no less than 9218,000,040 within the short space of two years." Taking a prudently optimistic view ' of the future, Mr. Meredith said: | "The position of Canada is a highly , favored one, with an assured future ' of growth, developtnent and general prosperity. At present, however, we \ live in the shadow of the great war. BANK OF MONTREAL MNETY- EIGHTH ANNUAL RE- PORT SHOWS BANK IN VERY STRONG POSITION. Exceptional interest attaches this year to the Annual Report of Canada's ; to which all else must be subservient leading Bank, and the addresses deli- i WTiat its duration will be, and the vered at the Annual Meeting by the ' Position in which its termination will President and General Manager. They \ ^nd us, can be matter of the merest afford an insight into the financial i conjecture. The vast armies now en- consequences of a year of war on the ! gaged in the struggle cannot be kept country generally, and into the out-U^'the field indefinitely. Th« financial look for the future, as interpreted by f^t^tor is daily assuming increased ' importance, and in this respect the advantage is unquestionably with Great Britain and her Allies. "After the war, a readjustment of trade conditions is to be expected. ,.„,•,, J.I, L 1 1 „ *„ 1 „„ J The flood of wealth which has aitend- lurious than had been expected, and , ^, ., , ^ I ed the e.xport of munitions and war supplies must of necessity be largely j curtailed, and a new set of problems men who have every opportunity to judge it. Mr. H. V. Meredith, the President, pointed out that the effect of the war on Canadian trade had been less in- THE BRITISE SOLDIERS. A G«rman Officer Says They Fight to the Last. The greatest admiration for the British is expressed. A German of- ficer remarked that his men would rather meet any company of men than British, because the latter keep cool, never lose their heads, never give in, and fight to the last. Men of 30 have been called up for the German anagr, and the next call will be for boys of 1*5. No langruage but Ger- man is allowed in the streets. Ameri- cans are not permitted to speak their own tongue, under the penalty of fines. There is a great shortage of raw materials. Rubber has been i smuggled in in the form of sausages. j The scarcity is so great that no pri- „ . ,,. , '~Z , vate individual in Berlin is allowed to Fwirteen >\orda Saved the German ^^^ j^j^ ^uty^^bile except a doctor. Fleet. ' Rubber floors have been taken up, and We have a saying that speech U ' ^''^^ ^"^P ^ «°y ^^Ve or form has ^ silvern, but silence is golden.. There : ^**" "**<^- I WIRELESS STATIONS. POWDER THfS '^BAiOHG POWI»\ ^BOOMNSaorTHC^ FGU0WM6I ENTSAMONONCOrHai ^*%nT^tiBW'5iii»i ^EiQCBCSB?^ CONTAINS NO ALUM We unlieatatrngly recommend MagK Baking Powder as b«ing the best, purest and most healihrul bdkmg pow<ler tkat it is possible to produce All ingredients su« plainly printed on the label MADE IN CANADA E.W.6ILLETT COMPANY LIMITED, TORONTO. ONT. will have to be faced. As I have said Oil former occasions when I have had >s now an exception to the rule. Some ! f.^.^^,, „ , ." y attvit years ago it was proposed to establish I '^ "li.^ i L,Ei l,.-v^\.a 1 1 > e. the pleasure of addressing you, if economy be exercised to meet the in- FOR LITTLE ONES Baby's laxative. Own Tablets are a gentle They are absolutely safe a chain of British wireless stations creased' burdenoftaxationrof which ro^nd t^e world, but it was not done, we must bear our share, and the pro- T^e Germans did, and the result is in- duction of exportable articles in- teresting. creased to the utmost extent, to pro- ' Seeing that Germany spent two mil- and so pleasant in action, that once tect our gold supply and minimize our lions on her colonial wireless stations, I the mother has used them for her ^^ borrowines and if we keep strong in "^o^t of which have been seized or de- ' little ones, she will never again resort working capital, then no matter what ffoyed, her money might appear to J to that harsh, ill-smelling, bad-tasting Three Phases. He spoke â€" "May I 3moke?" And he smiled at his treasure. They were newly engaged; .And she answered â€" "With pleasure." .