The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

chestnut trees), more » tional to tl El THN TISELE MOT AN El When One of the. Gifts. of. th Gifts of the Creator Is|®: Made a God, Then It Is Sinful. Lin hy ‘God, | for it is He that giv- ae thee. power to get wealth. — ub, ty when Pansat of wealth to enumerate its all know ssn the saat, me erly love of money is ibe taproot of the whinkey ovil, the y evil, |n ig evil, the era evil, | ie livi rite mi pleasure woh and the! sapital and labor war evi But when a man like Jolin Stew- act Keanedy departs this life be- n thirty to forty sina of property to a multitude of noble. sharities the public beholds - more! optimistic side of the acquisition of| ‘hes, Wealth itself cannot be an evi y more than wealth fe intellect, wealth of heart or wealth of char-) acter and influence ar a god to be wor- shipped that it mectines sinful. “Ye cannot serve (or worship) God and Mammon. ABRAHAM AND JOB iNT in a time when ) was equal to $50,000,000 of present values. Solomon’ 's wealth was beyond all computatio only asked for wisdom, but, receiv- sure given him by the Almighty. saci cane pemnelius: two con- verts irs eapemene time, | Wate es eee a roperty. ene in Biblo history is conden Lina of po: Na: a, But Being Pro- d sai "Gatistactorily in Calitoraia. The rapid development Eucalyptus growing of the Federal Forestry officials, and more recently this interest has spread to the point where many capitalists are investing ver With the one-time almost unlim- ited forests of iiaoah pease nee the tus will grow ily as in i Planters,”’ issu ed by the peo ae Poerd ( of Forestry ent. ed a maximum deyelop- ment of 5 inches in diameter and 67 feet in height in four years. ‘This average of 17 fe h per year, Growth of 10 to 15 feet yearly is the general average. the most rapid seedling growth noted-was made by a tree which in nine years reached a nee ss a fee! and a diameter of 36 Sen Eucalyptus is a ronibrenb le —remarkable from almost every pouPaiae as compared with the na- tive American timber trees, It is an eyergreen, but_a hardwood, It is one of the hardest of hardwoods, but is a more rapid grower than any of our native softwo seedling it requires about as much three years it requires very. little attention, and yet will continue its remarkable gi our rapid than the first The secret. of this rapid gro’ is due very largely to the tap- rot system that nature seems to worked out to rfection in thls species of her many wonderful chil- dven. Almost immediately after transplanting into an open field the seedlings develop what is called a tap-root. That is the main cen- va! rout starts in a downward until it finds a iad ot iweteh: ing illustration for which we € are indebted to Mr. W. EH, Dy ian Representative of Eusaly plies tintoe ora. tioa of Los Angeles, shows. what nature and scientific work will pro- \ whe ape Helin ed both riches of mind and trea-! for ge, 8 a|feet: circumference, 13% inch shalt remember thefluence men by love or the power to write like poets, philosophers, oo and scholars, or the ower to reveal nature's secrets, Tike Newton, Watt, Bell, Morse and ison. T! 1 tich men of the past ne e aided in these wonderful Sie coveries and peated the destinies of nation: We. a not need to search history fur characters among the wealthy: have been an honor.to the race ea hlegdig.tomacetnes i lew beings. poles ore is ere ae rapid- ly every fill a whole Le ‘with the names of MUNIFICENT GIVERS make possible our churches, | “’ hospitals, 0 rohan aaylumss colleg r-| es, unive: veler: ey aes ' societies, homes for ines aged and only when one of the sits “of oar children’s aid sovieties, our Cr A ibraries, museums and cl anizations. ere it bat that the craving of all men is brotherliness, helpealnege, kind- ne:s and friendliness, and this soul Touts andirite 1g to- eter in harmonious unity, usher- in the day when the war be- twee capital and labor will cea ve ‘The river of voll jfor good as for fores Nowit EUCALYPTUS ROSTRATA. 44 months; height, Ala haze; tap root, 16% feet below. aie face. Planted ‘Apel 20, 1908. Dug up August 5, 1909, number of living | 2° A YEAR'S RECORD BUSINESS. | tendid Showing of The Excelsior Life Insurance Compan, Nearly all the Canadian Life In- surance companies have in the past 'w years .shown remarkable “ese, The confidence of the. peo- pie of Canada in their own institu- tions has been well merite The niuagenen nts o! most success- { companies have been especially praiseworthy in in their efforts to keep down expenses while enlarging fae field of operations, adding to their assets and increasing 4 ir divi- dends to policy holders. Canadians have not been slow to recognize the Pe ae opportunities for safe and rofitable Peseta afforded by the bese well-mai and thoroughly- supervised ae institutions. Tho security offered by the regular Canadian connantee is second to other line company has ever ente int) liquidation or failed to meet Life Insurance Company has from the first held a position. of prominence in those fac- management, productiveness ai security of investments and favor- able tality experience ha ment. The Mortality Experience of the Excelsior Life is remarkable. The); average mortality experience per 1,000 lives at risk for 10 years of all active Canadiai slightly over ten onetican ponpenics for 1907 epee “The- baie regard is certainly See The importance of a low mortality ratio tis of the Economy of | Management has always been regarded in it true importance in the conduct ¥ the affairs of the Excelsior is attest- the fact that Counsellor Til- ae company to keep down expens- sah some respects, however, the most Ey Bee feature in the re- sults of the Excelsior’s ues is the rodiieccene of its est- ments. During the past ate Sar the average rate of interest earned by all the companies operating in Ci soaly aa a shade under five per- cer verage earnings of| # British Coane ‘from the same source was four and fifth per cent., while American companies! averaged slightly better than the English. ‘The Excelsior Life, how- eyer, earned during the same than seyen per ments. earn: ings were the highest-of any com- fig Catisda aha tar taig years it has not. ranked below second place. The far reaching éffect of such earnings is too apparent for further comment, e year which has just closed the Excelsior increased its Cash In- come thirteen per cent.; decreased its Expense and Death Claims Ratio nine per cent.; increased its aes sets sixteen per cent. ; increased Siig nied ee ded to its Net Surplus ae Policy ) Sete . and more Unalloted Surplus. assets for the ‘security of policy holders now “stand at $140.00 for every $100.00 of Liability, a most unassailable position all through. he in the short space of time-stat- “This ia not one of the fastest grow. ing Eucalypts, one of t hardest and most valnatls tor tim- . rostrata is a _ valuable for very hard tities the ma anettianibahisedsied= usefulness of this principally to under grou Baron Von Mueller aes rte matured trees of this species, cut at the season when the Mirulation of sap is least active, and carefully placed for drying, have proved one of the most durable of any timbers of the whole globe. TREES AS DY They Prod “Ble pats Says a French Engince: 1 pa cuare ak that electric currents are produced by trees. soil, and water have been carried out by a French engineer, M Corsaro, says The London Daily Mai' By Eee a Hie of copper attached to a tree, a AMOS. current, the quantity peltg proper tirely obtained from the soil. M. Jommelin. placed two copper Blaten in the earth about a yard apart, sod with the ewrrent which passed between them he was able, in an electroplating tank, to deposit 25 milligrams of copper (about one- third of a grain) in 408 hours. Deubileies therefore, with, much larger plates it would be possible to obtain ‘more powerful currents, which might eventually be pnt to some practical use. Extraordinary results were ob- to the soil near a e other to the water in the river, a much greater eurrent was generat- d than in the e number of t: scteoplating also cpa. to be by means of electricity en- ie at 11 o'clock in t! only 25 degrees were recorded ia ane afternoon. has shown a most~ praiseworthy conservatism in the. selection of por business and in every essential o! ssiveness, consistent Bg ite utmost safety. It has bie & remarkable and Weta ac- count of itself in the coHdAE of the “| company’s affairs peacbaeciags Ara SQUANDERED A FORTUNE, Young Man Went Through $125,000 in Your Years. “This young man has had disas- ter and disgrace peeuete upon him. Let him be treated as a prodigal,”’ said Judge Parry at the Bankruptcy Court, Mancnouen England, in granting the immediate discharge of William prcer subject to the Ae rue judgment for a sum not to be enforced without leave “ the court. The Hontie is a son of the Jate Mr es Proctor, a founder and director of the Refuge Assurance mpany, and on the death of his father seven years ago he came in- year, 0 squandered the $125,000 left ist = jetting, card-playing, and present- ing jewelry to women PRA Men, giving evidence, ai that ‘Mr. Proctor had tl meetings with price. tor was living beyond his means. ae kerosene is spilled the sain ; be entirely removed by tl aiiticanot of limewater, red | This 4 pes (Mark 5. 24, u ‘The average of 90 prominent of ae Jesus was not satisfied ; jis eps period the eG sum on more | notable nt est-|that the woman’s name was nica, and her home was in Caesarea) )10q he of the Exeelsior | 2 THE S. S. LESSON INTERNATIONAL LESSON, APRIL 3. Lesson I. The Power of Truth, Matt. 9, 18-34. Goldea Toxt, Mark 9. 23. Ver: ler—Mark rul a Luke ae ee and fuller ae “rul- order and choosing those who were of high 1 reverent homage as men are wont to give to kings. My daughter is even now dea is an abbreviated form of the the fuller state- uke. 19. His disciples—An. un’ crowd set out with Jesus, Ba i permitted only Peter, James, an John to go with him to the ruler’s By woman—Note concerning Rede (1) That it was regard- n Ve }ed as incurable by-ordinery medi- been the watchwords of its manage- e treatment, and was dealt with by tha for twelve years, to use Mark's se, she ‘had suffered fle Hence Gt sale tye plgmiciaua’” anl only “‘grew worse’ that she was considered ceremonially unclean, herefore was harsh- FAne a ‘from society. eae Bordet:o' eens Tee in alias 15. 37, wore on eine four ners of his cloak a tassel which Jehovah. In. this portio: garment i oe resi pedh kee = otich his garment— Har faith stition peculiar to her age, but ee Compare the story i 12. Se Jehu turning and seeing her —Though the crowd pressed closely upon him, Jesus detected the swift, nervous tig at his cloak, and per: coived-iu ab, w call lor. help: Tha woman hoped to escape unseen. ‘Whe ciples, eager to get to the house te Saat = Une thy had been arouse: ne | did touch me.” And ed Te Bie) covered who it was, he insisted on} and trembling.” in this way was to be put to shame | before the multitude. But it was the only way Jesus could rid her} of ean Oe and show her it was} her fai t had made her whole, | and re ae magic efficacy in the [holy Soeets The woman was made~ whole lfeom wnat hour—This cure, beeame An early tradition says Vero- Philippi, and that she was there- fore a Gentile. At the gates of her house, in the fourth century, was to be seen a monument represent- ing this scene. 23. Flute-players, and the wd making a tumult—All this contusion zene) oe dirge. The crowd of tl n evi- dence of the wealth are ato of its in the pany sense. ant Luke, a physician, citly that “‘her spirit 2. Jesus invariably : death a3 as! The early Chris- ost | inns followed him in this (Matt. 27. Yhess. 4. 13-15). red in—Together with the three ange and the parents Luke’s details are 62; Acts 7. ‘ Those have trouble in accepting them all vhe believe aaa to be the resur- rection and tens to return to his o 07 Two blind men followed him — stery peculiar to Matthew, ee corded by the Gospels. ing out, Have mercy on us, thou son of David, does not. necessarily ply that they believed he was the ah h to them. Messia’ Compare Matt. was come into the house— , they had kept ight on til ae were at his very 0 east was proof of their sin- cerity. 29. Touched r eyes—The anifest sympathy Sat Hees of .3 | Greek Worshipped igs Phd, him such 2 rt a te uaye heard faint echoes of the Dp th nt it as thought a ea al colored by the super. u such an act would give them assur- ance that it was not for lack of pity that he pr uale en aside in haste to get Their faith he pone be Se strength- 30. Their eyes were opened Blindness is common in the East. It is traceable partly to the intense glare of the sun, partly to lack of sranly habits. 31. Spread abroad his fame—One of the old commentators praises their disobedience, calling ‘them “preachers and evangelists.’’ Strictly charged them—The exact phatic: ‘He enitiing his brows and shaking his head, say- ing See! Let no one know about 6 crowd had already be- unmanageable with excite- 32. A dumb Ee Sees fel or dumb, or both. ae the * miracle was a threefold one. f 33. lemon was cast out—See notes on Jesson for March 13. _ he prince of the demons oasteth he out demons—This is at east an unconscious testimony to the reality of the miracle. Beelze- ub (Luke) was the name given the chief of the evil spirits. It was a contemptuous phrase, mean ing in the o! ws of Israel, “Lord of flies.’ The accusation of the Pharisees was equivalent to a oe that he was in league with the devil. RASENS MAES FAR EAST COMET CRAZED. People Read Varies Meanings in the Heavenly Wanderers. pee in the Far Eastern coun- ways sensitive to portents, ering at present from a com- comet has come and ise of another's arrival; they are worried. from so Corea say that lerer of pie ong-yang in the noclierd Bare of the peninsula night after night the icky. Some hasten- their property and take ships to the south. Other ing that this was but Hae me nifestation of Japanese sorcery sahiohethventsned ae een neha Coreans, hired mutang or sorcer- ah 6 chant their most expensive front of their homes ed. Other reports say that the Chi- nese about Canton read political | significance in the comet hey. ere jsure that the forke the |extremity of the great dragon ‘mh 0 swoop down and | ae Sie Al the atenherolers cht jacards embodying this helsiand -aring the people to pre- pare to assert their right to rule lien (ie irda aetna aye: hia Jhis meal were pasted on the dead df the cities thereabout. e timorous Coreans and the soothsayers of south China are Halley's comet, notice of whose ae ped into native pa- [pers from foreign sources. ‘The |Coreans are said to be convinced [that this comet is setting its orbit |straight for Corea, that it will ex- the land Tiger pe teL iin mi nay. be the case, at least the most patriotic of them do, for then the wou re general cata- wiped out in’ the rsm, Soap jelly for ees flannels and fine woolen goods is easily ide: Shradaieccis yellow son into a saucepan of warm water an hen, | 2 meu until the comet disappear- e A SPANISH — FIGHT SPORT OF WHICH THE ARDS NEVER TIRE. = Coolness of the Matador Who Faces Death and Delivers the Final Stroke. * One goes to a sop bullfight with something of the curious mix- of Mr. Lear's heroes, a mixture of fear, joy, remorse, pleasure and dis gust, writes H. CG. Byng, in tho London Express. The excitement of others is catching. One c on the way snatches of conversa on. will is bull if % docs te See cane himself.” “The matadors are’ not good, One or two jof them is sure to be badly hurt. “T have seen eightaed times.” One begins to feel sorry ee the matadors. They are going to have They will sete be It is a ter io Marae is vi d ill Verrico thrown sin terrible; it is slsgeecets i hall go on to oa that if done _proper’ The ring is, a use a charming Victorian phrase, in a flutter of x- citement. White see istinction to the dusky Fans are flashed, a pelvele babe i arises to the heavens, amid which the aauae sellers relentlessly continue to vend their “limpid wear,’ All take their seats in expecta: tion, THE BARRIER OPENS. ‘Two dejected horsemen : escape No, it is all right. They cannot get neay. They have merely sent t aa leave toohave Ghee suspense cut short. Leave is granted. A least, they will die like brave ae ne pear. id strikes up a iapely air of encouragement. The barrier is throw: and a “glitteriag and spangled, In front mall the three Behind tot three os, and in between sak the a It is a pathetic sight, and one is reminded of the splendid meee ial spectacles of ancient Rome, board school boy so magnificently says, the Hieplesminded ral: at 2, trot, pauses in the contré, looks round for the enemy who has him a blow in passing, and nave es on the nearest picador with an easy, swinging trot. ‘The moment has arrived when it is considered time that his thoughts shculd be turned to more serious Ehings. Tho persiflage ceases, and a picador on horseback is brought forwar CLOSE TO THE BULL, The horse is blinded sideways to im bull, and turned The picador abches | Pe! the thing o j|Sbould have remained, {lever, he faces the bull. the picador goes, and several nae lish and American ladies go. Tho‘ that remain, witness two more ae cadors and then the remajas are swept tp, and the surviving horses pass ow Aha! the banderillos are ready. They have thrown aside their Ape and stan vigorous, alert... with well-poised darts in hand: ne feonting the bull and two awaiting - The banderillo fronting the bult Sbnet