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fi EfiEEEEEEEHEHEEH-iHiEEEEEEEHHiHiEfiEHEfiEfiEfiEfiEfiHiH?EHEHEH?EH?EHEHH‘TH‘THEEEE 2 SPECIAL TERMS ARRANGED FOR FARMERS § . C AT THIS SALE . w E’ Athththththlhth‘h‘hh‘hththhhhhhlfhhlhhfilhlfilhipififipfi4unl Un lhlhlhifilhif!UAlflflfilfilhithifilfilfif !f lfi flhlflflfUfUpUpUpUpUpUipLpLpLpipinin! During this period of industrial unrest, when many of our factories are operating at low spéed instead of working to full capacity, it behooves the people of this district and of Canada to consider more the great amount of goods which can be purâ€" chased in Canada, but which are imâ€" ported. â€" Many thousands of Canaâ€" dizan men and women are deprived of employment in our mills by the anâ€" nual importation ~of manufactured goods. * ; A similar condition prevails in numâ€" erous other articles â€"of manufacture. Take shoes for instance. During the year 1922, Canadians spent $243,922 on imported boots and shoes. Had this money been spent on Canadianâ€" made shoes the shoe factories of Canâ€" ada would have given employment to hundreds more of the men and women who are trained in the manuâ€" facture of shoes. Every style in shoes that are invented and worn any place are made in Canada, therefore it is unnecessary to send this large amount of money out of Canada when it can be kept at home to assist in making Canada prosperous. ; Soaps . Canada has some huge soap manuâ€" facturing plants and many Can2dians will be surprised to learn that tons of soaps and soap powders are imâ€" portedâ€"yearly..in,.Canada ~andâ€"â€"thous sands of dollars are spent outside that should be kept at home. There was 696,394 lbs. of Castile soap. imâ€" ported into Canada in 1922, at a cost of $77,627; common laundry soap was imported in 1922 to the value of Canadians themselves are mostly reâ€" sponsible for this state of affairs. If they would only insist on the cloth used in the clothing they wear being made in Canada, it would go a long way toward righting matters. We make as good cloth in Canada as anywhere an earth, but Canadians still have the foolish notion that their woollen cloths must be imâ€" ported. Ts The textile mills is one industry which could employ thousands more if Canadians would purchase goods "Made in Canada." â€" CANADIANS SHOULD BUY MORE ‘ CANADIAN MADE PRODUCTS AIflflfifIfLfLfifLpILFLfLpLpLFLpLpLfLFin JAAA â€"Flhlhlhlhhthhfhhfhlfâ€"AASAHR SIX PHONE R. 992 OPEN EVENINGS SEPTEHMBER 20 2(7 â€" 28 HAMILTON‘S BIGGEST USED CARS HAMILTON DURANT CO. Shoes be Sold in Three (3) Days BEST VARIETY USED CAR DEPT. ‘Canadians are a cleanly . people.: They keep ‘their apparel cléan, the hair brushed, their teeth clean, and their household utensils are cleaned by the use of brushes. Brushes of every description for every possible $593,845, and totaled 6,634,697 1bs.; common soft soap imported in the same year was valued at $5,180; toilet soiaps imported amount to $414,035 in value in 1922, while Pearline and soap powders were imported in 1922 to the value of $27,125. This should cause Canadians employed and Canâ€" ada‘s prosperity much advanced by spending this money on the madeâ€" inâ€"Canada â€" variety. Wheelbarrows Common, ordinary, everyday wheelâ€" barrows, trucks and hand carts are made in Canada in so many places that a Canadian would hardly believe that some 4,548 were imported into Canada in 1922 from other countries at a price of $78,892. «: When a man uses. a wheelbarrow he is working, and any Canadian workingman who buys a wheelbarrow made outside of Canad is depriving other Canadian workingmen of the ~chance ofv~emâ€" ployment in Canada. | Surely Canaâ€" dians are not that unpatriotic that they do not want their fellow workâ€" ingmen to have work. Baby Carriages Children‘s carriages, or »baby carâ€" riages as they are commonly called, are manufactured in Canada. We make them as good ‘as any country‘ in