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a | She Oshawa Times Published by Canadian Newspapers Limited 86 King St. E., Oshawa, Ontario T. L. Wilson, Publisher THURSDAY, AUGUST 1, 1963---PAGE 6 Registrar Needs Help To Halt Usury Racket Once again, a committee of the Legislature has been horrified by evidence of the gouging practice of some money lenders in Ontario, One would think they would 'be hardened to such evidence by now; it is not by any means the first time that they or their colleagues have exposed usury. It's just three years since the previous uproar about exorbitant interest charges exorted by some mortgage brokers. At that time the Legislature passed the Mortgage Brokers Registration Act, which was supposed to put an end to evil money-lending practices. Superfi- cially, it was quite an act, and should have sent the high-interest artists scurrying for cover. It gave the registrar of mortgage brokers the power to proceed against any broker who misled or deceived a client, and. to cancel the registra- tion of any broker if such action was deemed necessary in the public interest. In. fact, however, the language of the act woolly that the registrar does not have effective, power; also, he is sup- is 30 posed to do the job with a staff of only one secretary, one clerk and one inspector. As it turns out, the registrar is much more effectively hobbled than are the mortgage brokers, Attorney-General Cass has under way an investigatién into the powers of the province to act in the area of interest rates. The Ontario Appeal Court has ruled that the Unconscionable Transactions Act is ultra vires, because interest rates are a federal concern, There is a suggestion that the province may be able to use licensing as an instry- ment of control. This investigation is needed and we hope that Mr. Cass finds a way around the legal roadblock. In the meantime, however, he and his staff should be examining the Mortgage Brokers Registration Act, looking for ways to make it an effective instrument; and the should the registrar staff the amended act, Only a of brokers are offenders government rive enough to enforce the mortgage but few even a few are too many Hedges In The Median There appears to be an. increase in the number of super-highway accidents in 'which one car crosses the median strip and collides with one or more vehicles in the other separated half of the roadway. Several of these accidents have occured on Highway 401 in the vicinity of Oshawa; in one, four people were killed The cars veer into the opposite lanes for a variety of reasons -- blowouts, loss of control for a variety of reasons, skids on wet surfaces, previous collisions with vehicles travelling in the same di- rection. In the great majority of cases, a reasonable amount of com- mon sense on the part of the offen- ding driver would have prevented the accident, but it seems that eommon sense is not an attribute of a substantial number of. motor- ists. The Ontario Department of Highways is therefore looking for ways to restrain cars from hurt- ling across the median. The department is testing two methods. It is widening the median strips on new highways from 30 to 60 feet; and it is erecting steel separating barriers -- at a cost of They ll Just This could be called the age of the survey. Do people prefer blue boxes to red boxes? Make a survey. What do they think of this man or that idea? Make a survey. _ As the government publication, Teamwork in Industry notes, "since the mid-1940s, manufacturers and service industries' have demons- trated an increasing interest in 'consumer habits', the term used to cover the variety of impressions, impulses, demands and curiosity which motivate a customer to buy what he buys. Many surveys have been made in this area over the past 20 years but they have been predominantly concerned, it seems to us, with now to retain present he Osharwa Times WILSON, Publisher GWYN KINSEY, Editor and the Whitby Gazette and 3 b shed daily a potches cre oiso reserved Buiiding 425 Un T intario; 640 Cothcort Montreci, P.Q SUBSCRIPTION RATES carriers in Oshowa, Whitby 200c> 3o* $58 end foreign 24.00. ¢ mie points. out $37,000 a The Peterborough Examiner that both of these methods are very costly and neither offers even a good chance of preventing fatalities. The Exam- iner suggests that "perhaps the Department should consider a measure that was being tried in Britain last vear -- the planting of very resilent, hardy thorn bushes in median strips." The indications were that these