in the aS oe poises his trim weapons is saphering himself up. The a also is gath- ering himself up. They: both we ‘very swiftly. They, pase each | In the swiftness of their ae something banderi ronts the ack of the retreating bull, and om the bull, decorating his noble neck, hang two long darts, < adornment to his person whit recognizes yete a little deprecating tuss of his Thrice bet is ee lecorated and thrice does he disdainfully oats his see s though to protest that he ig =the of better thiaps, and then: Aha! see now the great thingestie climax. The vast audience crana forward. The dartless bandceeeen retire, and a little man advai car ‘rying in his hand a scarlet cloak, veiling his Pee sword. It is dor, ealthy, features are pale but resolute. He, faces the bull with courage. HE IS NOT AFRAID, Neither is the bull. Both are sure Ratt regard each other steadfast Vane moment has arrived—the supreme test. They close, a few passes with the red cloak—aha! the matador has turned, he has retreat- he a have been killed a ie ‘The bull has scored a points} Cloaks are wav arene is created. The aaa resumes his position. Paler, more resolute than, he grips his sword firmly. to be no mistake this time. Combatants eh oe other at a pac moves. lowly; th ac matador raises a sword, bull 1 s he: Both caveat eialedacen ousl} ee 11] passes om. ‘The matador ovne,, but the sword ers applaud a stroke that is too high er too low. But the matador knows. He moves with iinet Nee ae The nim! the cloaks also know. They ein round the already stagger- ing wave their cloaks be- fore his blazing eyes while he sink cumbrously upon the ground. guard: Ww \Jedly forth, Tt is not the apprecia, tion of a masterly stroke. ‘The hilt is a little too high. It is low enough for the bull. No,” says an old ee “the imeat is Note: little. It is ti ast is a fine oval think he rons have come from the Avgentine. a DON’T MENTION IT, The politest man in town collid- ed epleutie with another man on the street. The second man waa angry. ‘ lear sir,” said the polite one with a bow, “I don know which of us is to blame foa this encounter. If I ran into you, ee your pardon; tf you ran intd Jairus lak GaaiameR UN tho elds of the MI ee 5 it sim y the side of the fire] ‘Aha!’ says the bull, “DP don’t ti 24, The damsel is not dead, but| itt dissolved. Add sufficient of this! afraid I can” ns the b ay ae a asi eee sleopeth—It must be noticed: 1-|to warm water to make a nice la-| too big. Lm sorry for you, but} ‘The more a man ean pardon is That she was actually dead, in the | th so gtQ0 Strong: the flannels |heie goe himset the dees tis will Sones sense that life ha lown from her | wij e hard. eae Boe er Tie hill gies ieee to for bis. gaememee oe == = eee FINANCIAL STATEMENT OF THE MUTUAL LIFE ASSURANCE COMPANY Annulties 6.2 $15,105,322 22 —— ret 848 05 xpenses, Taxes, eti Balance Net Satgan: cembor 3ist, 1909 . OF CA FOR YEAR ENDING DECEMBER BIST, 1910 CASH ACCOUNT. . INCOME, SBURSEMENTS. © Net Eee Assots, December To Policyholde A 31, 1 $12,855,474 81 | Death Claims ......$884,527 26. Fesmuoms “cast 2,049,820 41 | Matured Endowments 240. 187 % ie 700,227 00 | Surrendered Pollctes. 96,267 ” ‘ urplus . 044 64 818,809 64 ss 452,388 20 Asevis, De- we weeeee 13,834,174 38 $15,105,322 22 ae. Reserve on lapsed” Which surrender vere . LIABILITIE: Reserve, 4%, 3%% and 3% stand- s. act So RR: $12,065,146 1 olicles on bia as are Peet 2 | a claim: ¢ 1,938 67 Coe Death Claims ‘wnadjusted 41,247 00 resent value of amounts not due ‘on matured fnstal- : ment policies .. 6. ...-+-+- 74,404 13 4 854,717 99 | Matured Endowments, unad- 4 292,660 24) © 2,762, 59: zs Promiums paid in adyai 14,282 68 : Dus-tor maseal fees and sundry x accounts 12,078 68 6 : 36,389 00 4 2,269,092 26 + | Gur Government Si mot Valustion. - TA9.51) ocomeiati pase sts $14,518,441 61 | | 4 $14,518,441 61 SS ———— Audited and found correct. J. Mf, SCULLY, F.C.A.. Auditor. Waterioo, Jaunary 24, 1510. GEO. WEGENAST, Managing Director. in force, Dece! , December 31, er Surplus, December 31, 1909 . New Susie (all any ae Assurances ae - 1909 ...$ 8,125,578 ; 59,261,959 ; 14,518,442 5 Increase oe 1908 Increase 0’ aeieahe “ever 1908 ts containi HEAD OFFICE ing the Directors’ Report and proceedings of the 40th Annual Meeting — held March ied, 1910, are’ being printed, and wilh be distri tributed among WATERLOO, ONT. policyholders: