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8 bereaved families of ontario york region an associatipaof families whjojj have lost a child through death founded in 1978 under the auspices of the hospital for sick children bereaved families is a selfhelp organization staffed by bereaved persons specialists in the area of grief and bereavement from the professional community serve as resource both in the development of ongoing programmes and in the supervision and training of selfhelp group leaders y this cooperation between lay and professionals has enabled bereaved families to better respond to the needs of the bereaved and has helped guarantee that the best support is provided econom sfidirjibuifei lqlqnmwctuesjis 2000 212yearowsmsence undetected by school parents meet c who rescued tot by jaclyn wilkinson special to the tribune miranda de clerville found out last month sometimes strangers can be your friends and for her parents the stranger is an angel who may have saved their little girls life on jan 17 dana burton found the 212yearold miranda wandering on a newmarket street in subzero weather with out a coat or boots after taking a wrong turn on her way back from the wash room the toddler had walked out undetected from the childrens montessori house where she was attending her first day of classes there are tears coming out of my eyes right now im so upset said jody de clerville yesterday after he and his wife liliane st jean spoke with burton for the first time since the incident de clerville said learning about what happened to their baby girl that cold winter day broke their hearts i was driving along church and i saw a little thing walking along burton recalled i could tell that there was a little girl on the street with no coat so i threw my van in reverse and turned around in this day and age you never know if you should do anything or not 18000696904 this message brought to you as a community service of the economisttribune efhje lynn brotjghton income tax returns 36 bakerstreet stouffville 905 6405759 please call for an appointment local pickup and delivery can be arranged what are yo ur chances of making money if youre only investing in 2 of the market every canadian saving for retirement faces a dilemma their rsps are limited to 207 foreign content that pretty much limits them to canada just 2 of the world market so i tell clients you can in effect boost foreign exposure to 100 if you choose using our international money manage ment expertise we have developed a number of new 100 rspeligible global funds that give you exposure to us- asian and european economies of course the right mix depends on you and your needs within a diversified portfolio this could include investors master series funds or mutual funds from 7 other leading investment companies thats what 1 do custom build a total financial plan around you to help you achieve your goals from there we can orchestrate all the pieces of your financial life from invest ments mortgages and insurance to tax retirement and estate strategies over time a bigpicture global approach can make a world of difference to your personal wealth call 4162927229 tim g whelan cfp region manager every day we help more canadians make the most of their money solutions suilt around you ihvdtmfnt flannino ft mamaocmcmt rctiafmcnt planminq tax ptanmino mortoaoci iniuranci c ah m an ao f m nt itatt piahninq jody de clerville and liliane st jean were finally able to thank dana burton left yesterday for saving their daugh ter miranda who wandered from her school unnoticed she realized however that a child wandering on her own is every mothers worst nightmare and decided to take action she jumped out of her van and scooped up the toddler miranda put up a struggle likely because she knew she wasnt supposed to go anywhere with strangers burton calmed down the little girl and wrapped her coat around the shivering child the windchill that day reached 41c the child was upset and had a bleeding nose she was shiv ering and was clearly fatigued another good samaratin went to the nearby school and asked if any children were missing she told burton the teacher had to do a head count to confirm miranda was gone burton returned miranda to the school where she said a teacher climbed into the van and scolded the girl by saying well miranda youre not supposed to leave when you go to the bathroom her mother was shocked to hear this st jean said she and her husband desperately wanted to thank the woman who saved their daughter principal julie rollason said the school inadvertently forgot to give burtons name to the parents mirandas father said the incident has left the little girl with minor frostbite and shell shocked she has not returned to the schooltfer parents have filed letters of complaint with the schools governing body and have contacted a lawyer advertisement a trip around the world is a smart financial decision if you are considering foreign investments as part of your rrsp options youre not alone increasingly today mutual fund investors are tapping into 98 per cent of the world markets that are outside of canada investing outside of canada positions you to take advantage of a wider range of potential investment returns also if your investments are spread out youre belter protected against a downturn in any one market advises debbie ammeter vice- president of advanced financial planning support at investors group current rules allow you to invest up to 20 per cent of the book value of your rrsp in foreign property however there are new products rrspeligible global funds that may be referred to as clone funds which enable you to incorporate more foreign content without breaking the rule but how much foreign content is right for you your financial objectives investment time horizon and risk tolerance are the key factors in determining your appropriate foreign content level says ammeter she suggests that you consult a financial advisor to help review your personal situation and objectively analyze the right foreign- content options for your individual situation some of- the key questions they will discuss with you are what is your risk tolerance the asian market compared to the us and european markets is generally more volatile so it is a riskier investment ask yourself if youre comfortable with investments that fluctuate in value can you tolerate a higher degree of uncertainty in the pursuit of growth or ar you willing to give up some potential gains in order to sleep at night longterm or shortterm investment plan typically younger investors have more time and potential to accumulate wealthand to absorb fluctuations as a person approaches retirement they should protect more of their capital by shifting toward less volatile investments finding the right balance is an essential part of any investment strategy whether its in foreign or canadian investments your investment plan will be as individual as your fingerprints because it lias to fit your objectives investment time horizon and risk tolerance a financial advisor can help you determine whether your rrsp has the right asset mix and exposure to risk that fits with your own courtesy of tim whelan investors group