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uNER_ uupc ua. uuc uppualuuu cusulcuus 101'] an appeal to the electorate may be; delayed for a considerable time yet.` The incident is, however, politically important. I The British Government was de-i f_eated in the House of Commons by; a vote of 151 to 148 on a motion of` Lord Robert Cecil to adjourn the de-, ~bate_ on a matter affecting teachers ; superannuation. In keeping with} theerecommendations of the Economy i Commission. the Government desi_redl to lower the estimates for education` among others. One of their plans was that teachers in the state schools i should contribute ve per cent. of? their salaries" to the_ superannuation 1 fund. Cecil led an attack on this idea and `in the course of it moved `the adjournment. Austen Chamber- lain, who was leading the House, and; :1 -I A I. wtahnv 4-I... M:..:.+.... A4: 1:`-.1 `state.? There was a sop in the sway of _part in another conference in which conditions under which the use of such properties .mig'ht.be arranged, but as it was apparent that the gov-i ernrnent was to retain control thisi was of "little use. Premier Lloyd! George's proposition that a Commis-% sion of the powers should meet at the I Hague next month to continue the. Russian` negotiations on `a new basis lost much of its chances of" success when the United States declined the invitatjonto be represented as it had! done in the case of the Genoa invita-j tion. . Having refrained from partic- ipation in the one, the United_States could not, perhaps, consistently take. the objectives were admittedly the same. .Whatever else it has done - failure of the Genoa gathering tdli settle the -Russian matter is a sorry ending. THEIARR1'E EXAMINEAR I IV` Hlillllll cups our. teaspoons baking powder, teaspoon salt, tablespoons sugar. tablespoons butter, 2 tablespoons lard, 2-3-1? cup milk. - . .Sif r dry ingredients into bowl, add sugar. lRub in butter and lard with one hand. `Add milk, mixing `to a ballof dough with `3. krfe. Turn on to a well-ou1'ed,board, lroll out 1 inch thick, cut and place on loured pan. Bake in a hot oven 12 to 15 gminutes. This makes 16 small biscuits. l l I . ough, the ball was driven from the E A decision that ;likely to set a `precedent over the British Empire {has been given in London, England, [by-Justice Sankey. It was in the ishape of an award of $2,0_00 darnages i to a chauffeur who was blinded in one eye by broken glass from the wind- ! shield of his car which was struck by a golf ball while he was passing thel St. .Augustine links. Curiously en- unlucky thirteenth hole. The dam- ages were awarded as against both ithe club and the player who sliced ithe drive which had such/an unfore- | seen effect. I l Airplane companies operating pas -H senger services between London and. Paris have cut the rate for a journey from the former to the latter point `to sixteen dollars. This is a smaller` price than the usual rail and steam- [boat service. The aim ofthe cut is Ito try to check the slump in business which has been noticed of late. Some `of the planes in the service have ag ' capacity-of_ twelve passengers and are 1 luxuriously` appointed. Various rea- sons may-account for the falling off in the passenger service. The most! {probable is that several accidents to epassenger planes on this and other iroutes have occurred of late. I ' It is announced that the first party`. of ex-members of the Royal Irish Constabulary, which is to settle on Ontario farms, has been selected and- iwill sail for Canada .on Saturday lnext. There are twenty in the party, `all single men, and the Ontario GOV-2 |ernment hasyungiertaken to nd pos-! gitions for each one of them on `farmsi `in the province. > The British Govern- ,ment is (to-operating by commuting [a sufficient amount of the pensions Ito which the men .are entitled to pay for their passage.money and a rea- l-sonable amount in hand. 