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la fttr 1st mortgages to 95 condos rental properties from 625 for 5 years best available rates r private funds available refinancing debt consolidation fast professional service 9056862557 gemmation repairot autliprizcislryiciciiitrefor canon okidata toshiba epson packardbeto samsung acer 18008887553 v jw w jt- i jo i 2 from an economic standpoint we all received j lenders systems will automatically decline the the best christmas gift possible z- the dreaded application ifdeems the applicant to be acred- i mergers were put to a halt at least for a year or it seeker so congratulations to all the people who fought these from their inception and to this politicians who for once had the courage and conviction to stand up to these mega powers and do what the vast majority of constituents wanted 1999forecast i k av rl f m m w2pmmm 1 engagement ygeryjst5 30 30pniatil0np did you know that mortgages or mortgage rat- ingsdo not appear on a credit report this is a sit uation i have never understood in my 25 years either as a lender or broker a person could pay their 200000 mortgage like clock work for years and years but god forbid they get one or two payments behind on a small credit card because trie system then declines on a poor credit history consolidate now dont wait for those assortment of debts to get the best of you consolidate now get those monthly pay ments under control with our consolida tion most clients pay- mehts are cut in half a vast number of clients cut their output by 800 to 1000 a month remember at central funding group prime first mortgages are always 34 per the credit granting system has implemented cent below posted institutional market rates this major changes oyer the past lffnioriths and none to the benefit of the consumer duct cleaning chimney sweep y rz r x r- hookup 3995 500 per vent includes all hookups no hidden extras v per standard home work guaranteed fre airside furnace cleaning w i chimney sweeping only 5995 residential 416 2823292 commercial snake method used 200 psi 4 dont look for any major changes in 99 interest rates should be relatively stable with i the usual swings up and down the housing market should continue to rise at a three to four per cent rate in most market places the most promising growth potential is the employment market look for- a great number of new companies to spring up and expansion from existing companies s credit the most dramatic change is in the scoring systems that almost all lenders now use all com puter generated the days of getting a commit ment from one lender and then shopping that- deal to other lenders to try and get abetter inter est rate orterms are gone under their scoring system any more than three inquiries over a sixmonth period is the kiss of death anytime you apply for credit a credit bureau is run and shows as an inquiry if that magic number of three is exceeded most can save thousands of dollars over the term- of your mortgage l- in conclusion we wouldlike to take this opportunity to thank our many loyal customers and friends from over the years and to all our present and future clients i would like to wish the very best health and prosperity for 1999 till next time n metro florist famous for quality free local delivery free metro wide funeral delivery 9052018804 5990 16 avenue at markham rd sl m eureka performance you expect quality you demand whirlwind f cyclonic action just remove cassetteand empty true hepa titration system a no bags needed bj modet80 markham vacuum v 4355 hwy 7 unionville 4798273 monfri 96 thurs 98 sat 94 t h 1 pepidrating with what you have colour consultation custom window treatment t i upholstery v v new rjomeconsultation a ftmaiiiasil mw9fl5w 5sq2 1 ffj markham vacuum specializing in ail your vacuum needs markhamvacuum is the place for all your yacuurh needs i 4 after sixsuccessful years in business wi rnowners bob hunwicks and dave 1m 1h6 automowe tof the store you can trust forquality auto parts at low prices everyday s if t bring this ad and receive 10pff your purchases excluding performance 905 20m044 5694 hwy 7 east west of markham rd at galsworthy 9 i f fat v vj r r i lit v i j ordesignconsulttng jw- discriminating tastes iwm our fabric selections for month of january only v a 19imain street unionvilles lyith three trucks on the road doing jeveryingfr6mjnhousoservice calls to the roughest of central vacuum installations ttie istaffat vmarkharrtti ivacuumare drofessionals who get the job done su du hunwicks who still does many of the m a 5 classified i focusr on f business is w 6f the operation as markham vacuums rpughin including belts jtiags bulbs and i filters markham specialist j y v vacuum alsb sells and services home alarms vicl iv tribune wouldlike a to wish you departments of jttie economist sun w and stouffvule