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the delicious flavor drawn from the leaves of the hypocrites by arthur b reeve the royal bank of canada reports strong position a gain of over forty millions in deposits and increase of forjy- ore mmhcns in holdings of high grade securities features of annual report to shareholders deposits now total s16182s 69 of which savings deposits are 338299427 hmo green tea has won it millions of users finer than any japan gunpowderor young hyson ask for salada part i with each costume such as scarfs and ouvrezl open up murat ouvrez hats and shoes also arranged neatly i was too cold to do anything but each over its peg or under it the stamp my feet and beat my hands outfit of a guide- the suit of corduroy craig kennedy his uster drawn close with fur collar and coop pockets hung from the icy dampness that penetrat- just as incongruously next that worn ed to the very marrow impatiently by a jewish peddler with a pack sit- rattled on the antiquated latch of the ting on the closet floor under it door of the old farmhouse not far none of the costumes seemed very from tho canadian border in quebec old or much worn and i wondered just over the vermont line why they should be hanging in a can- no sound came from within and uck fumers closet the man couldnt there should have been a welcome have been a costumer people up there through blue lips i managed to in that section of the country certain- chatter force it craig lets get ly cared nothing for masquerades warm i too boat on the panels kennedy smiled quietly at my sur- of the door j prise silence through my nervous mind ran a the soughing of the great evergreen parody of the old nursery rhyme pies for a week granulated sugar and add to it four branches over our heads made that farmer guide pedler priest lum- tho housewife will save some valu- tablespoons of boiling water when on more intense more fore- berjack i stopped unable to corn- able time if she will schedule her pies blended add to tho cream filling i boding it seemed to suggest tragic plete it for a week in advance and do most c substitute brown or maple sugar possibilities behind that door i yet what was this murat a sus- of tho work for them on one of her for the white some time before kennedy had been picion flashed through my mind could least busy mornings the twocrust 7 melt two squares of chocolate dy us government on the this dead farmer have been the man juicy pies which are to be used at with onefourth cup of sugar and two trni of a man running an under- runner or was it possible his death once mince pie which may be reheat- tablespoons of water when smooth groun railroad from canada into the might have come from the hazards ed and pie shells to be filled when add to the cream filling states a gigantic and growing con- one meets in rum running it was needed all may be made and baked j after the filling has cooked suffi- spiracy f smuggling in aliens in de- strange to me that each costume seem- in one morning and whatever paste is cientry additional cooking makes the fi 0 tno new immigration law ed quite complete also my interest left over will keep for several days mixture thinner instead of thicker j t ad aceompan him not only be- was stimulated after watching ken- if put in a cool place one can make when the fillings are in the shells cause my pap had assigned me to nedy he examined everything most the paste for a dozen pies almost as cover with meringue and bake in a j write of it but more because i wanted cautiously and carefully i wondered quickly as for one and the saving in medium oven until nicely browned to be n6ar kennedy many times his what if anything he expected to find j the outstanding features of the an- nual statement of the itoya bank of canada for te fiscal year ended nov ember 2tth are the increase of over 40000000 in doposits and a gain in high grade securities of j41231935 of growth in deposits the gain in deposits is marked total deposits now stand at 461823- 769 as against 421344265 a gain of 400s4504 of this amount deposits not bearing interest total 123537341 which amount nearly 34000000 is in as aga 109575137 and deposits government and municipal bonds bearing interest are 33s299427 up s was to be expected under the con- f 311 759 127 lions that have prevailed making i the proflt and lc3 account shows that even with general business some what 1ms active earnings have been well maintained xct profits for the year amounted to 3s7s976 as com pared with 3909316 la the previous year the proilts added to the amount carried forward made an amount available for distribution of 4964806 this was distributed as follows dividends and bonus 2856000 pension fund 100000 written off bank premlsos 400000 dominion government taxes including war tax on bank note circulation 465000 leaving to bo carried forward 1143- s06 as compared with 1085830 at the end of the previous year the report will be submitted to shareholders at tho annual meeting on thursday january 8th next the principal accounts with com parisons with the previous year show as follows 1924 1923 total asset35s37s9509 538358564 dltlons that have prevailed making for lessened business activity there is a decrease in current loans