'at the American Episcopal Church in Rome. ' Hundreds of lame, halt and gblind were` brought*t'o him and at` inumber professed cures ajter _` the, lsimple ceremony in therespective `cases. This is a time when questions! go: faith healing, spiritualism. and` lmany kindred subjects are more ori .les_s warmly debated everywhere. In` this column there would be neither] room nor propriety in entering into] such arguments. What is evident is i that science is solving many problems jthat used `to puzzle and dissolving: some beliefs that have been common-' Iyp held. It is an age of surprises. but oi_i_e'may be.forgiven for being' a _sceptic- on some claims that are ad! vanced. A 1 Hot Biscuits IMBMIQHHWWIHIHIIMIIHllllimllllliillllliiiliiiillillilllllllllliillIilllfillllliillllliilliliiiihlllllllllliiillfilllilllllllliiiililillaiiillHllllllllllllllllilillllIIIIIIHIIIIIIIIIIPIHIX |e.ALL STON E51 A never failing remedy for Appendicitis. ` Indigestion, Stomach Disorders, Appendicitis and Kidney Show are often caused by Gall Stones, and mislead people until those bad attacks of Gall Stone Colic appear. Not one in ten Gall Stone Suerers k_nows what is the trouble. Marlatt s Specic will relieve without pain or operation. For sale at all Drug Store: or Try it. Have a big store in Bell to Sell - and to Buy. The standards of living for the average family in Can- ada grow higher. each year.` The luxuries of yesterday are the necessities of to-day. People in the smaller towns and on farms want the newer things they readi about. a `Dry Goods Stores, Grocers, Shoe, Hardware and Paint. Stores, in the smaller towns, all find they can show; the newest things by carrying small stocks of them and (re-ordering by Long Distance. The jobber or manu-. facturer s warehouse is at their elbow -- their order- departments are alert for telephone trade! Shipments are often made the same day. Up-to-date-. ness of merchandise is no longer confined to the big- city stores - and large sums are not locked up in-.. stock. Every Bell Telephone is a What mthy read about .T_h_eY VV_a1 " M.ARLAT1"S__$__l_-"EGIFIG '- robata cl tion, and near, eta. lop St. 2. small town. Use the: Long Distance Station Page Elevexi ` f 1922:: muunumm. lzabeth & n: Montreal. PIDKACL L A1}- VAX} it-m aster Public, noon at the- ubscripliovr' . pr; United` -. Both eld- iven when FI M02] , vcgrner of 275. A r~T~c.. auuU1/ll 3 I05. 78 p.111. .u' llllldlf - Manager. , Barrio) x the )~.Bo; " '7-.. AR DSON 'al Collego Mn |lU Barrie. , 49 , Barrio. 18y.rlY vutory A 1'00` ' -Y7 D.D;S: `Esm- Simc_oo mum and: hurch. Oatguh Is a local, disease greatly Innu- enoed by constitutional conditions. HALUS CATARRH MEDICINE is a. Tonic an iBlood Purier. By cleansing ` the bloc-dd and building u the System, ` I-IALUS (TATARRT-I MED CINE restores I we moon anu ouuumg me system. HALIJS CATARRH MED CINE restores normal conditions and allows Nature to do its work. All Drugglsts. Circulars tree. 3. J. Cheney & Co., Toledo. Ohio. With the Genoa.confer.ence com- ing to an insignicant end after sur- viving some rude shocks; and .a Brit- ish Government defeat recorded in the House of Commons, Premier Lloyd George has many troubles add- ed to those he was .already - carrying. The Genoa parleys have lost their importance in a large measure be- cause the big` thing they were called for, the settlement of the Russian sit- Anew. uuplu uenuea conditions. remain practically unchanged. ` ' . current lune show an Increase. Our total assets now reach the sum of 328 444,286.69. You will note that we hold $10,418,141 in Dominion and Provincial Government Securi- tlee and 81.884.993.50 in Municipal Bonds; I need not point out to you the stability of this ole.se_ oi security. but it must he a eource of consider-lble comfort to you to_know that our assets consist of such investments. our total readily available assets are 815.660.448.79. or 90% of our deposits from the public and 72% 0! our total lihblllty to the public. The propor. tion of our readily available assets to our total liabilities, including Capital and Reserve. 11005. This ehowa on one tlonally st:-ongpoeition, and I need hardly so. that it iein thin. etrengt and stability that lies the ' source of our evelopment end increeaing success. The President in his address. said in part "The earnings reached the sum o! 8260 894.22. an increase of about 85.000 er last year, a substantial return on our average paid-up capital: so that after na wing a dividend or 8%. amounting -to $98,618 it leaves us with a substantial amount with which to follow out, our usual bolicy of writing down our assets` in a con- servative way. i ` G..-... -0 AL- --n -_g n_--._-... -n AILl_ - v-|-_ _'_. ___-__ L _ -ov-aunvns no |\lal \ll\I This aiatment has been duly vounhari by `comparing all entries with the books at the Chief Office and certied Returnsytrom the Branches. and in my opinion is properly drawn`up so as to exhibit a ohrx-e'ct view of the condition of the Bank. ~ I vnnlh and Qnnnrlnn hnua. hnnn nI...n1....l .; n... r..n_; A...,, . nu.- 01 we conuiuon or the Bank. v" Cash and Securities have been cheoked at the Chief Office [at 29th April. 