\ Setback. Evangeline â€" How do ycu like my new hat? Caroline â€" I think it is charming. I had one just like it last year. difficulties the future may have in , ^^e been ill-spent. But was it ? | castor oU, which baby always fought Satisfaction. He spoke â€" "May I smoke?" he started the action.) The honeymoon started. She smiled ?tore for us, we can look forward to them with a degree of complacency. Our agricultural resources and unde- veloped wealth will enable us to bear the strain which may be imposed upon us, and we shall in the end come safe- ly through the period of economic 'upheaval and world-wide conflict â€" with a larger debt, it is true, but with our ability to meet it unques- , Great Britain declared war on Ger- : against taking. Baby will take the tioned and our economic position not P**^ ioriously impaired."' many at midnight on .August -i, 1914. Seven hours earlier, at five o'clock in the afternoon, Germany sent out a message to all its wireless stations. Each station had a radius of 2,000 miles, a.nd each in turn flung this mes- sage forth to German ships out at | sea, "War declared on England. Makef -, . as quickly as you can for a neutral' ^. Tablets with a smile, and thousands of mothers tell us their little ones will coax for them. They are sold by medicine dealers or by mail at 23 cents a box from The Dr. Williams' Medicine Co., Brockville, Ont. He spokeâ€" • "May I smoke?" , But she reached for the poker â€" They'd been married some time â€" { .And she yelled i It would choke her. I And he fervently hoped that it would. AUXILIARIES AID THE NAVY. Between 2.U00 and 3.000 Ships Hunt that this year's bountiful harvest may not only be expected to stimulate cur- rent trade, but to attract renewed : respondents visiting Great Britain's emigration to Canada. ' Grand Fleefare published by all the The Annual Report shows the Bank British newspapers. They all pay of Montreal in a position of unprece- tribute to the preparedness and ef-, dented strength. With assets of ficiency of the navy, not only as to $302,980.554â€" an increase for the the main fighting units, but also to year of $38,800,1.'58â€" it takes rank the less prominent but equally im- with the most powerful banking insti- portant au.xiliaries of various types, tutions in the world. Of this enor- -A naval officer aboard one of the mous sum. no less than $170,007,568 ships told a correspondent that in ad- is in cash and liquid assets. This is dition to the war fleet proper there over 64 per cent, of the Bank's total are between 2,000 and 3,000 ships of public liabilities â€" a ratio whose sig- the merchant marine employed in nificance will hv better understood transport and supply duty and as A .Mere Trifle. [ Now, children. I want you to be j Only fourteen words, and fewer | Perfectly quiet when the bishop is stiU in code, but it was enough to »»e'"e- and not say anything that will save Germany the bulk of her mer- j »«"^i^y «>«•" chant fleet. The ships saved were an I '"S"*- «amma. can't we ask him if enormous number. I •>« *'^^' baptize the new kittens?" Giant German liners crowd Ameri- can ports, and other ships dot the har- for Submarines. . , , „^ , DOTS of every neutral coast. There Graphic descriptions by various cor- they are safe till 'the end of the war. â- iBsrd's Klniaicat Cnr** Qarrtt la Cow* How to Save Your Eyes Try This Free Prescription Gently Broken. .A young man, an only son, married against the wishes of his parents. A short time afterward, in telling a friend how to break the news to rhem. he said: "Start off by telling them tiiat I am dead, and then gently work up to the climax." I was cured of Rhsumatic Gout by MI.N'ARDS LINIMENT. Halifax. ANDREW KING. I was cured of .Acute Bronchitis by MINARDS LINIME.NT. LT.-COL. C. CREWE READ. Sussex. I was cured of .\cute Rheumatism by MIXARD'S LINIMENT. Lakefield. Que.. Oct. 9. 1907. SEND FOR OLR LIST OF Beautiful Musk Ox Do roar eyes glre yoa trouble ? Po .vua alrea^ly wear ejngliiiaes or spectacles? XbuasaDls of people W(?«r tbese "windows" wbo micht easily UUp«ase witti tbeiu. Vti'j may bv oue of tbt'sc, aaJ It la your Juty to save yoor eye* before It Is too late. The eyes aro upgK'oteJ more t!iau auy otber orcaa of tbe entire bo<iy. After when it is compared with 55.4 per many more engaged in patrol work -'"" ^"lah your Jaya work you sit down , ,,-,.â- , â- , i- L S i ,. 1. and rest your muscles, bat how about your cent, last year, and a little less than or m foiling the efforts of enemy sub- "She's she?" "Dear Old Fashioned. an old-fashior.ed girl, isn't She had on a Sore Eyes! me. yes _ , GriOQisJeii Eyelids, frock at least six months old.' Evci â- r.H.i.xof by 50 per cent, (considered a high pro- marines. The visitors were shown portion in normal times) in 1913. the celebrateti map on which are While holding so large a proportion marked the places where German sub- of the Bank's assets in liquid form marines have been captured, destroy- does not tend to large profits, it is a ed or sunk, and various methods were source of gi'eat strength not only to | explained to the correspondents. the Bank, but to the whole of Canada, "We actually saw vessels engaged in these trying and difficult times. in this anti-submarine business leav- The profits for the year, however, ing port," says one correspondent, were most gratifying. Amounting to "Indeed, it is not necessary to go out- J2,108,63l. they provide*.! for the side the harbor to understand why the usual quarterly dividend and two blockade has failed. Here at anchor l""; bonuses on the Capital of $lt>,- alongside one another lay the bane 000,000; the War Tax on Bank Note and the antidote." Circulation. $127,347; and left over One full day of the visit was .^pent $60,000 to be added to the Profit and in inspecting large new naval works Loss .\ccount, bringing the balance of at a place which a short time ago the latter up to $1,293,952. This, of was swamp land, but is now a live and course, is in addition to the Rest busy naval establishment. The works Account of $16,000,000â€" equal to the include three drydocks, each of which Capital. is capable of holding any ship afloat. Owing to the reduced volume of The party visited the battle cruisers commercial business in the country. Lion and Tiger, viewing the patched the current loans dropped from $108,- funnels and shell wounds receivetl in 845.332 in 1914 to $99,078,506. Loans the North Sea battle. They also visit- ed the Australian and New Zealand contributions to the high seas fleet. One correspondent touching on ; various devices used in painting, de- eyes 1 Do yoa rest them ? Vou know you do Eot. Tou read or do soiuelhisf else that keeps your eye» busy ; you work | your eyes until you go t" bed. That is | why so many bare strained eyes, and fln- ' ally other eyo troubles that ihrt-ateu par- | tial or total blindness. Eyeclusses aru , merely crutches: they uever cure. ThU ! ; free prescription, which has bonelltted tho â- eyes of so many, may work e<iual won- \ dors for you. Use It a short tiui>'. Would , you like your eye troi-bies to ui.sapp«.'ur as if by magic ? Try this pres<Tiptlon. Go to the n.-arest wld'?-aivako driiic ston- ,Hud ' set a boUIe of Bon-Opto tablets; IIU a { two-oun-e bott!<' with w:iria water, drop j In one tablet and allow It to thoroughly dissolve. With this Uijuld t -tho the eyes two to four times dally. Just note how unlckly yoor eyes clear np ai:d how soon I I tho luflaminatton will disappear. Don't be , afraid to use It : It Is absolutely harm- l<ss. M.iuy whj are now blind might have saved their eyes had they started to car* ; fur thorn la tl^lo. This Is a simple tn^at- i ment. but marrvUously effective lu multl- i tudes of cases. Now that you hav.* b**en warned don't delay a day. but do wii.it you cau to sure your eyes, and you are likely to thank us as lon;r as you live for pub- llshlns this prescription. The Va!:ua» I'ruit Co. of Toronto will fill th.> above prescription by mall. Lf your druggist cannot. I ' e.\FO- sure to Sun, Dusi lad Wind ic'vV rciievej by .Hliriae :)ei<rjiedy. No S.aartin^ juit Ey: Coii::--rt. At Your Dros^ist'j 50c per Bottle. MsriaeEte S«l>einTube»:5c. ForBaoksliheEyefreeisk Druggists or Nsniie C}c R^zedv C«.. Cuago Klsaxd'a X>lsiai*at Cnre* DtateasDer Horses have provided more em- ployment for lawyers than any other quadruped. L88E Thai Half Usual Pr:ce3 Hoar BnitaUa for Aato« »bA An u:iu»in»Ily fortunate riiroha«« •n-ible» ii« to otter yuu a beautiful ••lix.-tlon of \IISK O.V ROBES at prices iesH than half usual co«t. Ona of lb«s«. Rob.-s for alelKh or •*atter would nia.ke an tdeul c»irl»tm»* Gift. They aJ« » rich brown-black, with beatiU- ful lustre a.^d p«rfeo:ly tan- ned They ar« unaurpojaso-l for wurnitb. wea- and a;'P«*r- »me. Kikkaa a I^axsrlooa rioar Mag (or t^« HoiB*. '>Vi;t« tii-vi.iy .'^r prl'.-tf 'ilat from th« larsest d»al«r» !•â- ' 'aiiadv. LAMONTAGNE. I.i.MlTED r. a Box 1410. JZS JTotr* O&a* »t. W««t. jcoH-rrnxxL. M&uaXactar«rs of Qvallcy Kansas. Traaks. Ba««. Sto. Ca-.kbUsliad ISeS. I, The Hard Struggle. "It's a tough struggle." | "What is?" ! "Doinft without the things we actually have to have to try to keep up the payments on the luxuries we didn't need." I Sdnard's Unimant Ctixss Oolda. Ac When a young man becomes a so- ciety leader you will usually find him at the tail of every other pro- cession. FABSZS FOK SAXB .\LL S1ZE.S â€" STOCK. '"rulL When vv.-u write H. W. Dawson, war Itranipton OralR. Dairy or Krult. When vv.-u wan t to RACCOON Revillon Freres 134 McGILL STREET. MO NT RE VI. are manufacturers and can pay you tfest pric«s for furs of all kinds. Send for our prictj list. SKUNK HS-VSPAFSSS rOB SAIiB. _*.- to municipalities, on the other hand, show an increase of over two mil- lions, reaching the figure of $11.20.1.- 472. One of the most striking and im- clares a superdreadnought can be so portant features of the Report is the remarkable increase in Deposits. Those bearing no interest have in- :reased during tho year from $42,- 689,031 to $7o,745,7'29, while interest- bearing deposits have grown to $lt)0,- 277,083â€" a total increase of $39,800,- 138. Though this is partly accounted for by special transactions, it must be regarded as highly satisfactory and an especial mark of public confi- dence cleverly disguised that even in day- light the practiced eye of a sailor is likely to mistake her for a craft a tenth of her size, while the dilficulties of range finding are increased in- definitely. Engine Makes 0»n Gas. -V farm engine driven by a gas mo- tor has been invented in Europe that is equipped with its own producing plant for making gas from waste ma- Q ^7„^,f;^'^i ^„^ „„>„ai oureu wita- >S,UF1T-M.\K1.N'G NKWS -â- VND JOB i X Onices for sal« In Kood Ontario towns. The most useful and Interesting 1 of all businesses Full Informatlo-i oa i application to W.l.^on rubllshlns Com- pany. TJ We st .^del.iMe St . •^.â- ronto. jtu sfELL^wiom. TL'MOKS. LL'MI'S. ETC terial such as bark, sawdust or dry leaves THK VERY Tl.ME When Powerful Food Is Most Needed The new! of delicate yet nutritious Iti reviewing the year, the President food is never felt so keenly as when a laid special stress on the record har- convalescent gets a set back on ac- ; count of weak stomach. Then is when; Grape-Nuts shows its power, for it is' a most scientific and easily digeste<li foot!. "About a year ago," writes a west- six-year-old [ home. John? vest in the West, where a gretxtly increased area 'ander cultivation has given the highest average yield in the history of the country. 'Fhe esti- mated value of the grain crop of Manitoba, .\lberta and Saskatchewan em woman, "my little he placed at four hundred million tlol- niece moved to a new â€" ^ lars â€" a sum which could be depended naturally had a change of tliet and of upon to liquidate much indebtedness course a change of water, and seme-, -w-s. sir. Died from over-exertion and stimulate current traib,\ how she contracted typhoid fever. j .ir^wing water the night of the fire." Referring to the remarkable change "'.Xfter a long siege her case seem-; -what fire?" in Canada's position from a debtor to ed hopeless, doctors save her up, and ••The mansion, sir." a creditor nation, Mr. Meredith said: she was nothing but skin and bones, "You don't mean to say that the "In the seven months ending Octo- ' couldn't eat anything, and for weeks] mansion is burned. John?" bev 31st. I9t;i. the value of exports did not know even her father orj "Y'ts, sir. It burned the night of of Canadian products was $2 15,550,- ' mother. Her parents, in trying to get : the funeral, sir." Ktnard'i U&lsMBt Cvnm Stvhtb*rl». Ureakint; the News Gently. On his reti;rn from an e.xtendeii trip abroad an English squire was mot at the steamship wharf by his old and trusty butler. Thinking it strange that the old man should have come to meet him. the squire asked if there was bad news. "Y'es, sir," replied the butler, "very bad news. The old magpie is dead, sir." "What did the biitl die of?" "Too much horseflesh, sir." "Too much horseflesh, <,. .Where did it get it?" vhe. "The carriage horses, sir." What, are they dead, too? out pain by our home treatment. Wrlt» us before too late. Dr. Bellman M«d<cal Co.. Limited. CoUtngw.od. Ont. GOUD GOLD Write mc for Special Information on MONROE CONSOLIDATED GOLD MINE, Limited V. S. HAlK^rON. 1333 Tr«<ltr» B*a». TOBONTO Antricj's Pionetr Dsg Rtmciiias BOOK ON DOG DISEASES And How to Feed .M»ilcd tree to snr siidress b» the Aj;.1i.>r H. CUY GLOVER. V. S. IIS West 31slS;ret.-t,New Yoek Victrola IV $21 000, mul in the same period of 191 1 something delicate and nourishing was .$22B.7.'>7.000; while this year in that she could eat. finally hit upon these seven month.^ we have e.xported Grape-Nuts food, and it turned out to' Canadian products of the value of bo just the thing. $32(!,4S0,000, or $100,000,000 more' "She seemctl to relish it, was soon than last year, ami tho great crop conscious of her surroundings, and be- surplus has still to go forward. I jjan to gain strength so rapidly that "Comparing the foreign trade of in a short time she was as well, play- Ciiuiidn for the seven-months' period ful and robust as if she had never ending with October, imports have ' i,ocn ill. declined from $390,541,000 in 1913 to; "We all feel that Grape-Nuts was $253,107,000 in 1915, while exports of the predominating factor in saving domestic products, as I have said, the sweet little girl's life." have risen from $245,.550,0O0 to $32t\-; Name given by Canadian Postiim 430.000; and adverse balance of $145,- ' Qq., Windsor, Ont. 000,000 being converted into a favor- 1 j,,,, „.-»d tuo •bov» l«tt«r ? able balance of $73,323,000, o- a bet- oa» av»)«»rs fropi «»»• termcnt in respett of foreign trad« of SJt«M»" "*" WINTER TERM OPENS JAN. 3RD. Tonir* aad Charlt* St«., Toruato I'emand tor ,'ur c'.iMluaiis t'.f liis: fotu ino!itli.-< fullv tonr titMes i ui supvdv faleruiar tree W. J. XIiXaOTT. Principal tm*, kbA to tlm*. Tliti (nU of boBiU "Who.<e funeral?" "Your poor mother's, sir." "What, mother dead, too?" "Y'es, sir. She never held her head up after your father died." "Great heavens! Father dead as ' well? 1 never heard a word of these' misfortunes. What was the cause of my father's death?" "Well, sir, it was this way. He re- ceived a telegram telling him that the ship luul gone down that had the whole of his fortune on board, and the shock killed him." "Then I am a ruinetl man, John?" gasped the s(iuire. "That you are, sir," replied the but- ler. ABSORBIN ** tRME MARK itfG.IXS.PAT. -«Si will reduce inll-amcd, swolieu Joints, Sprains. Bruises. Soft nches; Heals Boils, Poll Evil.(>uittor. Fistula and iafected sores quickly as it is a jHisitive antiieptic and germicide. Pleasant to use: does not Mister or rctm^ve The bA:r, v\.\ Toucan wurk ittc bi»r«». $_'.(JUpef tyrtlf. J«avef«U. Book 7 .M ire*. AB.SOKUINK. JK.,tl)e inti-fptk l.niireM K>r lll»n"»i:>A rt%iuve« Piii,:"'i!. Swifllm \ einj, Wena. Str»;ii». BlutKa; Mupt M>a «iJ ir.fiiairution. Price SJ.W t>er iKjn'c at dealer* or deli»ei»J. W:.l lell yo.i more il ran "Wfc UbenI ri!al Bolll* lor 10 m «»^M. W. F. TOUNG. P. 0. F.. SIS tymans dldj . MontrMl, Can. ^v...>.:nA 21).! Absorbing. »r <â€" - â- • :- *-.-.*• Will there be a Victrola in your home this Christmas ? The i-eal value of your gift i.^ the happiness it will bring, not alone at Christmas, but in- days to follow. A gen- uine Victrola will give the family hours of en- joyment that can come from no other source The world's best music right at your fireside, the greatest living sitists to sing and play for you, the most tuneful of pnipular ntelodies. delightful band and instrumental selec- tions; all to brighten the home during the long winter months. Write for our Musical Encyclopedia Heating over 6000 Victor Records, including all standard and popular music on ten-inch, double-sided records as low as 90 cents for two selections. Ani' of "Hie Master's Voice" ileatert viIlV let you hear ih. 31. U th?re Is not oi.e In >vur vidnlty m>Hf> u< and we w-"!! <;•'» that you are not disappointed ou I'hri^tma.': moruiiig. With 15 ten-inch, Jjuble-slded Victor Records (30 selections, your choice* $34.50. Eajsy payments, if desired. 0;her Victrolas. J33.50 to »400 \X BERLINER ORA.M-0-PHONH CO.. 601 Lenoir ytreei. Montreal IJmiUHi Di;Ai.rxs iir rvsav town and city ONE P»ICB rSCX COAST TO COAST Ticxca KGComssâ€" SKASi: in canaca I.OOX rOB " aiS MAST-CS'S TOICB " â€" -rHAOC MABK New Agencies Cons'.dered Whe >â- We \re Not Properly Keprescuted. I KU 6. lSi>lE 51â€" "15.