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MW'>.'![* ' y!ilg " ' .ft fg ^S ' " ' - ' " . . J!!". ' ?!!"JJ^- ' -fi!""'^ I â-  ! ' -â- . , •WSl ' i'-^'-z SSa IMOMI Time Heals Most Wounds A Ta!e ot Love and Disappointment CHAPTEH XIX. Rebfkah loft tier father aiKl went straight to her aunt's room. She foaad that Mrs. Ool<lb«rg was aaxioutlv av7aiting her. "I'ou h»vo deoidod, dear? You are not going to marry Lord Harc- castlo?" 8ho a^kcd, and her fa<ce was expressive of grtat agitation. "I must, aunt. There is no al- tornatir«. " she iiAi<I ciuUy. "Confide in me, dear. T«ll mo CTerjthing;. " Rebekah shook hor head and tears caino to her eyes. ''I am very unhappy, and I don't know whit to do. Cyril dods not love me, aikI father insists that I must marry him," she said miaer- obly. "But ho cannot compel you to," she cried quickly. "You do not understand every- thing. I shall have to dc as he says. But, oh dear, the misery of having t't live with him, knowing that he doos not love ma ! I cannot bear it." "I am surprised at Lord Hare- castle. I dicf not think he was th^ sort of man whom money would tempt, though I always thought that he did not love you." "it is not the money. I wish I could tell you, but I am afraid. Fa- , ther holds some dreadful secret, aL.<l he is forcing him to marry me." 81)3 burst into sohs, and Mrs. Goldberg took her to her arms, and vainly tried to ccjmfort her. A knock at the <loor was hoard. "Dry your tears, dear. llein«m- bcr that you will soon have- to re- ceive the guests. I will see that it is." "Miss Fetherston has come. I ha>o told them to take her to the drawing-room, and that you will be down soon," Mrs. Goldberg sai*] wlien she re'urncd. "What sliull I do, aunt?" she askod wearily. "You must talk to Lord Hare- castle, or shall I? There is nothing worse than a loveless marriage. \Vbat you tell rao explains every- thing. It is a t*-rrible position, and your father is a wicked man. But I never proporly understood Joel. There is a cruel taint in his nature when he is crossed, and he will fight for his own way what^ ever misery he causes. I am so sorry for you, dear. But dry your tears, wo will find out a way," she wound up cheerfully, but she had little hf>pc in her own heart. It was Bonio time before Rebekah succeeded in composing herself. She couW come to no determina- tion. She helie\cd that her fatlior would keep his word if she refus- ed to inarry Harecastle, and that he would announce to the world th.it the engagement was broken off ow- ing to the discovery of the Earl's treason. She preferred to suffer hersolf rather than her lover should incur the ignominy that would be visited upon his family. Of her father she could not- think. His baseness utterly diimfouiidcd "I have taken Scott's Emulsion for si.x weeks and have found it a won- derful remedy. Before I took the Emulsion I had no appetite; was weak; had lost nearly fifty pounds of flesh, and now I eat well and am gaining every day. I fiiid Scotfs Emulsion to l>e very easily dijiested and a good food for all weak people."-FLORENCE BLKEKI'R, No. 1 Myrtle Avenue, Bridgcton, N. J. This U only one of thousands of cases where Scott's on ha.i given an appetite. It's so eatily <ligeited that it doesn't lax the cligesttve organs and they rest ; yet the body is vonderfiilly nour- â- â€¢U«<1 and huilt up. The dlgestioi. U imnrnvcdâ€" then ordinary food is suincienl. Growing hoys and Rirls, who need so niucii food to keep them well and strong, and also KTOwing, should he given a bottle of .Scorr'S Kmiiijiion every few weeks. It does wonders for thero. It pre- vents their getting run down and spindly. Nothin|{ does them so much good. UX DKUGCI8T8 ]>t urn MnA jnn loma K'tlom und Mt«ni* tun •â-  tkl< tiililrot A PortUard, «l«laa rotur »dtIrMi Slid th« iuud* g( UiU p«p«r, Is soAclvni SCOTT & DOWNB IM W««iii«t«a St., W. ToroiM* her. She likened liim to Ackroyd, and the latter did not suffer in the comparison, but :iho determined to make one raort appeal to bis good feelings, though she had very littlo hope of moving him frum the posi- tion he had taken up. She suddenly remembered that Rithol Fethervton was waiting to see her. She prooeoded to batho hor eyes, but there still re-^ained visible the effects of hor tears. She Rat down once more, for she dread- ed the coming interview. She thought of making an excuse not to see her visitor, for she was the last person she wanted to think that she had been crying. But at last she decided to go downstairs. As she passed the lib- rary she caught the tone of the Karl's voice and his hearty laugh. She passed on to the drawing-room. 