The Canadien Champion, Tuesday, JuIy 7,1998 - RE5 JOHN (JP) PEARS 1 SALES REPa 11 ~~ CAU. 8784859 RWr.nt 24HR PAGER:842-7000 i<tûa'/te REALTY CORP. >eýEalme a JPI @gobalserve.on.ca o ee y ýtrgoon e Irettp /wwwmo dc FURTHE i i OFA Ti IO 3 bedroom home in the heart of Milton. Gond size lot, inlaw suite with seperate p entrance. Carrnes for * less than a town home. à i I NO CLOSINGSpoSTles 3bedroo b unalow yo cn av apoeni o BrouanePcialPak, eI VOUR VMILwWILLDEIUS .rmami lmuuae 3 bedroom home comploe t mrOpgraded kO or n.L shaped liing tom &O dtoog room v wa ca- O I o E 0THE LAND ou to sunroom. Looer toel has a orparate oarside Farm comprsn82+ acres euth boardl a batno corarco adoeers a laue rec ren. amiy room wiih h o as e . b a k a r o a n d dri e s h e d L a r ge fr un ta g ev rep lace . d n o rno ffie a d eara w a h o o m L o ca ed st or bth Townlie aou 2Orh Sderuad. Mitor. north o 4u1 on a googeoaa ono acre lot. Offerd ai $369,0o0 cati Aurey or conis $27990.Cari eill carne t 87-4944. M mu- ý ýraiete ls- Locted us the main treet f campbolliue. This E U groom & Oinngroum, 4pc. washroum, boge prch, property zosed amiet-VI permto many uses as wel 2 car garage and a lui SOut. e 1308t. Ofered ai as a residentiai. Apartfmerlu aboie for extra iscome. j $172,900. Contac Bill Crne ai 878-4944 Akisa $192900. Calillui re a01878-4444 GRIAT LOAIlON 8ISSUUY Ths brick bungalow letures large lîuîgruOM, cmpr crOODisWiha touhasefri v Si.ifeu dinîngroumn, two bdroomu, central air, imo eonaîtoir seaorai eays. 2 tedroom homo wii lage wuoroomo and backson0010prkland. Ofered tor dck. Part finîohed basement. Cati(Adrey or ai $176,500. Catl i jl urnie at 878-4944 crs 1650 CekotChris' web site at http://new-all.com for ail the latest listings and sales information. Hatn's only complete source for online information. This beauliful Cenlury Sone Upscale Townhouse Schoolhouse iss iuaied on oe Three bedroom, main acre in a secluded par-like st- loor laundry, lealures . eilhpe mnal gardens and foira shower, welI mtOmierf00linsidv 14 foot ci- groomed play area in ings and 2 fireplaces make lthe rear yard, single rea on1k spclacular, aahd aae3wl spaclous bedîos and a fanas a tce aae ak tic sunroom euth îîagsîone fluor oui basemeni, val in compleles the seflîng. Caîl kitchen, masti be tees 'Mickey. $79,900. caîl Jack. $136900. o f0' simp Mai'n Stireet Better H me s 1 t14,11 lit lit il idi 'Ilé -,Fldi4 -l'ri/ % rpll titd'l Down payment... Continued from page RE4 incomne and the amount you invest. These credits are available for five consecutive years. The Ot tOSP plan n mmlhoccir-d a a te cnilof i te sc \ cmi yar and Ile c m1cîîc used to buy a house. 0f ius not, you have to repay the tax credits with interest. You can take 75 per cent of your money out of your account, but the remaining 25 per cent will be sent to the Ministry of Finance for a tax recovery credit. Once that's taken care of, you'll get the balance owing with intereut. You can open a OHOSP at any tinancial institution in the province. There are no joint plans, but spouses can each open individual accounts. To qualify for a tax credit for the current financial year, you bave to open a plan by December 3 1. When you've reached the point where you're fonally able to buy your own borne, your fonancial institution will hand your OHOSP funds over to your lawyer once you've completed the necessary paper work. This is usually done after you sign an agreement of purchase and sale, and about four weeks before closing. If you don't think a conventional mort- gage - which catIs for 25 per cent of the purchase price as a down payment - is within your reach, the Canada Mortgage And Housing Corporation bas a frst-tirne buyer's program that offers financing (il up to 95 per cent of àI. a home's purchase price. To qualify, you muet be plan- 1fR. ~ ¶ ning to buy a borne > in Canada that will L«1 Wf8 l be your principal MOT OFF THE PRESS residence, and you Nice bungalow local- can't have owned a ed close 10 Milon, home in the previ- has many upgrades Often the biggest including heai pump, obstacle to saving a A/C and cii raded down payment is eetia.$ 1 ,00. Caîl Tony for mort simply the inconve- details. nience of making This four bedroom reuadpstsn home shows weti. your savings plan Featares upgraded or account. Even wood, large feaced minimal contribu- yard with treated tions add up over deck and ool shed. Vear aid roof and time and before eiectronic air dlean- you know it, you Cail Jack for more have enough saved info. $1929W _ for a down psy- CET IN THE SWM ment. law, featurea equipped M yfi nan i aI pol, eat -in kdchen, où institutions now kitches cabineiry, and offer automnatie This lunely home ha$ deductions nu put new carpetiig and sorne of your separate enfrance. Cail money into a sav- Jue for mure defaila. 1$219,000 i ngs account every week, every two U ffl i > weeks or once a rnonth. Your ability to save money reg- ularly will also stand you in good stead when it cornes time to shop around for a mort- Upgraded wrre euth 100 gage. amp service, piumbing Ontario Realtors redue, newuak krichen, are specially sew shngies, eoiesded trained to help you family room, new 12'x24' find the borne deck, rennealed bath, hydru s gaagv 21Î1n5'4. that's best for you. utiliry ahed 10'x8'. Cali They're fariliar Oomenic Manchiai for with the way all detals.these prograrns work, and their advice can help you stant working towards making your dream of home ownership a - - reality. à Ai