iwi uh p12 weekender saturday february 28 1998 business and finance hit t m i t r l f bankruptcy why face it alone call murray kideckel trustee muuusuncr personal business bankruptcies personal proposals richmond hiu 9058822436 30werthimcrt- downtown 4169716396 27cbrhras scmb0r0s6h 4167577535 oshawa 9055761926 brampton 9054536881 bjuuue 7057226398 selfdirected rrsps holds all investments in a single account free initial consultation there may be nothing more satisfying in life than controlling your own des tiny unfortunately there is often nothing more intim idating such is the situa tion when investors con sider a selfdirected rrsp a selfdirected rrsp is a single umbrella rrsp under which you can shel ter from tax the widest allowable range of invest- mehts whether its stocks bonds gics or cash your selfdirected rrsp can be added to or adjusted as necessary a clear picture a selfdirected rrsp allows you to consolidate both your record keeping and portfolio planning a single monthly statement provides you with a com plete picture of all of your the chapter is thrilled with our site on starcitysearchcom as a onestop fullyaccessible location for details about the chapters services and programmes our information is r available 24 hours a day 365 days 1 a year m pamella conn executive director multiple sclerosis society of canada toronto chapter fi wwwstarclty with tbronto star citysearch gta residents and visitors find information ranging from entertainment shopping and travel opportunities to real estate health care and other professional services your business oj can reach a proven online audience with your own toronto star citysearch web site call today for more information phone 4168142790 fax4168142750 email infostarcitysearchcom sjfes v toronto star citysearch wjwmt rci all you need to know about to rchcom holdings so you know how you are progressing toward your overall goal global efficiency another benefit of a selfdirected plan is the ability to maximize foreign content current rules allow up to 20 per cent of an rrsps book value or original cost to be invest ed in us and foreign securities on its own canada accounts for only about three per cent of the worlds stock market capi talization while there are many high quality compa nies to invest in here you would be excluding the high quality companies in 97 per cent of the world maximizing foreign content also protects you from fluctuations in the canadian market geo graphic diversification helps you profit from the fact that different markets perform most strongly at different times over the patrobinson gif 9555 yonge st 401 at weidnck richmond hill 9055089493 email patpatrobinsoncdra trustee in bankruptcy call for a free personal discussion help with creditor problems proposal to creditors personal business bankruptcy financial counselling 15139 yorige st at church aurora 9057272577 s web wwwpatrobinsoncom years professional advice the most important bene fit of a self- directed rrsp is the profes sional advice working with a professional i n vestm en t advisor howev er gives you a higher degree of confidence about when to invest this article was submitted by melinda burgess an investment advisor with moss lawson co limited in toronto tow tw utt tmm insurance rates affordable financial security male n0n smokers rates male smokers rates 40 45 50 55 60 65 70 233 255 358 498 780 1435 2593 680 810 1220 w80 52910 5115 10160 468 590 815 1185 1798 2555 5913 840 1110 1560 2300 153651 455f 11725 1525 2150 3050 54530 6725 9035 23350 female rates considerably less monthly premiums available lowest rates for level increasing term plans no tax added to premiums quoted lowest rates for disability coverage estate protection plans special rates for select smokers call cyril gerson today for your financial security needs tel 9057646924 toll free 1 800653601 member independent life insurance brokers of canada weve picked a pack of performers choosing from the more than 1400 mutual funds available can be one of the most difficult rrsp investment decisions youll make the quarterly report blue chip picks offering comprehensive analysis of the top funds was created by the blue qhip thinkers at midland walwyn to help make your decisions easier callmark kostandoff financial advisor today for your free copy 1 800 6444480 serving mark ham stouffville uxbridge midlw sponsored in pan by 0 walwyn iiui c m it i ml h i h wwwmidwalca if youre not getting blue chip thinking just what kind of thinking are you getting 40 ft