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(^r- / NOTIHS AND COMMENTS It is a disAppointing showing wbifch has b&en made by the com- mittee appointed by the British government to inquire into the .workings of the ha.bitunl drunk- ards acts of 1S79 and lb98. Instead ol showing many reformations se- cured under tho law the coramit- t&3 find^i that in tlio last tea years only one drunkard cat of every 274 broughtunder the act h«» been reclaimed. The system established ucdxjr the Eaglish law 13 compli- ce/.ed. After tLr-sie convictions for ordinary drunkannaBs an ofiender caji be taken before the assizes, whs.'-e he may be tried on the charge cf being an habitual drunk- ftrd. The definition of an habitual drunkard is, bowsver, complex and in pant baJlj worded, to that if » judge is at all unfriendly to that class of legislation be can easily lind excuses for setting free almost any drunkard brought be- fore him. In case of a. verdict of guilty the penalty is the fixed term of three years' imprisonment, without any discretion on the part of the magistrate. C80WI1 1 CLOBY OF BAN The Greatest Man Is He Who Toes the Greatest Good. the grcates t ? â€" M a ttho w Who is xviii. 1. Our Lord does not condemn am bition, but He defines its true ob ' how this humiliation and sacrifice I were the means by which the glories I of the Messiah and his kingdom were to be attained, and he could illustrate it by the descent of the Holy Spirit, and the character of the church, its deeds, and its in- llueuco aa already shown iu Jeru salcm. 36. They came unto a certain water, probably Marubah, about a day's journey from Hebron to- ward Gaza. Vihat doth hinder me to be baptized ? â€" This was saying, "I believe in Jeeus as the Messiah, X accept him as my Saviour, and who moves the world to deeds of heroism. Service i& che thing that la&ta longe.nt. It has au <*' rthly immor- ject. True ambiUoii, according to;tality. When our names h:ive now I wish to confess him by bap Christ, is diiitinguiiihed. by humil- ' perished and our memory is for- titm," aa all other Christiana had ity and service. The first quality gotten, the good deed* we have been doing. Without dcubt Philip demaacls that wc be unconEcious of done will lire on. '"Charity never h.id told him about baptism as the self. The 8«:oad domanda that w<» faileth." The beauty of the btne- Christian way of acknowledging be conscious of others. . ficial deed, the widow's two mites, Christ. Early in His ministry Jesus ut- ' the alabaster box of ointment, bir 37. It thov belieyest, etc.â€" This tered the beatitude, "Elesseti are ] Philip Sidney's cup of cold water, verso is wanting in the best mauu- the meek." Now to those ambi-lthe passing shadow of Florence scripts, and was probably inserted YOUCANBUYANANIIUITY NEW INSURANCE FOR THE PEOPLE OP CANADA. Tho Canadian Gorcrnmeat Ilaa Provided a Sate and Sure Invcatmcnt. Tlje Canadian Government's An- nuities Act is now in operation and booklets can be obtained from poatmasters throughout Can.ida gregatc b« sufficient to earn an aa< nuity of $50 all payments ma<la with compound interest at 3 per cent, per annum will be retucn«d to your heirs. If you should die ai aay tioM before the annuity becomes pay- a.ble, all payments made with com- pound interest at 3 per cent, per annum will bo returned to your h«ir3. INSURANCE TO FAMILY. You may purchase a large an- nuity for same payments if return benefits are not desired, a plan wliich will no doubt appeaJ strong- ly to you ii you are carying fra- explaining the terms under which ' Vernal" or straight life insurance. anauitws can be purchased. Mr. &. P. Bastedo, the superintendent, has issued the information in book- lot form. All that it will be neeessary for you to do to provide for such an OS should death occur before iii^ annuity begin.i t.':e insurance would go to your famOy ; and afUjr tba annuity began tho increased aaaa- ity would enable you to keep yoor insurance in force, which other- tious disciples He said : "You must ; Nightingale, wliich the dying sol- from some marginal nute made to e^-«i"g««>cy will be to deposit from ' .