SUMMR BAKYARS VAIABL 1,,K MANEAC TI pS AEUP WE HAVE AN AW I Milton listings are now ai your f ingertipu wfth the Ires Milton Ontario Home Soarch* App. Avaiable for iPhone & aPad Searh lstings by map, have access ta pictures. pncorîg etc! Availablo in the App Store or, scan Ibis OR code ta download fo rUe, John Cavan. Mortgage Agent ý-- M orgge A rchftcs Mb youriloal mm-tgage planne SUAMR YARD & DECK lIPS MM nR 111 EER Reminember your po furniture lives outside se malte sure to kisp ït clon.Close te umbruflo vi4en not in use, store ycur choir cushions when you cren't usang tbem, sweep or tlow Iecnes ond dîrs aoy on o regulo basas and ti th, furnîture aber a rein stcrm ta allow the wotsr t run off. CLANl 1MAI D!CK Peraodically opply an approved de*k cleaner to the bocards ond raulangi. accordang t the produt instructions. A4tr the cleoner bas sel an, wat il <t owy wit a pressure wosher. Tien, re-sel or re-stain aS wi a brand nome iolant or stin. lhe result as clean, cdtroctive ondi prolected Wood WATCH FOS DAMAGE Keep your eys apen for clamoged boards ond drive proirudmrag nai an until dbey're Flush. $and down potentiel splinseoirs ond reploce boords tc' ore beyond basic repaîr Now, you and yowr gueshs am freie o einoy te spoals of summer on yovr beoutiful ami saie dock- NURUE YOUR LMN Wben il cames t Iawr core. "r ta hep your grass mowed ta about 2.5 ta 3 inclues, as keep.ng ifl oci short weokens the rocS system. NMoWrg in déPailrent directios soda lie wilI also hwp t.e grass campalil wit Weods and prevent mcml cornpoclion. %Na*rlry in *e imcrning; doeply ond anfrequeniy to encourage desper moIs VARIABL RAT UPOAT For tiios o! ycu wlio arert quile smre, a vaiable rabo mortgage refers JOa morigage where dm. labt rose fluctuatoses along wish chonges in ib prime raft. Th. moaibfy poyroent reoins hnxd, only more of *ow poyrnn w4l go »worvd Ut principal if iteres? rats are low ond mor wiifi go towar inwsek.rltd cci if the marmoti razte as biglw nu Ma OF waowN s t3 mniN nu meR OF cANnksr m nt.R 2%1 cnmy as grawing rosonaby, consume dmaad bas d.cased r ia, and Cnadiots cme paying bock dmi de". Cormns.qeu bolh bhouung prace and sale les are pr.dited Io even oui an Ut. comirç monts. The. anrage hoin.pe n Canada is now aWroxnoniy $378,500 on a non-*osonally o4#sed basks (on incrense of 2.5% comnpare Io lot >odr. Moruwctrng oweail expocis o Ui nnry <n t. second hait of ibis year; suipprted by US. privas. demnd, moi nly for aoutoes ami bouses. lhe recmnt depreciasion in t4 Conaidean dollar wfli cisc h*l manufocurers reclotai tom internaticnl competibivenet in 20131 q As for this afrtst rabos, Utey shouki remaai Iow am i ab hikes woa't becomne a factir unhi d. fouuh quorr Mf 2014. %h overn <gis rabo sis as I1.00% rigi noe. amdi<s, e #pcb tass dweeunfiilaite 2O14, whaêifdreoct 13M0%byteanddo 2015, yov con expec <t t rioe Jo 1~00% oet tie up b 3-5M% by ste end Mf 2017, As, >vu cmn ee, Ut risoi is griainS as keepring t.e roles Iow fo kinge Winl he4wpo *t doseuýifr eccnomy undil enernd forces gsi to pu* i upuoed. John Cava n as an Apprrn'nIMorrxage Plairner irh Montage Anroeu. -Mýoigage querion and enerSm cmn hor diw towan Catvan ý office, located ai 14 Marron Si, Miton. John con be reached bv phono: 9035478-7213 or by email: johaîmn*.gaCae John Cavian 's aebsite is wwavt.snrermongaa. Contact John codas, about pour stres4mwr mongae oppmtnie. un pqs mon pfmr flnmshed roadong «! ($uanb tulosky tal In on sopalloln*ore luTwwwMnt m col ca~ aslo P0nf ORm am1 a a aî aaosw.sna huhh~~~~~ ttIuRflS S t ErhiopUSwi b At or plf 'flpuqaLk~~p u., lo haSe os l fi MWo mmy oU kmbd au.~~ n.M Mr nnm mon .A b-. ,.M ..lm ' -MM'Ma Va - a n a M bas. 743 q. It, Sien.