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Own Your Own. Library. : Now while you are young, boys and "girls, make friends with books, for good' books will prove good 'friends, eros helpful, and ae faithful as 1. Mother Goose, illustrated by Arthur Roc Fe Sust So Stories, by Rudyard Kip- "= A Child's Garden = Verses, by Hobert- Louis Stevenso Mark Te The aoe and the Pauper, by ark Youn Barbarians, by Ian Mac- aren. 6. -- hy Green Gables, by L. M. Montgom ue Peter ga Wendy, by Sir James M. Barri 8. Soldiers of Fortune, by Richard Harding Davis. 9. Up from Slavery, by Booker T. Washington 10. roped Train, by Francis Park- man. How to Tell a Story. A boy writes me now and then, and from the letters he sends I he is a wide-awake chap. He tells me all about the things that happen on the farm. and he does it in a way that makes me laugh, so full are the stories of the vim and vigor of the great out-of-doors. The other day a letter came telling me about a puppy that has lately come to the farm. And that little collie has a great many things to learn yet. Just like you and me and all of ts in that respect, isn't he? ; Well, the dog got a habit of chasing the hens and if he could catch them he would hurt them pretty badly sometimes. For this bad habit he had to be punished, sometimes quite se- verely. My little friend told me about this in a way that would surely have made you laugh as heartily as I did. Then he told me that Flicker got a notion that his services were very valuable in getting the cows in and out of the barn, and he did a great deal of barking and running up close behind the cows. But one day when be had been particularly bold, he ran up behind one of the cows, and she gave him a kick that sent him away acress the barn floor singing an al- together different tune. He whimper- ed about that a good while, eo ha has been a great deal quiete since---It was-a pretty severe lesson, but if he has mastered it it will be a good thing for him--and for the om and hens. DON PROFESSOR. Science Has Now Produced ar. ~Apparatus for Recording" Every Human Emotion! Doctors have already invented in- way you say things makes all the ps in the world about the interest they carry to other folks. The little boy of whom-I have been' speak- ing surely, has quite an art of making his word pictures life-like. And there is « thing we may all cultivate. Boys and girls all some time or other write letters and accounts of what takes place on the farm.. How do they do this? So that other people are carried along with them, and see over again the incidents that are described? Do in short, write interesting tet- Here is something we ought to the most of. i farmer boy 1 knew used to be thinking up little stories while he was out on the farm at his work. He would tell these to his mother, who was hig comrade, for his father had died' some years before. "Write your stories down," she one day said to her boy. "While you are out here working think them up, then write them when you have time." And he did. There was a small bed- room away round in the back part of the house with ea small table in it facing a window. Here the boy did his writing. Sometimes it was so cold in there that he had to write with his mittens on, but he forgot all about how cold it was and kept on with his work. Years afterward he used to] get out those sheets and laugh over] the things he wrote. They did not seem to himyvery brilliant then. But they were his beginning and the day came when he wrote many pobaagpen for paper and magazines and two three books which were hentia published. The thing which makes one's let- ters interesting is that they shall be done the very best possible. The penmanship could be carefully done so that there may be no doubt what ny word is; the language and the spalling ought to be correct. If any word you wish to use is not familiar to you, so that both spelling and meaning may be clear. Above all, write sensible things--leaving out every word of slang and vulgarity. Let your let- ters and the stories -- write fa just such as a gentleman would lad to own as his eiukeodinels Ba How's Your Time Spent? It doesn't take most of us long to find ovt how our money goes. And though we go in for little joys like smokes and pictures, we don't waste big lumps of money. No; we don't need these accounts. Unfortunately, there is another set of books which may not be balanced so easily. Call them our mental ac- counts; the record of how we have spent our time and our energy. And unless we desire a bankrupt future, it is urgently necessary for us to consider at once how we have used our biggest fund of all--our leisure and our ability, We rill want to make good. whether we fail o> succeed depends entirely upon our own efforts. We have the power, only waiting to be cultivated; we ha e the time. But un- less we spend our time wisely and profitably we will never learn to make use of the powers we possess. We shall not worry because our books reveal the fact that we have wasted precious hours. We will admit frankly that we are badly out on the debit side, and let it go at that. But we cannot afford to ignore its object any auditor for And lesson of wasted time and neglected