1922. as well as at another time `during the year, as required by Section 58 of the Bank Act. ' ' .. I have obtained all the information and explanations-re uired, "and am of the opinion that the transactions of the Bank, which a\_ve~come~ under my notice have been within the owers of the Bank. _ J. . ROBSON. c.A.. Auditor. . -nu v--uvv wag. some of the salient features of thin Report may be summarised to ex- prou more clearly the dovelopmoggt mule by the Bank during the year: lnrnliwu` chow an Inc:-cue. Auotu, duplto deflated condltlonm. umuln practically unolnnnd. - 9 .T`fhursd;ay, May 25, 1922` - `a. '1'. sommas. President. Toronto. April 29th. 1922. VG-I-95. f our aub- r subscrip- dlgto remit-. iptions will extended to cancel,` the service- e~ made by A or cheque- "Other Current Loans and Discounts in" Dorninion and Provincial Govermfnent. Securities not exceeding market value. 1 Canada Municipal Securities and British. For- eign and Colonial Public Securities other than Canmlian......... Ra,li'way and other Bontis. D Iuuuoiivict ebentures and" Stocks` not exceeding. market value. . . . . . . . . . . . . . . (`all and Short (not exceeding thirty days) Loans in Canada on Bonds. Debentures and Stocks , - anada (less rebateof interetl`.......... . . . . S Overdue Debts (estlmwtedlioss provided for).... Mortgages on Real Estate sold by the Bank . . . . Bank Premises. at not more than cost. less amounts written off. Liabilities of Customers un'<!'er'I:e'tters'o'f' 7 as per contra uuzumueu um uunwmera under Letters of C aspercontra. Other Asseta_ not !ncl1'1ii'e'd' `in. `tho foreg5it3E.: uuyuau wunztne Munster for the purpose of the I Circulation Fund. .Notes of other Banks. ... Cheques on othov Banks. ..........~..'.........- Balances due by other Banks In Canada......... Balances due by Banks and Banking Correspond- ents elaewhere than in Canada. . . . . . . . . . . . . . . > l\= I o Current Coin held by the liank. ' Dominion Notes held . . . . . . . . . . . . . . . . Deposit wlthzthe Minister for the pu}'pose the Fund. - . . . . . . . . . . . . . . . . . - - ~ - A ~ unolouocctlitouto , l V ` I-IIIDII-l I I5` Notes ofethe Bank in Circulation..`....... Deposits not bearing inte1vest............. Deposits bearing interest (including 1 accrued to date 01'. statement) Due to Dominion Government. ... . . . . . .. Balances due to other Banks in Canada. . Acceptances under Letters of Credit. . .. Total `Liabilities. to the Public. . . . .. . . . . .. Capital Stock paid up. Reserve Fund. Dividends unpaid. ............ Dividend No. 61. payable 15th May.` . . . . . Balance of Profit and Lows Account carrit ward . . . . . . . . . . . . . . . . - V - ~ voca- THE STERLINGBANK Thefwealth of A the Farm _ _ _ n s ; _ . . .._ 9:99 9&1. !.9.P9_rt Year Ending, April 29:}; 192-2 ng mte1vest.......... (including. Interest ta of. statement \ 1 AUDITOR'S REPORT A L.-- I.-.... .I.-I_ _, 0.W`near are` you to the limit of production on your farm? Could you make more money xzif :you had extra capital?_ Do you need` additional buildings, segd, fer-i =.tilizer,"br.eeding or feeding stock? OF CANADA GENERAL STATEMENT.` Tlialk overyour position with our local .'Manager. Hisexperience in nancial mat; gxtcrs -may -he :.useful to you. "TORONTO `Ike 'Banleof ` Toronto extehdsvo to` farmere -the means {for sound development. Every Thanking ifacilityand convenience is `pro- :-vided `to -assist them in nancing\vproduc- :tion and -marketing operations. Aakancuss BARRIE . ALLANDALE LIABIKLITIES u,,4x _,, EVEN`! THEEI RQSIGNI FICANCE. A " _ th_e Qer_Ioa.conferenc uation, could not be. set ': ` `H18. ms`g !`c_at_nd a_fte1'T_3r terms excent those laid d Asissrs. settled on any terms except those laid down by Rus- sia herself. It was `understood that Russia had accepted, in principle, the condition of meeting the pre-war debts as well as those of the subse-; quent period. The rights of foreign nationals to their properties in Rus-T sia were also subject for discussion, and fair headway was said to have been made in this respect. But when the time came for the formal official Russian answer to those and other Iproposals, the result was bitterly dis- appointing to those who have favored Lloyd George s ideas of reaching ;terms with the Soviet. Russia rejectw [ed responsibility for the debts of the right to use the seized property OI `Czarist regime. and maintained the- other nationals for the `good of the o o - u . . . . o . . - o I 3 53.822.408.43 3 1 . 13 530.68`9.45 ___j.:, 1 u---j-----a :3.5o3:21s.so 3 . 10.413.247.98 . L 81.053.385.75 19.86025 ' 2.732.85 . . . . . . . . . . . . .52 $1.382.900.00 500.000.00 1,349.40 24558.00 A. `H, `WALKER. General Nganager. 