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u-waw. .‘ At Jolana's you'll discover new Lothanthue products from France. They Include beautltul room sprays. hand soaps. body lotlone. bath olle and more. They also otter custom cablnetry and space plannlng. Jolana'e unlque homemade jewellery Includes sparkling Swamvskl crystal earrlngs, dazzllng lamp work bracelets and eye catchlng necklaces. Perfect for Chrlstmas gllt glvlng or any speclal occaslon. Jolana's offerscustom draperies, from luxurious silks to combinations of fabrics, from simple to elegant. They can create custom down-filled accent cushions in beautiful silks or iaux furs with elegant trimmings. Transform your bedroom into a personal retreat with custom made duvets. shams, sllk bed skirts and fabulous throws. Luxurious bed liners will complete the effect. Upon stepping into Jolsns's Exceptional Home Decor you find yourself surrounded by the look. feel and smell of classic elegmce. This immaculately appointed showroom is sure to inspire. Joiana Pettlter. along with assistants Kaitlin Shropshire and the newest member of the team, Aynsley Todd, have artfully assembled a distinctive collection of custom iumiture. artwork. mirrors, flower arrangements. lighting and accessories. Endless Deslgn Solutlons at Jolana’s 1) Have you recently retired and are therefore entitled to a retiree discount? 2) Do you have enough liability insurance? The more toys we have these days means exposure to liability suits. things such as cottages, skidoos and personal watercraft. 3) Do you run a business small or large from your home and do you have a ”Business In The Home” rider on your policy? You may feel that you have no exposure but the cost of defending a lawsuit brought against you can be very expensive even if you are not at fault. lo) When was the last time your broker did the appropriate calculations to determine the value of your home? Do you have ”Guaranteed Replacement Cost" on your policy? Contrary to what many people feel, home insurance products are not all alike. When your representative calls to review your coverage, take the timeto review with them what your'options are. We advocate reviewing coverage and discounts at least once every three years to ensure that you are receiving all the appropriate discounts and that the coverage you have is adequate and also with the appropriate insurance company. Take a moment to ask yourself the following. or if you haven‘t had a call from your broker, give them a call and question the following: ARE YOU DUE FOR A HOME INSURANCE CHECK UP? Home Decor ét 33 Ringwood Dr., Unit 2 (beside Randy's Appliances). Open Tuesday through Friday 9am. til 5:30pm. Saturday 10am. til 5 pm Monday by appointment. Book your in-home consultation at Visit qqlana'g Exceptional 905-642-2102. Zo/ana 5 These are just a few of the questions that you need to be aware of and ifyou have not been asked these lately then I suggest that you discuss them with your broker and/or seek alternative advice. There are many things that you can do to reduce what you are paying for your insurance and also make sure you have the appropriate coverage. By Ron Bennett, Compass Insurance Brokers 5) Has your broker discussed identity theft with you and the coverages now available for this exposure? Have you had the opportunity to buy title insurance on your home? 6) Many policies carry large unscheduled ieweliery limits which eliminate the need for the old costly iewellery riders. Have you discussed this with your broker? 7) when was the last time your broker came to you with a competitive quote from one of the other carriers he represents? 8) Have you paid off your mortgage recently? Hence another discount. 9) Do you have children away from home at university or college therefore entitling you to up to 75% off their rates as drivers of your cars? .». j ' ngths In E333 ‘Insumnce advantage. fl3SupenofSenna!lulult‘blllwpfl'lltcad”fl amourlnmmommm enverluatmoa'olufinlmm _ OCompeoovepddngtormMflhmm Call us or drop in for a no obliflon. competitive quote. \ Home 0 Auto 0 Life '0 Healfi 0 Business Ammumwngm amp momma-Memm 20 Freeljj'ie. Unit I. 8. 5 msommlmunncmca lnsuranc'e Brokers Compgss um Send your home inspection ouestuons to Maureen Wood at townandcountry© rogers.com. Maureen Wood is a building consultant with Town 8. Country Home Inspections in Stouffville. Radon gas is second only to smoking as a leading cause of lung cancer. Being educated gives you the tools to understand and interpret available information. Learn what the experts are saying about exposure to radon gas in your homes. More information is available online from Toronto Public Health, Health Canada and the World Health Organization. A: That‘s a good question, and you are right. Radon gas is a class A carcinogen. The reason most of us don't know much about it is that the Canadian acceptable levels were higher than the majority of other nations and therefore it was not deemed an issue. Health Canada now agrees with the findings of various health organizations and has changed acceptable levels accordingly. gas level in Canadian homes. I thought radon gas was a carcinogen. How can any level be acceptable? Canada recently announced something about changing the recommended acceptable radon THE INSPECTOR By Maureen Wood heard Health V recently 5mm: