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the tribune thursday- december 13 m it pineview estates i the laurel you are cordially invited to view ourexciting model homes on approx vi acre lots minimum lot size 100 x 200 superb construction ageless design exciting interiors and custom features incjuded only in better built homes 18 new luxury homes 7 plans im- mediate possession scenic view some prime lots backing onto durham reforestation still available price increase on jan 1 5 1 980 priced from 77900 11 first mortgages on some models open for inspection i i i i i i toronto direct 6404151 mt albert 4733600 buy new at penygten estates port perry before december 31st 1979 take possession in the spring 1980 and still take advantage of the 114 main street west stouftville ontario l0h 1l0 serving our community since 1956 just reduced 4 miles north of stouffville bungalow with full basement roughed in fireplace walkout tolnground pool master bedroom with walkout to balcony 10a per cent first mortgage asking 14550000 call bev sefton start fresh i recently decorated 2 bedroom bungalow north of stouffville separate dining room main floor laundry large 1 1 per cent first mortgage asking 4290000 call sharron brazier 10 acres lovi per cent first mortgage 23 acres mature bush fronts on durham rd 23 asking j4450000 call bev sefton i i i i i i 1 69 unique home v ac sandford 3 bedroom builders own custom built bungalow 2 baths large eatin kitchen with f lefdstone- barbecue loft overlooks living room with fleldstone fireplace and cathedral ceiling 11 per cent first mort gage to qualified purchaser call colleen brown christmas special 2990000 2 bedroom bungalow 50 x 100 lot 4 miles north of stouffville call bev sefton for rent 2 storey 4 bedroom farmhouse 3 miles north of ux- brldge good gardening land 42500 monthly call bev sefton reduced to s5mo00o stouffville north 2 bedroom bungalow family room with stone fireplace and wet bar truckslze garage 10 ft overhead doors heated immaculate property asking 5490000 call alan kerr investment or cottage only 2490000 for this 3 bedroom frame cottage in- sulated and furnished good for seasonal or year round use needs well and septic but at this price you can afford to do it interested call tom stephenson members of york region real estate board m l s ontario real esi ate association and canadian real estate association i i i i i i i i i i i i i i c low mortgage rate all fully detached luxury homes the gainsborough 79995 like a country mansion with stone front and sheltered arch this 4bedroom 2- storey home confirms the owners good taste huge master suite has twin closets and private 4plece bathroom also has twin basin 5piece bathroom and a 2- piece washroom on the main floor noxt to side entry kitchen with nook largo family room with fireplace and sliding glass doors to patio area lower levol has fruit or wino cellar 2 car garage 2 1 37 sq ft pits full basement tfttfe from rsvs mak aiaia i kjn anu uwmauian hbal estate association wittsm m flp j cxtxvouvwa low per cent motosarbeautlful home on large lot in sandford large eat in kitchen with walkout family room on ground floor with gorgeous fireplace 3 baths main floor laundry room a pleasure to show 7390000 grace hockley 4402223 6405209 stouffville built in 1197 professionally renovated and dutifully restored with high celling stained glass all the wood trim one would expect in this style of home charm and security of an old homestead on on of the towns oldest tree lined streets asking 1500000 call jan frlsby 4402223 brock township 72 acres with two road frontages good fences and farm houses 4900000 call len may 4402223 4f acres view the surrounding wood lots from this high rolling acreage two miles north of claremont call len may 4402223 stouffville just listed iv storey lvi bath 3 bedrooms separate dining room s living room vendor anxious asking 4490000 call len powell ballantrae 12vj percent open 1st mortgage new 4 bedroom home on v acre lot over 3500 sq ft of finished living area jv bath main floor family with fireplace roughed in central vacuum and central in tercom choice of broadloom asking 12750000 call len powell it acres stoufnile north gently