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money is sheltered in an rrsp tribune january 151997 p9 for most canadi ans providing for a comfortable retirement is one of the greatest financial concerns most individuals have a sincere desire to prepare for their retirement needs but find themselves con fused with the com plexity of investment options available how do you help improve your situa tion at the centre of a solid retirement plan should be a registered retirement savings plan currently the most effective arid flex ible way to tax shelter your investments until you retire contributions limits for your 1996 rrsp is up to 18 per cent of your 1995 earned income to a total max imum of 13500 less any pension adjust ments you have from your employer if you have not been maximizing your rrsp contribution in recent years you may have unused carry for ward room this carry forward room enables you to increase your contribution amount above the current years limit contributing has a very beneficial effect on your income tax when you make an rrsp contribution the amount can be deducted from your income to help reduce the taxes you pay this years deadline for the 1996 rrsp contribution is march 1 1997 determining the best way to invest your rrsp savings should never be a last minute decision call your investment repre sentative to set up an appointment to discuss your retirement plan this article was submitted by larry stadnyk of edward jones unionville the financial planning group cordially invites you a friend to attend a free seminar on tax and estate planning with sig kusatz ca of kusatz and sharpley and eric button estate lawyer of button armstrong and ness when wednesday january 29 1997 730 pm to 900 pm where latcham hall park drive s stouffville wki rsvp steve 905 6428371 mx good rrsp decisions for a better tomorrow join us for a small interactive seminar in which you can get answers to the questions that will affect your financial future jan 22 feb 5 feb 1 0th 700 pm fortune financial boardroom 95 mural street richmond hill jan 27 feb 1 9th- 700 pm sat feb 8 1 000 am christian blind mission 3844 stouffville side road stouffville call 90588 1 7555 ext 272 today j fortune fv financial seating is limited sponsored by matt mackay fortune financial corporation b a member of the monreal exchange and gipf ii notice of annual meeting mtr tv i r r credit union the fortysecond annual membership meeting of uxbridge credit union limited will be held on thursday january 16 1997 at the uxbridge public library tokai room at 730 pm the business to be conducted will include the receiving of various reports the election of directors and the appointment of auditors for the fiscal year 199697 copies of the annual meeting report will be available at the annual membership meeting or at the credit union office at 70 brock street west in uxbridge prior to the meeting what is blue chip thinking personalized investment portfolios retirement and estate planning stocks bonds mutual funds gics treasury bills j superior research unparalleled service safe high quality investments mark kostandoff financial advisor for professional advice call mark kostandoff financial advisor midland walwyn capital inc 22 front st w 12th foor toronto on m5j 1c4 tel 416 3692120 or 1 800 5584331 fax4163692135 avidland walwyn blue chip thinking blue chip thinking is a trademark of midland walwyn capital inc midland walwyn is a member of the canadian investor protection fund