opportunities. Therefore, from to-day we are going keep our books afresh. Never again will they show such a terrible leakage. We shall render to ourselves a stern account of how we have spent each hour. And In six months' time our books will show so big a profit that we shall be glad indeed that we began to study economy of time and conservation of energy before it was too late. A Stitch in Time. She and a party of her nephews and nieces were being taken round a mu- seunt and the guide said in a very im- pressive voice: "Here you-see the waistcoat worn by Lord Nelson at the battle of Tra- falgar. The bullet that ended his iife went through this hole bere." And the dear old aunt said! "You see, children! Haven't I al- ways warned you against carelessness and untidiness? If that hole had been mended at the proper time the bullet could not have gone through it, and dear Nelson would still be alive." A strong man without confidence is weak. CANADA IS BIG INSURANCE FIELD FOR U.S. COMPANIES Growing importance of Canada to the United States in the field of insur- ance is to be seen in the fact that in- surance premiums paid by Canadians to American companies last year amounted to approximately $55,000,000. Of total premiums paid to other than Canadian companies, amounting to about $83,000,000, 63 per cent. went/to the United States. In the writing of new insurance 1920 was the banner year in Canada. Life insurance led with an increase of $630,110,000, as compared with $517,- 863,000 in 1919. Life insurance is now to approximately $300 = per American Companies Second. Canadian companies got the lion's share of the new life bueiness, having written $897,519,766 against $314,489,- 448 in 1919. Foreign (almost entirely American) companies came second with $227,615,096, againet $192,649,319 in 1919, followed by British companies with $14,976,038, as compared with $10,724,872. : The total life insurance in effect is $52,657,037,219: Canadian companies have $1,664,348 605; Bag $915,793,000; an The preremin. rag x. companies was $57,212,371; $2,765,829; foreign, or chiefly compani & $76,898,816. _Canadian British, Amert can, $30,234,154. Fire insurance in force increased by approximately $1,Q00,000,000 during the year, it aiso having been the best year for this departmént in Canada. The total amount of fire insurance at end of 1920 was $5,971,330,272, com- pared with $4,923,024,381 at the end of 1919 1920 Fire Losses. The premium incom® of British com- panies was $25,325,678; in 1919, $20,- 377,871; foreign . (chiefly American) companies, $17,247,760; in 1919, $13,- 237,765; Canadian companies, $7,992,- 418; 1919, $6,415,838. The fire losses during 1920 were higher than in 1919, having been $22,931,129, compared with $16,670,373. The 1920 ratio was well below that for the previous ten years, which had averaged more than 50 per cent. Companies insuring automobiles had unfortunate experiences through theft and collisions. Automobile insurance, including firerisk premiums, paid $2,366,540; losses incurred, $1,250,241; claims paid, $1,186,655. The number of cars insured tf from 8,937 in 1910 increased to 408,990 in 1920. Hail insurance companies had a bet- ter year than in 1919, the premiums paid being $5,796,602; losses incurred, look it up in the dictionary, f struments. which write down the heart. beats as a man writes a letter. They have even obtained a machine which reads off the electric waves set up by the beating heart, and by a clever +mechanism throws.a shadow of these waves on a photographic plate. The latest invention, however, sur- passes ail those: It is a method © writing down and recording. humen emotion. At first sight the thing seems impos- sible. We are accustomed to think of our feelings- as something intangible, something vague and fleeting. The idea that any machine could ever be constructed to read our hearts seems absurd; as well expect a machine to read the secret of the soul itself. The thing has been done, however, and done, too, in so efficient a way that the slightest emotional change is instantly recorded--written down in black and white, or if you prefer it, shouted aloud for all toAlear. Already one or two doubters have had a rude awakening. For example, a nurse in a certain hospital where one of these machines had been installed, refused to believe in' its efficacy. She challenged the machine. She declared that it was a fraud, and that her'own secrets at any rate were safe from it. Gave Herself. Away. The challenge was accepted by the operator. He pointed out to the nurse that when she experienced any emo tion the machiné would announce the fact in a perfectly unmistakable way. He invited her to bring her friends-- who were also eceptics--to witness the duel. It was a strange contest, when one comes to think of it--a woman's wit pitted against a few coils of insulated wire and an electric buzzer connected with these cotls. The odds seemed to be decidedly with the woman, yet the operator was chivalrous enough to re- use to bet on his machine. He knew that nurses can ill afford lcss. The terminals of the machine were placed in the woman's hands, and she was seated in a comfortable armchair. Her friends stood round... The - tor: began to repeat in quiet toues thé Christian names of men. "Jack---Fred--Bob--Tom--" Nothing happened, and thé nurse glanced at the machine beside her With contempt. The other nurses smiled. This sort of thing might be all right for dealing with neurasthenic patients; it was clearly helpless when pitted against sensible women. "Bili----_" Suddenly, as it seemed out, of no- where, there came a soft buzzing like a distant wasp; it grew louder and still louder; at length the room was full of if. The thing was so sudden, so amaz- ing. that for a minute the ilsteners ap- peared to misunderstand its signifi- cance, The nurse who had challenged the machine realized first. She jump- ed up and flung the terminals away from her, and, as though terror-strick- en, bolted from the room. When she had gone her friends con- fessed that they. knew she was en- gaged to be rried, and that the Christian Bikfe of the man was WIl- liam Through the Action of the Skin. The operator invited another nurse to take the vacant armchair. There was no volunteer. The machine had won. Yet perhaps a little thought might have told this nurse that the machine was hound to win. Few of uB can be ignorant of the fact that emotions cause all sorts: of changes in our rg Thus love or shame will send wave of hot blood coursing over the pile and filling the small blood-ves- sels of the skin. Fear or shock, on the other hand, drains the blood away and leaves us pallid. Excitement dilates our eyes and alters the rhythm of our breath- ing. Anger sets all our muscles stiff, ready for attack. Taken as a whole, these are big changes. It would not be difficult for anybody to make a machine which would record them. So that it is only & question of degree to build a machine which will record the smaller changes of emotions not expressed in blood waves or breathing movements. The difficulty was solved by Profes- sor Waller, of the Imperial Institute, London, who found that almost every emotion causes an electrical change in the skin of the palms of the hands and of the soles of the feet. So, if the patient's palms are con- nected by terminals with the machine, the smallest emotion causes the sensi- tive needle 'to oscillate. This needle can be made to write on a drum or to release a buzzer. Some of the first records were made during the London air-raids. The per- eon selected was a woman who was specially calm during the ordeal, Yet a huge emotional disturbance took place. Indeed, no other kind of ex- citement or stimulation has ever been INVENTION 'OF A LON-| of other tests have been made. codecs mer Lenine--'We may as well. SUPER-HIGH FINANCE IN RUSSIA Trotsky--"Shall we abolish money?" We can't buy anything with it it." the machine going, and hundreds of Some More Sensitive Than. Others. One of the strangest discoveries that was made is that the thought of & pin-prick which may be coming Causes just as much excitement as the pin-prick itself. ~This was found by giving one of the People who were being tested a slight touch with a pin, and then, a few minutes later, telling him that he was gcing to get another. At once! the 'Sensitive needle began to oscillate, and a record of emotion was obtained. Another interesting experiment was carried out with a Belgian lady, to whom a number of names were read out. Nothing happened until the name -- ene a Pearls in Mediterranean Laid to Currents. The Suez Canal has resulted in an unexpected increase in the potential wealth of Italy and France. It was discovered last month that the Medi- terranean waters are filled with pearls of the highest quality, some of extra- ordinary size, as a result of a strange oyster malady which is being carried westward by the Suez currents. The colors of the pearls range from azure to pink, but according to the first specimens, they are more valuable than the average pearls found in In- dian waters. The Italian Government is sending a special mission of experts to report on the exploitation possibili- of Louva was mentioned, Then of the burning of town by the Germans produced a sud- den quick emotion which was at once recorded. The machine {fs still only in its ex- perimental stagés, but already it is evident that an important new field of knowledge has been opened up. Pro- fessor Waller hopes to carry his work further and to investigate the emo- tions from this new point of view. He has already found that men apd | women are divided into different class- €s in their behaviour when under emo- nm, and he speaks of the "sensitives" ,and the "insensitives." Curiously enough, hysterical women seem to be- long to the latter and not the former group. -_------_)----__ -___---- "Did You?" Did you . him a lift? He's a brother ! And bearing 'about aH the burden he' He was Did ony oa him a smile? downcast and blue, oneal Did you gies] im your hand? slipping down hill, And the world, so I fancied, was using him ill. Did you. give him a word? show him the roa Or did = "al let him 0 on with his loa He was Did you Do you know what it means to be los- ing the fight, When a lift just in Gine might set everything right Do you know what : means just a clasp of the hand, When a man's borne about al @ man ought to stand? Did you ask what it was, quivering