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7 FINE OSHAWA HOME -- GLENMAR CRESCENT Undercover Jobs Prove Important The watch are within the case, not/fountains and reservoirs. important parts of ajof pipe for drains, water lines, ! of the Dark Ages, water lines were scarcely used. It was not until 1613 that city engineers in London endeavored to pipe in fresh water from @ nearby spring by using hollow logs. Then as now, the plumbing system was built around the piping and although modern} plumbing systems are a far cry service line that will supply enough water for, say, an extra bathroom or powder room iater on, an automatic dishwasher, extra faucets for gardening work -- and all at full-flow pressure. It's a good idea, too, to go CRUELEST BLOW Earlier this year a home- owner completed extensive re- modeling of his home. He en- chosed a stun porch, installed wall paneling in two rooms, put wall-to-wall carpeting in three rooms and a new tile floor in the kitchen. He also installed a mew furnace and had the house completely rewired. Less than three months later, fire destroyed everything. The fire was tragic enough, but the cruelest blow was yet to come -- for this homeowner had neglected to "remodel" his insurance when he remodeled his home. His insurance (a policy he'd carried for years) protected his home against loss up to $8,000. he contents were insured for another $2,500. His insurance company delivered a check for the $10,500 total within a few days of the fire. days of the fire, But the homeowner was still a $5,500 loser. Replacement cost Fire Insurance Often Too Low $11,009 and an inventory of the contents placed their worth at about 35,000. Walter H. Vernier, executive vice president of State Farm Fire and Casualty, says situa- tions such as this are mot rare. He estimates that a very impor- tant number of the homeowners are underinsured today. "People will make improve- ments -- even add a room or two -- yet neglect to add to their insurance protection," Ver- nier says. He also points out that many people are underinsured because the general rise in property value and material costs has in- creased the value of their homes -- perhaps without any major improvements being made. "Houses which were worth $10,000 to $15,000 in 1950 may be jworth $15,000 to $20,000 today," Vernier says, 'Unfortunately, many « them are still insured for their 1950 value. If there's a loss, however, the replacement |costs will be 1964 costs -- not 1950 -- and this homeowner Is going to end up short." derinsured? State Farm has these suggestions: Z --Go over your fire insurance or homeowners policy today with your insurance agent. See that it provides adequate funds for replacing any loss you might sustain. --Make such a checkup a yearly routine. If any, additions or improvements are made, be sure similar additions are made to your insurance coverage. --Take yearly inventories of the contents of your home. Seemingly minor additions -- maybe a new sofa, end . table, hi-fi set or even new clothes -- increase your personal property value and potential loss. Be sure your insurance on these con- tents is adequate. The best basis for determining how much insurance is enough is. replacement cost. If you're not sure about how much it would cost you to rebuilt your home and replace the contents, your insurance agent may be able to help you -- or can give you the name of a- competent appraiser who can. BUSY BACKUS | Jim Backus, the voice of Mr. Magoo, was one of the busiest actors in the U.S. during the 'shows in a week. 1930s, sometimes doing 30 radio How can yo uavoid being un-} ' @ Patio Slabs © Concrete Brick @ Lightweight Brick S and other decorative concrete products Get the lasting beauty plus permanence and the look of luxury. that concrete pro- ducts offer. See us for all the decorative, ideas, today, Sforrar Dunbrik Ltd. [| Simcoe St. North 725-0631 practical ahead and have piping con: for his home ran more than nections for such anticipated facilities roughed in' while the rasta A from the early crude attempts ' in the face design. Similarly) The early Egyptians went} ¢ ths anclnete, this one basic house is under construction. "the important working parts|the Babylonians one better byl tact still hols true. "of a plumbing system are hid-fabricating pipe out of copper| ; ; | EARLY ' : } li is ¢| Thus, there is one basic re-| FROST STRIKES * den behind plaster and under\imported from the island o lndiagunink pt tte Cink sabbat| CAMCAGG (AP) 2 Som Sax / paiags [Cupens. be carefully considered in new) ,; r It is because this vital part) But the Romans get the credit|; ome construction -- wate | Widespread Wednesday fro mi of the system is concealed that/for the world's. greatest early availability. The needs of a the northern Great Lakes to) soon|New England, The unseason- Q iY} the right kind of high grade|achievements in urban piping. °'igrowing family show inn, sean oe an inte, Rome TAD 'ear Enough how vil ths pln le cold apd wpe tant i the safe and trouble-free| pipe. Stone aqueducts brought) The, yom dl nemeores ae i Ay Page eg : lin 3 / , on, ' -- of the entire ce pet gy i gallons of water! sibiag contractor making the-alS0 reported = reading of 30 = Indeed, piping is said to be! The Romans manufactured|installation. Pica first thing to| degrees. - | k | i i ingi ask is if the water service} | t : th st iping| 4 ' | wlhege og me icomoatition trom val "The vlutdbertas< iii from the main to the house). A sheet of aluminum or other Primitive forms of plumbing,|man who works with lead, from|is large enough to provide for|reflecting material piaced with the use of pipe can belwhence our word plumber is extra water use in the future|/against the wall behind a radia- Button Up Your Home Now!! , traded to the Babylonians, lderived -- was one of the city's|With no drop in water pressure.|tor retards the flow of heat |mos »ssionals. from the radiator to the wail Archeologists have dug up -- ee If not it will cost only slight-|and reflects this -heat into the; the bleak countless examples of the use centuries|ly more to install a larger'room. LLOYD METCALF REAL ESTATE LTD: The Real Estate Office WITH YOUR CHOICE NEW HOME DEVELOPMENTS -- PLUS -- VAST SELECTION OF EXCLUSIVELY LISTED RE-SALES THROUGHOUT OSHAWA & AREA During We have whet it tekes te moke your house weather-tight . . + and ready to give cold weather « warm reception! Both new and older hames will benefit by epplying the wide range of products handled by our blish If any product on this page will help fortify your home for winter, esk yourself this question . . . "WOULDN'T | BE SMART TO INVESTIGATE?" OF COURSE YOU WOULD... IT COSTS YOU NOTHING. DOORS & WINDOWS The finest and most extensive range of aluminum self-storing doors and windows on the market | : 2 Aluminum Combination "WSTART FROM g LT] SELF-STORING ALUMINUM DOORS INCLUDES ALL TAXES {§ Quoted Prices Are ALL You Pay... Recs NO EXTRAS!! ; LLOYD METCALF buds § AREMONN ESIBIES We Will Give You A... Free Estimate -. « SUPPLY and INSTALL... @ Cut Your Fuel Bill this Winter Rives a Mone. Hone Pile yl ite AVE. wae \ TA) te HEADQUARTERS for... e BATH TUB ENCLOSURES hike Pa ese & BELLA VISTA GARDENS @ Your Choice of Vertical or Horizontal Siding HARMONY ESTATES by A. R. JEFFERY CONST. 52 new homes to be built in this convenient southeastern section of the city. Quality homes by A. R. Jeffery Construction Ltd., of clay brick veneer with o total price of $13,495 and only $756.00 down payment including all fees and costs. Balance on one N.H.A. mort- gage with reasonable monthly: payment including principal. and in- terest and taxes. The first phase of 10 homes now sold . . , the second phase is now being offered for sale on early occupancy, AGWINSWIEL! PARK A HOMIES ROELAiog an easy 2 ae DOWNSVIEW PARK ELECTRICALLY HEATED by 'BLOK CONSTRUCTION subdivision Oshawo's top residential for. medium * « architecturally controlied --- buy a lot in ation and build the house of your choice with Over 100 homes now completed. The first phase is now sold out, The second phase of 50 choice lots now for sale for immediate building -- have W. T. Blok Construction (Oshawa) Ltd. build your new Medallion Electric home on one of these choice lots, priced homes this beautiful loc- choice of builder We sell all types of Real Estate... Residential Resales... new Homes... Commercial and Industrial Properties .» + Vacant Land and Lots, 40 KING ST. EAST LLOYD METCALF REAL ESTATE LTD. Member of the Oshawe end District Real Estote Board 728-4678 by LOUPAN DEVELOPMENTS A choice location in the eastern section of the city -- close to King Street, close to Grandview Gardens, A wide' selection of N,H.A, homes in varied designs, buit by Loupan Deveopments (Oshawa) Ltd., many with car ports, some 4-bedroom, some with large family room, etc. A real choice in the medium to low price field. Down payments starting ot $1,000. é P 'Wax ae oe j ' r _AO&L AIDE st GAST JASUS BWANIG GOLFVIEW HEIGHTS by S. 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