The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

enjoy new things now open a bay account today msg mrd mrsd missd first name initial surname name of spouse add ress apt street citytown postal code telephone previous address how long if less than 2 years at present address occupation how long employer previous employer how lon if less than 2 years at above position occupation how long employer of spouse personal reference address bank branch chequing savings credit reference account service charges a service charge of ih per month 21 per annum will be added to your account if you decide to use the bays monthly pay ment plan this charge will be based on your pre vious months balance example of minimum payment schedules if your highest balance is 50 100 225 500 500 and over your minimum 5 7 12 23 5 of highest payment is balance example of service charge calculations if previous balance is 50 100 200 600 1000 service charges will be 88 175 350 1050 1750 a service charge will be added to my account each month based on my previous months balance the bay may vary the terms and conditions of this agree ment including the cost of credit after giving notice of variation to me i am hereby making this application and statement for the purpose of securing credit and an account card from the hudsons bay company and agree to pay according to the terms of the account i establish i hereby consent to the conducting of a per sonal investigation credit investigation by the hudsons bay company or by a person al reporting agency signature date signature of spouse