rolling land in area of estate type homes vendor will hold first mortgage at less than current rate call chuck spensley 4402223 or 4404044 cornfield 190 acres paved road frontage close to stouffville asking 134211 per acre call ken may 440- 2223 commercial buildino 4400 square feet plus second strrey and basement excellent location asking xmooo00 call ken may 4401221 for land sakes oive us a call 223 mortgage term and amortization r t one area of confusion in the public mind is the meaning ol the real estate references to term and amortization in a mortgage term term is a legal word describing time it simply means the length of the timeol the loan ie 5 year term the borrower has the use ol the money for five years amortization amortization or amortization schedule simply desenbod is a series of pay ments calculated to retire the debt usually it is used to refer to equalized monthly payments of principal and interest amortization schedules can range up to 40 years generally however residential mortgages are granted on a 5 year term while amortization schedules range from 10 to 40 years with the aver age being 20 or 25 years obviously the expiry date of the term precedes the amortization schedule what happens at the expiry of the term the unpaid balance of the mortgage becomes due and payable to the mortgagee gen eral practice however is to renew or renegotiate the mortgage for a further five yearerm this is accomplished by refinancing the prinkipal balance remaining usually at the prevailing mort gage interest rate which may be above or below the original mortgage rate pubsshed in the interest of the community by york county peal estate board in co operation with the canadian reel estate association the dau 73995 here is the ultimate in a new and unusually wide sidesplit level the upper level features 3 bedrooms the masterbedroom has a frontal view with walkin closet and private spiece bathroom with shower the second washroom is a 4piece which serves the other bedrooms and there is an extra 2piece washroom on the lower level the main level has soaclous kitchon with nook convenient to large l- shaped diningliving room family room with fireplace the basement level has laundry area and extra space with many future possibilities 1975 sq ft plus basement area 71995 this beautiful new home area is exclusively for fully detached residences 1 2 styles no town houses no semis no links no condominiums just minutes to the shores of beautiful lake scugog with advantages features values that no other builder offers or equals easy to reach go east on hwy 7 to hwy 1 2 at brooklin north on hwy 1 2 to manchester then east on hwy 7a approx 2 miles enter directly east of brewers retail store look for the big sign models open weekdays 1 pm to 8 pm weekends 12 noon to 6 pm just 20 minutes to oshawa whitby toronto 3661915 fiiwunl means great value limn j v- kg 738 9s44 mofdir 98s7j71 m7 scugog st port pcrryonl town a country division family tmjsivr corporation realtor st01jfrtmjuxbi6eirr albert you could win two weeks in hawaii watch thetravel quiz show going places on global tv and playthe farrdcikft trust home viewer game last weeks winning numbers 6000 2200 family trust representatives are distributing game cards in selected market areas private saletriplex annual income 806400 well maintained separate meters separate entrances full basement oak staircase floors trim 3 fridges 3 stoves large comer lot 50 x 1 56 excellent location behind york county hospital asking 7750000 please call 9397349 i8a snow vehicles 11 rooms far rent 8 a 2 oirls to share 4 jbtd farmhouse wfth same too month all utilities available immediately uis0 after pm- 10 houses far rent 3 bedroom moot available immediately bayvfew and no 7 art phone 8092137 1 bedroom nous claremont district r 6493144 2 rooms for rent in re decorated farm home frig provided share kitchen and bathroom car essential 640- 6320 13 apartments lbeoroom apartment stouftville available jan 1st phone 6402612 from 10 ajn 13 noon 15 cars for sale if mercury 8obcat special radio 20000 miles o000 phone aobtt 15 cars for sale home of valid value used cars 8843300 amr l74 pontiac lemens station wagon only 51000 miles needs body