weekender saturday december 27j m997p7 finance need to take longterm look at markets to invest properly a common mistake among investors is to choose a security that pur sues different objectives from their own another equally com mon problem is to mistake volatility for a bad invest ment investments that offer greater upside potential are usually more volatile bonds and bond funds equities and equity funds are such investments working with a financial professional you can establish your own objec tives and then take a long hard look at which invest ments make most sense to you but once youve been matched with the right investment security you must be patient and avoid the temptation of cashing out because of shortterm developments let me give you give an example at the end of 1967 a canadian equity mutual fund was estab lished in canada called industrial growth fund over the past 27 year no other rrsp-eligi- ble mutual fund invest ment has been able to match the growth record of this fund however like every equity investment this fund has had periods of volatility investments that offer greater upside potential are usually more volatile ignored periods of down markets your investment would have grown at a compound rate of return of 138 per cent as of november 30 1997 if your strategy was to sell during down periods and to buy again only when the mar ket and the fund were near the peak of their performance your returns would have been cut substan tially who would adopt such a strategy believe me ive seen many investors over the years sell when they this article was submitted by richard box a financial advisor with td evergreen pennzoil 10 minute oil change reg 24 bulk 10w30 motor oil exp jan 3198 turbo approved sg cd hours up to 5l of oil mon sat 8am 530pm add s for 5w30 4718869 1 environmental charge m he road w spudy muffler i 1 i i i i i 1 i if you invested 10000 should be buying or hold- in this fund at inception ing the problem is these and adopted a strategy of investors did not take a buy and hold and thus longterm view of markets lawyer peter j lewarne matrimonial personal injury commercial litigation small business law bankruptcy real estate wills over 20 years experience low rates quality service 4701 highway no 7 at kennedy rd unionville ontario l3r1m7 tel 4774381 fax 4777601 24 hour availability pat robinson eip trustee in bankruptcy call for a free personal discussion help with creditor problems proposal to creditors personal business bankruptcy financial counselling 9555yongest401 15139 yonge st at wddrick richmond hill at church aurora 9055089493 9057272577 email palpatrobinsoncom web wwwpatrobinsoncom v are three kjnds of ties lies damned ties and statistics 9dartwain have a safe happy holiday for honest reassuring advice on your investments in 1998 contact richard box today at 4164874708 or in markham at 9054711421 tdevergreen we a xt h ma nag em e nt atrimark id xceurnir jnf mutual funds cosponsored by fi trademark of the torontodominion bank td securities inc tdsi a subsidiary is a licensed user tdsimember cipf garth turner answers two critical questions 1 what will be the best rrsprrif investments for 199798 and beyond 2 how can we utiliie the equity in our homes to build net worth and cut taxes wis 15 your opportunity to learn presented by glenn at walker vhepresident fortune financial corporation member cipf montreal exchange 1 infinity fortune financial some sponsorship provided by atrimark mut ua l funds tcmpleton the strategy why and how to use your home equity garths top 10 rrsp strategies for 19971998 and beyond how to exceed the foreign content limits in your rrspsrrifs why you can no longer afford to have gics and term deposits in your rrspsrrifs how to take money out of your rrsp tax f reel and much more free seminar saturday jan 3rd 1000 am sheraton east hotel 2035 kennedy rd ne of hwy 401 garth turner is a best selling author nationally syndicated columnist financial editor of bbs television and as minister of national revenue ran the countrys tax system garth turner believes that the cornerstones of financial security are rrsps and the utilization of home equity in his view one of the biggest financial tragedies today is that so many canadians have thousands of dollars of home equity that they are not using to their advantage garths new book the strategy a home owners guide to wealth creation deals completely with this issue seating is very limited call now to avoid disappointment call 416 4124324 24 hrs dont pay that traffic ticket traffic ticket experts is staffed by expolice officers who will act as your agent in court defending all traffic tickets speeding accidents careless etc call for free consultation guaranteed service 905 9403000 4418 hwy 7 east unionville