the world:; For durability and style they lead the imported article. Yet Canadians foolishly spent in the year 1922, $245,820 on baby carriages manufactured / in > the . U. 5. .A and Great _ Britain:. This:" amount of money should have been kept at home. It would have provided emâ€" ployment for at least 900 Canadians for a year at good wages. Do Canâ€" adians ever stop. to. think that when buying & baby carriage that is not made in Canada they are robbing themselves and they are depriving a Canadian born child of privilege .of obtaining ‘Canada‘s good fresh air in a carriage made by Canadians? and Brushes of COR. YORK & BAY STS. â€"HAMILTON Follow the rule thit success deâ€" pends on your ability to save. â€" YÂ¥ou will soon‘ taste of the fruits of its wisdom. $ # In personal affairs it often means the ‘gravest séelfâ€"denial; in business administration it means discipline, reâ€" sourcefulness, courage, and a genius for firm decisions. This is perhaps the most useful and practical lesson one can learn today. But it is not an easy .one .by any means.. _ ; That is whay it is so much harder to save than to earn, and why in the race for ‘success the winners in the long run always prove to be men who can enforce economy on themselves and on those under their guidance. But, in the matter of saving, the average person todazy has the advanâ€" tage of a most limited educational background. _ Furthermore, the tempâ€" tations to indulge in extrax?agag\t ways are both subtle and deceptive. It is always easy to run into debt, to contract obligations that may seem well advised but which can be avoidâ€" ed in the interests of economy, .to fritter away money for absolutely useâ€" les purposes, to trust to luck, to hazard funds without full knowledge of the cricumstances involved. "I owe success fundamentally to my ability to save money." It requires more ability to save money than it does to earnit. â€" The entire education or mental equipment of most men has been built up with the objective of acquiring wealth. Learn to carn: This is the admonition that has been dinned into them almost from the earliest period of understanding. s (By S.â€"W. Straus, President Ameriâ€" can Society for Thriftb. If it were possible to interrogate each man of outstanding business sucâ€" cess in this country today as to the chief reason for his success his anâ€" swer would undoubtedly be some such statement as the following: use of Canadians are made in Canâ€" ada, yet during the year 1922, Canâ€" adians imported from other counâ€" tries brushes to the value of $607,â€" 000 < ~This is a big amount of CGanaâ€" dian dollars to needlessly send out of Canada. If retained at home it would give employment and pleasure fto hundreds of people. sUCCESS TEST LIES IN ONE‘S ABILITY TO SAVE THE INDEPENDENT GRIMSBY, ONTARIO Among these are Clive T. Jaffray formerly of Kitchener and Galt, now president of the First National Bank of Minneapolis, the largest bank in the northwestern states; John McHugh, formerly of Bellfevglle, now president of the Mechanics and Metals National Bank of New York, and Vere C. Brown western superintendent of The Canâ€" adian Bank of Commerce with headâ€" quarters at Winnipeg until two years ago and more recently viceâ€"president Th.s mater is far from being limited in its applicat‘om to the. far-famed educational systems of the Can‘a(.ir'an provinces. How thoroughly the ability of Canadians in the financial Wprld has been recognized by our American neighbors, is shown by a partial list of those who have attained the highâ€" est positions in the banking system of the United States. _ If Canada‘s achievements, . and especially her prospects, are full of the greatest promise in the realm of material progress, this is even more the case in the higher realms of the intellect and the spirit. Other countâ€" ries may have a much larger populâ€" ation and may have a more abounding wealth. In such matters we may be handicapped in competition with those who have gained a strong lead before we ‘entered the race. In intellectual progress, however, where not so much is dependent on numbers or quantâ€" ities, we can compete on more favorâ€" able terms. 