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n p2tribwloctober financial service firms brian snelgrove correspondent if a proposed financial reform bill how being introduced by state and finance minister gilles loiseue for the federal govern ment holds true you can expect changes in the way you do your banking in the future you may find yourself dealing with an insurance company for a personal loan or with a bank for your insurance requirements we are trying to break down the pillars and basically deregulate the financial community said mr loliselle speaking at a fundraising event for conservative mp bill attewell at the valhalla inn in markham lasttuesday evening each institution will have to compete with each other to offer services to mconsumer approximately 200 local busi- ness men and women representing the financial and insurance sectors as well as lawyers chartered accountants and auto dealers attended the dinner outlining the proposed new legislation it basically means that banks and trust companies will be able to offer a range of services and options not previously open to them said mr loiselle similarly insurance companies will be able to provide personal loans and so on wefeel that it is a wellbalanced program thatrepre- sents a modem approach to finan cial reform weve been pushing for finan cial deregulation for some time explained leo de bever vice- president and chief economist for crown life insurance company theres not a great deal of agree ment as to how these things should be done howmuch competition should be allowed should they alio w banks to own insurance companies for example tonight i gives us an opportunity for a gen- eral looksee at what the govern ment is proposing the hew legislation which could take up to a year before final implementation should be a plus for consumers it will serve the public interest well said mr loiselle there will be more access a greater vari ety of products and a greater num ber of institutions offering similar services it should prove to be a boost for both the financial and insurance community as well who will be able to compete headtohead for the first time rot consumer loans and insurance policies were changing the structure and expanding the powers said joe pietrbski who attended the dinner on behalf of manulife financial this will be the first time that any country in the world has been able to reform these financial services in such a com prehensive form treesaving policy considered by york region more than eight environmental groups crowded yoik region coun cil chambers recently to support a tree bylaw proposal and to offer fur ther recommendations before the law is passed spokesmen for save the oak ridges moraine storm save the rouge valley system friends of the don and sierra club of yoik region were among the groups which spoke to regional officials dorothy izzard of storm told politicians this is a muchheeded tree protection bylaw and added tree removal on the oak ridges saturday december 8th kellingtons restaurant come join j j toby the bear wally the rabbit to meet greet and welcome santa to the stouffville place mall 1st sitting 930 am 2nd sitting 1030 am pancakes milk reserve adavance tickets from any stouffville place mall store admission to breakfast a new teddy bear which vill be donated to less v jblj children jpmbfor christmas p ijibmmitiii mfte moil 535 main st w stouffville j vouchers weekly 5 games weekly cards available from november 8th to november 13th november 15th to november 20th november 22nd to november 27lh november 29th to december 4th december 6th to december 11th december 13thlo december 18th to play bingo on orange card november 14th pink card november 21 si green card november 28th purple card december 5th blue card december 12th goldcard december 19th ipttttht w 535 main st w stouffville moraine will severely damage the ecosystem meanwhile donna shaw of markham representing the ave the rouge project suggested officials use a halton region bylaw as a guideline which takes into considerr atiori road design and other aspects which the natural resources min- istiys trees act does not cover in light of the suggestions and pro- posed amendments to the bylaw regional officials voted to have its solicitor draft the bylaw and bring it back to the planning committee for consideration york regions tree bylaw would protect trees in environmentally sen sitive areas wetlands and areas of natural and scientific interest according to a planning committee report each area municipality would be requested to have its ownenforce ment officers police the regional hylawwithih each municipal bound ary the report states another aspect of the bylaw would include a standard condition in sub division agreements and require a developer to have written municipal approval before removing trees the region is debating whether a bylaw should be passed in keeping with the natural resources min istrys trees act but some council lors say there are top many poten tial loopholes the act does not prohibit tree cut ting but only regulates the practice jlrfzlzioincflzzn crspo each week this column will provide a window on quality from canada and around the world epicurean delights wines cheeses shopping and travel specials whats new a chewy chocolate nanaimo bar in a mix