'I'ho door w»« slightly ajar, and she was stopped by the sound of voices. It was Ethel Fetherston that was speaking. "It is not for me to advise you, dear," she was saying gently. "But I love you, Ethel, and al- ways shall love you." "These words of Lord Harecistle burst like a thunderbolt on lle- bckah's oars. She stood still f<>r a few minutes, ami Ethel's answer was unheoded. "You must not say that," she was saying firmly. What should she do J The dis- covery that she had come between Lord Harecastle and the woman he loved was a terrible revelation. Her predominant feeling was of increased pity for him. She suddenly came to a decision, and quietly opening the door, con- fronted them. Kebokah move*! slowly towards them; and the light of a great re- solve shone in her eyes. She ap- proached Ethel and quietly took her hand. "Forgive hira, Miss Fetherston," she said earnestly. "I a.m glad that I know your serret. Do not look so troubled. It is better that we should face the truth Lord Hareca-stle loves you. He has never cared for me." Kthel Fetherston did not know what to say. She felt utterly mean to think that this girl should have surprised thoni, in what she must think to bo a love scene. "I did not think that you loved one another, or I should not have acf^ppted Lord Harecastle," llc- bekah continued with a Himplo dig- nity that was pathetic. "Won't you forget that I ever existed 1" "It is not y<ju alone that have .separated me from Lord Ilare- ca.srtlc," Ethel said quietly. 'Ho is not the nir.n I deemed him to be. Perhaps we are both better rid of him," she said coldly. Harecastle flushed hotly and was about to speak, but licbckah silenc- ed him with a look. "I love him with all my heart; and could marry him, giving him my rcspejt, if he loved me," she crii>d warmly, "but ho does not. It is you that ho worships, and he is deserving of your love." "We differ," Ethel said relent- lessly. "He has acted basely, not only towards myself, but towards you." "You do not know. You can- not understand. Rut I toll you solemnly that ho is in every way worthy of you. Take him back to your heart," Ilcbekah said implor- ingly- I'.thel looked at her wondoringly. What manner of woman was this, who pleadc<l to earnestly for the man she loved, not for her own sake, but that of another. "lie has behaved from no unwor- thy motive, I assure you. It you but knew the truth you would cherish him to your heart, for he is acting a nobl* part," she con- tinued quietly. "I cannot believe you," Ethel said firmly. "My trust has been dealt too severe a blow." "Can you really love then? Do you understand the meaning of the woidl" Rebekah cried passionate- ly. "Can you imagine my suffer- ings? I am not ashamed to own that I worship him, and if he loved me the world would not contain my joy. But alas! it was not so, and I have renounced my hope. But V am not selfish, I long for his hap- piness, and HO I appeal to you to forgive. Have you the heart to resist my pica? Will you lot me exceed you in generosity?" she asked with direct siiuplicily. "I cannot allow this," Hare- castle said quietly. 'I deserve your contempt. Miss Joseph, and you arc heaping coals of fire on my h«ad. Miss Fetherston h.