but on the other hand tho bank has added materially to its quick assets these now standing at 27s024739 as com pared with 233125474 at tho end of last year an analysis of the general state ment of assets and liabilities discloses the strong position in which the bank has placed itself total assets now amount to 583789509 this com pares with 853s35s554 at the end of the previous year representing a gain of 45430955 for the twelve months liquid assets of s27s024739 are equal to 545 of liabilities to the public and the largest gain in them is repre sented by the increase in tho valuo of the different accounts comprising high grade securities dominion and pro vincial government securities now stand at 53039s25 up from s287s3- 050 canadian municipal securities and british foreign and colonial pub lic securities other than canadian amount to 25634914 as against 15- 900363 meringue t tsp intrepidity his forgetfuiness of self next he searched through the fire- cash holdings of89961243 up from two egg whites 2 tbsps sugar m hunting down a criminal had mado tlace rubbish without seeming there 81604639 the principal accounts p flavoring my presence of at least some slight either to find anything yet his ex- 7 itea a t 1 it ii i tr vt t- c a inminntior siwruv n ahcfv ktm notes 34730446 as against 29446- value in situations of danger animation seemed to satlsty him bg7 united states and other for we had gone from ontario into my eyes would persist in wandering elgn curronciea 27349189 compared quebec spent several days in and back to that thing on the floor the w 23711772 current coin stands about montreal thence on to the city man had not been dead many hours at 16881608 down from 16946169 of quebec at the chateau frontenaci craig i exclaimed finally there the quieter business conditions work the fat into the salt and flour family and you do not care to give j and aboutj kennedy had met up with j is morejo this than appears surely j roughou the juntryjtave resulted dishes by preparing a quantity at a time is very appreciable two quarts of flour will be ample for twelve 8inch singlecrust pies on j beat the whites until stiff but not that basi3 the recipe is as follows j dry add sugar and beat until smooth two qts flour 2 level tbsps salt i and glossy add vanilla spread on 8 13 cups shortening cold water to top of pie and bake make dough i h there are small children in the largs cash holdings included in liquid assets are also li assets 27s024739 233125474 h ca net cagh haud s 81604539 deposits 461828769 421334265 loans 257225355 264722967 dominion and lightly with the tips of the fingers them rich pastry the cream filling in j various canadians mostly farmers of too vigorous mixing toughens the itself makes a dessert which the little tne better class who had dropped into crust and if the lard is too finely dii tots will like quite as well as though rt town- vided the crust will be less flaky add were in pie crust before filling the always his desire was to talk to about one cup of water the amount j shell take out a sauce dish full for f both dirt and gentlemen of water can not be definitely stated each child cover with meringue and farmers those of the province pre- because different flours differ in hard- as you would an ordinary pie f i couldnt see why that was ness and very cold ingredients requiroj this makes a very wholesome dessert necessary what had farmers to tell moro water than warm pour the for even very small children of man unning t was getting a water a little at a time into small i for parties individual pies or tarts i mys but in times like wells made in the mixed flour and fat are much moro attractive than cuts these during my association with ken- lift the dry ingredients through the m a larger pie the crusts may be nely j have found tha silence works water on the tips of the fingers being rolle out very thm and cut into five- better than inquisitiveness when he careful not to knead the dough when inch circles and molded over large- r to inform me i find out the dough is sufficiently moist it will size inverted muffin rings if one does nover before clean the sides of the mixing bowljnot have a fiveinch cutter perhaps several times he had evidently stop at this point and handle each pio the top of an empty coffee can may be thought the end of the search for the from then on separately materials and utensils should at all times be kept as cold as possible the two main bugbears to be avoid ed in making the juicy twocrust used or one may cut around the edge head of this conspiracy had come he of an inverted bowl with a very sharp had feit he miht catch h man in knife a dull knife used for this pur- the next move but the resuit would pose will stretch and pull the crust work out diffeiently the real chir and toughen it prick the paste thor- see aiways to be a jump ahead of now with this crimo before me you temporarily in a slackening off in de- vt u- ra- mand for accommodation total cur- might take me into your confidence ront and dlscountb o 257225- and explain 355 compare with 264722967 a year i might simply he returned risi ago ing from the fireplace he knew too after an appropriation of 400000 much murat was more thaji just an bank premises account