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Ccllb. J.uuu _)\:clLjLu IIUL L,'.:uu. i |;-ourth ye2.1'--l0 per cent. Fifth; ;year--10 per cent. Sixth year-} 5 per cent. I I ! [`14ncn own nun-.'Innfn'rn': np n1~n'_ UUIICXD GD LUVV (ID (4!) )CL \.l7llLn As a general rule a first yearl sale means a big loss to the con-f sumer. After the second, third or fourth year the car has passed its` critical mileage and it pays to sell. The critical mileage is that point at which repairs are so common, and fuel and oil consumption so great, that `the cost per mile is far beyond the car s standard. Oscar Grab came to this contin- lenxt from Vienna 30 years ago and got a job at $3 a week. He lived up to his name by accumulating a for- tune of $1,000,000 making women s clothing, and` om Christmas will turn his business over to -his em- ployees. ? Drnennuwfnr "Rana!-fn nF Af.12nf1'(` [JlU_YEt'5. Prosecutor Repetto of Atlantic City charges that over 2,000 names are illegally registered as voters in that `city. Among them he says, are the names of cats, dogs, parrots. boats, children and people long dead. One alleged voter is John Talk, a parrot. A lknvf Parr: 1-vnn~-nl(1 hnv nf I Lam, 21 pa.r1'uL. - Albert Barrs, 10-year-old boy of Ibstock, Eng., suffered a broken -leg in a football game, but hobbled into his classroom and remained until = school was dismissed. I x1v:11:,..\.. `n1..n..n ~;\r F,-mo n1nnAn l SUIIUUI VVEIE LIIDIIIIDBCLI. VVilliam Cleare, six feet eleven inches tall, since entering Tombs Prison in New York in October has been unable to get much sleep as i 1 l l his `bed is several inches too short. Jas. Brown of Aberdeen, Scotland, is believed to be the world's oldest seaman. He is 95 and has been ` wrecked eight times. V" r te ,Mz'dm'g'kt Supp Bargjy B_a_1_':'on It's "Meat and Drink" to you After bridge or the theatre, serve your guests with steaming OX 0. Its rich beef avour just hits the spot. No bother-no fuss --and no sleeplcssness afterwards I In 6 - ox. Flasks and Tins of 4 and 10 Cubes Page Swat? '3. 32 M0140 TEES?- u----u-v -- -------:- GIVE us" A CALL PIUMBING AMP _H.EAT!N.G. `Protection angl Style for Dainty Feet P*7r=e18 rr.M:Lv.sez}. 75 ;TR'AL 5:25 35 PC BOYTLE I`--nan-sun--<- mmrr coucws VEi"~lO'S Syrur>_ GOODRICH CO. LIMITED, KITCHENER, 5 ggoncnrras Not so very long ago, Henry was very anxious to 0 into one,of the professions, so 11 order to make enough money to lgeep up with his expenses. he took 11 school teaching. Well, teaching isn' so eas now-a- days as it used to be. and enry had to work doubly hard to do his day's work and also keep up with his pri; vate studies. More than that. he na.( to s are some of his slender earni-ng: to elp keep his widowed mother His father died some `fifteen ears agr- from tuberculosis. and. in inze. and long` before his goal was reached Henry, too. had outworn his slendeg reserve of strength. Now he has hao to dgive up his position as a teacher. an his life's ambition, and enter the Muskoka Hospital for Consumptives. w-here a long fight is before him. It may `be many months before the ex- erienced medical attention and nurs- ng he is getting atthis institution. the last hope of so many unfortun- ates like him. will do their art and put him on his feet a ain. ou1dn't you like to help in his work? suhscri1;tion would be most welcome. Such mav be sent to H0!) W, A. would be most welcome. Such may be W Charlton or A. E. Amen. 828 Coliege Street. Toronto 2. Ontario. School Teacher Attacked ] ASTHMA Buy Advertised! Things uuigfaur / //4 115.42/luable/iar /V/ 1/ / A..