-is formed a reasonable opinion from my con<luct, which must appear to her to have been dastardly, and she is justified in refusing to have any- thing to do with me." "But, you see, I happen to know the secret that lias impelled you," Rebekah said quietly. Harecastle moved forward and looked at her in consternation. "It is safe with mc. You can trust me, Lord Harecastle," she said with a pitiful siuile. "Then if you know all, how can we break off this marriage?" "They cannot force us if wo both refuse." "But the effect â€" the terrible ef- fect. Your father will never con- sent." Hor face turned white. She re- membered her recent interview with hiui and the firm attitude ho had taken up. Would she bo able to move him? If she and Hare- ca.stle went together and made an api>eal to his better feelings ! â- 'You and I must see him to- gether; he may grant our wish." But ICthel broke in upon their con- versation. "You may do as you like. Biit you must not think that if this marriage is broken off, I shall ac- cept your discarded husband, Miss Josephs," she cried fiercely. Retjekah turned to Iwr with a pained look. "Some day you will regret your unbelief. I should trust Cyril, should the whole world be against him," she cried warmly. "But you appear to have super- ior information. You share his se- cret and possess his confidence to the full. You may well trust him. I can only judge him of his ac- tions. Do you think I am unrea- sonable? There was no happier woman in the world than I, wlien he asked me to ue his wife. I loved, I revered hira. When he asked me to trust him and keep our engagement secret, I consent- ed gladly, for I never deemed him capable of an act that was not strictly honorable. Then, too, when he came to me and wished me to give him back his word â€" al- though my heart was broken, I consented. But what happened; within a few hours I read of his engagement to the wealthy Miss Josephs. Not a word to me of warn- ing. The blow came and ray whole nature was warped. Poverty I never feared, and I told Cyril so. I believed, Uto, that he would have been contonu to bear it with mc. And yet riches tempted him. He tells me that he never loved you. There might have been some ex- cuse, if your beauty had tempted ! him and his love haid left me. But no, in cold blood, loving me, as] he tells me, ha asks you to marry j him. And you s^y that jou for- give him. You are not a woman. You are an angel," she cried witli biting contempt. "Be silent, Ethel," Harecastle cried fiercely. "You know not what you say. Miss Joseph is so geuerous and large-hearted, that your attitude seems pitiful beside her self-sacrifice." "And you thought lie was about to niary me for my money," lie- I tekah said reproachfully. "You understand him so little as that? Miss Fetherston, you make me think that you arc not worthy of his love. Have faith in him. I im- plore you take him to your hcvt. Blot out these days of misery and be happy with him â€" then 1 shall be content." For a moment Ethel wavered, but Rebokah's appeal only anger- ed her. Then, too, Harecastle'si warm defence of the woman to| whom ho was engaged did notj please her. She knew there was a mystery, but she did not think that it could be of such a nature, that it would give her back the re- spect that she formerly had for him. The pity of it was that she knew she still loved him, but she hard- ened her heart and faced them cold- "I do not want to hear any more. My mind is made up. I should like to go," she said firm- ly. "Lord Harecastle, wjuld you mind leaving us together?" Re- bekah asked eagerly. He hesitated for a moment and hwiked at Ethel, but she showed no sign of either assent or dissent. He finally wont out, and Rebekah eagerly approached the other. "Sit down, Miss Fetherston," she said softly. "Do let us be friends. 1 have never had a .'eal friend in my life, except my aunt." She led her to a scat and sat down beside hor. "I know you still love Cyril, for you cannot help Jt. Your heart ought to bo glad with joy. I throw away my pride and tell you that I would give the world to be in your placeâ€" that he should love me. For a time, when I thought that I held his heart this earth was Heaven to me. Thero is a chance of happines for you. Grasp at it eagerly ; sink your distrust and believe. Let nothing turn you, but ding to him, and all dif- ficulties will vanish. Within a day or twi), the world will know that our engagement is broken off. Be the result what it may, I tell you that it i-h.ill be done. It may en- tail suffering, but what is that com- par^^d with a life's happiness? I ttll you frankly that I shall suffer, but if you turn away froiu Cyril, you will only add to my misery. I don't think I am small-mindfKi. To know that ho was with you would bring mo comfort, in my sor- row." "You are a strange girl, and very generous. 