36 HER INTELLECTUVAL ATTAINMENT ACamaADA}, By DREE BRAITHWAITE~ Pubk%‘j’-Sub:cription is invited for Bank of Montreal Royal Bank of Carn Bank of Nova Scotia s Imperial Bank of C Bank of Toronto ; s Union Bank of Car Banque d‘Hochelaga Standard Bank of : Banque Nationale Montreal City and Weyburn Security Bank _ . "Tg Emilius Jarvis and Company, Ltd. R. A. Daly and Con Hanson Brothers f j Harris, Forbes and René T. Leclerc, Inc. Matthewsâ€"and Comq Nesbitt, Thomson and Company, Ltd. Osler and Hammon C. H. Burgess and Company F. H. Deacon and ( W. A. Mackenzie & Co., Ltd. Macneill,; Graham & Co Dominion Securities Corporation, Ltd $50,000,000 Theseyb-'o.nds are offered for delivery in interim form c w1ominion of Ganada bonds are the most o e w iag . â€". obtainable in Canada O'rders may be telegraphed or telephoned (collect) and exch unders_igned or through your usual dealer or bank. The right is reserved to allot a less amount of bonds than applied This offer is made subject to prior sale and to advance in price. This issue presents a most attractive investâ€" ment. The security is incomparable and the income return high. The bonds will occupy an investment position equal to that of Canâ€" ada‘s Victory Bonds. The bonds are offered for cash at the followâ€" ing prices: â€" These bonds are authorized under Act of the Parliament of interest are a charge upon the Consolidated Revenue Fund. Principal payable at the office of the Receiverâ€"General at Ottawa or that of the Assistant Receiverâ€" General at Halifax, St. John, Charlottetown, Montreal, Toronto, Winnipeg, Regina, «_ Calgary or Victoria. Semiâ€"annual interest (15th April and 15th October) : e css payable at any branch in Canada of any chartered bank. â€" . Denominations: $100, $500, $1000 All bonds may be registered as to principal only, and bonds: in denomination of $500 and authorized ' multiples thereof may be fully registered. ~ . Dominion of Canada | $50,000,000 ' Dominion of Canada _ Refunding Loan 1923 es 3% Bonds: . ;. .:. To Cash Subscribers 98.25 and interest yielding 5.14% 99 and interest yielding 5.23% Offering Terms Dated and bearing interest from 15th October, 1928, and offered in _ two maturities as follows: * 20 YEAR BONDS Particulars regarding our excelâ€" lent school system need not be added. In a recent year the total expendâ€" iture for public schools ‘was over $70,000,000, six times what it was a decade previous. We have over twenty Archibald Kains, now president of the ~Federal International Banking Company, and R. F. Aspden, viceâ€" president of the Parkâ€"Union Foreign Banking Corporation, are also on this roll of.honor, as well as John J. Platâ€" ten, formerly of Toronto, now presidâ€" ent of the Un‘ted States Mortgage and Trust Company, E. .J Schilling, Forâ€" eign Exchange manager of the Lincoln Trust Company of New York, and Raymond E. Jones, one of the high officials of the Bank of Manhattan. | ; Two very prominent _ Chicago citizens, brothers, also belong to this list, James Forgan, chairman of the First National Bank, and David, preâ€" sident of the National City Bank. Addâ€" itional names of those in similarly high positions are Alex.‘ Robertson and H. G. Deans, both ‘of Chicago; John Ballantyne of Detroit, a former Londoner; J. G. Geddes and R. B. Small, bothâ€"of Cleveland; F. W. Heathâ€" cote and N. M. Fraser of San Francâ€" isco, and G. F. Ordso, president of the Lincoln National Bank, Minneapolis. To a greater or less extent this imâ€" pressive list could be duplicated in various other avenues of life.