Lookingto À& or 14 S306,888 up_ 13 13 13 878-7777 We live h(,rt- We work here, We kriow Miltori wwvvr-erýniixcentre.ca Low mortgage rates are 190 anracting young buyers According to recent RBC Royal Bank research; 67 per cent of Canadians between the ages of 18-34 are looking to purchase their tirst home within the next two years. "Buymng your first home is one of the big- gest life decksions you will ever make and you want ta be bath financially and emotionally poepared." said Melissa jarman, director of cli- ent strategies for RBC. "While yau may qualify for a maximum mortgage amount, you should also consider how it will impact your lifestyle and other factors that are important to you." jarman provides the following tips for get- tmng started: e Know how much you can afford-Before begmnning your house search, take time to review down payment options, household income, curtent debt, estimated monthly housing-related costs and closing costs. An online calculator can help determine how much you can afford at wwwroyalbank.com/ mortgageaffordabihity e Work with a budget-Budgeting and set- ting a maximum amount an how much you are wifling ta spend arm key ta ensuring you cati buy your first, home and still live within yaur means. Online budgeting tools such as myFmnanceTracker (www.rbcroyalbank.com/ myflnancetracker) cati help determine exactly where your money os; 'op and how much you have ta spend within the parameters yau've set for yoursell. e Do your research-Friends, faniily mem- bers and online websites can offer you helpful tips and personal advice. Also, consider reach- mng out ta an RBC mortgage specialist who cati give you insights inta your finances. This link may be helpful: https/mortgage.rbc.com. Further advice and tips can be found at: www.rbcadvicecentre.com, or join the discus- sion on purchasing your first home at Facebook.com/rbcroyalbank. wwwnewscanada.com - - Mli PMEUOU Y EXTESIVLY UG' M maZIumS MISIOeMY fil akinlnd and lieaidlh decwlted adl lnd ea mi inalrae amm L&g % IMOW tes wSglvi au s ami ricli ft ffà*Mi waasogi MMi lleMlhar Vilag. Till c*i 3-bidrcn 2.5-balhroom ?amally home tealures 8a reWW~ OW-0 ra * 2011> ai v&ue ich Omnaces hudaX ramers, la ldwod on lia main le", albaid ruper haliway a gefl erou in Wlmaalai MR.i-M rsodmaul " a la11 yarli 4 WWMrs bellion Èiadky a kW»te omeuooldn lia ling mmi; seperale dlilang raom ~hc could lie usedltWMa t MM~ Wb i a" ha«4s laajihd r&M* maa i a a as a larg hoine oflice: aid a large master liedraam reireat .111 walik l a piuaml icc uilal~e Ngws ai lusm aË Moge acaalomu a aid 4-pec ensite. he liaement lha recently been praleassonaly Uile bah of o,'ized iMage cl4toexa and a 3-lic lËim aM tow Th le e k and la a beedUll uoffiing ig open gace for lamiy lime. The leiiced -e yard ana tom ai ram la bueatbw li th e a*acar lima alire aiiing pilule uffsairai le W ferltla entwahdinng wtth li nlerloddng bridi palia aid pretly gardea. yadw dee utý on la aimil yard in lire dsiea AddîtaBa aindciale: naew Tiare la perlrfor loi maci In ft1 drflva ad liahe laduul lacated rol 2010 rue uin " in alec 2012, rua heumc 2012, wincia 20081, lue de le sciola. park reataia, crftee. Wsrary GO.,ui pal nsi t al anl M 2012 gwi ped o 4 ces li the àtay Clou liai sall dmbu: Sfto ls , ;' lrlgla ame. Mme la and enjoy! ÈS fl0113 $434. . msut ofel GO slai& 401. Mie H orn RUra S I M LS. IUUL JA LJ ARORA, sae -. eett Dies 058830