recently on the johnny carson show michael j fox confessed that he was crazy about nanaimo bars which he devours like candy every time he goes home to visit his parents in canada actually nanaimo bars originated in nanaimo bc the name comes from a falifh indian word sneynymous meaning meeting place quite an appropriate term for these delicious party treats which have a chewychocolate bottom layer a creamycustard middle layer and a chocolate coated top layer both adults and children alike enjoy nanaimo bars after meals or on any occasion nanaimo bars can be expensive to make or buy for example it would cost you 540 to make 24 nanaimo bars from scratch and about 1 800 to buy the same amount from an instore bakery robin hood multifoods has come to the rescue by introducing a complete mix of the highest qualify that is easy to prepare perfect for christmas entertaining and costs only 399 to make 24 bars this brand new product nanaimo bar mix launched in september by robin hood multifoods is the ideal alternative to the home baked variety in addition to being good value the robin hood multifoods nanaimo bar mix is easy to make the only ingredient you add is butter and reliable works every time for entertaining all year round for lunch boxes and all through the christmas season there is nothing available on the market today to compare with this freezable can be stored until required no bake quick to make and kids can make them without much fuss quality food product robin hood multifoods nanaimo bar mix can be found in most food stores not in the regular mix section but as part of a baking festival display that runs through to december z1ngy new pickle one fine tradition most people savor all year round is bicks pickles no wellplanned meal or party would be complete without them and bicks makes most foods taste better this holiday season bicks goes gold with three dynamic new baby dill pickles products that all add zest to your party and everyday fare half the salt hot and zesty and extra garlic half the salt is a great tangy and full flavour baby dill pickle with half the salt of regular baby dill pickles hot and zesty baby dills bring forth a remarkable new burst of flavour that is both lively and exciting and extra garlic baby dills will please those who appreciate new taste sensations bite after bite be sure and watch for the 50c off coupon distributed in this newspaper on november 7th 1990 then go for the gold labels on the bicks picklejars in your local food retail outlets 3 sensational new pickle flavours free holiday recipesfor most of us halloween heralds the beginning of the christmas season a time for friends and family to gather around a blazing fire or a table groaning with good food for over a century hj heinz has added its own special flavour to holiday celebrations throughout the world the name is synonymous with quality- espeaally heinz chiu sauce this spicy tangy sauce is a delightful wend of tomatoes sweet peppers onion and spices which lends itself well to a wide variety of party dishes in fact heinz is distributing over 200000 recipe books nationally which have 1 1 great tasting recipes including chiu tourtiere fiesta meat loaf beefbroccoli stir fry and pasta primavera in addition to a splendidpotted cheese spread and fondue dipping sauce these recipe booklets can be found hi your local food store or you can write to heinz chili sauce recipes 5660 yonge st 16th floor north york ont m2m 4g3 the planning committee report states it also does not apply to trees growing alongside a highway or to frees destroyed in order to erect any building structure or thing in respect of which a buildingpermit is issued cut by an ontario land surveyor cut for the production of christ mas trees some of the trees suggested for protection under the act include maples oaks walnuts white pines hemlocks and various elm species in various size categories the act provides a penalty of not v more man 5000 or imprisonment for a term of not more than three months of both for disobeying the law and could force the culprit to replantthe trees already cut regional officials will have its solicitor draft a bylaw taking into consideration some of the sugges tions made by environmental groups and have yet to decide whether it wiu draw up the bylaw pursuant to the trees act flooring maysohfe from page 1 off for the weekend event a studentteacher beer garden with an expected crowd of 1000 former students is planned for may 17 the day the skating season ends but it takes seven days to melt the ice said town recre ation director marlahe mckee wetheral in light of this the chamber suggested renting a floor to cover the ice surface at a cost of3320 but insulation would have to be layed under the flooring at a cost of 10625 which the chamber cannot afford mr rowntree said the chamber agreed to pay the 1500 rental fee and the cost of the floor but want tax payers to chip in the cost of the insulation please understand the cham ber wants to work with the town to find the best and most economical solution to this problem mr rowntree said and ward 4 councillor wayne emmerson said we have to say yes or no were behind the eight ball now council voted to have staff investigate flooring and insula tion costs to meet the cham bers booking deadline for the 1991 home show