work as is s600 or best cash offer 640- 4981 advertise weekly 15 cars for sale 170 olds cutlass automatic power steering brakes excellent running condition certified j 90000 or best offer 6401622 18a snow vehicles pouukandmjpp parts and service bin wails 8881998 174 chaparral ss111 400 snowmobile al condition rebulltenglne new track asking woo or best offer call 4733337 arctic cat snowmobiles s5o0 00 off our regular price on certain models larry van dyke bethesda sales a service bethesda rd near gormley 8881166 8847774 23 articles for sale ski 000 prices too low to advertise alpine lawn hutment ltd 2974300 rnancwgavalabte 483 23 articles for sale freezers johns hideaway is now carrying a full range of freezers from s- 22 cu ft 10 models on display lowest prices immediate delivery- johns hideaway hwy 7 markhem beside canadian tire stouffville wood stoves fireplace inserts airtight brand new also functioning demonstrators atsometal kisutatud chim neys rnplactknertt 4500 deewedeer stem 52700 tauter models treat 3700 palace hrew0od 4 stoves cal after s pa prrfertaty 2142273 kamps gift shop 20 offal items insisre now m christmas frew00d delivered wmhcacarl cefsfjffja ffaek owns 2972450 raaartwi20735m white elna sewing machines parfs service fr ail makes tradeins ae ceptedij7 main st north markhem 44400 tp7 3 fireplace hardwood picked up icordssooo decvered 1 cord s50jm- 2cords9000 5cords20000 richmond hill tree service bethesda rd near gormlev 8847774 8881168 soir place your adhere with your chargexcard firewood for sale mixture of beech pine minimum order double face cord 8000 2945174 free standing fireplace heater with 1500 watt ther mostatically controlled concealed heater logs with flame effect black finish excellent condition please call 640nas after i pm artic plow power angle a ft 1 year old like new asking s145000 6405341 snow blower 7 v type made heavy duty frame s35000 also large quantity approximately 10000 ft of 2 x 5 and 2 x 6 t 6 dressed pine lumber used 50 cents per ft 8875657 for sale 40 leghorn chickens 75 cents each also dodge van best offer 649- 5381 1 brand new goodyear steel belted radial tire l78 is white wall 30 per cent off list 6403805 2ssheets plywood 4 x8x v- gis 1200 per sheet phone 6402621 2w50 20 color tv admiral good clean condition 13500 phone 6403317 new bunk beds mates beds continentals mat tresses sofa beds chesterfield suites no one beats our low low prices and we take any stoves fridges furniture and any household contents as tradeins our prices challenge all depart ment and chain stores simple we only want a teensleweensle profit johns hideaway furniture hwy 7 beside canadian tire tf46 teak wood rosewood furniture bedroom suite 8 piece dining room v piece chesterfield suite coffee 2 end tables wall unit brand new very reasonable 1-241- 6990 tf39 lumber for sale special 2x4s8ft89centsea 10 ft and longer 14 cents lineal ft 2 x 6s 23 cents lineal ft a good grade of economy spruce plus taxes century mill industrial lumber ltd 4 miles west of stouffville on gormley road phone 640 2350 tf44 pine s h a v i n os bulk and bagged call 4534212 tf31 pianos and organs 25 per cent to 40 per cent off brans new 2747322 mlsslssauga tf40 ajagaahbiaeeaabbaaaaa s 24 arbctes wanted instant cash- for com- plete household furniture frigs stoves washers dryers contents johns hideaway 2941055 tf wanted american flyer trains also have some fo trade or sell phone after 2 pm 2354725 2w49 wanted quebec heater in good condition phone 640- 1233 or2937994 highest cash prizes or trade value paid for used furniture and appliances brlces furniture 4784175 tf31 28 help wanted earn s40 s100 week in your spare lime fuller brush needs dealers in your area also persons to train as manager tel 0956532 baby sitter required days 730 am 430 pm 2 children i preschool must be in jmusielmons lake area phone 6404752 after 5 pm i local individual wanted to work 1520 hours per week and earn s500 too ptr month must be mechanically inclined presently employed and drive a car call 143m804 1030 am 7 pm 30 emp wanted disc jockey available all types of music caj after 6 pm 640-5119- 30a day cart will do baby mttimo in my home on part time or wekfy bash call st75319