1 cannot under- stand you," Etiiel said in a soften- ed voice, f<ir the appeal had touch- ed hor heart. "We Jews havu passionate na- tur;'8; but we liavo bf^on brought up to thiiik Kolf-s.aerifico a privi- lege of our laco. Wo r.rt not jeal- ous in the way of other people. My only desire is for Oyril'a iiap- pinens. He ha« been cruelly treat- ed, and has behaved nobly." "In making love to me to-day," Ethel broke in hotly. "But ther"} was the temptation. One cannot always govern one's fee'ings. You must forgive him, for is it not my iigiit to be angry rather than you?" Rebekah said simply. "It was an insult to us both. Ah ! child. I am BO miserable," she ended weakly. Tears rame to her eyes, and Re- bekah droaw nearer to her. "Just lell mc that you will for- give him," she insisted. "I will bring him to you. As for m.o, you murt see that our engag»iuant is at an end. Don't let my consider- ation for rae prevent you from opening your heart." "No, I cannot say that I forgive him. I have been too deeply wounded. "' "Think agam, dear. For when you know the truth, you will bo proud to take him back to your heart, and you will blame your- self for your unbelief. Bo gener- ous. You will never regret it," Rebekah cried passionately. She might have been pleading for her own life, she spoke so elo- quently, but hor words appeared to fall <m deaf ears, for Ethel turned impatiently away. (To bo continued.) FEDER.VL L1F*E PROGRESS. Financial Statoinent for Past Year Pre-ciniiiPJitly SafLsfactorj. Policy-holders and shareholders of the Federal Life .Assurance Co. must be highly gratified with the twenty-seventh annual financial statement of the directors, which appears in another column. The progress it has made during the past year clearly reveals that Canadians appreciate home com panics that are wisely managed, in preference to those operating under foreign charters. This company offers policy-hold- ers ample security and pays them liberal bonuses on the maturity of their policies. During the past year income and assets show a healthy increase. The latter now stand at $3,311,- 850. C5, an increase of $314,383.91, exclusive of guarantee capital. The security for policy-holders, including guarantee capital, now stands at the high figure of 84,- 184,850.65, whilst the liabilities for reserves and all outstanding claims is $3,015,780.00, showing the hand- some surplus of $1,140,070.65, ex- clusive of uncalled capital. A FOND RECOLLLCTION. "I have wondered sometimes," said the amiable head of a voraci- ous city family, "why we didn't have more griddle cakes, wheat and buckwheat, and that sort of thing in our house, because I am very fond of such cakes, and so are all the children, and of ouck- wheat cakes in particular I have a very pleasant recollection. "When I was a boy wo used to have always buckwheat cakes for breakfast in winter, with fried pork chops or fried sausages, and I used to think that that was a breakfast -ood enough for anybody, and I still think so. "The cakes wo used to mix in a batter pot different from any other piece of crockery I ever saw, and I can see it now in my mind's eye as plainly as if it stood before me, a deep, straight sided, earthen- ware pot of a very dark brown glaze and in capacity of about a gallon and a half and having on the other side a handle ; the only pot of just that stylo and dimensions that I ever saw, and perhaps it was the only one ever made. "We valued it highly. I am sure that if anything had happened to that pot it would have been regard- ed as a household calamity, famil- iar to us as it had become through year after year of use, and the mix- ing of the batter in it was a mighty familiar household rite, the last thing done in winter before we went to bed. "Every morning when the cakes were cooked there was left in the pot just enough of the material to serve as yeast for the next day's batch ; and every night the last thing we did was to g »t out the buckwheat batter pot and mix up in it the batter for the next morning's cakes. Then wo would put a loose cover on the pot and set it near the kitchen stove, where