^ ^^^ y^y might be compelled to huraibl-o yourselves and become as dier strove to kiss; these are pic- keep readers from error. But it is 'time to time in the nearest poat ; j.y^j^,g) This plan will also appeal little children." Meekness is , tures which this world, bad as it the true answer to the Ethiopian's office savings bank or money order 1 ^^ g, person who has no heirs, or WILL NOT LET FADE. question. I believe that Jesus Christ is the Son of G<jd. He be- lt i« this latter provision which seems to the committee most ob- jectionable. In some cases short- er terms of confinement are desir- able, while in the case of drunk- thought by many to bo ths tamo aa j is, v.oakness. It is, on the contrary, ^^^ ^ ^^^^ the noblest kind of strcigth. , "-i^-" xiv^x i^-.^... ^ 4j.^.^. ' lieved witij iiis mind and his heart. Men cling to the idea of personal ; The ryuns of centuries rise and set Hs believed in him as his Master importance. Flattery is tho surest upon them. _ and his Saviour. The beauty c^ this ideal of scr- sg He commanded the chariot â€" vice is that it is within the reach go ord.?red the chariot-driver to of all. Every city is full of pov- ^top, and of cour.se the whole rot- road to favor. Wo are never so happy as when people praise us and bow down before us. We have not learned the great.iess of hu- erty, suffering, ignorance, degre- inue would see what took place, and .. -, _, ^ ,„ .. _„. raility. Nor have we learned tho|dation. Everywhere our brothers tney may certainly be regarded as of an annuity at a date thereafter purchase of the annuity ofice, or, if you prefer, to remit : ^jj^y jgi.,;j.e to totmre the masimuai direct to the Department at Ot- [ a,niount <jf annuity at the minimum tawft, as may hereafter be arrang- co^t. ed. any amounts t*at you may set i y^^, deductions will bo made for a«ide for that purpose, which ; amounts receired, but all expanses aiKounta will be placed tc your ; ^viU bo bcrnc by the G->vernasect credit with compound interest i ^.jjoUy witiiout charge, and every thereon at 1 ptv- cent, per annum, f.f,,^^ t;,3,(. y.Q.^,. deposits earn wiM ojid wii: be paid to you in the form I jj^ plaoed to vour credit for tho further GREATNESS OF SERVICE. Our Lord and Master was ser to be fixed. SAFE AND SOUND. lie before us as of old they lay be- the nucleus of a congregation to fore the eternal Christ, m-jsi miser- be established in Ethiopia. He bap- able, but mott noble. They need tiied himâ€" ThLs was the rite „, ^ .,, our help and they are worthy of through which ho made a public . The GovcrameBt will assist youâ€" vant of all. The poorest and the ! it. Thsir hearts will thrill with profession of h:s faith in Jesus. humblest could command Him. Ho ' now life at the touch of kindness, ^, â€" went about looking for the people acd they will rise and stand upon; iJi LIEU CF ICE-CHEAM. that needed Him. Worldly amii- : their foot. j tion makes us look at men in other i Jesus Christ oifcrs the world a llox? War Corrcspond'-'fcts Fa'rc in They are neggars to bo ig- ' new road to greatness. He tr,-' vel- ards who seem clearly hopeless the j lights -period is not long enough. More- nored, they are tools to bo used, cd it Hiniself and thousands praite over terms of probation should, it h-h«y are "^a^* to bo crushed. But Him in every land. His name is . , , , , , iL , .the spirit of service put-s them all above every naiue. Ihere is no 18 held, always succeed the end of j ;^ ^^^ ^^^^^ .pj^^y ^^^ brothers to other way. You cannot rise by tho confinement. A cumber of|^,elo.