shows a net old canuck farmer he was- ono of i decrease of 209451 tho best and most trusted creret agents of the canadian government which is seeking to aid the united states in breaking up the man running across the border that is all inside too the farmhouse was cold alternately wo were slapping our p r o v 1 nclal governm e n t securities 53039826 28783060 canadian muni cipal and bri tish and other public securi ties 5634914 1590086 railway and other securi ties capital 17677662 20400000 10486951 20400000 reserve fund 20400000 20400000 rmj agasgagkeaaaagggs devote more time to music chancellor says that music ought to j be one of the constants in every j scheme of education that those who have musical talent should bo taught hands about our sides and hunting for t0 8ln a mb p st something that might suggest a clew lack ca bb0 d b9 to tho murderer i glven mu tranin aa a mattqr o i kennedy went to the door th social necessity i had better notify the canadian authl justly we are pruq of our praotlcai harmony in tho homo it would deep en his reverence for nature and tot god it would add enthusiasm to hi toll and it would whisper to him of nobility faith and love and immor tality to provide these things for more than a half million children who have them not is a task big enough to chalenge our best efforts and one i worthy of our most unselfish sacrifice fruit pie are the soaked crust and thej8hly with a sharp fork before bak- j us- craig ha gono a on many boiling over of the juice soaking of the crust may be minimized in several ways a coating of egg white or a bprinkling of flour may be spread over the lower crust or the pie may be baked at a high temperature on the bottom of the oven for the first fifteen minutes to set tho crust and then changed- to a more moderate temper ing to prevent air bubbles j s tips and i had become accus any of the cream fillings given to to it this was merely the above may be used for fillings in latest berry season the fresh uncooked ber- j must th man murat before ries may be put into the tart shells j j go on walter im get in wait till and covered with a syrup made by he comes back craig turned to me boiling one cup of sugar with one- wit the optimism of a man who fears half cup of water to the thread stage the worst the syrup may be colored by the addi- 1 slowly he turned the lock with a ature to cook the fruit there are t artificial fruit color or by cook- skeleton key many ways of preventing the juices j in in n a few of the berries from running out one way is to bind the edge with a oneinch strip of french mustard is prepared thus white cloth rung out of cold water re- sl an onion into a bowl cover with moving it the minute the pie is out 6 vinegar and allow to stand two of the oven another way is to roll or three days pour off the vinegar paper into small funnels and place inu another bowl add one teaspoon- several in the holes in the top of the fui o ppper one teaspoonful of salt pie the juice then boils up into the tamespoonful of brown sugar and funnels without running over the mustard enough to thicken smooth edge the best and simplest method th mustard with a little of the vine- howovcr is to reduce the temperature k ns vou would flour for gravy mix after tho first fifteen minutes so that p over th are in a double boiler the fruit will not boil and steam ao rtr until boils when cold it vlgorouoly within the pie all other ready for use method are makeshifts tho crust for the shells may be fifc- corn oysters ted to either the inside or the outside j beat one egg until foamy and add of the pan to place the crust inside ono cupful corn mix onequarter cup- is much easier than to turn the pan j ful flour salt and pepper and add to over and very little is gained by the corn beat well and drop by spoon- latter method except a slightly larger fuh in deep fat fry a golden brown crust air bubbles can be prevented j this makes two dozen delicious in either case by pricking the crust at oysters balfinch intervals with a very sharp r- fork the edge should be built up very high to allow as much of a mar gin as possible for shrinking baked crusts keep best if stored where it is cool and dry they should never bo put in a cellar or refriger ator just before filling they may be crisped by reheating a simple cream filling for the sheila is made as follows c sugar vi c flour vi tsp salt 2 c milk 8 ogg yolks 1 tsp butter 1 tbsp flavoring mix the sugar and flour stir in the milk and cook until the mixture thickens and the starchy taste dis appears remove from the fire and add tho beaten egg yolks butter van- j fh and sail stirring rapidly this is somehow neither of us hurried now there was something unseen that de terred that prevented us from fling ing open suddenly the door even after we knew the key had shot the bolt just as i raised my eyes to kennedys his met mine in both was the same fear with a shrug kennedy opened the door slowly now i gave a gasp there lying on the floor such a sight murat tho old canuck farmer was dead that is the merciful way to tell it for what a story the old hunting knifo which kennedy picked up from the small earthqtiak the floor might have told perhaps in a way it is a good thing some of these inanimate witnesses are silent orities immediately we must go on achievements of our material pros- i must be on the right trackso far per h levoiopmenu along in he proves it ho nodded his head du8thal at x t it j h i powers of initiative and invention but back toward the room poor devil j t i i i t it i i believe that wo need to be oft re- i lowered my glance from the sul- j i l k minded that man cannot live by len threatening snow clouds scudding tj re v j u j a bread alone beauty is as essential overhead if kennedy had made up i ii i j to living as bread and we need the m- his mind to follow a trail when it was ii spiring uplifting influence of beautl- warm no quantity of snow or ice could i stop him only the wind made mo dtaw the collar of my mackinaw closer about me how are you going to let the po lice know i asked drive to tho next farm almost every farmer up here has some kind of car thoy can get over with the news while i follow the trail murat was to tako me along i was not enthusiastic over travel ing anywhere in tho faco of tho im pending storm too many times i had seen these snows in the mountains knew the discomforts and the dan gers to be continued manmade earthquakes it seems quite likely that some of nly report ed in england wuie do in excavating for co i iron man cuts away millions of tons or rock and the room was small with only neci coal and pllos it on the surface thus essary articles of furniture tho things setting up all sorts of stresses in ordinary and homely that would meet july 1913 dwelers near the coast in tho requirements of a humble tiller of j carnarvonshire were startled out of the soil the ceilings were low and their sleep by loud subterranean tho floors rough it was a mans humbllngs while the earth quivered room there wore guns on the walls and tools and boots lying about be traying the convenient untidiness of the owner the fireplace was large and in it woro tho charred remains of many i burnt papers long ago the fire had i burned out tho room lacked oven the beautifying glow of flames and their shadows nothing but that grue- 6ome thing lying in blood on tho floor i looked about hastily there was i every evidence of a struggle a losing struggle for the silent crumpled figure at our feet chairs were upturned the little table that had ljeen prepared evidently for a simple frugal break fast was upset and most of the dishes had been broken a closet door stood wide open as if someone in haste had searched it and 2970 here is a comfortable roly had not taken timo to closo it in tho set of pleasing toys for the nursery merely a foundation cream filling which may be varied indefinitely variations of cream filling j poly doll and a cunning cat toweling j closet were sixwooden pegs drivon 1 add a cup of shredded cocoanut i stuffed with cork would make these t in cach of the throe walls i gaped 2 slice n banana in tho bottom of models floating toys plush felt flan- the shell and pour over it the cream nu outing flannel velvet drill and filling crash could also be used the doll 8 spread a layer of sliced oranges could be made of different material in the shell nua add ono tablespoon of below the arms orange juice and the grated rind of an the pattern la cut in one size orange to the filling pour the filling either style requires yx ct it over tho orange inch material 4 drain the juice completely from pattern mailed to any address on receipt oflbe in silver by t wflaon pubuahlng co 78 wertatmalde st toronto allow two weeks for re- cetpt of pattern send ibe in ailver for oar up-to- date poll aad winter ieei1028 book of fashion one cup ot shredded pineapple when making the filling use the juice thus drained off in place of on equal am ount of milk ibv additional flavor stir in the drained ffoewppte and place fn to shej si carbnvtfjw foar tablespoons ef when i looked at the contents of this closet it was a puzzlo to me there on the pegs hanging neatly were various costumes what earthly use could a canuck farmer have for those thinsat i atudied the garments carefully here was a lumbermans costume hanging next that of a priest the brightly checked plaid of red and white relieved the combro tones of the robe there were other costumes too four of them in all hanging upon four of tho six pegs with all that went l8ub he u over an area of many square mllos it was found that a considerable area of land lying between tho rivals gran ite quarries and the shore had started to slide seawards the fact was that tho waste of tho quarries which for years had been dumped on this lower ground had proved too much for it and had set the whole ledge sliding produrlng a very good imitation of a real earth quake a year later inhabitants of cradioy heath woro startled by a tremor and a dull roaring sound part of one stroet began to sink windows of shops bulged and fell out gas mains cracked tho cartracks twisted tho ground over a considerable area sank as much as five foot and enormous damage was done tho cause was the falling in of old mine galleries shlldon in durham and abortlllcry in wales have both had similar un pleasant experiences at shlldon a new 10000 school was completely wrecked about a year ago at proesall near preston salt is mined early inst year