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st wmimmnm finance t fiw hing when financial mar kets become the least bit volatile its human nature to con sider shifting your invest ment strategies but its not always a wise idea for one thing a change in investment strategies when markets have temporarily declined can often mean selling securities for a loss in an effort to move your money into a safer haven this can be even more painful if the security you just sold rebounds in value two months after you removed it from your portfolio thats why i recommend investors take a longer- term view and adopt a strategy which is called buy and hold before making an investment decision its important to determine whether it has a good longterm future how do you spot an investment that has a good future part of the answer can be determined by looking at your own objectives before reviewing the potential of the invest ment different investments appeal to different investors some investors may feel that a gic is perfect for them because it delivers steady returns the same investment will not appeal to those who are seeking medium or longterm growth in fact for growthoriented investors gics may be less appealing because they do not provide the kind of potential returns that will enable them to build a large nest egg for retirement depending on their per sonal objectives these investors may favor stocks a stock mutual fund or a bond fund w town of whitchurchstouffville whitchurchstouffville mobility transit request for proposals the board of directors of whitchurch- stouffville mobility transit invite proposals for the provisions of a contracted accessible taxi service for residents eligible for mobility transit proposals will be received by the board of directors co mrs michele kennedy town clerk town of whitchurchstouffville 19 civic avenue box 419 stouffville ontario l4a 7z6 until 300 pm april 17th 1997 proposal forms are available at the clerks department in the municipal offices margaret britton presidentwhitchurchstouffville mobility transit j this just doesnt work anymore it did at one time but not now come talk to us and we will help you reach your goals specializing in tax planning reducing taxes making mortgages tax deductible tax shelters retirement investment planning management self directed rrsps self directed rrifs reducing effects of inflation outperforming gics impact of global investments asset allocation strategies call today for a free confidential review ron gerry ba ca branch mgr mutual fund dealer the height of excellence the financial planning group inc 37 sandiford drive suite 204 stouffville 905 6428371 a common mistake is to choose a security that pursues different objec tives from your own another equal ly common problem is to mistake volatility for a bad investment investments that offer greater inside potential are usually more volatile bonds and bond funds equities and equity funds are such invest ments working with an independent investment advisor you can estab lish your own objectives and then take a long hard look at which investments make most sense to you but once youve been matched with the right investment you must be patient and avoid the temptation of cashing out because of shortterm fluctuations unfortunately many investors sell when they should be buying or holding attention serious investors michael comeau vice president and senior investment advisor of td evergreen investment services is available for consultation at the stouffville td bank branch td evergreen is a full service investment dealer and offers broad range of investment products and services including domestic and foreign bonds canadian and us equities over 400 mutual funds rrsps rrifs and resps free portfolio analysis investment advice and development of personalized investment strategies to book your appointment with michael comeau at the stouffville branch please call jim hassard branch manager at 905 6404000 or dave morrison branch manager at 905 6401372 or call td evergreen at 416 5122511 or 18003824964 tp evergreen wealth m a n a g e m e n t a onitn- nftostcvnttrs td evergreen investments services is a division of td securities inc which is a subsidiary of the toronto dominion bank member opf income tax returns personal business efile reasonable rates personal professional service allan w eagar cma seniors discount 6401499 kusatz sharpley chartered accountants income tax returns other accounting tax services all year discount for seniors 1 0 on basic returns 6188 main street 6401991 t w austin melody potter superior return quality service independent mutual fund dealer tw austin investment inc 90c centurian drive suite 215 markham ontario l3r 8c5 905 5136633 fax 905 5137272 j 20 freel lane stouffville behind 60 station 6422927 under new management 65 brock st uxbridge 8527409 this article was submitted by stephen snoddon investment representative with edward jones in uxbridge free portfolio reviews fro rri edward jones now more than ever its important to take a close look at your investments at edward jones were happy to provide free no obligation portfolio reviews even if youre not a current customer call or stop by today to arrange an appointment stephen snoddon 29 toronto st s uxbridge ont l9p 1v9 905 8521244 edwardjones serving individual investors i n i i figured why bother doing my taxes if it causes me so much grief so i went to hr block with h4r block i know ill always get what i deserve because they realty know their stuff so i dont have to worry about miss ing deductions or paying more tax than i 8h0utd hr block s the right thing to do guaranteed