- Therefore, Goodrich Footwear becomes an item of dress and it is the proper vogue whether it be an ordinary black Rubber or a colorful Overshoe. We particularly recommend for your consideration, this season's range of Zipper Overshoes-you will be delighted with their r and ap earance, and you can secure a color to blend proper y with the rest of your attire. Zip ers are the highest quality Overshoes in the `wor d et their advantages are available to everybody throug the introduction of popular-priced lines. You may be comfortable in the assurance that your `Winter Footwear is in vogue if you wear Zippers or Goodrich Rubbers. l liiiiiiliiiihnhuuwumi g \ IN WOM AN S REALM 3; imsmaygaaaamfgggffgaase ' lVUW I-l\Il'I I There's something very lovely In snowlight, in snowlight, . When day has gone and dusk is Anna \ \V ucu uu; uua av-av vu... ...._-_ _- done. And all the W01`!-iis still: - When night comes dbwn the mead- ow,- -' And low 11ght,.then no light Except the soft. clear shine of snow `I : nvnr uvnn` and nzxcept [118 Sun. clear ~: Is over wood and hill, The little firs stand wlndless. All darkly. all, starkly; _ The_.cedars and the sentry pines Keep watch across the lawn; And a rabbi`: carved in onyx Sits peering. half fearing There's magic in the snowlight Between the dusk and dawn! ._\Vannv `Rvrd Turnex BELLE EWART _W.l. The regular monthly meeting of Belle Ewart. Institute, with which was ciornlbined a farewell to Miss` VVin,nie Rufett was held at the home of Mrs. 1. Moore, Thursday, Nov. 1. with eleven members and two vis- itors present.-`Roll call was answer- ed ln impromptu wiords revealinf-: the good thoughts of the members. Plans for replenishing the treasury developed in the busine-ss discus- sion in which Mrs. Reddick was a`p11)ointed to liorok after the essen- 1- n a URIS. per. fu1:1.of instruction on the pro- per use and care of silver for table setting in dinner parties, banquets, etc. This was much enjoyed. A song was given by. Mrs. R. Taylor and Mrs. I. Moore. A paper was then given by Mrs. J. Ferrier. Jr., on Giood Manners that embodied Wonderful points and opportunities for women to show the necessity for their existence Mrs. I. Moore then read an address, given in home verse, while Mrs. Ferrierr made a presentatiion in behalf of this branch to Miss Ruffett, real appre- ciation of whom was enter-rtaineod by her fellow members. Winnie made .. vvnwvv 91+!-inzr v-nniv 'l`hn [riff YRS Mrs. H. Jaick gave a sp1endid`pa- ` UL tials. lm: ner Ieuow rrlenluers. vvuxuu: luauw a very fitting reply. The gift was a fruit set of a pretty and new de- sign. A111 joined in `singing Auld Lang Syne with best wishes to Winnie flor a `happy future. The Institute adjourned to Dec. 6 at the hlome of Mrs. Ca-nning or Mrs. W. Moore. A lunch was served by the hostess an-d a social chat enjoyed. with many jovial remarks and good advise to`the bride-elect. We like The Examiner, be- cause we get all the local news, writes a subscriber. ONTARIO SNOWL'lGHT AUHII ntlainrr urnv-1' 'Il 3 (ILISK uuu uawua --;Z_'4ancy Byrd Turner. 