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© BOPINION “HERE COMES ANOTHER -YEAR FULL OF NEWS é WE'LL CONTINUE KAREN MICELI Column It'sabout trust. Our rela- tionship with our readers is built on transparency, hon- initiative to tell you who we are and how and why we do what we do. This column is part of that project. There was no shortage a news across Halton in we eek in and week out, pendent Milton Camdion € Chaney on and Oakville Beaver worked hard ie fill our communit ‘wspapers with local content, Hun- used the ugly of 2022, And while there were a lot of the latter two, we good to cover, t Happy stories included the return of many popular community events. And it was a big year for politics with two elections — pro- vincial and municipal — that saw many familiar fac- es get re-elected but also some new ones brought in- to the fold. ur work has 1 Jed {0 a s newspape! 3% brands on social media, £ also had a lot of subscribed to our newslet- ters and clicked on stories on our website: Over the vast year, Met- roland embarked on an ini- tiative to strengthen ties with Indigenous communi- ties and launched Metro- land Indigenous: Truth Storytelling, hearing from Indigenous amplifying voices and conversations localh launched a giving +k program to help not- hes profits stretch their ad- vertising dollars, and reach larger audiences across our network. We continued our sec- ond year working along- side community members through the Halton Advi- sory Council by collaborat- my issues and how our publi- cations could raise aware- ness. Leaders from communi- ties large and small helped plant the seed for Our Changed World, a Metro- red homes actos Ontario. These are just a few of the things our teams have been up to in 2022 and are being carried over this year. Happy New Year and thanks for reading. Karen Miceli is manag- ing editor of the Metroland mmunity newspapers in Halton. She can be reached at kmiceli@metro- land.com. We welcome your ques- tions and value your com- ments. Email our trust committee at trust@met- roland.com. SIGN UP FOR OUR WEEKLY NEWSLETTER AT INSIDEHALTON.COM TO LEARN HOW TO SUBMIT YOUR OWN CONTENT VISIT INSIDEHALTON.COM SNAPSHOT Philip Savage photo A house finch visits a backyard on Tansley Drive. Do you have a great local photo you'd like to share? Send it to sleblanc@metroland.com, along with a brief description. UNIVERSITY COSTS CAN DISRUPT RETIREMENT PLANS The closer you get to re- tirement, the more focused you become on paying down or eliminating debt, as bien as increasing your s to provide a reve- nue ‘source after your em- ployment i income stops. speed bump is the cost ot your children's edu- Timing is an issue once by the time chil- dren head off to university, you may be close to retire- ment. You only have a short period to build up re- tirement funds. Your potential universi- ty cost will vary depending on several factors, but let's assume $25,000 per year for a four-year degree. That's $100,000 per child. How many children do you have, and will you pro- vide financial support af- ter their first degree? Le PETER WATSON Column Planning is very impor- tant, but on a practical lev- el, raising children, having a career and a no! takes all your time. We suggest when chil- dren are very young that parents have a conversa. tion. Do you hope your chil- dren will go to university? Will you provide financial support? How much will that cost? And finally, how are you going to generate your cl dren's university nest ege? The perfect formulais to balance your life needs during your entire adult life. Planning retirement that considers the cost of educating your children critical. One final comment. When children leave for university, parents ac- knowledge how quickly they grew up. Because life happens so quickly, it's in your best in- rest to det termine your develop astrategy that will make that happen. Peter Watson of Watson Investments MBA, CFP®, R.EP., CIM®, FCSI offers a weekly financial plan- ning column, Dollars & Sense. He can be contacted through www.watse vestments.com. This newspaper, published very Thursday, isa is so of pli, a brite ‘owned iene of Torstar Corporation. The Metroland family of newspapers is comprise more than 70 community oilendone across Ontario. This newspaper is a member of the National NewsMedia Council. Complainants are urged to bring their concems to the attention of the newspaper and, if not satis- fied, write The Nati ional New- sMedia Council, Suite 200, ie fons St aoa ON M4W 2H2, 10-1981 Web: ink edenounllea insidehalton@metroland.com facebook.com/OakvilleBeav @OakvilleBeaver WHO WE ARE a and Operations Dana Rol Regional Genera Manager Jason Pehor Director of Sontot Lee Ann Wate Regional Managing Editor Catherine O'Hara Managing Editor faen Miceli leped or Distributior Charlen Circulation | Manager km Mossman rectors of Advertising Cindi Campbell and Graeme Macintosh Director Creative Services Paul Gostlin CONTACT US Oakville Beaver 211 Pritchard Rd., bas 4, Hamilton, ON, L8J 0G5 Phone: 905-845-3824 Classifieds: 1-800-263-6480 Advertising: 289-293-0620 am ait delivery inquiries, please lossman@metroland.com or all 905-631-6095. Letters to the editor Send letters to insidehalton@metroland.com. All letters must be fewer than 320 words and include your name and telephone number for verification purposes. We reserve the right to edit, condense or reject letters. Published letters will appear in print and/or online at insidehalton.com Acerédité Accredited