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«GEUEEEERECECECECEEEEEEEEER Friit Growers‘ Attention . p* 3923223323332332332232»" CHOICE PLUM STOCK FOR SALE SHIRO â€" _ $35.00 per hundred A full line of iPeaches, Grapes, Cherries, Currants, Gooseberries, Apples and all other lines usualâ€" â€"'-"i; carried by a first class nursery. Do no not place your orders till you see our agents E. D. SMITH Nurseryman â€" â€" WINONA .lutf;n:u i;y; to do your Christmas Shopping. Come in and see the bmut and best Candy display ever in this part of the country. .Tleklinâ€" Our workmen are r"““ and will cause you very little i.fu.'“:::"; n repair '."?f Soa 2C 9 tX tw _ .« Shou!d you have any piumbing to be done, you will save time and money by attending to it at once., e se ns ts ce o n B2 KE ’h&‘cm the best lines from the best makers in the world, including NEILSON‘S, MOIR‘S, FRY‘S, GANONG‘S, ROBERTSON‘S and CADBURY‘S. Mixtures of all kinds from 10c Ib up H““Caliyofallkilbltlkll Chocolates from 20c Ib up __________ _ PLUMBING® and HEATING Opposite Post Office. Grir ‘l;.""l',‘.‘!';:'if...a."' , English Walnuts, Filberts, i innh, Oranges, etc. Toys, Dolls, Games, Picture Books, Perfumes; Fai . _ Stationery, Tags, Seals, Stamps, Booklets, * and Post Cards FRANK GREVES _ STATIONER Aund all leading varieties of Plums at Norman M. Walker & “um.cb“”in.olidoakfiuinhapldmfiinhh c\l‘l. !'.bmudhun "2-1’. Parlor Tables, 24x24 AMERICA I Want to See You Next Tuesday DON‘T OVERLOOK The fact that the best place in this sectic . ~f the country to buy your Christmas Furniture J. W. BUCK, Beamsville. BEAMSVILLE BUCK‘S es, 24x24 top, shapeo ""B" any or oak finish, $5.00. SULTAN Furniture and Carpets Is Not a Luzxury it is an absolute neâ€" eessity, if you would eare to take the full enjoyment of living. We can install every plumbing need, or Correct Faulty Grimsby A CHABOT CONFECTIONER UNION BANK OF CANADA Tuesday, December 17, at the MeAU ©Mfice, Winnipeg. TN MRGUIIMN TT largely attended. ‘The chairman read the annual réport of the directors as follows: ‘The directors beg to present to the shareholders the following statement nmmuo«mmmmwm"mum.nuw with a statement of the assets and llabilities of the Bank: Which has been applied as follows: Dividend No. 100, quarterly, 2 per Cent. ®# No. 101, quarterly, 2 per cent. # No. 102, quarterly, 2 per cent. * No. 103, quarterly, 2 per cent. Contribution to Officers‘ Pension Fund...........> Balance of Profits carried forward...>...........>«> Written off Bank Premises ACCOURE: .. u2l se kss a++ m 07 t Premn®e® ARCTUARLCL LIABILITIES. Notes of the Bank If CIPOUIMHOM:s ++ .60 6e en e en e n e en na moner s Deposits not bewrltt IMLGr@BE «2e e 669 <+ 9++ en ++ m'l bearing m‘.......................I Balances due to other Banks in Canada..........0006c06>05 u-gmto_nmdmmm:.mmu Capital PMA UP...>..e «6n ec6n se# =*** Reserved for Rebate of Interest on Bills Discounted. Dividend No. 108. .......«cc6 «k69 e8® s se ns enn en 6n n 996# -hu-o(rnl!nlu-wnmdm... Gold and Silver COIM. ... ..« es« «xn 68899969 ‘The Annual Meeting of the Union Bank T MnE OF MRS TA AmLC Notes of aad cheques on other Banks.......«««««« Balances due from other Banks in Cinada.......« Balances due from Agents in United States... ... . maum-whmuwdm. ue from Agene "0 TT MTL C NCZ maka Balances due from ABTET °D 777 722 Lwas Trhantures and Government, Municipal, Railway and other Debentures and Stocks .....>>> -..“.‘ ......:::::::::::::::::: Other Loans and Bills Discounted Csr@NE. .c« ss «ns en enc «9ns 015,074.74 Overdue Debts (estimated loss proVided fOr). .« «++ @ ++ +9 +9 8=* 118,108.24 um-mmmnh vyste en n n e knb 9t 66,073.52 Bank Premises and Furniture......~., ..f. 019,081.10 1 e UAE i. is arre 94,819.94 ince at credit of account, 30th November, 1911...........« $ 11,078.43 profits for the year, after deducting expenses of manage» ment, interest due depositors, reserving for interest and exchange, and â€"kh: provision for bad and doubtful debts, and for rebate on bills under discount, have amounted to. . . 106,832.73 (mdlcluymllne.l.onlnlwuu-n capital during the year). A in es M mmmmwmummu-uwm- & n-t:'c:-' forty â€"th mm.ruuumm year yâ€"three unm...url:mm-tuumâ€"o-wn.lzmc;mu‘ Columbia, 4; Manitoba, 5; Saskatchewan, 18. ‘Two branches in Ontario, which proved unproductive, have been closed. mw--â€"numum-m mmwonmmmmummw m.(lhhnlnnunnnh Winnipeg, 17th December, 1912. INHN GALT. President. THE PRESIDENTS ADDRESS. mm&m.lolnwl..&-dmmln‘um: lummmmfllummwunmm dw-flfi.lf.m.awpo&wm-flhu meet with wll..;\‘nt:'::lm:flu:u I-mlhuk ‘s W.Jrumnmnuuumlmuâ€"n.'fi.nâ€"n-um --tmm-dmunlâ€"mwwflm”dlum On Inlhhcuofleommm-m'dudwm s smmu ;:‘Mnm:umd%m:‘l& m-:-umm«n.muum “J‘umwa&mmwuumcmxfiumm m-m‘:..-: o-mlmdlu.lfiulyd‘nnlmullmnm'mln Tang: $1500000; "and. tor . Too c iss Rodas wese. hawres »aresâ€" $1 ; and. total assets. 110. Today these figures areâ€" mu.m:_nomucmm;.ummmm.m.m: uwmuw&mnmummmmflflmum times the total assets. mmumumwmmflvm consistent. Ilmm“mwwswolmmlhm ln‘unfllgfl!ll‘ml‘nlflm-l'fl'finmmw. west of and including mnmn:nuu-mnmm nhnlleywmuan‘h-rnorms t it has since been adopted by all the large bank n‘m"-ulunnn-flimmdn. Wchnomdmumuwnhdmmulnmm you that this mmwfillutunfilw“‘lch- examination of local conditions. uu-otmnnut'n-mcnlhwuu Mltamwml-tnmuhmmh-h'-ulnby l”mwumm Vast areas of vacant land are mltu_n‘wulunun.mumdnnwmmllt.dlvuudm cultivation, new lines Of FBMUUD ""loing ‘up with magical Many statemonts have been Ml in the last fow months about the difâ€" ferent kinds of silos that are _ not strictly true. For example, in many cases, men who are interested in promoting various _ makes of stos have made the statement that some certain kind of silo will keep silage better than any other kind. That is "bunk" of the worst kind. All of tho standard kinds of silo will keop siâ€" lage about . equally well, if they aro well built. ‘There is considerable taik â€" about underground silo, and its advanâ€" & Fortyâ€"cight Annual Statement, 30th November, En Mn oL tages. It is being advocated by men who ought to know better. _ An unâ€" denground silo is a poor thing to have. . It is hard to got the silago vudknlnhmw \dhmumm While \Mflu-MQMI-n-‘ brought under cultUÂ¥aU0®, U0C 0 __a and hotels sPrING . Mulvmnuylu-mulmruupvluâ€"m nfl‘uy.fllhnmnluununlh..ut and one of the chief wuummm-ntnhmnmmflwww m&flnflmlo‘bm whenever they are req Ilnd'u-u?â€"'rwmunuwhhuumxnmmmol Mw mmmw-mnwmymm Should his cn’uumlor-h.nunbohd.-luulurmm OWS TT TTIDC UA hia live atock. mw-aâ€"u for cattle is inâ€" FOERTTTCO.23. hat also CoNCBRNING S1LO CONATRUCâ€" TION Total Liabilities to the public HELD AT WINNIPEG, DECEMBER 17, 1912 ANNUAL MEETING 17, at the Head Office, Winnipeg. ‘The meeting was PROFIT AND LOSS$ ACCOUNT. MVR 0 C0OCOOOECUCE L (AuX aanAh "~ Promium on new stock . 47,580.00 CENERAL STATZÂ¥ENT PMb â€"ISDEPENDENT. SRIMSDY, ONTAKIO® srsecessscseees $ 690,161,30 T1......++1+s 6+ > §M07,000.00 hss cs en e ns n en ane n o.l.lhbnmw- equally well in all of the _ principa! kinds. All you have to consider is ts cost, main{enance expense . and probable life. _ When these factors lmw-hlom.ltflllbomu. in Z2_2 C _LLL that either the thinâ€"wall an aboveâ€"ground silo, it is more #X* pensive when the cost of getting the silage out of the hole, and the bother of the whole proposition are consiâ€" dered. _ Don‘t build an underground eilo, for it will pay so much better to r-udcndm Build a silo above ground and roâ€" PE eennes Whant wPo WOrest CUG C CGND WWdn â€"um.uuua-mnu-nu\ ormnlu-nllwo(e-nnulo is the best. Investiznte the advanâ€" mdw&dl-.nhlb beâ€" fore you decide to buikl some other tune to fall last waek injuring here soif badly. ‘l‘h”dhlfloâ€"m- ..8 14,023,813.15 [l" 41,219,040.85 JOHN GALT, President. $ 4711,53400 $ 60,773,048.05 3. 60,408,237.97 3 6,627,783.30 $ $26,388.06 3 $26,388.06 $ 60,408,227.97 5,000,000.00 3,300,000.00 187,837.63 100,000,00 98,919.10 $9,044.60 100,000.00 100,000.00 2423,040.00 100,000.00 10,000.00 15,483.16 47,580.00 230,000.00 256,137.45 161,432.62 â€"414,051.49 536,192.47 179,587.178 3,182,063.10 qs454Te 0t 16,483.16 mlal.n‘.â€"Amllnlmuu-thmn land. mlmlammmmmm"ulhnâ€"ud mmu‘muwmnmâ€"d-m extended credit, muhhmhltlohtcuMMtMnlmun‘lulM 'oe-ufir!htnhdn-uufluvlmtnnmudm nmmhnmlflwnwmw(dwlfl h.lummor-uut ‘The danger lies in speculation, and this bank should, in the un.uhmun.mluhunu‘hnly-â€"llu GENERAL HANAGERS ADDRESS, n-â€"-nm-.l'.o.fl.lfltm.mmmuu- about peF EITC 2700 wlr sha full cont C l-vnymtmnlmd..nl-"nâ€"--m-â€".__-, ::d;h-lmldl-nndn:'“u“.:\hutrri.-“w_h aggregate when a number branches any year. hmmunflm“mnfi-umw ; the matter of steel chest8 ©000, ‘ 2.a"gop out of its proAts. .. ___. In the matter 01 S2X" UUOUVGL heen paid fot m.-.mddmmmgnmdm-â€"â€"- oing 2s toc" aasets. it will be seen that the holding of ©old 5d £0%, mt-fl.hl‘l“.m-nnnhfl’flf- uu,,.un!.--awu-um-hN" w excess erease? TZTUUU\Gats in Canada, $1,000,000 in excest Srtd asainst increased labilitics in the nature of latt uu-.um-.munMMuâ€" dl!ll.-drwm.uly hl-‘urn‘nli'fl muumm»wummmâ€"w ummuwwwmm hhflumflmmdmmm. and other debentures and stocks mmuu.m-umh.- ummmn -h.lnuc'on--.hll.- T82,063.10 and $45.015,074.74 respectively. Mhhm-flmnnfll w-mu‘lâ€"dmu n-â€"m--«unlr.mo-\v. ueuhlnlv.'lll-m M!r,k?.mwmmdmmmn‘h“ BR B2 R0TT_TUDLCL Auavahaifers. "'"T"."-"iu moved 97 M +700 DUILL Airsctors no and Mr. R. T. Riley that the report lima."" agpestems he and distributed w__.‘.‘ PCE 2 22 tallownt and GiRTOTIET NT DL TL talawn Mr. R. T. Riley spoke as follows: able -lnnmflnumm-wfl“m address of the presidentâ€"like everything else that Do D59 Wy atsinent lum-'cld-uulmfllw'“. colleagues bease end te sssured ho has the endorsation of all his ea‘tue 'lmflnnwm-w“dmmfi‘-m.“.‘ l“flm&fl.mww‘ nnl"..'. o treal 800 TZUUAX D‘ af aur atock is -'h-...l_nl 12 d in the An‘ her! Wie. Montrea! and TOMMUD TW L2 aur atock 4 1 mm'fl.hfldwnflhhfllhm“.â€"--.â€"â€" w-mmun-mm-umumunmuun&. m-'mmumqmu-hm-u.u.u-ummu mmmmmummâ€"nmuâ€"wnwuw- mmw«muwm-mmummm mwmmnnwmx-mnm_uduuw m«muumm mmmdmm e onR 2C 0 n Mnlovgqi_nflctw quarters of the bank to a 1200 ©ART "UC "._ ns Domintin of Canads MMfllhl"“'m‘M.‘flW‘n‘ fl(hthmnu-mmufl-.'-“'."“.. had of head ‘The aix months‘ experience your Winniper ....‘"M“I" a mmnwmuwm'fl' -Ifidfl%â€""‘“ WWM“M -...' mâ€"m-mummmnm‘"” money for its shareholders. nu-m“-""‘.a""..,"’, o conduct C Tbachinery that is at the disposal of the public to M on .‘__.mumvm-dnnm‘-fl“‘"“""""‘ manydmmdumu-ownmum‘”_fn ubused as it is to protect its shareholders who Sf Tnrough their nands. mmdmmâ€"ld view future. Our "*dke the president, I take a very hoP decting a majority president, I K0 & ""0aones ~<awn by clecting & MAJOTIY ‘The geneinl manager, Mr. G. "ul.lfl"“-â€"-fi-â€"v“ & w never confidence ~A°N ESE P woolly * nnu&muuu-umnmcudnnsinnuaufla by some. ,pqnlumw-”hmuhthMrmlm- e westertt" UPUX Casityâ€"but there . -‘mt BtOWHB MTCCCCT T.A ln“dnnnwmlhmuanummw--â€"-.__, i -utmlnwmm1hmduumul'flmuulnm- urnnoud“.u-man-lnulhnmm-wuw Mmmunmnmâ€"wfld ET UUOLL ar W Montague, r.,c..ugnu-l_nm. offered, COTR "CUU w2 Han. W. H. nm-wlbyb-le-.'.ll.lnm.r.c.nâ€"â€"-â€"--. C Jum.mmmmn-dmwmwuu-nl ummmgm.-um..umm»uummm Mmmmmm muun.-.w.uwr.c.aummmflu: Tlom“l.nul.- vnâ€"h-.“mlnâ€".wdthwbmnmah- er of he E22" 00 ‘uraton bank have been dwrnt UHC Emt o lr.o.m-!. general manager, antl MITOM U MUTTROOCOOO O Cc uflw.mldmd\yuuhl!dm--ufl. flom“uflnm"flnmdtumfim:flmw. -.-Ml-mhttuculinnu: Hon. John Sharoles, Mr. John muâ€"-nmnt.mm.nm-.mumgn m.r.xmw.umu.mwm-r.n:;o-. Vernet, l.c..mllll.unt-cal. ‘John Carson, F. W. Heubach. *A ‘At a subsequent meeting of the newlyâ€"elected board the Hon. John _At 8 SUM0TUC! vonaraey president: Mr. John Gait, president; Mr. Wilâ€" day School will hold its Xmas cantuâ€" ta on Friday, December 27. whe E. L. of C. E. will visit At a subsequent MU"UUD Co.zident: Sharples was elected honorary president; -m.fl"r...‘lm.m'” Fruitiand society Sist December. Bible readingâ€"Stuart Folbor. Recitationâ€"Miss Cornell. Quartetteâ€"Misses Pearl Glover and Maud Jackson and Mos 3 R. and J. Dodds. Recitationâ€"Norman Smith Debate, resolved that sterin is great» er than electricity. Aff. speakers â€"Pearl Glover and E. Woodman. PHe TT C ul w n'._.mlwllr."l. ETs (Too late for last week) The E. L. of C. E. hotd its regular 201 STONEY CREEK on Tuosday, under the the the Miss Lois and Erma McLachi Norwich visited friends . here week. un“ujlwn!l. choice fruit land with buildings © without, partly sot out in fruit. O:â€" of the best sheltored _ and earlic» \mdhflhlhmm- qula, only one baif mile from t" eheoWwnke HEamedy â€" HRo S NOR : Deamarilie. Apply t C. J. Crooks, Miss Susan Soles had the misfo FOR SALE thi Sucs ie on