1 `The Octobex"'_i`rIeetin.g was held at ; Mrs. Bonney's Home with a good at-_ atendanlce. After the business was. dealt with Mrs. C. VV. Caldwell! gave a. paper on Landscape Gard-5 ening, which was enjoyed by a11.i `r... I`! 1-__..1-__ ..__,1 _ _,__,1 __ ` -._---g ------ _~ ---,,-_, -... \ A Mrs . Laudof zjead a good papgfl composed by Mrs. P. Shanahan on Northern Needs." lfnn `I31;-.nn~'k nv-Ir` \)I u'-.- Tnnch `Kn &\ UL LIICJ. 11. AV tcua. 1 I Mrs. Blough and Miss Jean Mc-A Lean sang a -duet. The program was, completed with a solo by 11133 Har-i (MIG A meeting of the Barrie Branch of V.O.N. was` held on Nov. 6 in- stead -of Nov. 13. Miss Mary E. Ste- venson, Central Supervisor from Ot- tawa, was present and `gave a very interesting and helpful taclk on the work. I \.l'l...... "I`IAI\ovv\r\r1 |al\C\l'\UI`l\la OISE -uh-ti-at W'i"he next meeting * home of Mrs. Robt. ,Wednesday, Nov. 14, CENTRAL `SUPERVISOR. PAYS VISIT TO V.O.N. Llllu LCU5 UUJLCULCU, $00.10. Donations of linen and clothing from Mrs. Sarjeant, `Mrs. Dawson and Mrs. Ramsay were much ap- preciated. Miss Thomas is very much in need of the donations of `this kind. Telephone 366. \/I've: T\cny`Hn v-anrnvfa $11.1 rnnHrz_ WU` . ' .V1I?ss `Thomas reported 265 visits' and fees collected, $58.18. 'I'\r\noInn:- AP 1non oru n1r\f1'i{v`IU' HONOUR STANDING B. C. I. STUDENTS LUIS Klllu. LUIUIJIIUIIU O'UU. Mrs. Devlin reported $115 realiz- ; ed from rummage sale. (`Continued from page one) Form 1-C First `Class Honours:-Eve1yn Buchanan, Florence `Hinds, Gor- don Armstrong, Mary Neelands, Marie ?McNiven, "Orval Fleetham, Edward Shortt, `George Osborne, Russell Addison. n---_-.1 `/11... LY................ Tnnvsn rsusseu J.'1u`uuauu. Second `Class Honours :--Jeanne Handy, `Harold 'Donne11y, Mossie McCutcheon, Ray Livingston. Flora Young. Marie Bonney. Jack Murphy, Lucy Promfret, Jean Howard. |Mary Lang`. rm..:..,J. .n1...,.. Unnm~.m--_1\/l ny-var- nuwaru. |1V1au'_y '1_:a.u5. Third` `Class Honours:--Margar- et ' White, Gerald Loftus, Doris Simpson, Edward `Turner, Winni- fred `Inkster, Jean `Marks. Form 1D First Class xHonours:-'Borden Hurst. =Bert Hooper, Albert Wall- win, Rita |Murphy. `Margaret 'Os- borne , Marjorie `Glen-nie. Jean Howcroft, `Charlie Luno. Gladys Raymond, `Fred Kelland. qnnnnr` `(ame It-Tl'\YIf\11V` '..__mVD1\7h L/I"d.W1U1`u, uuruuu xxung. Third Class Honours :-'Stephen Hines, Evelyn Peck. Norman Hoop- er. Erma Rowe, Kenneth nHough- ton.` on 4-` nayxuuuu, 1`.l't:u xxcuauu. Second `Class 'Honours:---Evel_vn MadDona1d. Victor Guest, Stella Caldlwell, Ethel VMcQuade. `Stuart St. Clair, `Hazel 4Richards.on, Wm. Crawford, Gordon King. 'T"L..'uJ :r*1.~.... T.Tn~nn11wc-- __'Q+-on1nn`n vvnno Form 1E First Class Honours:-Maurice Kelland. Edward Shuter, Kitty Devlin, Irene Dunsmore, Oswald McCle1land, Beryl Wolfenden, Isa- bel Davis. .c1.....\...1 r r.1 -..,........ D:.a1n, EDGAR WOMEN'S INSTITUTE Del .IJaVl5- `Second Class Honours:--Rich- ard Heppleston. Lloyd Thompson. Kenneth Chantler. Kathleen John- sto"r`1L. Arthur Webster. :.-.J m1..-.. T_T,............. `1..-m 5Luu, n1'Lx1uL` vv t:Uau:1. Third Class Honours:--Thos. Hare, Clarence `Danvers. Form 2A First `Class `Honours:-Francis Firth, Jack Beattie, Lelia Carr, Minnie McDouga1l, Isabel Mc- Quay, `JanetIRusse11, George Potts, Mary Jordan. Viola Partridge. Gunny! .r*1..m- T-Tnnn11-we ~_.._('F`.f-kn` lVl.a1'y dU1'U'd.Il. V1Ul'd. `1 i1.lbL1u5_C- Second Class Honours:--4Ethe1 Mc'Master, `Wm. Girdwood-M, Mar- garet `Biggar, rCrompton Lewis, Norma `White, Jack Smith. Georg- ina Spearn-. Grace Little, Jack Cochrane, Velma Chapman, Arch`- ie Kerr. rn1_:_..1 r11..`.._ 1'_'r,............. 'Dm.Hnn 1e I\.I'1'. Third Class IHonours:--Bertha Boynton, Ruth Johnston. Ilene Fell, Marjorie Patterson, Maurice " Park. __ A-\ .. Irv. --u `Form 2B First `Class `Honours:--`Cathrine Brown, Maurice Davison, `Norine Firman. ` `c---__.1 .rn...... `1'_1'-.........'... ;1UI ....u rxrluuu. `Second `Class `Ho~n-our`s:-='Mary McDouga11, Beryl Jones, Wilda Carr. Ruth `Brother, Bob Orok. "I"LuJ lr"|nan IT-Tn~nnnvc<-_ lD`nv"; L;'d.1'l'. nuuu u1 Uun:'1.', uuu `uxun. `Third `Class 'Honours:-lPhy11is Smith, Gladys Luck, Irene Middle- brook, Violet Ord, Harold Bing- ham, Agnes `Cameron, `Elliott Rey- A111: uaxu, I nolds. Aavavu-.1! Form 2C `Second `Class -Honours:-AChas. Hepburn, Dorothy `Teesdale, Zelma Purvis, Harold Meredith. Earl Mars'ha1l, Chrissie `Scott, John 0rd, Harry Johnston, Dorothy Price. *"I"kw-A I{`1nm: (T-Tnnnnve -___1E1`Imn na.1'1'_y duuuauuu, .uu1.uuu_y 1.1.u,c. Third Class tHonours:--Ellen Bowles, Bertha 4Hogan, Ross Thompson-, Louis Vair, Marion Mac`Lean, Gilbert Carpenter, An- nie Clarke, Lola Fisher, Altha Parker. M--"I Form :2D `Second Class Honours :-Ernie Baldwin. *Orva1 Arnold. "T`-1..mr`l V nloaca IT-Tnn nn-we -_____C'.nn1r-0'13 Da.1u`w1u, 'ULVa.L :.u.uu1u. Third Class fHonours:--George Kennedy, Verna Turton, Margaret Spencer, Madeline Osborne, tChar- les Donnelly. Herbert Smith, Maurice Stransman, Lucinda Pad- dison, "Morton Knox; Alma Tyrer. Form 3'A First Class Honours:--Eileen Duckworth, Isabel Russell. l qnnnintl n1nen "T-Tn1nn1*n-u -ZR`;-ln.a ' uucnwuruu, Lbaucz uuaatau. Second Class 'Honours:-Edna Tuck, -Helen Arnott, Marion Webb, Jean Coutts, Jack Rumble. "'l`L-7.-I .f`1na:u `1Tnnn11va-___MnnV\7n dean UULILLE, uacn J.\.u1u'un:. `Third Class !Honours:--Minerva Wilson-, `Gerald Smith. Rita -Mc- Veigh, Jack `Percy, Wm. `Bray, Marion Carr, Mary Patton, John Gibson, George Hook, Ruby Mum- berson. _- A-5 First `CI: Mc*C6nkey. [Second ( Constable, Third 2C1 MacArthur, Tur1.bu11. .5 was any unga- `Form 3C First Class Honours :-Maurice Mac'Laren, Ruth .MacMartin, Nellie Pickering, Jim Weldon, lRuth Smith, Herbert -Foster. . Second Class Honours :-Eilee`?1 Holden, 'Edna_ O'Brien, {Harry Tl-IE Mam : axpmnman Form 3B `Class ~Honours:-Ai1een ti Class Honours-4He1en e, > Willa Jebb. Class Honours :-Muriel ur, Catharine Byrne, Ross wifl be at the! . Thompson on , at 2 o'clock. BY ERWIN GREER ' When an owner purchases a car, he pays list price, plus tax, plus freight and handling charges. i When t'he depreciation is gured, it is based on the list price. so at; once the owner must strike off as' loss the amount he paid for tax and , freight. Accessories and equip-` ment are given little consideration, but the condition of the car has` much to do with its value. Thus depreciation would consider only the actual condition of the car, but for commercial purposes there |. are other factors which must be taken into account. 