The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

nj tatlisiii wmbnahmi t p6 tribune march 26 1997 rfcxftl x j 1 x 1 j ill 1 t w austin melody potter superior return quality service independent mutual fund dealer tw austin investment inc 90c centurian drive suite 215 markham ontario 9055136633 l3r 8c5 fax 905 5137272 80 of canadians arent happy with their financial affairs are you one of them if you include yourself in this group you need to speak to ron gerry ca today at the financial planning group let us help you get out of this picture helping you realize ybur financial goals sooner for a free financial consultation or second opinion on your portfolio ron gerry ba ca the financial planning group 37 sandiford drive suite 204 stouffville 905 6428371 i c a k t remember t h e l a st time i did a return when my tax situation became more complicated i decided to take my taxes to hr block what i like is the fact that i can count on hr block to be there whenever i need them because they provide yearround service hr block its the right thing to do 3uaranteed 20 freel lane stouffville behind go station 6422927 under new management 65 brock st uxbridge 8527409 stv simple way to get tax refund sooner send letter to government to get get refund on each paycheque good news the aver age canadian received a 1995 tax refund of 1034 the bad news is it may have taken a year and a half to get to you send letter to get refund sooner that average refund represents money over paid on taxes between january and december and its not in your hands for another six months but theres a sim ple solution to getting your refund sooner send a letter why leave it with the govern ment if you can have your tax refund by mailing a let ter said elizabeth hoyle vicepresident of market ing at trimark mutual funds doing this will get you a after 1 0 veors m0ji the some monthly 86 investment arid rate of jrehjrn 1riinetl v have grown to almost 7200 p kusatz sharpley chartered accountants income tax returns other accounting tax services all year discount for seniors 1 0 on basic returns 6188 main street 6401991 piece of that refund back with each pay- cheque with 1034 thats about 86 each month the letter can be written to the source deduc tions section of the appropriate district taxation office by any taxpayer its purpose is to request a reduction of the tax employers tax returns from 50 we make the tax paying experience easier fd live with ken prentice ba mes clu chfc cfp flic crm ownermanager f i n a n cia l serviges scott frank asa mam tax pension specialist the best choice is here ross dixon plaza stouffville phone 905 6429507 basic personal return tax preparation risk management pension consultation gics mortgages tax preferred income vehicles group products attention serious investors michael comeau vice president and senior investment advisor of td evergreen investment services is available for consultation at the stouffville td bank branch td evergreen is a full service investment dealer and offers broad range of investment products and services including domestic and foreign bonds canadian and us equities over 400 mutual funds rrsps rrifs and resps free portfolio analysis investment advice and development of personalized investment strategies to book your appointment with michael comeau at the stouffville branch please call jim hassard branch manager at 905 6404000 or dave morrison branch manager at 905 6401 372 or call td evergreen at 416 5122511 or 1 8003824964 td evergreen wealth management a divtimm itfxti srrmrtlfrt lie td evergreen inveslmenls services is a division of td securities inc which is a subsidiary of the toronto dominion bank member cipf automatically withhold on your employment income letter should state contributions you plan to make while not guaranteed revenue canada will normally permit a reduc tion in withholding for regular rrsp contribu tions within the body of the letter youll need to detail contribu tions made in previous years and those you intend to make during the current year receipts in support of the reduction if available should be enclosed the letter should also include the name and address of your employ er the name of the employers pay roll officer your social insurance number and a calculation of your estimated income from all sources for the year employer told how much tax to withhold if revenue canada accepts your reduction request your employer will be advised of the amount by which tax withholding can be reduced and the difference lets say that 86 a month could be invested in your rrsp that way your moneys working for you instead of the government if you get a bonus you can avoid the automatic atsource withholding tax thats deducted by asking your company to deposit the bonus right into your rrsp and adjust your tax immediately set up a preauthorized chequing plan each month investing the 86 in an rrspeligible mutual fund could result in an investment of 1657 in the 18 months it took to get the 1034 refund thats assuming an average annu al compounding rate of return of 10 per cent after 10 years your investment will have grown to almost 17200 many financial advisers can pro vide an outline letter of the specifics that might help approval of your request for reduction of tax a financial adviser can also help you set up a preauthorized chequing plan that will automatically deposit your reduction to an investment account jw hear ye stouffville town crier 0p0wl pubrestaurant easter weekend entertainment thursday night a great band jonny wright good friday night push easter saturday mr entertainment syd simpkins 6298 main st stouffville located onpnsiir town hall jock jv mlqyj