lip? Why the half-suppressed sob and the scalding tears drip? Were you brother of his time came of 1 Did you offer to help ein or 'didn' t you heed? why the! fo Red-Headed Genius. Few great geniuses have red hair, according to the investigations of ex- perts. Almost alone among the poets was Swinburne, whose hair was red- dish, and among the reformers only John Bunyan's hair was red. The flaxen-haired blond, or the man whose hair when he is an adult is pure yel- low, also is said to be unlikely to pos- sess genius. The only case known is that of Thackeray, whose hair is des- cribed as yellow. A careful review has been made of the biographies of most of the eminent men of the world, and Kaase) has tabulated the results of bis work, so far as the color of the hair is concerned. Dark brown-to black is the abigay ing hue on the heads of great men. list of fifty names has been auapiad in which the color of the hair ig given by biographers, and 90 per-cent. are dark brown or black. The structure of the hair, whether straight or curly, is given on twenty-six of the-Kaasal list of geniuses, and of these all but four possess curly or wavy hair. It is notable that of the remaining four Napoleon and President Jackson were the two-temarkable for "wiry hair" and James Russell Lowell and Grieg were those having lank, straight hair. a England's Output. England growe two per cent. of the world's wheat and oats, and four per cent. of the barley, and contains two per cent. of the world's cattle and horses, and three per cent. of the sheep. ) ee Origin of "The White Queen." Mary Queen of Scots was called "the White Queen" because she adopted white mourning after the tomth 0 of her husband, Lord Darniey. $2,370,982; claime paid, $2,377 801. so effective as an air-raid in setting ------ Linen fabrics have been. found in tombs thoveands of years obi. there was an explosion. The thought j be already installing a pearl fishing that beautiful old | Station off the Moreccan coast as wel 'And a smiie would have helped him 4 rough. 4 when -the | ties, while the French are reported to as in coves off the Riviera. The rich- est fields, however, are reported to be off the Tripolitan coast. ae Sy ae King of Movie Fans. The King of Spain takes so lively an interest in the pictures that he has been called the King of the Movie Fans. af One of the saloons of the royal pal- ace in Madrid has been turned into a fine cinema, equipped with the best movie outfits obtainable, and it gives one show a day. The King, with his family and friends, attends regularly. Indeed, King Alfonsais a movie ex- pert. He knows all the screen actors and most of the plays and keeps in touch with the latest improvements in | animated photography. He Is sup- | plied with the films as they come out, iand sometimes when « big picture is lr unning in Madrid, he may be seen waiting like an ordinary individual in the queue at the box office. The King likes all sorts of pictures, but his favorite actor is Charlie Chap- lin, "s Since the Armistice the French have re-established 3,540 of the 11,500 fac- tories which were destroyed. "Chinese Dont Like Grove. A recent consular report "earns | chants who are ehiping goods. to: Chine against packing them in gxatn paper. Green is a color much disiked in China, for it is thought to be unlucky, ~ White and blie wrappings are equal- ly to be avoided, for in China they are the mourning colors, The points out that English pins were packed in biue paper provet: t« be unsaleable, while much it!prio? German pine put up in red paper were shapped up at once. Red is the color of good fortuna among the Chinese. Brown is liked, if it possesses"a reddish shade; se are the brighter tints of pink. Car- pets and curtains should possess a Yellow ground, which is an extremely popular-color in both Chiua and Korea as Well ag Japan. Purple, too, is liked and gold is the imperial color. While yeliow is so popular in China, it is by no means wise to use it'in In- dia. There yellow, or rather saffron, is the color of the robes of the Sadhu caste of Hindus, who are notorious spedition-mongers. Dressed in flowing saffron robes, a number of mendicants of this Sachu caste have been recently moving all over India, preaching sedition. At Dinapur two of these men were caught in a barrack room, preaching mutiny to the native troops, and were prompt- ly arrested. Upon them were found sediticus letters written upon silk of the same color as their garments. The Sadhu yellow is supposed to re- present the combined color of sun and sky, and in India is as much the cclor of rebellion as the red flag in Europe. --------_4--_--__--- Prince of Wales Wins First Steeplechase Race. Albert Edward, Prince of Waies, has just gained new laurels by winning his first steeplechase race, riding his own favorite horse, Pet Dog, says 2 London despatch. Like his grandfather, Edward VII. the prince is a lover of all sports and has long taken an interest in racing. He recently won his first race over a point-to-point course, and when he rode the steeplechase course captured the Welsh Guards Challenge Cup over two and a half miles. There were three starters, of which Pet Dog was always an oddson favor- j ite. The prince finished alone, the other two riders going down. Pet Dog jumped the difficult course well, and in handling his mount the prince proved himself an excellent horseman. The King, the Queen, the Duke of York and Princess Mary were present at the race, and were as obviously de- lighted as was the large crowd pre- sent. ----------_---_ -- Scandinavian women have long had equal educationel advantages with men, and acquired political power Very carly in the history of the feminine movement, Read Isa. 5: 8-10; Amos 8: 4-7; St. Luke 16: 19-25. The Bible in many places warns against wealth, not because it is ane to be rich, but because riches ve so many temptations and also bessuse in all ages wealth has often | been acquired by dishonest means or | by taking advantage of the needy. It is quite foolish to inveigh against wealth as if every rich man must be looked upon with suspicion. It. is jsaaity foolish to look upon every | poor man as lazy or ignorant. There ;are rich men who are bad; there are poor men who are bad. There are also and there are poor men who are man- ly, true and hard-working. Both rich and poor have their temptations, and it is because of these temptations that the Bible speaks plainly by way of warning and counsel. The tempta- tions besetting the rich are pride and conceit, selfishness, undue exercise 0: power, luxurious living, miserliness, hard-heartedness anda genera! disre- gard of responsibility. The tempta- tions besetting the poor are discontent and discouragement, leading some- times to despair, rebellion, the seek- relief through organization 0: through something promising forget- fulness of misery, ha and suspi- cion and in some cases neglect of! honest toil. Motto 12 the Rich. The happiest ~ are they who have too much of this olomon was wise when he prayed: "Remove farfrom: me vanity and lies; give me neither poverty nor riches; feed me with food: convenient for me, lest I be full and! a deny Thee, and say, Who is the Lord? or lest I be poor and steal, and take the name of my God in vain." (Prov. 30: 8, 9). The Bible seems generally severe with the wealthy, perhaps be- cause they need to be aroused to their duty with force. And it is generally tender towards the poor, perhaps be- cause God's sympathy is always with the needy and those who feel their need of Him. There is apt to grow a big valley of separation between the two, created by conceit and scorn and sometimes indifference and insult or the part of the wealthy, and suspicion and imagination and misunderstand- ing on the part of the poor. Chris- tianity alone can bridge this valley, or rather destroy it ---- en of the human panac plish much. They haved been tea and Tang have failed. Communism, which would divide everything leaves out of consideration individual '. rich men who are good and generous,! ing. of some imaginary or hoped-for P. r y,| the Poverty and Wealth character and _ ability. Iron-clad agreements disregard the fact that forced honesty and legaljzed gener- osity are unreal and cannot endure, It is the second commandment, resulting from the first commandment,. that tual felowship and respect. : fe-love God, and as a result of that 'love we are to love and serve one another. And so we find Christ in His fife and His words, not establishing any social system nor laying down any definite methods of agreement, but asserting great principles based upon the two foundation-stones which can | love one another." And from these results the fruit-bearing of love: "Serve God and serve one another." Message for the Poor. But the Bible has a message also for poverty. And the first message is a word of comfort. He who loves us hears the cry of the poor, the dis- tressed, and alas for the oppressor when the poor complain to God! For undoubtedly much poverty is causec afl oppression. We can read while ning, if we will, the cruel way ir whieh little children are often treated. coor wages and wages kept back may seem rare in these days to some, who find it difficult to secure help, but there are cases. And the dear Lord knows and does not forget. It is be- cause of this divine and \sympathetic knowledge that the poor have a bless- ing missed by the rich. Yet to them also God calls, and He bids them, first, , to be honest in their toil, to do their work as well as possible, as those wha | look to God for. approval (Eph. 6: .6). Second, they must deal kindly with one nother. The unmerciful servant (St. Matt. 18: 23-24) proved his own un- worthiness by being cruel to his fel- be an attempt to right a wrong by working another wrong. Unions and strikes may be right at times--they doubtless are. But when they lead to the destruction of property or to the wou another worker or the restraining of another man who: de- sires to work, then they are just 2s oppression and selfishness of the most unscrupulous capitalist in the world. We are facing great problems, and wealth and poverty enter into them all. Let us be patient, and love one another because we love God, and try, -| has placed in our hands as He would away the fellovphip w ee hey @pirit.--Rer. "I 'omicina. low servant. Third, there must never, cruel arid autocratic and unfair as the | have us. ayn we cannot be Behar fen ig