bushes could with- stand the impact of cars travelling at 60 mph and stop them plunging through to the opposing lanes with no more damage than paint scrat- ches. We recall that some years ago the Department was talking about the possibility of multiflora rose hedges along the median strips. These hedges were described, in farm language, as "bull high and hog tight", and would also serve to obscure headlights of vehicles in the opposite lanes. But nothing happened, Possibly they could not survive the effects of winter salt and chemilcal. Possibly the plan was considered to be expensive, But it could hardly cost more than the steel barriers, and would certainly be more attractive. Go Away brand loyalty and how to reduce the risks of a new venture into the market. Now comes a survey we can all use to our profit. It is an attempt to tell business and indus~ try how we lose customers and why." The results were printed in In- dustry, published by the Canadian Manufacturers' Association. The report says that only one per cent of customers are lost through death, only three per cent through remove! and five per cent through switching to buy from a friend or relative. The ones that got away begin with the nine per cent who left to buy at lower prices; next, the 14 per cent who left be- cause of unadjusted complaints; and finally; the 68 per cent who left because of indifference and lack of interest on the part of the producer, The CMA _ publication commented "Give the customer the impres- sion that you'd like him to get lost and he'll do just that." Bible Thought Yet Iam the Lord thy God from the land of Egypt, and thou shalt know no god but me; for there is no saviour beside me. -- Hosea 13:4. We must that the Lord Jesus 'Christ our only savior, rather than to depend upon our own accomplishments as Israel did. learn is - USHMAN RED SAILS IN THE SUNSET Famous Schooner Saved For More Ocean Travel Her been VANCOUVER (OP) clean, fast. lines have washed .by the Bering Sea She has run into the ports. of northern Japan and Russia and has hunted the Alaskan' fjords and the bays and inlets of Brit ish Columbia She has rolled quietly in the fog of San Francisco Bay, her home town, and hammered her armored bow in the open Pa- cific She is the Black Bandanna now, but many names have been painted on her curving schooner bows and lettered across her yacht-like stern Her hold knew bloody cargo during the' sealing slaughters of the 1890s. Later, illicit liquor splashed below decks as she ran without lights from United States revenue cutters Her decks have known gang- sters and police, honest tugboat crews and pirates. She has -passed from sail to steam to diesel And when the YOUR HEALTH southwest trades blow next summer, she will run with them again under sail for the southern seas BOUGHT FOR $300 Her present owner is lan Todd, author and reporter from Perth, Scotland, He rescued her from the breakers for $300 Todd renamed her Black Ban danna after his first book, a tale of derring-do set in the Mediter- ranean during the time of Na- poleon "She was built in Benicia on San Francisco Bay in 1891,"" he says. "She has a double hull, Cight inches' of Califorr wood, Her ribs are oak, § schooner rigged and launched as the Royal," s the Royal that she was day t 4 iling hull on the Pacific Coa yecame a po lice boat, patrolling the waters around traz "Tronically enough, when a Vancouver syndicate purchased her from the San Francisco po- Sees Side Effect Of Control Pills By JOSEPH G, MOLNER MD Dear Dr. Molner: My doctor gave me a prescription for birth contro! pills and directions to take one tablet daily, from the fifth through the 24th day of the cycle. Which I did For several days last pill I began to "'spot,"'. but no real bleeding. Is this nor- mal? Should I continue taking the pills? I was also quite sick the first 'week, just like "'morn- ing sickness.'--MRS, A. D. Birth contro] medication has had several years of testing and is currently being taken by a large number of women, Re- sults have been highly depen- dable when the pills have been used according to instructions, While doctors never stop look- ing for more information about any medicine, no matter how long it has been in use, I know of no danger with the pi The directions you received are correct The spotting is called. "withdrawal bleeding," and is sometimes seen in nor. mal cases. It is frequent enough so I think women should be warned in advance that it may occur Your "morning not.too unusual, either. Some women tolerate the drug very easily; some have to give it up because of too much nausea Thus whether you continue to take the p.lls rests w th you and your doctor, but you have no cause for alarm in these symp- toms Dear Dr. Molner: other university students have my problem, At the end of the school year my hands are soft but I spend the summer. doing manual labor. Is it possible to prevent busters by toughening the skin? Would g my hands in salt solution help? And when I ge' the blisters, what is the best way to treat them?-- 3.€, There is no practical of toughening the hands except by using them You thicken the skin--create callus. Benzoin mig he httle but not enough to amt to much without the -more portant factor of friction pressure I have when sj your hand ing a tennis rackel ba: Or chopping wood, or tak- after the sickness" is I'm sure method im- and two su ing a shovel and digging a hole two feet deep, after which you fill it up and start another dig. Anything to accustom your hands to work My second suggestion: If that isn't enough, then wear cotton work gloves when you first be- gin manuai labor, They will let your hands toughen more gra- dually Treatment of blisters? Keep them covered with miniature bandages 'and them break and 'drain normally if possible. Pricking blisters with a needle can introduce infectious germs at times Dear Dr, let Molner: Can heat from a clothes dryer destroy pinworm eggs? I understand that washing clothes will not destroy the eggs. Would a disin- fectant or bleach help?--Mrs, ¥.. 7. Yes a dryer will kill the eggs So will washing and the heat of ironing. Clothing isn't the only means of transmitting the eggs. lice, it was for use runner," Today, as a rum the Black Bandanna hes at the wharf of Matsumoto shipyards, only a few miles from the area where, during the "30s, she loaded booze at illicit distilleries for running to United States ports during prohibition Norman Hacking; marine ed- itor of the Vancouver Province, who will navigate.her when she sails out next summer, says "Her fine lines give her a hull speed of 14 knots. When the wind favored the schooner, her heels wou.d prove too fast for many U.S Coast Guard patrol boats. She is reputed to have done 27 rum-running trips but was never caught." When prohibition ended, she became the steam tug Prosper- alive In January, 1937, while towing a boom of logs north, she was boarded by a large party. of United States seamen near Whidbey Island in Pass. The seamen sirike The Prosperative lay along- side her tow, the watch-fires of the pickets burning on the beach, as Washington and Ot- tawa rang with charges 'of pi- racy Eventually, lowed to sail logs In 1960, she was stripped al most to the waterline and con- Signed to the boneyard, under- powered for modern conditions in the competitive tugboat in- dustry Todd bought her and is refit- ting her as a ketch. He has set July 15, 1964, as sailing date to depart for Honolulu on a four- month cruise At present he is raising the $25,000 necessary to put her in shape "We will have accommodation for 20 to 25 persons who want to go on a four-month vacation of pure adventure. It will cost them $1,500 each "We will sail to Hawaii, spend a while in the islands, then on to Tahiti, We'll come back by way of the Galapagos Islands, put in at Acapulco, and sail the coast of Mexico." Another reporter is with him an Harman of h, N.S. Engin- Ralph Kowin al- her the on, tug was without eer is mecha of Vancouver Another writer, Pat Tryon of The Province, will fashion the bowsprit and perhaps join the crew Naval architect Tom Timmer- man examined the hull and pro- nounced it in excellent condi- tion, He put the hull replace- ment vaiue at $120,000 and her present value at $30,000 BY-GONE DAYS 30 YEARS AGO Oshawa Presbytery of. the United Church had the largest delegation in attendance at the Bay of Quinte Conference Sum- mer Schoo], in session at Oak Lake, near Stirling was announced at a meet- eld Camp Recrea- on that R. S. Me- sent a donation of $100 to help pur much needed sports equipment for the men at the construction camp. ase The beautifying the Waterworks *s resi. was pro- ance of the already great- work of now being ly improved rs of the known f Ontario and gathered at for their fifth pioneer Durham Lakeview Park annual picnic The Thompson family held ther ' u nd picnic ai 4 cam of Bowmanville, with abou 50 r attendance to enjoy the fellowship of the day. n Be i] ialives Oshawa branch of the Cana- dian Legion by an overwhelm- ing majority defeated a resolu- tion asking