^,^ and helped. ; cunning and deceit. You cannot other provisions making more Who, then, is greatest? Tho gain a success worth having by sel- Bummary trial possible, simplify- man who does ths greatest amount fishnets. But if you fellow H-'m ing the definition of habitual "fsood Helpfulness i^s the high- , you will reach the snowclad sum â-  , , , J -. • .1 'est quality of human life. Service mit ; you will win the favor of ina i drunkard and affecting the manner j ;^ ^^^ crowning glory of man. All and God and leave the world at Time of Yiii-c. it will look after your iastalmeatij it has advantages for investment Employers of labor may contraol for annuities for their employes. A society or an association of persons, being a body corporate fer fraternal benevolent, religious or other lawful purpoiws, may cob- which a private indiv.dual ca.nnot . ^^^^ ^^^^ ^^^^-^^-^^-^^^ -^^^ ^^^^^_ enjoy-it wi 1 act as your bankerâ€". Annuities wiU be paid quarterly. It will do all this for you absolute- ^^^^^^ otherwise expressly pro- iy tree of ehargie, and you need ! y^^gj have no fear thi»t youi- savings' Eowevfr men may talk of rising, will be lost by dishonest or extra- superior to the pleasures of the palat-o, the- desire of the individual on short commons for something goo-d to eat wHl intrude itself in even the gravest situations. That in time of battle one's thoughts may be occap'-'d. not so much with vagant mismanagement. CANNOT BE TOUCHED. It has been provided by statute All forms of contract are ap- proved by the Governor-General ia Council. NO EXAMINATION. No medical examination is re- in which he shall be cared for if imprisoned are also suggested. Whether tho difficulty iu England lies with the character of the law or with itis administration, the re- (!ults Hhat have been secured are certainly disappointing. The j\merican system, which has been tried occasionally under authority of law and o-ccasionally with some stretching of the law, o£fors much J>etter hope â€" the system, namely, «f using probationary raeasurccj when tho offender first cppears, and not confining reformatory efforts to the sudden types of confirmed drunkai-ds. honor to him who floods the world last a little better than you found with a great affection, who stirs it. the world with great thoughts, I Rev. Thomas Reed Bridges, D.D. THE S. S. LESSON TNTEHNAT10N.4L LESSON, H.iUCU7. i Lesson X. Philip and the Ethiopia Act.sS:26-3S. Golden -*- EXAMPLE TO ALL DEDTOCS. Cave Creditors a DNmcr and Paid Tkcm Hi I Off. A remarkable dinner party was given at Copenhagen, Denmark, recently, tho host being a young tnan named Verstroet. who was 'or joined into the road from Jeru- forced to leave Copenhagen ten ! salcm, the great highway of corn- years ago owing to many debts ' meree and travel to Egypt and contracted ia consequoneo of his ; thence to all parts of Africa. Which luxurious tastes. j is desert. Uncultivated pasture an. Text, Joiiu 5: 39. Verse 26.â€" And the (R. V., "But an") angel of the Lord. â€" Whether ho appeared ia some visible form, that jou cannot be deprived of: quired. your annuity in any manner, by; Pass-books for the convenience of __ I any person or by any process of depositors of small amounts, as on dre;id of the buUet as with wistful: law; and you are protected against! ^hc weekly plan, will be supplied recollection.^ of a. generous a,r.S j possible pressure and the many j by the postmaster, tempting bill of fare, ia shown by i temptations to withdraw your con- | Purchasers of annuities not) Frcierick Palmer's experience, I tributions, in order that the intent' usrng the pass-books may remit <ii- ^^____^_______^________^ told in "With Kuroki in Man- j of the act, which is solely to cn.-.ble ,e<?t to tho Minister or to tha j churia." Mr. Palmer and a fellow | you to provide for a comfortable guperintendent by registered let- tian is v.-andcring around in doubt, v.-ar correspondent had spent the â-  eld age, may not be deleated, the ter, or by money order, express and meeting Evangelist is directeed night sleeping on tho stalks of a j annuity cannot be seized for debtpfder or postal nooe, made payable to the riglit way. corn-field. i of any kind; and it cannot be for-j.^g the order of tlie Receiver-Gen- 30. And Philip ran t'hi'jhcrâ€" Not When we awoke, the flashes oflfeited. It is inalienable. jcral, or pajTuents may be made in only -showing the eagerness of his tho Russian guns were playing. You may provide for an annuity | pej^jon at the Department. or by some inward communication, ' bably bought it in JeruEaicni in or obedience, but from necessity, "f Drowsily wa rolled out of our of $50 or $000 a year, but no less he would join the company of trav- blankets with the compreltecsion 1 and no more. elers. And while running beside that the artillery fire was going} You may contract for an annuity the chariot he overhear'u him read on, as it bad yetserday, and tbat 1 at age of five and any subsequent the prophet Esaias (Isaiah). The ^^ were hungry and there was no ' age, but, except for invalidity or citation which follows shows tiiat breakfast ia sight. Probably the disablement, no annuity sh.iU be he was reading from the Greek artillery fire would go on forever ;: payable before the age of €.â- >; and translation made ia Egypt, and not probably there were no soft beds , no matter how little you pay, cr from the Hebrew, "yuch a roll and no square meals anywhere ia ' how much, your benefits v.ill bo would be made by hand on parch- the world. j relatively the same, nwnt and was very expensive, "a As we dressed, Collins broke in, Ycu may p.'-y in oply 25 cents a pearl of great price." He had pro- ''^'"b : 'What I should like would be. or by vision, is not revealed, and is a matter of small consequence. But in any case it was a real mes- senger bringing a real message from God. Go tov/ai'd the south (from Samaria) unto the way that led southwest from Jerusalem unto Gaza. The Samaritan road- crossed der to study the question discussed f'^st sone grapes, all dewy, off the there concerning the Messiah. 'ce. then â€" " but I would nob allow 31. In response to Philip's ques-^ '»'.'?>- 8° a.ny further Ethiopian replied, Ho-.v tion, the can I, except some man should guide me 1 The pass:>ge which he was reading was a peculiarly diffi- cult one to understand till the facts revealetl tho meaning. And these facts were familiar to Philip. 32. The place was Is.1. 53 : 7, 1 week if you are unable to mak(? a •larger ui^ntribution ; or you may pay in ten, fifteen or twenty dol- lars at a time. You may pay monthly, quarterly, if ILLUSTRATIONS. The following illustrations will '(demonstrate to you the vastly greater advantages of an annuiigr I contract over any other kind of in- vestment OS a means of malting provision for old age. A man beginning at 20 years ol i age, and paying 25 cents a weeb I until he is CO, may provide an aa- nuity (or income) for the remain- der of his life of $129.91. ! A man beginning at 25, and pay* : 'ing Co cents a week until bo is (jO, ( will receive 599.34 at 60. A man beginning at 30. and pay- We had a litt'e rico and some j half-yearly or ye.^rly premiums .x , . - -, ., , ^ • - „» coffee. He boiled the rice and I you prefer that pi.%n. the total cost i'^?,^^.!!:':,^ ^^^^f^^f "^ ^^ '' ^' made the coffee, and I assure you | "being the same whichever plan ou wo did not ovcrta.t our stomachs. ! adopt. PAY A LUMP SUM. You m.iy start with a lump sum ; and continue by periodical pay "And after I hw! topped off with ice-cream," said Collins, reminis- cently, "I think I'd go to sleep , , ^ . . i with ord-ers not to wake mo â€" of the Scripture 5^^^ " , -rho verses quo-, Vve had something that tasted cs He wa^ never heard from after j lands. It is uncertain whether de- tlTion'of^ire^Bufferil Ml:<siah T^^^ ^''"-^ *' ic^vcream to the diner-out liii dnn^rturp and it, was with sert refers to the countrv the d"- ^i''','^" "'. ^''f ''"Spring Mc^sian. ine m town. A spring bubbled out of annuity. crnsfdrabl^'surpHsc^'that : n^uS S road" or So the "?d city of Enood'mTn oVtC^natiSrwhl ^^« /'--'! ^thSubbled cease- 1 You may start with a lump sum ~ Adam Smith) which "'o^e good men of tiio nation who lessly, coolly, from a filter of sandy and compk>U> tho contract by peno- gave up their lives in an evil world joani, laughing typhoid to scorn, dioal p;...Ymcnt3; that is to say, a to the making of the world better ; -^yhen I looked at it I remcu:ber I man of -lO or o'.her age, may by a but it was complete and ideal and will receive $71.73 at 60. A man beginning at 35, and pay^S ing 25 cents a week untU he is 60, will receive §51.90 at GO. .\ man beginning at 20 with "a cash payment of $10, paying S9 mcnts ; and vou "may deposit lump : cents a wwk. and adding $10 every sums at any* time, which will give i five years until he is CO v.iil receiv* a corresponding incrcajd to your b<'r of tratlcsmcn and others receiv ed an invitation to dino with their debtor at the Hotel Imperial. Thoy all came at the appointed hour, although suspicious that Gaza (George Adam Smith) had been deserted for the new city nearer the sea. 27. And he arose and wont. â€" Ap- parently under scaled orders, as so an annuity of $1.^1.90 at age of Hfk some one was flaying a practical | often in life, not knowing the object joke, and were met by Verstroet ' of his journey. Government ships aim.^elf, who greeted them effusive- 1 arc often sent cut with sealed or- !y, ujkI apologized for his loug'dcrs not to be opened till out at ibsence. j eea, so that by no means could their Tha company, in which almost 1 destination or purpose be revealed svery branch of trade was repre to tho enemy. •entod, sat down to a sumptuous 27, 28. A man of Ethiopia. â€" A iinner. Tha host sat at tlie head I general term for the lands south of o.f the table between two washer- 1 Egypt. But froni the name of women. After dinner Verstroet in- Queen Candacc it was probably lormod the twenty-two guests that'Meroe, a country which lay on the ke had inherited a fortune, and he right bank of the Nile from its junc- Jhen paid all his outstanding bills, woixkring luiw such ccol water could com.3 out of a corn-field on such a hot day. : If a linen cloth, and spotless '^â- ^ napkins, and Cullins's idea of a "'^ breakfast had been realized, I could not have felt much happier than I was to have my turn at this fountain o>f joy. You felt each swallow trickle down until you v/ere full to the throat. .* vith interest. aiOrilKRS OF INDIA. iro Urged to Breed Rebeb From the Cradle. The District Magistrate of La- hore, India, has confirmed the con- fiscation of the press and plant of K revolutionary newspaper named (ngilab, for publishing articles in- eiting to rebellion. One of the irticl-es in particular urged Indian mothers to breed rebels from the sradlo. Tension continues between the Mohammedans and Hindus in Bengal. Following the recent riot when a Moslem mob was fired upon by troops, some Hindus attacked a Mohammedan mosque and dese- crated it by leaving within it the body of a pig, an unclean animal In Moslem eyes. The relations between the votar- ies of the two religions are more than usually strained at the pre- sent time from political causes. The Mohammedans generally ap- prove of tho partition of Bengal, one reason for which was to be found in the desire to secure more consideration for the large Mo- hammedan clement in the popula- tion of Eastern Bengal, whereas the Hindus have generally denounc- ed it a» a crime against India. tion with tftie .\tbara, as far as Khartoum, and thence to the east of the blue Nile to the Abyssinian Mountains. Of great authority. A man of power, of wide influence, a prince. Under Candace. Not the name of an individual, but of a dy- nasty, as Pharaoh in Egypt and Cesar iu Home. Queen of the Ethiopians. The kingdom of Me- roe was governed by queens in the time of Augustus, and, according to Euscbius, even to his time, three hundred years after Christ. Charge of all her treasure. Chancellor of tho exchequer, secretary of tlie treasury. 28. Was returning.â€" Guided by Providence at ex.actly the right time. Head ("was reading") Esai- as. Greek form of Isaiah. He was reading aloud as was the custom, so that Philip was able to hear it. It was a pleasant and profitable custom on long journeys. 29, Then the Spirit said.â€" The Spirit speaks not only to our feel- ings, but to our judgment and con- science. Whoever is perfectly wil- ling to obey the voice of the Spirit will be guided aright. Prejudices, unwillingness to obey, past train- ing or failure of training, in so far as we allow them to exert an influ- ence, will lead us astray ; as iron near the compass on a ship will deflect the guiding magnetic need- e. Joiu thyself to this chariot. â€" An excellent illustration is found in Pilgrim's Progress, where Chris- THE MARRIAGE AGE. The marriage age in Austria ia 14 perfect only in Jesus Christ giving his life for his people, and his body and tpirit as an atoning sac- rifice for their sins. He was as a shocp to the slaughter â€" unresistingly went to his sacrificial death on tho cross, as the lamb for the evening sacrilice to tlie altar. The very power of his death over men arose from the fact that he went voluntarily, out of love for man, to the cross, when at any time "twelve legions of angels were ready to deliver him from tis ene- mies (Matt. 20: 53). years for both se-xt; Germany the 33. In his humiliation his judg- "'''" ^' I''' <-^^° r''""" »* ^'^ ^^': ment wss taken awav-Th« judg- S'"""' '^^ ""^^ «^ '^' "-''^ ""'"'T^'' ^^ mont (justice) due to 'him. A fair ^^' *P*'"' ^^}^. °1*° '^^ l^' ^^^ '"': trial was not accorded to him, as is' »«»" »* ^^ ; Mexico, with parental plainly seen in Uie account of the consent, 16 and 18, otherwise 21 for trial of Jesus. Who shall declare his generation I â€" This may mean "who can fitly declare tiie number of those who share his life," his spiritual prosperity, which came not only in spite of, but through his humiliation. For his life is tak- en from the earth. â€" How then could he be the everlasting king foretold by Isaiah 1 34. (~)f whom spea-keth trie pro- phet this? â€" The two pictures of the Messi;vh in the book of Isaiah and the other prophets must have been a. great puzelc to the Jews. No por- traits or descriptions of the same person could be more irreconcil- able or contradictory. 35. Then Philip . . . began at the same Scripture. â€" Which was ful- filled in Jesus, and has been ful- fitod in no other. And preached, announced the glad tidings of Jesus â€" Philip showed the strange and marvelous correspondence between the many descriptions of the Mes- siah in the prophets and the then well-known life of Jcrus of Nazar- eth-,^ He place<l Jesus ir his life, de-ath, and character b<side ♦he picture of the M.>ssiah which the prophets had painted, and all could see that tho picture was t^ wortrait of Jesus. He could a^ explain single payment pay arrears of both; France, the m^n at 18, the woman at 15 ; Greece, the man at 14, the woman at 12 ; Hungary, Catholics, the man at 14, the wo- man at 12 ; Protestants, the man at 18, the woman at 15; Portugal, tho man at 14, the wcT.an at 13; Rus- sia, the man at IS, the woman at 15 ; Sa.'tony, the man at 18, the woman at 16; Switzerland, the man at 14, the woman at 12. NOT ALONE. "Are you in business for your- self now?" "Well, not exactly for m^wlf. There's my wife and nine cliildren, her mother and Iho nurse and hirod girl." * Counsel (to witness) â€" "Did your father, when finally parting from you, give yen no ndmonition. Wit- nessâ€" "He never gave much away at any time.'' Barrister- â€" ^"I mean, what were Ks last words t" Wit- noa»â€" "They don't concern you." Barristerâ€" "They not only concern mo. rir, but they concern the whol« court!' Witnessâ€" 'Tatlier said to me and Jim, 'Don't have no dis- putin' when I'm gone, lads, 'cos lawyers is the biggest rogues any- where!'" EARTUS WORST WALK. A Lady WiU Tramp from the Con- go Stnic to kbartonni. " . -,-^ ,{ - t ,n J i A woman explorer. Miss Char- premium between the ages of 20 and j ^^^^^ Mansfield poet and novelist, 40 and complete the contract as â-  ,, ^,,^^^ ^^^ und-ertake .1. journey on It he had entered at age of twenty. | ^^^^ ^^^^^ ^^^ ^^^,„ alliteratively- You may provide by single pa.v- . ^^^ truthfully-described as the ments for annuities for yourse f. ; ^,,^^^. ^^jj^ -^ ^,,^, ^^^^j^ your wife, and your children, the , j,^^-^ -^ ^^^^^ . ^j ,^^ overland annuities to begin at souu- subso- .^^,j.„^. ^^^^^^ ^j,^ j-.^p^ ^,^ ^.^j^^ que;it age. which lies between tho railheads, \ou may provide for a joint ai- 1 ^ ^-^^^^^^ ^^ ^5^^,,^ ^qq ^-^^^ ^ nuity for yourself and wife, t<i be .^^^^^^..^^^ ,,_^ ^j^^ southern bor- enjoyed so long as eith-cr of you der of the Congo State, a.id con- tinues until Khartoum is reaohed. The walk is almost wholly with- in the tropics. In the foret belt rain falls well-nigh iucssar.tly. The poisonous tsfcse fly pnxluces in domestic animals a diseass which rapidly proves fatal t<i them and in human Lei i,i<s an allied nial- live. You may complete j-our pay- ments at a certain age, .and allow theso to furtiier .accumulate, and take an increased annuity at a subsequent age. IMMEDIATE ANNUITY. You may purchase an immediate annuitv, and receive tho first in- | a<v, the dreade<l Meepuig sickness. etalmeut thereof three months after purchase. Your annuity may, when it be- comes payable, be guaranteed for a number of years, even f^liould you die before tho guaranteed period expires, but in any event it will be paid as long as you live. You may, if you have money at your credit in the Post Office Sav- ings Bank, have the saiue trans- ferred to your .account for the pur- tha.se of a deferred annuity, and compound interest thereon will th*reaiter be allowed at 4 per cent, per annum instead of at 3 per cent. as at present. You will receive once a year a statement of the amount standing to your credit. NO LAPF.ES. There are no lapses. If your contributions ap& inter- rupted by sickness, loss of employ- ment, or other cause, you may re- sume payment at any time. If your payments should be con- tinned to tho end of tho contract, such proportion of the original an- nuity as these payments will pur- chase will be paid to you. If your payments with accumu- lated interest should DO>t ia th« f|- for which likewise no cure ia known. The worst stage of the journey ii. the last, before Khartoum is reached, for here the traveller en- ters upon a, land of swamps, form- ed by the headwaiers of tho Nile. The country is d«ad level, and cov- ered with rank vegetation, through which mao' be discorne^l every- where the fetid ooze whence arises the deadly malaria that attacks all white persons who venture to lin- ger in the locality. Here, to, are lirst encountered the giant r>inkas, the tallest men on earth. They arc jetblack sav- ages. 6 feet 4 inches to 6 feet a inches tall, and murderers and cannibals to a num. Difficult as is the journey, how- ever. Miss Maa.«field is mistaken in supposing that it has never before been undertaken by a woman. Only last year a Mrs. Hellman. wife ol a Johannesburg mine manager, ma>de the trip in company with her husband. The first person of ei- ther Fcx to traverse the whole rout« was, cf course, Mr. Ewa>t Scott Grogan, in 1898. Large hopes from smwH {ound%^ tions grow.