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ie by Paul Mattar Question: How do I go about finding out what is in my Credit Bureau file? Answer: All you have to do is make a written request. Every reporting agency is required to disclose information to you during normal business hours. The agency will disclose the nature and substance of all information, including the sources of credit and personal in- formation and the names of recipients of your con- contained in your file. While reviewing your file, you can be accompanied by one other person of your choosing. Of course, the Bureau will require reasonable identification of both yourself and the person accompanying you before making any disclosures. If you find any inaccuracy or incompleteness in your file the bureau will confirm, complete, correct, sup- I am thinking of buying a new fridge. I have some Credit counsel money for a down payment, but what should I do about the balance? Answer: Most stores can arrange monthly payments for you. They will have you sign a contract, showing the amount you will owe, the number and amount of your monthly payments, and the rate of interest. Some stores handle this financing themselves and some pass them on to a finance company and you would pay them. Now there are a few things to watch for when you do this, and I will list some of them for you. When you shop price, monthly payments and cost have been filled in, and make sure you have a copy of this contract before you leave the store. Pay as large a down payment as you can afford and pay off your balance as soon as you conveniently can. In this way you will save on service charges. Never have too much of your monthly income tied up in installment payments. If you are in any doubt ask and preserve your good credit standing. Man convicted of using dead mother's credit card Narcotics charge dismissed Charges of possession of a narcotic against John Clifford Boyle, 20, of 248 Seventh Street in Midland were dismissed in Provincial Court Monday after he had pleaded not guilty. The charges stemmed from an incident last November 9. Constable Murray Tam- blyn of the Midland police told the court that he had observed the accused 1:20 a.m. Tamblyn said the man was weaving and had attracted his attention. He said the accused was carrying a blue ski jacket over his arm. Boyle's counsel, Robert MacKinnon put him on the stand and Boyle stated the Boyle told the court that he had been at a party held the previous evening and after drinking had passed out. The next thing he remembered, he said, was when the policeman stopped him. Two of Boyle's friends, John Smith, who hosted the party, and Barry Campbell were called as defence witnesses. Smith told the court that Boyle had been drinking heavily and that he had passed out at roughly 11 p.m. MacKinnon requested the protection of the Canada Evidence Act and received it Boyle's pocket. Judge Montgomery granted this protection. Then Campbell told the court that when he was cleaning up he saw a bag containing what he ELMVALE recognized as marijuana near Boyle where he was lying on the front room couch and assumed it was Boyle's. Accordingly, he put it into the. pocket of Boyle's coat. Smith and Campbell then woke Boyle up, Smith told the court. They offered to call him a cab but he said Boyle told them he could make it home on his own. Judge Montgomery in- dicated that the Crown had said it is necessary for the person to have knowledge of that possession. He said that this had not been established in this particular instance and accordingly dismissed | the charge. SMOKE & Adidas - Pony - Bauer 'Your Sporting Goods Headquarters' ELMVALE farce CASH ACARRY 322-2516 WERE YOU GREETED PROMPTLY ? WERE YOU TREATED IN A FRIENDLY MANNER ?. . . DID YOU GET WHAT YOU WERE PROMISED ? | ? SADLON & SCOTT sumer report which contains this information Hg 2 for merchandise you mY ee ee you walking on Midland Avenue for Campbell's testimony 9 establish more than the MOTORS LTD consumer, you will be able to state your case and ef- snould also compare your credit costs. Never sign a south of Yonge Street about regarding how the i 4 fectively change any misinformation that may be blank contract, make sure all the details regarding B marijuana hadi gotten into mere fact of possession. He 233 BRADFORD ST. 726-1811 Courtesy Card COULD WOU PLEASE HELP US RUN A SIMPLE BUSINESS plement or delete the information from your file within your finance company manager for his advice. Finally, first time he saw the Qa------TcTeloa ol \lelilelelal nt Df a reasonable time if you do run into a temporary financial problem marijuana "was when the SPORTING GOO DS by D.R. Camin through sickness or unemployment, call your creditor. policeman pulled it out of my Featuring: _ Re ee. Question: This will give you a chance to make new arrangements pocket." -Cooper = Spalding - Veliner - RRM ee Charles Duggan, 39, Duggan's defence counsel admitted his use of it and pleaded guilty in Provincial made a presentation in the also that he