® YEAR BONDS of the National City Bank, of New York, who ‘s now viceâ€" president and general manager of the Industrial Finance Corporhtion of New York w‘th its one hundred "Morris Plan" banks doing a business of ‘over a quarter billion dollars. Another Canâ€" adian, J. H.. Fulton, was a colleague of Mr. Brown as a viceâ€"president of the same bank. 20 year Bonds due 15th October, 1943 5 year Bonds due 15th October, 1928 & Wood, Gundy and Company . _ A. E. Ames and Company Royal Bank of Canada & Imperial Bank of Canada : Union Bank of Canada _ Standard Bank of Canada Montreal City and District < *‘ Savings Bank R. A. Daly and Company Harris, Forbes and Company Matthewsâ€"and Company, Ltd. Osler and Hammond F. H. Deacon and Company : interum form on or about October 15th issued and delivered to us." . * ***~ the most attractive investment Holders are urged to act promptly as this privilege is subject to withdrawal. Interest coupons on bonds exchanged are to be reâ€" tained by the owner and cashed on November 1st. As the new bonds will be dated October 15th, holders who exchange will thus receive an extra half month‘s interest thereby reducing the cost of 20 year bonds ifrom 98.25, and 5 year bonds from 99, to the followâ€" ng: In addition to the bonds offered for cash it has been arranged that all owners of Victory Bonds due November 1st, 1923, may exchange their holdings for the same amount of the new issue. They will receive in cash the difference between the face value of their maturing . bonds and the purchase price of the new security, namely: at the rate of $1.75 per $100 for 20 year bonds and $1.00 for 5 year bonds. l The significance of this rich eduâ€" cational provision could be enhanced by many statistics, e.g..,.n the bas‘s of Appleton‘s Cyclopedia of American Biography it has been figured that the university man‘s chance for eminent position compared with others is in the ratio of 870 to 1. Less than one per cent. of Americans are university graduates, but this one per cent. has furnished 55 per cent. of the presidents 54 per cent. of the viceâ€"presidents, 47“ per cent. of the speakers of the House, 62 per cent. of the secretaries of State, and 50 per cent. of the secretaries of the Treasury. Numerous statistics have also. been compiled showing the advantage both in respect to advance in position and in earning capacity of those having even a high school eduâ€" cation compared with those without this training. I universities, with 3,000 instructors and 30,000 students. The indowmlent fof these institutions is over $20,000,000 and the land and buildings are valued at $26,000,000. applied for, and to sell for cash OPEN EVENINGS. aull.. shades, at:s>»%>..;...09¢ Men‘s Sunday Shirts at.....98¢ Men‘s Pepper and Salt Shirts at‘sa. xh AKA valrrcalsc‘a +98C Men‘s Wool Sweaters, from ind S ie sies se aee cawL.dd UD Boys‘ Wool Sweaters, from 0 0 o a\ e e a o o e e e 0 e e e e ..98C up Ladies®‘ Corgéts aft.....:....98¢ Ladies‘ Sweaters from $2.95 up Ladies‘ Heather Stockings, in 20 YEAR BONDS 98.02 and interest yielding 5.16% 5 YEAR BONDS 98.77 and interest yielding 5.28% f Canadian Bank of Commerce . _ Dominion Bank f 3 Molsons Bank _ Banque Provinciale du Canada Sterling Bank of Canada nk La Caisse d‘Economie _ Gairdner, Clarke and Company Kerr, Flemming and Company McLeod, Young, Weir and Company, Ltd. Royal Securities Corporation, Limited Greenshields and Company *A . D. Morrow & Co. Murray & Camnanyv exchanges made through To Holders of 1923 Victory Bonds THE WHITE STORE Special Privilege National City Company, Limited Canada, and both principal and , 1923, when, as, and if Murray & Company any of the Wednesday, September 26, 1923 more than HATSâ€"We have the latest styles of winter hats at the very lowest prices; also we make them to order and remodel any style you wish. Men‘s Fleeceâ€"lined Shirts and Prawers at.*:?. ... «.....19G0 We have a full range of chilâ€" dren‘s Winter Coats at the lowâ€" est prices. § PHONE 420 I