rumblings were heard the earth shook and a big hole opened in an orchard week by week the subterranean humblfngs went on and by degrees tho holo en larged until half the orchard had dis appeared into the earth there is now a great crater of enormous depth and the farmhouse itself seems doomed to fci swallowed up minarda liniment for the grippe ful music to save us from death in the dust and din of trade if we are to have it it must como as a definite part of our educational program because it is only through the schools that we can roach tho masses of our people and implant ear ly in their lives a lovo for the best in musical art i do not believe a more important movement has beon started in the schoos in recent yoars than the effort that has been mado to teach musical appreciation last week says a school superintendent in my little city a lady accompanied by her elevenyearold boy wont into a music store to purchase phonograph records she had several played and finally selected two of tho latest dance ro- cords the son said mother ploaso buy mo a record certainly son was tho ready response what would you liko to havo quick as a flash came the answer tho corona tion march when i hoard tho story from the music sales lady i felt that tho work of our faithful supervisor and teachers of music was beginning to bear fruit i tried to imagine what tho next generation may demand in tho way of good music then i re membered that probably less than 25 per cent of tho hoys and girls of this state are receiving anything like ade quate instruction in this important subject it is no wondor that wo are classed as an unmusical nation whon j we allow musical talont and artistic ability either to go undiscovered or to waste thomselvos on that which is cheap and harmful dr eliot say5 the place now held by music in the school program is far too small by many toachors and edu cational administrators music and drawing nro still regarded as fads or trivial accomplishments not worthy as substantial educational material whereas they are important features in tho outfit of every human hoing who means to bo cultivated ofllclont and rationally happy if it is true and i bollevo it is why should wo not contond that overy child shall havo opportunity for musical training why not lot tho child in tho country as well ab his brother who lives in the city beomo acquainted with good mublc and thereby get tho uplift and tho socializing lnuonco which his isolated environment often falls to provide i bellovo that through a study of then the clerks drew a long breath among other reminiscences of the early days of the telegraph before confidence in hb practical utility woo firmly established a recent writer re counts a llttlo incident that his grand father an englishman in the employ of the bank of england told him one saturday night the clerks of the bank could not make the balance como out right by a hundred pound a hundred pounds five hundred dol lars was no serious matter to the bank regarded merely as a sum of money but and arithmetical error whether of pounds or shillings or pence was nover regarded lightly in that painfully accurate establishment and the dismay was general there was scrutiny and examination and re examination addition and readdltlon all to no effect clorks woro summon ed from all departments put to work and kept at work and some of them worked all night but nothing wob found to explain the disappearance of the hundred pounds next morning at church in the mid dle of the servlco tho youngoset clerk had an idea ho imparted it on mon day morning to the worried and ex hausted chief cashier who agreed that there might bo something in it some boxes of spoolo had been sont on sat urday to southampton for shipment to the west indies it was possible that there had been an error of excess in the packing but if the ship hod al ready sailed there would be a long wait before any investigation wp pos sible during which if tho gu vore wrong the pursuit of other liies of inquiry would be delayed j j they resorted rather desperately tor tho telegraph a message was sent to southampton asking whther the vossol had sailed just weighing anchor cama the reply stop hor flashed frantically back she must bo stopped stop herl she wrs stopped to tho disgust and wonder of her captain who was hardly placated by the message that follow ed for it meant much trouble for no reason that ho could see have up on deck all boxes marked so and bo weigh them carofiin aril record weight of each grumbllngly but faithfully i visa done and ono box was found heavier by tho known weight of just one packet of n hundred sovereigns th weights were telegraphed to the bank and tho roturn message oama back let hor go tho vossol slipped out of harbor delayed iobs than an hour upon hep voyage tho west india firm was de bited with a extra bund td pounds music ho would find himself happier the error was corrected and tht in his environment because he could clerks of tho bank of england drew understand it hotter and that many of a long breath of relief and blessed tha the ordinary activities of his hfo would olectrlc telegraph bo glorifiod with a new significance i think it would make for peace and t minarda for sprains and b ibices