had signed the PLYWOOD &LUMBER Courtin Midland on Monday, court of a certified cheque card February 10, to charges of for the full amount involved Clarke suggested that a defrauding the Chargex to the Chargex agent. When pre-sentence report would be Division of the Canadian questioned about his use of helpful and Montgomery Imperial Bank of Commerce the card, the Chargex agent agreed. He adjourned the of a total of $1,751.57 for 91 said that Duggan had freely case to March 3 for sentence. purchases made between June 10, 1974 and August 16, 1974 The court was told that the accused had used a replacement Chargex card mailed on September 17, 1973 and intended for his mother's use. His mother, the late Fern L. Duggan, had, however, died on July i 22, 1972. The Chargex agent told the court that the bank was currently out of pocket the amount involved Three births at St. Andrews Three babies were born recently at Midland's St The Waverley Recreation Association Wishes to acknowledge and thank all the sponsors that contributed to the success of our 1975 Carnival MORE 1975 SPONSORS top quality \ black & decker Andrews Hospital two to i Griveushtne cirents, and Bernies Home Bakery, Midland power too S Giiale, a Penetanguishene Crowes Esso Station Orr Lake Cc 1e Mr. and Mrs. John Cadeau Maison Chez, arce; Elmvale of Percy St. in Waubaushene Q Weceiigid parentaiut a Dominion Store at Zellers Plaza girl January 27; Mrs. Gary hwy 2/7 Midland Yates of Penetanguishene gave birth to another girl . BEGrUaey fle and oMie We apologize to the above merchants Norman Conner of R.R. 1 . . Waubaushene had a boy, as they were accidently omitted from February 3 Congratulations to the the list of Sponsors last week. j proud perents B BEAT THE HIGH COST OF CAR OWNERSHIP AT MOFFATT MERCURY SALES (1973) LTD. LINCOLN Super Panel Valyes For e Home Remodeller 1974 Chevelle Malibu 1974 Pinto Black & Decker 714" Circular Saw 1974 Chévelle Malibu Classic, 4 door 1974 Pinto, 2 door, finished in Bright Here's the ideal power saw for the home handyman! Sure to see us fj G ing Panelling be sedan, finished in Dark Brown Metallic Red, 2,000 CC Eng., 4 speed, radio, Features include a sturdy 115 volt one horsepower @sS most ist. We've selected so tan vinyl interior, tan vinyl roof, 350, V8 20,000 miles, Lic. HB9-387 motor, large safety guard and sawdust ejector. Cuts 2 Popular panels for this some of our automatic, P/S, P/B, W/W, W/C $2595.00 wood up to 2-3/8" thick and has adjustable depth ; ae we're offering them t special sale and 23,000 miles, Lic. HEO-753 and bevel controls. Comes complete with standard BACH prices Th © you at our famous lo $3995.00 7'." blade and rapid exchange guarantee. bee tif €se are all full size 4X8 ariel Md "au . n i 1974 Plymouth Duster ded i a Woodgrain patterns with a WV" aa n. r I 1973 Ford LTD 1974 Plymouth Duster 2 Dr., Finished B d Beane ae fe! complete selection Site Netallic 2 ; F i Tt Pane alue 1973 Ford LTD, 2 door hardtop, finished te Aca hos Big pte aa romatly, U ge S at your local store now : 5 les, Ec i in Copper Metallic, Dark Brown vinyl 069 2 pietet oss Vu T Emb roof, tan plus interior, 400, V8 2 $3195.00 2 X 4 = 8 Oeoce Oak Woodgrain i automatic, P/S, P/B, W/W, W/C © Uh light, 41,000 miles, Lic. AFS-275 At last ...a value priced 2 X 4" that's great for using in your rec room. This budget spruce $3595.00 1973 Cougar Convertible 1974 GM 4 ton Pickup 1974 GM % ton Pickup, Super custom cab, finished in Tu-tone Green and 1972 Plymouth Barracuda 1972 Plymouth Barracuda, 2 door, finished in Bright Yellow with white vinyl roof, and white interior, P/S, P/B, Automatic, 318 V8, buckets & console, AM radio W/W, W/C, 44,000 miles, Lic BVIB-1GAS oh oct ee WHATEVER IT TAKES: white, green interior, 350, V8, automatic, P/S, P/B, W/C, step rear oo $4095.00 $3395.00 1973 Cougar, XL27 convertible, finished in Ginger, metallic with white top, white leather interior, P/S, P/B, P/W, 351 V8, automatic, tilt wheel, AM/FM, stereo with tape, W/W, buckets and console, tinted glass, don't wait for spring for this one, 41,000 miles, Lic. FCA-861 $4195.00 1972 Pontiac Ventura 1972 Pontiac Ventura, 2 door finished in Orange with tan interior, P/S, big six automatic, W/W, W/C, economy, Lic. BG TER Biss sp ta $2195.00 Generosity Lives at 2X3" Utility grade measures 2 X 4"'-8' and we've kept the price down for you. 49«. Studs 36<., ALL PRICES ABOVE ARE CASH & CARRY TERMS Prefinished Mahogany Panelling Hickory Rosewood Pattern in light, dark or medium tone more than our name implies... mostfitrena you qualify for savings when you use... CHARGEX 188 Main Street ery qe PENETANG 549-7404 * (Some advertised items not available in Penetang store) we deliver in our own trucks Moffatt Mercury SALES (1973) LTD. 4 WAME YOU CAN TRUST __ 81 ESSA RD. 728-5558 BARRIE ge 16, Wednesday, February 12, 1975 Serene eel Highways 26 & 27 A DIVISION OF BILTRITE CASH & CARRY LTD. OPEN: Mon., Tues., Wed., and Thurs. --8 a.m. till 6 p.m. BAR R | E Fri. from 8 a.m. till 9 p.m. Sat. from 8 a.m. till 4 p.m. WE GIVE,