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waterloochronicle.ca Waterloo Chronicle | Thursday, February 23, 2023 | 10 THE CITY OF Waterloo WARD 6 - CENTRAL-COLUMBIA Monday, March 6, 2023 Ata time to be determined NOTICE OF AN INFORMAL PUBLIC MEETING AND COMPLETE APPLICATION ZONING BY-LAW AMENDMENT Z-23-04 143 COLUMBIA INC., 143 COLUMBIA STREET WEST HOW TO GET INVOLVED The purpose of the public meeting is to share information and to hear and ‘The applicant is proposing to develop three (3) 25-storey residential apartment buildings with ground floor commercial uses along the Columbia Street West frontage. The proposed development will be comprised of 591 bedrooms and 118 square metres of commercial. To facilitate the development, the applicant is proposing to amend the City's Zoning By-law to remove the Holding (H) symbol from the property, reduce ‘the minimum required podium height from 10.0 metres to 8.0 metres, reduce the minimum required tower separation distance from 11.0 metres to 8.2 metres, reduce the minimum tower stepback above the podium from 3.0 metres to 0. 0 metres on the east and west sides of the proposed towers, for stacked bicycle parking, and to permit geothermal wells. Council Chambers, City Hall, Waterloo City Centre, egi s consider the Planning anpicaton as part of City making process. participate by submitting writ i publi fing and/or arranging to speak to the application in person. TO SUBMIT WRITTEN COMMENTS Written ), February 22, 2023 will be included in the City Council agenda. Written comments received after 9:00 a.m. on Wednesday, February 22, 2023 will be provided to City Council for consideration prior to the informal public meeting, but will not be included in the council agenda. Written comments can be provided in the following ways: Via email to Tristin Deveau, Planner (tristin.deveau@waterloo.ca) © By dropping off a hardcopy at Waterloo City Hall, addressed to Tristin Deveau, Planning Division, 2nd floor, 100 Regina St S, Waterloo, ON * By placing a hardcopy in the Waterloo City Hall after hours mail slot to the left of the side door entrance on William Street All written submissions should clearly state “Informal Public Meeting, Zoning By-law Amendment Z-23-04” at the top of the letter/correspondence. TO SPEAK TO THE APPLICATION OPINION STOCK MARKET RETURNS CAN BE CONFUSING PETER WATSON Column Understanding how the stock market performs can be very misleading to how risky and unpleasant the investment expe- rience can be. We have a perfect example of this over the last three years. From 2020 to 2022, the U.S. stock market had a cumulative gain of 22.7 per centas measured b by the Rus- sell 3000 Index. That was a very respectful appreciation in value. Look beneath the surface and you can understand these years have been very difficult for investors. The world suffered bal pandemic, Russia's war in th i Early in 2020, the U.S. stock ‘nate I had declined more than 20 per cent. During the year, there was continued volatility up and down. Then, 2021 had a negative month in january; however, by the end of the year, the U.S. stock market had appreciated over 25 Der cent. When stock markets are vola- mT feeling ex- perienced by investorsii is extremely volatile. Th would If you wish to speak to the application, Services Division no later than 10:00 a.m. on Monday, March 6, 2023, by any of the following ways: ° By phone at 519-747-8549 . By email to clerkinfo@waterloo.ca ‘When we receive your registration, we will provide you with a confirmation message and instructions for participating | in the pullic meeting. We encourage the public Zoning By-law Amendment application. The public is ‘formed and notified that names, addresses and comments may be made public. Julie Finley-Swaren, City Clerk, City of Waterloo. For further information regarding the above matter, please contact the City of Waterloo Integrated Planning and Public Works, 2nd Floor, Waterloo City Centre, Waterloo, Ontario, by calling Tristin Deveau at 519-747-8753 or email tristin.deveau@waterloo.ca P. 519-886-1550 TTY. 1-866-786-3941 waterloo.ca invest in stocks. Bonds are e much less vola- tile and don't keep their investors awake at night. Welcome to the world of investing. Asa long-term investor, investing in stocks has been very rewarding Weallenjoy v investing for the long te Unfc ortunately, the long-term is made up of many segments of short-term and that can be hard on the nerves. Peter Watson is registered with Aligned Capital Partners Inc. (ACPI) to provide investment advice. Investment products are provided by ACPI. ACPI is a member of the Investment Industry Regulatory Organiza- tion of Canada. The opinions expressed are those of the author and not necessarily those of ACPI. Only investment-related products and services are offered t through Watson Securities of ACPI. Watson pro- vides wealth management services * dvough Watson Investments. He can be reached at www.watsoninvestments.com. from this article was obtained from Dimensional Fund Advisors.