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Toâ€"day, the influrnce of that sreat parert Scotiish company is felt in Caledonianâ€"American Long â€" Established in Canada of so many people from Scotâ€" the underlying feature of every policy issued by GOOD FAITH BEYOND PRICE! PHONE 1135 20 PINE STREET NORTH Let Us Help You Solve Your Insurance Problems for Caledonianâ€"American is Branches the world over â€"~â€"â€"â€" Assets exceeding Three Hundred Million Dollars â€"~â€"â€" Writing practically every class of insurance. of the Caledonianâ€"American Company have long been Jcmmmukm resiuilt of the coming to COMMERCIAL UNION ASSURANCE COMPANY LIMITED . Head Office â€" â€" â€" London, England merican Long j°n* of the great companies operating in | ablé to go on through the friendly proâ€" ' £ ' | :\Growth o tris country toâ€"day. J. J. McKay is | tection of fire insurance. Timmins has the Tihomnmins agant fnr thiece arhscsifdiarv | nains hacn ervrimnasl aAaut nanrahahlw nawuas hed in Canada CALEDONLA N Caledonian â€"American Represented in Timmins by INSURANCE COMPANY The Oldest Scottish Insurance Office FOUNDED IN 1805 J. J. McKAY Insurance Company EFIFG UISMHBARCG 1sS SOrL o multual ,rouct.lon business that makes it posâ€" f;bh for mm, M oorporfia-tâ€"b;s ;;d this country toâ€"day. J. J. McKay is the Timmins agent for this subsidiary ‘Of the ‘oldest Soottish insurance office. Fire Protection of Special Concern in the North Land naions 10 continue to prosper even though fire devastates large areas of Fire insurance is a sort of mutual More than ance tht North has beer McINNIS BUILDING Timmins Representative J. J. McKAY Policies Guaranteed by the tection of fire insurance. Timmins has never besn wiped out, probably never will be, yet one great fire might very easily make it so hard for some that it would be impossible for them to conâ€" tinue, were it not for insurance. ‘The Westchester PFire Ipsurance Company, organized 99 years ago, has a complete service for the protection of property. To date it has paid out more than $162,500,000 to policy holders. J. J. McKay is the Timmins agent. the few J. J. McKay Real Estate annd Insuran Business ‘Shows Remarkâ€" able Growth. Needed the Larger Premises. Although he first went into business in Timmins just six years ago, J. J. McKay, whose real estate and insurâ€" ance office is in the north side of the ground floor of the new Dr. Mcinnis block, has already built a business that is one of the largest of its kind here. beauty parloursâ€"the Marietteâ€"is now comfortably settled in one of the suites of rooms on the second floor of the new Dr. McInnis building. Pleasâ€" antly decorated and lighted, well supâ€" plied with the newest machines for touching up Milady‘s appearance, the Mariettse will continue to serve the patrons who knew the beauty parlour as Miss Paget‘s in the Gordon block. Mrs. Charles Roach is the owner of the establishmert, and she has chosen as her assistant Miss Clare Preston, formerly of Toronto, an experienced operator. Mr. McKay is another one of the peoâ€" ple from the Ottawa Valley who have made their homes in Northern Onâ€" tario ard have become among the most prominent here. His birthplace was Renfrew and after having travelled about Canada some time, he joined the migration to the West while a young man. He served overseas with the Canâ€" adian Infantry and shortly after his retun to Canada, in 1922 to be exact, he moved: North to Kirkland Lake. He had experiences in many lines before finally settling here. He was at the Dome, was with the Ontario Departâ€" ment of Lands and Forests and, the beginning of his present business, in 1930, he took the agency for the Porâ€" cupine of the Great West Life, a comâ€" pany whose work he still does. The new place is well lighted, comâ€" fortably furnished and admirably suitâ€" ed to his needs. "Recently," he told The Advance last week, "I bought out the insurance busiâ€" ness of J. . M.. Belanger, and will from now on service policyholders to the best of my ability." In 1933, he saw possibilities in the real estate business here and opened a small offite at 80% Third avenue. This wa not large enough to accommoâ€" date his needs after the end of 1934 and early in 1935 he moved to the old McInnis building at 20 â€"Pine street north. Now ‘he has taken the whole ground floor of the north side of the new building and is using a larger porâ€" tion of it for his own business, The remainder of it is devided into other private offices. Mr. McKay is a member of the Canâ€" adian Life Underwriters ~Association and of the Canadian Fire Underwritâ€" ers Association, ‘both of which have been doing a great amount of work in protecting the public of Canada im their insurance investments. Wellâ€"Equipped Beauty Parlour in New Building in New Mclnnis Building origin in London, England. No matt°r where the traveller may go. he is alâ€" most certain to be within a short disâ€" ‘tanee of an affice of the Commercial Unian Assurance Company. â€" Whether it‘s fire, wind, accident, Commercial Union Does a Worldâ€"Wide Business One of the woerld‘s great insurance companies, doing business in almost diiferent kinds of insurance available toâ€"day to an insuranceâ€"wise worldâ€" A Complete Service for the Insurance of Property Westchester Fire Insurance Company MAAA 4x sysz .’kpsé}?fi%«‘ MclInais Building We are now conveniently located in the new Total losses paid since organization > We represent the most reputable and financially sound insurance companies in the worldâ€"companies who have millions of dollars and years of experience behind them and enviable reputations for prompt equita@ble settlement of all claims. . Let us show you how inexpensive full insurance coverage can be. Feel free to call in and discuss your insurance problems. No obligation of course. If you wishâ€"small deposit will give you immeâ€" diate protection and payments may be arranged to suit your pay days. We now have over two hundred choice building lots and will help arrange financeing for those who wish to build or repair their homes. There are also a number of homes listed for sale that are sure to interest those seeking good investments or housing acâ€" commodation for themselves. If you want to buy, sell or build homes or business properties be sure to see us. We were the first representatives in this district of the Great West Life Assurance Company and are in even better position now to serve your life insurance needs. 20 Pine Street North where we are in a better position than ever to serve you. $163,602,474.79 J. J. MecKAY ORGANIZED 1837 Represented by Commercial Union is able to write a policy, and at a reasonable figure. More than $300,000,000 of assets make it remarkably strong, and on top of that is reputation for fair dealing and quick settlement that makes it one of the most popular in Canada. J. J. McKay is the Timmins agent. NEW TYPE OF WINDOWS TO, In ordeér to make basement rooms of the new Dr. McIinnis Block well lightâ€" ed, special windows were installed along MONDAY, NOVEMBER the north side, next the lane. These ar entirely above ground level. Inside, the buillding, special reflectors com'er the light through the ground floor the basement. DR. MeINNIS HAS LARGE SUITE IN NEW BUILDING building. A comfortable waiting room, large consulting rcom, and adequate dispensary together make a fresh, moâ€" dern suite adapted to the profession. â€" Provision for Dr. Mcinnis‘ own fice has been made at the rear of