I WM Hill I it HIDDNICIJ-j ' Nimrodâ€. September 8,1003 .17 ‘ .'.i m‘iv‘i HUHH‘, O O O CVIBW your 1 e, IBVICW your I) an w: out? 19.x rim i innit - Samarium it“ it" rm- lit-st. 5mm» tout lllldlltidl plan is all about (ash and savings management [his column. written by Intwturs ; , ‘ ‘ ‘ _ l times not but inevitably: your you and your lite and an annual Renew your cash management GroupI-iIm/it‘mISenIu‘es Inc ‘ y, , liiechan esewn war . review is all about and savings history Are on eiiet presents elteralm "nation on! ‘ K 5. g y W'__l l‘hat‘x “in its \llttl to , kct'plng your plan llH‘l) meeting all your imam ial undo nuiu mutilation tobuyor v_,_Â¥d.,,h_; â€ï¬‚ achieung your life goals \l \l\l .\ and your life on track obligations? Do you need to revtse u)“ unyinwstnwnts. Contact Russ that you schedule a t not \l()‘\' I" so you can ï¬nancial your budget to accommodate such i'llr'Hu'Iinieu! 519886-236091t24l mm W†n In." You H plete hnancial plan ly achieve all oi your items as saving for your childrens or Rm“ . . . , M...lmyouudinttieCtronlcle. renew m eath Ijrmonth ‘ t 1; goals. education, a new house or cottage nu‘etu'hmewinwstorsgroupi‘um period 3 Keep in mind that or other important life goal? â€" ,7, 7 . . 7. . . . â€" ; Maybe your life hasn‘t a complete ï¬nancial Lifestyle protection *‘ â€HE y, ,,‘t changed that much and ' plan should encom- Review your insurance proteo y: ' a; ‘l your plan will need only .. pass many elements tion. Do‘you need to obtain or 1;" The be†(old Front: , . . ‘ if} y _ minor tweaking. including your over- enhance life, critical illness, disabll' , ‘ ' _ Maybe very Sigillflr all financial goals. ity, long term care and/or other me this a" " cant â€yang,†have your current and insurance such as business or key has to 90-†occurred ~ like a birth, projected wealth. person coverage? __ death. marriage, a move your current savings Retirement planning The “MP 0" the car . to a larger or smaller and budget require- [)0 you need to make ï¬nancial -- a 2009 593M“) black "‘1‘. "J â€I“ I! package. 0"†8473 kn“ ' home or another large merits, and your reg- adjustments to ensure you will (“I "‘9 b0†"‘5 “m9 't as “'3 demo ‘3’ purchase. ' ' istered and nonoreg» achieve your evolving retirement The “WP 0" "K deal_... Maybe your life goals have istered investments dreams? 111, included W Window tints (a $399 value) to help ' changed â€" you've revised your Your review should include Estate planning "“3â€" "‘9 5“" ‘ 9‘3"2 and "‘3'“: Y0†‘3' ’00“ “’0" planned retirement date or now these seven key items. [)0 you need to update your will will 1% :51: gigglignnmol:lr)f:ilri:ewm:t;h(lg ï¬wugll â€â€™3" want to phase into retirement. lmpomntlifegoals orpowerofattorney? ' You've decided that your cottage Review your life goals What has Tax minimization strategies hm [he â€a“? m'r;d||l“t°" initiator kmihm‘ “gm (tom- would make an ideal retirement Changed in your life since last year? Have you got the most effective 9': mime mananty 0' a U 8‘ moot S 0' 607200 "‘3 gr V“ ue). home. You intend to change your What impact will those changes strategies in place? Should you 0' a 0' l '5 you would "99“ to pay “6'9 fans "ma Career path. or even start your own have on your