hollinger employees and their depenâ€" dents indicates that this Association is functioning very well indeed, and that the results to date are very gratifying. The total amount of money spent in 24 months totalied over $250,000, at the ond of which time the employees and their families were in the position to state that all the hospital, nursing, xâ€"ray and medical bills were paid. If such a condition were made possible for all the people in Canada, a great number of the difficulities of the prasâ€" tice of medioaine would be removed. * * 45 E4* * * 3 CS t 4 S t 444 * * * 4 4 4 5 5 4 5 i5 5 1 4444 *3 * 4‘ TUMZ SK 16 Cedar Street No: eetes: # # #4 * # *4 *, 6 «t # # #4 ®# # ##4 # L #* *#. * .. .. #4 #. * #4 # *# * # # #4 *4 # # ## *# # #* # # ## # # #4 ® “. # .. * .0 ##% + *# ##4 # # #4 # *# ## # *# #4 # *# *#* *# *# * *# # s ## #* Let Tip Top Craftsmen make,. you a suitl that will fit you perfectly. You have our guarantee of personal satisfaction. 15 Pine Street S. ~Timmins * #4 + #.% *4 + *# #4 *# *4 # La *4 # L #4 *# 4 #. * .0%“ #* *# 4# *4 *4 # Ld ## # *# #4 # # *4 * # * L #4 * # +4 * # *4 ®, # *4 54 ba *4 ## # DAIGNEAULT MOTOR SAÂ¥ALES NASH «« STUDEBAKER SAÂ¥ALES 14 SERVICE MADEâ€"TO.MEASURE CLOTHES 2000 PHONE 2000 CA RTIER Births Registered Hand Drawn Skis Made to Order Broken Skis Spliced TUMZ SKI WAX FOR WET OR DRY SNOW 16 Cedar Street North Phone 2890 Phone 1145 28 Second Avenue A Complete Repair and Lubrication Service Also Studebaker and Mack Trucks You‘ve Rode in the Rest | Now Ride in the Best! ALL PASSENGERS INSURED LET OQOUR MODERN sTORAGE WAREHOUSE HELP YOU (Formerly Mose Nash Motors) MOSE DAIGNEAULT (Prop.) U NIT ED MOVER S Bornâ€"on December 15th, 1933, to Mr. and Mrs. E. E. Vallier, of 36 Columbus avenueâ€"a daughter. Bornâ€"on Deéecember 6th, 1939, to Mr. and Mrs. Hector Brousseau, of 9 Elm Bornâ€"on November 18th, 1939, to Mr. and Mrs. Oscar Leblanc, of Mountjoy Tcwnshipâ€"a son. Bornâ€"on December 15th, 1939, to Mr. and Mrs. Chas. Joseph Lapaime, of 78 Eim street southâ€"a daughter. Bornâ€"cn December 21st, 1939, to Mr. arnd Mrs. Roger J. Courtemanche, of 202 Birch street northâ€"a son. Bornâ€" on December 22nd, 1933, to Mr. and Mrs. Elias Dubien, of 97 Comâ€" mercial avenucâ€"â€"a daughter. daughter. (Died three days afier birth). _ Bornâ€"on December 15th, 1939, to Mr Bornâ€"on December 17th, 1939, to Mr. and Mrs. Arthur Chartrand, of 129 Commercial avenue~â€"a daughter. " TIMMINS FINEST SERVICE " Phone 2800 Timmins _ PORCUPINE MINES LEACUE PLAYOFFS (b) The winners of the aforesaid series shall play best two out of three games; goals to count. The four teams standing highest in the group at the end of scheduled games shall enter the playâ€"offs. The decision of the N.OHA. as to methods and dates of playâ€"offs shall prevail. Subject to the foregoing: (a) The teams standing first and third shall play home and home games :; goals to count. The teams standing second and fourth shall do likewise. Bornâ€"on November 30th, 1939, to Mr. and Mrs. Wilfrid Daigle of 13 Elm street southâ€"a daughter. Bornâ€"on December 14th, 1939, to Mr. and Mrs. Donat Artour of 65 Commerâ€" clal ovenueâ€"a daughter, Bornâ€"on December 1st, 1939, to Mr. and Mrs. Edward Miles Wallingford, of 69% Third avenueâ€" 4 son. Bornâ€"on December 17th, 1939, to Mr. and Mrs. Denis Caron, of 15 Laurier avenue at St. Mary‘s Hospitalâ€"a son. Borrnâ€"â€"on Deosember 12th, 1839, to Mrtr. and Mrs. Joseph Andre Blais, of 105 Main avenucâ€"a son. and Mrs. Roland Paiesnent (nee Irene Lamothe) of 29 Ross avenueâ€"â€"a son. Bornâ€"on November 3¢th and Mrs. Albert A. Robert avonueâ€"ga son. McINTYRE at PAMOUR Monday, January 29th McINTYRE at HOLLINGER Wednesday, January 31st PAMOUR at DOME Wednesday, February 7th DOME at PAMOUR Wednesday, January 17th HOLLINGER at DOME ANKERITE at PAMOUR Wednesday, January 24th McINTYRE at DOME HOLLINGER at PAMOUR Wednesday, January 10th HOLLINGER at â€"PAMOUR DOME at ANKERITE (Dome ITce) Saturday, February 3rd PAMOUR at DOME Monday, February 5th HOLLINGER at ANKERITE Wednesday, 3rd ANKERITE at DOMYC McINTXÂ¥YXHKE at PAMOUR Monday, February 12th Saturday, January 27th Monday, January 22nd PAMOUR at McTNTYRE HOLLINGER at ANKERITE Friday, February 2nd ANKERITE at McINTYRE Friday, February 9th HOLLINGER at McINTYÂ¥RE Monday, January 15th PAMOUR at ANKERITE Friday, January 12th ANKERITE at HOLLINGER Friday, January 26th DOME at HOLLINGER Friday, January 19th DOME at HOLLINGER McINTÂ¥YRE at ANKERITE Monday, January 8th DOME at PAMOUR Friday, January 5th PAMOUR at HOLLINGER KING CRATING SHIPPING McINTYRE at DOME to Mr. of 87 Main «4 ®# # #* # «W #4 #* #* 4 w #* t# * .. ..“. # #. #. * .30.. # # # # ## # # # # ##4 # # #4 # # #4 #4 + # #* # * ## JPP , , *4,%4,%* * *#* # *. tw t w ## + # #4 #4 # + #* #4 *2.®, 0.‘0 # # #4# # +# ## #* # # d4 # # #4 # # *4 *# # #4 # + *# 4 *4 # *# *4 + + #4 w # ## # # *4 # # .’Cb.. *# + # *4 # 4 *# * # *#* < + *4 4+# *# # #4 *# # #4 *# L3 #4 *# # *4 +4 *# # #4 #. % # # .00..0 *# # « #4 #4 + < #4 # #4 #4 # *4 «* r MEET YOUR FRIENDS AT THE flS\%flflflS\S\3SSSSXSSXS%\\\\\\\\\\\%\%S\SS%\S\\S\ P 4* 44 44 4 4 4 4 4 4 #. * .0. *# # ##4 # 4 ## # *3 #, * *4 *# # *4 * # #* # 4 *4 # # ## * #4 *# ® #* # + #* *# + *# * # #* » + *4 *# # #@ # “. * .. * .. *# # *4 # #4 *# 4 (® *4 *# + ** # + #4 * «# ## *# # #4 # # ## 4 # #4 46. 4 #4 *# # *4 # #© #4 # E3 *4 * # *4 *# a *4 # # *4 # 6 #4 # # #4 o *s*"*s**s *4 6 ## *# # #4 * 4 #4 * 4 *4 # # # * *4 # # *4 ® P P P S~AP DPA â€"AL PA P PCAAA DA ALP P A Sure Score Every Time ,' @@ Shiffer â€" Hillman . Clothes for Men (Nmm : 427 ESQUIRE ) MEN‘S SHOP JOE WINTON s u* Agents for Dack‘s Shoes 1 z. 29 Third Avenue Timmins ..........0.00‘.0.0..O......0...................... «1t “.“.“.“.“.“ .“.“ .“ .“.“ .“ .00 .“ .“ .“ .“.“ .“ .“ .“ .“ .“ .“ .00 .“.“.“ .“ .“ .“.“ .“ .“ .. 0.“ .“ .“ .“.“.“ .“.“ .“ .“.“.“.“ .“’“.N Bowxmnâ€"on Decemebr 26th, 1939, to Mr. and Mrs. Gordon Bradley (nee Bowers) of 86 Cameron street, north, at Blvd., at t. Mary‘s Hosplitalâ€"a son Rooms For Rent 8 Cedar Street South Sinclair The V alet 86 Spruce South Canmore Briquettes, Western Stoker, Iron FKireâ€" man Stoker, Woestern stove and furnace Coal, Alexo, Pocahontas, Coke, Steam, Welsh, American Blue and Woelsh Blower. Hollywood Catfe MADEâ€"TOâ€"MEASURE SUITS and COATS Priced 50 Fit ‘ "17. from Guaranteed Windsor Hotel e FINER SERVICE 6 BETTER MEALS e CLEAN, COMFORTABLE ROOMS For Delicious Food and Courteous Service You‘ll Like the Friendly Atmosphere at This Modern Hotel. LOCAL and LONG DISTANCE MOVING â€" EVERY 1LOAD INSURED Chinese Food A Specialty Phone 456 â€"_ Open Day and Night FOR GOOD COAL AND SERVICE Cual and Woodyard and Office IN SCHUMACHER it‘s the F. KLISANICH (Proprietor) Keep Spotless With Schumacher Just Phone 32 for prompt delivery dine at the for St. Mary‘s Hospitalâ€"a daughter Bomâ€"<on Decenwer 29th, 1939. to Mr. and Mrs. Real Raclcot (nee Linda Teider) of 87 Hollinger avenueâ€"â€"a son. THURSDAY, JANUARY 4TH, 1940 14 Pine S8., Timmins ALTERATIONS Timmins Phone 625 Timmins‘