that the Government take over 100 per cent of alf re- lief costs in Ontario,) that 'al relief be paid in money and that the municipal taxpayers be relieved entirely of the burden of relief costs. The City Council received a communication fram Oshawa Police Commission urging that the 'city build a_ suitable bathing house and dressing rooms at the lakeshore for the convenience of swimmers and bathers. The retail price of bread was increased by one cent a loaf, making the general charge by loca : and distributors eight ce' for the standard loaf. The finer quality bread was to be 10 cents a loaf During the past three months the shipping of automobiles from Oshawa Harbor by Gener- Motors had reach h peak, with -m shipped from the h those months than d last three years combined. OTTAWA REPORT Voters Can Block Partisan Dodging (Editor's note: Patrick Nicholson is on_ holidays. During his. absences guest columns are being contrib- uted by various members of Parliament.) Patrick Nicholson's Guest Columnist today is Douglas Fisher, New Democratic Party MP for Port Athur. There is an increasing chorus of cries that the proceedings of the House of Commons are '00 partisan. Is there too much petty. bickering, too much time wasted in re-fighting old battles and in jockeying for the next election, rather than doing the work at hand? I think the answer is yes. I think all parties share in the responsibility. I believe ail of us as MPs do too: much of it. But: knowing the trouble is a lot easier than correcting it. The main reason is that no one is willing to give up partisan- ship. When you do, your throat (figuratively!) is cut Bob Thompson, the Socred leader, is the great one in this and in the last Parliament to take the line that we must stop "playing politics." It sounds grand the first few times you hear it but then you no'ice that this is a Thompson ploy, rather than a serious intent, Both in questions and in speeches Mr Thompon plays the partisan game as well as anyone, Now when he begins his "above poli- tics'? line the Conservatives 'jeer, with some justice, and re- mind him of his actions in the last Parliament that brought ttheir government tumbling down DO) YOU WANT THIS? While there are ways by change in procedure and elec- tora] arrangements whicn could do away with some of tne ex- cesses in partisanship, the ba- WHAT OTHERS ARE SAYING Hlamilton Spectator: Surely the heart of the Confederation issue is how the two main cui- tures of Canata -- that of the people. of British -descent and that of the French-Canadians-- can be reconciled This may be superficially recognized in the co-c hairmanship that has David- son Dunton, the able president of Ottawa's Carleton University, presiding with Andre Lauren- deau, editor - in ~ chief of Mon- treal's LeDevoir Thea there is the Ruev, Clement Cormier of St. Joseph's Univers Jean Louis Gagnon, broadc 2s and for- mer editor; Jean Marchand, Montieal labor leader; Jaroslav Rudnyckyj, Ukataian-born pro- fessor of Winnipeg; and Paul Wyczynsky, Polish-born profes- sor firom Ottawa Representing Canadians of Britishi descent are Royce Frith, formeit president of the Ontario Libera' Association; Frank Scott, Montreal lawyer; and Mrs. 'Gertrude Laing, English- born. Calgary housewife who teaches French privately. That is thai, Hardly a strong com mission, We cion't doubt for a minute that these people will all be ded- icated analysts. We nave grave doubts of the weight and bal- ance of the group, After all, they are dealing with complex Canadian currents of what is commonly called culture -- the most alyused and shrilly distort- ed word! in our glossary, To ¢e- fine. it is a mammoth task in itself sic cause of it. remains, This cause is the belief, consciously, In a vigorous party line, Re- peatedly, I have heard MPs say: "But what would our peod- ple think?" as a response to some suggestion that we go along with something suggested by another party, In a nutshell, until politicians believe that you are fed up with partisanship and demand some end to it or severe restraint in its use, it will continue, One personal opinion on this: The partisan habit is catching and younger MPs catch it from the election campaigns, A strong factor is that the House of Commons has a "star" system in which the older MPs with lots of seniority have pre- rogative arid determine the pe- havior pattern. An old veteran like Paul Martin or Jack Pick- ersgill or John Diefenbaker has been so staunch in his own party for so long and so con- vinced of the other parties' in- adequaces that It takes a death or a.royal anniversary to mute their partisan sniping, These senior men of the Commons lead the pace and In politics, where electoral survival is all important, their very seniority is proof that their practices are sound In 1962 one of the finest, most non-partisan men in Commons history, the Speaker, Roly Michener, was defeated in his riding, Since then I have heard it often as a truism; He played it too fair! Howard Green was a most experienced veteran and one of the toughest party men in the Commons, He became our minister for external af- fairs and moved away from the level of partisanship. The re- sult? Defeat! EXPRESS YOUR WISH Therefore, if you want less partisanship, you as electors will have to convince the poli- ticlans that you really mean it. Meantime a few technical QUEEN'S PARK changes might help. If we set elections at regular intervals it would cut out some of the fight- ing for position, at least in the early stages of the Parliaments. If we set time limits on each subject debated, this would pre- clude some of the prolonged repetition and stalling; further, it would breathe the necessity of quality into those speecnes that were made. If we re moved from the Commons it- self, to small committees, most of the scrutiny of estimates it would save time, give the pres- tige of being on a commiitee a boost and make for more in formed specialists on subjects among MPs, One of the real factors for party baiting and belling is that it is easier, a lot easier, than expressing yourself, knowledgeably about the matter in question. If you want to start the fight for less party fighting you could begin by writing the party !ead- ers and telling them your views. It will take a lot of let ters, In June Walter Gordon got his lumps, largely because he' turned his budget speech into a slashing attack on the Tories, In other words, even the sad consequences of partisanship teach few lessons, TODAY IN HISTORY By THE CANADIAN PRESS August 1, 1963... Slavery was abolished in all British pogsessions 129 years ago today--in 1834-- but it was not until the vic- tory of the Union in the Civil War in 1865 that slaves were freed in the United States. Opening up of the West Indies and the south- ern states of America had made slavery a_ lucrative trade in the New World, In the latter part of the 18th century and the beginning of the ith century publie conscience was aroused at the horror and suffering of this traffic, But internal trade continued in the United States. 1934 -- Hitler became Reichsfuhrer in Germany, 1876 -- Colorado achieved statehood. Usury In Province Tough To Control By DON O'HEARN TORONTO You've read about the latest sessions of the committee on the cost of credit, The hearings were the most sensational we've had here in a long, long time. They told of men getting up to 80 per cent and more inter- est for lending money. The most striking fact to the observer, however, was the mild nature of the actual hear- ings themselves. In a matter of a few days the committee had a number of "usurers"' before it, Everybody was shocked, But the '"shock" didn't show. Men are men whether. they are 'collecting exorbitant inter- est. or not. And the atmosphere of the hearings was not much differ- ent than a nice quiet inquest or company meeting. Everybody was well-dressed, obviously affluent and very self- righteous and dignified. There wasn't a dagger in the room. There also wasn't any ques- tion, however, that this was thievery,. twentieth century style. HIRAM WALKER'S But then, what can be done about it? It's obvious that there is a 'league of scoundrels. in the field. But we really don't have any way of controlling them We don't have on the law books any legislation which ap- plies to this situation. Actually what this committee has to figure out and the nub of the whole question is can you contro] usury. The committee itself js split on this. Some, members think there should be a law against any- body charging usurous rates of interest. Others believe there should just be laws covering disclos- ure of interest rates and that the free enterprise principle should apply on borrowing rates, Of course complicating it all is the fact there is question whether the province has any power to control rates. And ac. tually what will probably result will be a report which will say this is a deplorable situation and that somebody should do something about it. GOLD CREST Soy "i Zapert Canadcan Pye peta Haram Walker Sons Lonited, EST'D 1858 25 02.