ï¬nancial plan? What make adjustments? WI: ""5 week will WY 341,995 * tues 5‘ l'CVC'KE‘ business: adjustments should you make? Your professional advisor can H "," “ï¬rm†m“ â€rudm' m â€â€™99" PM“ 6°" ' mm†"W Maybe your investment return lnvestmentportfolio help you develop a ï¬nancial plan "I? l†a?" if r mo Seadl‘ 600 m T S t ‘5 C [m e expectations have changed or your Review investment perform- tailored speciï¬cally for you, regular Rod 523' ' e 0 eh i: enznï¬'or'm Paonugbntp 'th 3:th 21y tolerance for risk. ance. Mil your current investment ly review it with you. and make the With a “63,520": :me n Sean pf†"9 y ‘ Maybe your taxâ€"saving strategies strategy allow you to reach your vital updates and adjustments to name will be h“ p0?" {he a, '9 "9 yo m a“ need revisiting or the wavs in which goals within the time frame you've keep you on track to meeting your "9 ' by 5mm SOL. . « . . . . . How to reach me Rod Met Sales Consultant “‘7' you Wish to leave your legacy for set and mthin your risk tolerance? unique, and ever-changing needs. PM)†w“ Mm†â€5 M i‘ 0' w ' 541 a â€03397 0‘ your heirs. Do you need to make adjustments? .. â€51,7“,2777 x225 ’, 5197454015 ' " MM 2. MWLW wwwlorbesainotom a. i:;~':=-:Eli'_ “7' ‘3“‘3‘W' '~ 35;". " ' . 5 _. (I? it; ’3‘?" 122%5“? . i ._ ' 1; . W5 Ziv‘, "1 . ‘ ' ..'. ~ . ~ 2:. x ' ï¬ï¬â€˜Ã©jf’hï¬ r, =17 " ‘ ' _' ‘3‘. ‘ â€"'â€"â€" lâ€" l K 2' ‘V I: V . . 9 l l _â€"_, y , "i J ; ‘ .. e ,3: a “i". J1 . t 4 --~“ .lr'i D “$5 ~ f ‘ l I V" . _~ Â¥VV if , ‘ ‘ . ‘ \ , _ 4 ' l ; i u l i i GOLFnOHTH l I . v - 1' www.golfnorth.ca 1 -888-833-8787 ~ - SAFETY EVENT ill on at»: no TK’A?§\::1~2““‘\.(' 01/. “‘7 : . a .1 ._ p , s» 7 :4: "- < . t ,v Traditional Mamas†‘. . . . t .. Meet The Woolwich Fire Prevention Team On-Site p Designed tor the avid golfer, (JoliNorth s traditional reciprocal memberships offer the choice of Diamond, S u n da Se tem be r 1 3 Platinum and Gold Levels in addition to 5day or 7day options. y p W’ith Fall price savings, an individual membership starts 1 0 am to 4 pm at $10.30. PAY NOVA/PLAY NOW and payment Receive up to a . ’ plans available prior to November 15, 2009. $100 . Chlldnn 8 ï¬re 2% Info-ledofrionmsu ï¬re "at a“:- ReslaLIVTl“[ ' In safety MO l' u . .. em cm it - Fire truck dis a a; smoke alarm ram dis la a e 8 U I y Our best membership offer yet. A . . . , . , partner-ii in†(Smoke alarms available for a donation of $15.00 per alarm) Available in individual adult or Junior memberships, to My†15~ . play unlimited golf.†Acton, Beaverdale, Canterbury. _ . ‘ Cedar Creek, Fergus and King's Bay all season long for one ' VlSlt The OUtdoor market llnl‘cllevable price. for fresh produce. crafts and so much more 10-4 Sunday ln addition receive 50%) Off green fees at a_ll other GoliNorth Courses. l\l “l . ll w \t H m i: v.1! wt Muir Pi.“ .III\ A.“ Unlimited mil: “ “Mk†Rm“ C CATEGORY ANNUAL FEE \ "I "lugs Adult $499 . ,, ,.-___,_.-._‘__ ___ . .._._Â¥__,-._--H... OUTDOOR MARKET , _ inn-4w stjacobs can Junior 1 $249 '( ilfl ( Ind amount! Individual Sltl‘ junior 550 l mp!“ “50 519-747'1830. 845 Weber Si N . Waterloo talrriniiolfl‘lulioActonGolfL'lubU(hn-e\‘||le(iolf('lub0F : souii’t luhOBeaverdalet‘nlfCluh H â€W“ hl‘v ‘ '1 WV" ' '- l' Ml