1.3s4.993_.5o 303423.38 75313.61 $089,363.75 15.447100 117,243.70 `575.108.35 (01,501-DU 6.000.00 327.666.78 86,000.00 1."l5.509.50 764,464.60 anon on 55,565.63 ..._- S` 38,034.74 ,9: 226.69 I6 -$15.60.448.79 393.444.226.69 -.j-- .$21.647.284.55 M ` 31.121.528.50 l1%{ #:5- - 17.353.097.88 8.000.000.00 157.21_1.17 15,447.00 7.7.s9.m.'9o 1,798.942.14 ----.-.---.: 89 I Japanese and Russian delegates at the Genoa conference are completing arrangements for the evacuation of areas in. Siberia by Japanese troops.` These have been on the scene since great vgar days, and theirpresence has not only been an aggravation to the Russians, but to some,of` the oth- er powers as well. It is impossible to follow` all the ramications of the` Siberian situation. Those who are ready to blame Japan for her actions should bear in mindthat in the be- ginning,. at any rate, she was acting in line with theother powers. Even. the United States had forces there at one time, while part of the British Empire representation in the various areas of `Russia ws from our own country. The Provisional Government of Ireland has decided to hold the gen- eral `electibns in June, probably about the 12th, whether an agree- ment is reachedor `not for the cess- ation of warfare between the Free Statersn and the Republicans. It is asserted that de Vaiera is still re sponsible for the agitation against the Free State party. V ' Many Canadians will remember the visit to this continent not so long ago of a gentleman who was gener- ally referred to as a faith heale'r.' Mr. James Hickson, a layman, whose methods simply consisted of the lay- ing on of hands and the Tzttering of a brief prayer, made a distinct im- pression. Despatches say that he has been the centre of remarkable scenes Christian minorities within reachl sof the Turks in Asia Minor are likely! ?to be completely wiped out if presentl conditions are allowed to continue.| :Recent atrocities in those territories| under the control of the Turk Nation- i alists or Kemalists, as they are some- l times" called after their leader. are said to outrival all that has gone be-` fore. Even the massacres that, aroused the ire of Gladstone maroyg yearsago and the more recent oc-E ecurrences made familiar by newspa-I per reports to this generation have| _ been put into theshade. Under the; circumstances it might have been ex: pected that the powers would take some practical steps to save the reml =,, nants of_ the christian races. But} they are seemingly to content them-F selves with an investigation. Britain has asked France, Italy and the Un-. ited States to join her in this. Aus-I ten Chamberlain, in making this an-` -nouncement. quoted the Foreign Of-; ce despatches as using the words appalling barbarity in referring to; the massacres. It is probable that France and Italy will join Britain` in} an inquiry. There appears _to be in! Washington, however. a determina-l tion to have nothing to do with old; world .troubles if theseican be kept; away froni'Unit_ed States shores. The: world would have reasonto hail the? United States with joyous acclaim if - it decided to be not only a sympathiz- 5 er, but a crusader in this business of ; putting an end to massacres by the! Turks. The European nations seeml to be helpless through lack of means! .and utter war weariness. It may; turn outyet, however, that Britain; will have to handle this business? alone. If she stepped in, Franceandv: Italy would probably join to some! extent even though they were actu-; ated more by `political than philan-. thropic reasons. Britain is the last! nation in the world to shirk her du-E ties,~ but in her present condition she should not be asked to do all the cleaning up that thewar periqd seems `to have necessitated. f "Glasgow, Scotland, has given a! good demonstration. of the proverbial I long-sightednesps of the Scot. During, the war time, in order to give apat-I riotic lead to the splendid enthusiasm of its citizens, the muni ipality in- vested the sum of four fmillion ve hundred thousand poun s in war stock holdings. It has recently made. a prot of some one hundred thous-{ and pounds bythe sale of consider-' able quantities of these investments.` aunt, vvuu waa lcauulg hC'1`.I.U|.|b'C, uuu H." A. L. Fisher, the Minister of Ed-` ucation, who was guiding the b`i1l, do[ not seem to have handled the situ-I ation tactfully, or else were courting a `vote whether -adv`erse or not. The, Government has one or two previous defeats in the House against it. This time there may be more signicance than formerly to the result. But the hope of the opposition elements for} an annual fn -`Vina nlnnl-Anni-A -nanny Rn!