it would get a little warmth, but not too much, so that the batter would rise just right. Sometimes it would run over, but not often, for our folks were high experts in making buckwheat bat- ter, and usually our batter rose just enough to fill the pot. rising at the .same time to the higheat attainable quility ; and then in the morning the batter was thinned down a little, so that it would spread juF.t exactly right when poured on the griddle, and then the family was ready to eat 'em. "It seems to me that the pork chops wo had in those days were better than any to be had now ; they were from locally raised and fattened pigs, and they were very tender and superior. Certainly it would be difficult to find now such sausages as we had then. "We UKed to eat. those buckwheat cakes red hot off the griddles, with those superior pork chops, or those havu i^oinething of that sort uow ; How to Speoulate Money is made by getting in on the ground floor in all mining propositions. An investor putting up his money to develop a new claim is the person who is entitled to the first profits. The first profits on all g<x)d mining deals are enormous. The Crown Reserve Mining Company was composed of thirty shares of $1,000 each. When the property had been si'.iScieutly developed to warrant its being turned into a Company, each syndicate sharcSolder received 30,000 shares of stock in the Company, for e.^ch $1,000 he had paid in. Each share of these 30,000 shares is to-day selling at $2.80. The Temiskamiag & Hudson Bay Mining Company s shares wore sold at 85c. each. To-day they are selling at $3.00 per share and have paid over 12,500% in dividentls. The Right of Way Mining Companyls shares were sold at 15c. and are to-day selling at $4 per share. These results are obtained by Uking the first chance. If the property in which you are interested turns out good, you make a fortune, if not, you have a limited loss. syndicate to opora'.e throe claims in silver section ever discovered. will turn out well and should show ^ _ _. syndicate members. The syndicate will be for $60,000, divided into 100 shares of $500 each. Those shares are payable $100 cash ar<d four further payments of $100 per month. Of this $40,000 will be paid for the pro- perties and $10,000 provided for working capital. If de- velopment work warrants the formation of a Company, a Company will be formed with $2,000,000 capitaliiation, an<J each share in the syndicate will be entitled to 16,000 shares of stock in the Company, and the remaining 500,000 shares will be left in the Treasury for future developments. Syn- dicate shares are going fast. Write us at once. We strongly recommend the above as a good speculation. Make all cheques payable to PATRIARCH E & COMPANY, BROKERS, Standard Stock Exchange Rulldlny, Toronto, Cui. We are organizing a Gow Ganda, the richest These claims, we think, enormous profits to the The Federal Life Assurance Co. of Canada. Twenty-seventh Annual Statement DIRECTORS' REPORT The Twenty-ieTenth Annual Mcetiae of the Shareholders of the Federal Llfo AHSur&nce Company of Canad:i was held at the Comrary's HoiTie OMre in Usmil<' ton, Tueeday, 16th February, 1909, at 2 p.m., Ur. David Dexter in the chair, Mr. VT.' H. Davis, Aotinj Sotretary. The Annual Report, as follow?, waa read and adopted, on motion of the Presi- dent, Mr. Deiter, seconded by Vice-President Lieut-Col Kerns: Your Direutors have the honor to present the Report and Financial Ststoment of the Company for the year which closed 31st December, 1308, duly vouched for by the Auditors. The now business of the year consiHted of two thousand six hundred and Jhirty- one applications for insurance, atrKrcKalins $3,7'.],609.J6, of which two thousand four hundred and twenty-three applications for $3,377,723.33 were accepted. As in previous years, the income of the Company showed a gratify ioK increasaw and the assets of the Company have incroased by $314,383.91, and have now reached S3,314,86i.6i, exclusive of euaranteo capital. The security for Policy-holders, including cuarantoe capital, amounted at th« close of the yetr to $4,184,856.65, and tho liabilities for reserves and all outstand- ing claims, $3,046,786.00; showiuc a surplus of $1,140,070.65. F.xclusive of uccalledi Kuaranteo capital, the surplus to Policy-holders was $270,070.63. Policies on ninety-seven lives became claims through death, to the amount oB $162,160.56. Includinr Cash I>|vidonds and Dividends applied to the redaction of premiums, with annuities, the total payment to Policy-holders amounted to $303,743.23. Ciirefnl attention has been civen to the investmnr.t of the Company's funds in flrst-class bonds, mortgaso securities, and loans on the Company's policies amply' secured by reserves. Our investments have yielded a very satisfactory rate of Interest. Expenses hare been confined to a reasonable limit, consistent with due efforts for new bnsinexs. The remilts of the year indicate a most gratifying progress. Com- pared with the preceding year, the figures submitted by the Dircttors for your approval show an advance of nearly ton and one-half per cent, in assets. The assurances carried by the Company now amount to $20,166,400.61, upon which the Company holds Reserves to the full amount required by law, and, iu addition thereto, a considerable surplus. You are to bo congratulated on the fact that the surplus over Capital and all Liabilities Increased $56,154.65, or nearly seventy per cent., during the past your. The field ofBcors and agents of the Company are intelligent And loyal, and aro entitled to much credit for their able reprcsentotion of the Company's interests. The members of the office staff have also proved faithful to the Company's service. Yonr Directors are pleased to bo able to state that the business of the Com^ pany for the past two months of the current year has been of a most satisfactory character, and that the outlook for the future is most encouraging. DAVID DEXTER, President and Uanaging Dlroctcr. AUDITOR'S REPORT. To the President and Dlraotors ot the Fsdoral Assurance Cotnpanyi Ctntltmani We have carefully audited the boohs and records of your Com- pany for the year ending 31st December last, and have certified to their accuracy. The Cash and Journal Vouchers have been closely examined and agree with th» entries recorded. The Debentures, Bonds, etc.. In the nossossion of the Company have been in- spected, while those deposited with the Government or Banlis have been verified by certificate, the total agreeing vith the amounts as shown iu the Statement ot Asaats. The accompanying Statements, viz., Revenne and Kxpenditure, Assets and Liabi. litiea, show the result of the year's operations and also the financial position oJt the Company. Bospectfully submitted, n. B. STKPHENS. CHARLES STIFF. Hamilton Ist February, ISO). Auditors. FINANCIAL STATEMENT FOR 1908 RECEIPTS. Prmnlnm and Annuity Income $ 675,004 85 Interests, Rents and Profits 151,833 96 9 826,858 81 DISBURSEMENTS. Paid to Policy-holders $ 303,74} Z} AU other Payments 226,110 93 Balance 297,004 65 9 826,e;£ it ASSETS, DECEMBER 3l3t, 1S88. Debentures and Bonds $1,071,735 71 Mortgages 863.262 51 Loans on Policies, Bonds, Stock, etc 626,104 10 All other Assets 753.754 33 9 3,314.856 65 LIABILITIES. Reserve Fund $ 2,993,478 00 Death Losses awaiting Proofs 36,675 00 Other Liabilities.. » 14,633 00 Surplus on Policy-holders' Account 270,070 65 -r; S 3.314,856 6S Assets $ 3.314,856 65 Quarantoo Capital 870,000 000 Total Security $ 4,184.856 65 Policies were Issued Assuring 3,377 733 33 Total Insurance in Force 2o|l28,400 61 After the adoption of the Keport the retiring Directors were re-elected for ihti ensuing year. At a subsequent meeting of the •irectors the retiring officers •in^ Executive Committee were re-eleoted. '• extra superior jsausages, and with the pork or sausage gravy on the cakesâ€" a morning meal of great de- light and glory. "A mral calculated to tax the stoutest constitution surely, but we all had cast iron stomachs and it did us no harm; and I have won- dered sometituea why we coulda't but she, moaning thereby my better half, telling me that cooking cakes means a headache and a Durned' face and a tired back v that cooking cakes for this family would l^e (in' awful task and that it woman' t 4q>' So that grand breakfast of tucfc-| wheat cakes and sausages oomM to^ m« no\v in piomorjr only."