11.... ._-___-- L:......._ 1...--- _-___ 1_,___,J DO YGU UNDERSTAND I DEPRECIATION ? I DCIXXCII llll/U (lLl.UlJ1ll.ao | How many times have you heard an owner say: I trade my car in` every year; I don't Want to be bo- thered with repairs. Many own- ers of this class never hesitate to think how very costly that one year s operation might be. I nnn1n\na 4-lnnnnrv-'kn11+ 4-Jnn nn11h+-1"? Thunday. No _vombor 8," 1928 .y\:ClrL D UPCLGLLUII 11115110 uc. Dealers throughout the country base their depreciation values on reports which `they receive from various trade bodies. In looking over these reports it is not the easiest thing to strike gures that show the yearly depreciation on cars for any section of the coun- try, but for practical purposes the gures run something as follows: Year Depreciation. First year-- Luck, Lorna Mc.Fadgen. Mary Crew, Eric Murphy, Jack Osborne, Doris Atherton, Harriet Hart, Betty Robson, Lenore Simpson. 'I"'|nv-A Irvlnc-as W-Tnnnn1~:: -._7m Dewy `1VUUUll, ucuutt: Duuyauu. Third Class Honours:-Wm. Knox, Maurice Pearce, Margaret Hubbard. ` | Wln, wauwm Ir lSIl(-:1`. ' Third `Class `Honours:---Frank Daley. Edith Jamieson, Sand~y Ness, Hugh Johnston, `Annie Leigh, Minnie Partridge. Form 5 -First `Class Honours :--JMargaret MaoMartin. Neil McKenzie, Con- stance Hardy, "Helen `Christie, Fred Baughman, Rowland Hammond,! Tillie Marks. Kathleen` Webb, Dav- id Clylarkie, Harold Bryson. lf`1naa -'nnnnnra-___\Ta11 . Form 4 First Class !Honours:---Es.ther Leigh, Gladys Wilson, John Lay, Parker uMcMi11in, Clarence Davis- on, Evelyn Marks, Victor Rivard,: Annie `Storey. l `C'....nuJ I-`1nnn Unnn31mo-#_Mo1_ Anme DLU1't:'_Y. `Second Class Honours:---Me1- rose Partridge, Mabel Drury. Os- car `Thomas, Mildred Walls. Georg- ina Blair. Jack Donnelly, Eleanor Smith, Allan Percy. Gladys Wall-` M win, Wallwin Fisher; "Flu:-nA |("|a-sag IT-Tnnn11'r-c-__F`1'9nl( 10 Lv1arn1e_. .l.`.l'd.1'U1u:Lu_yauu. I Second |C1ass 'Honours:--Nan Ord, Velma Orok, Dorothy Irwin,! Douglas Smith. Mary Henderson,[ Cora Beeton, Muriel Murphy. Don-A ald Billingsley, Donald Ca`meron, Emma Conn. rm.:_-.1 .n1...... 1:r......;......... D....4-pin... .'L`JIn.U1a VLJUHII. ` | Thlrd `Class Honours :--Beatr1ce ' Cotton, Vance Rin-toul, Helen `Gar-l rett, Amert Price. 'Frances Hurl-g hurt, Verna Johnston, Vera Lyons. j u ycl. \..c:.u.. _ ; W These are percentages of orig- `_inal list price. As an example: A` 'car listing at $1.000 would at the` _end of. the first year be worth '5about $600; at the end of the sec-' `lond an additional 20 per cent. or - :$200 is deducted. making its value "then $400. At the end of the third ' year when its depreciation has; '`[reached 75 per cent. of list it: ` would have a trade value of $2505 ' And so on until the sixth year at r the end of which it has theoretical- -0 "ly only junk value. These gures, 5 will vary between fairly wide lim- its, due to many factors. The first, i year s depreciation on some cars 1 will run as high as 60 per cent.;l ' lothers as low as 25 per cent. ' P1 .-. N nnnn . .-.1 ..n1.-. n Chm; IVI\t'I'\Il 140 per cen-t. Second year-20 per; cent. Third ;,'ea1'-1.') per c:nt.[ .`,,\....H.-. xv/\r\`|' 1n vxnu nnIn`. TI`H`Hx IS 60R ADDRESS where we are equipped better than ever to at- tend to all your wants in the line of