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| hy GE FOUR THE OSHAWA DAILY TIMES, TUESDAY, DECEMBER T, 1937 ~ The Oshawa Daily Times ~ "THE OSHAWA DAILY REFORMER | United Church last night by _ yealed the abunda ' talent which is av (Establisked 1871) n independent Yi 200n except Sundays and v Ti lishing ny, Gin, be Ee Bobs Comme AR. Alloway. Managing Director. The Oshawa Daily Times is a member of The Cana- the Canadian Daily N 3. Asso- a rine Gatatio Provincial Dailies and the * Audit Brean of Circulations. SUBSCRIPTION RATES in Oshawa and suburbs, 12¢c. a red by carrier i Canada outside Othama car al $3.00 Te tes 3 7% TORONTO OFFICE d Building, 66 Temperance Street. Telephone 18 Donde 0107. HL. D., Tresidder. representative. TUESDAY, DECEMBER 1st, 1931 Worth Perpetuating in Simcoe Street The concert given oe Stress wae- an inspiration and a hose who heard it. It re- nce of splendid musical ailable in the city, and qualities of Jeader- M. Richer, director his coming to the Massed Choir revelation to t it was a tribute to the ship shown by Leonard ir, who, sin ot Se 80 much to encourage inter- est' in the musical arts. The assisting artists who took part in the solo and quar- tette selections are also to be compliment. ed on their splendid performances, whic did much to ensure the success of the con- pity if this Oshawa Massed would be a J wou lowed to disband without Choir were al 5 - » it. "some effort being made to perpetuate 1 Bile. is a definite place in the city for AB Ss fu izati i Id be a such an organization, and it 'would matter for regret were petty jealousies or other reasons allowed to interfere with the formation of a permanent choral organiza on, composed of the choicest voices of the The present choir was organized, of wourse, for the specific purpose of doing smething to raise funds for the unem- ployed. That purpose has been accom- hed. It would now seem the logical ep to have the choir kept together on a anent basis, and music lovers of the have, in this respect, a glorious op- unity to do something worth while for s city, We sincerely hope that in the near future such action will be taken o that Oshawa may have the full benefit the musical talent which the city pos- 4 'Railway Service Curtailments A protest has been lodged with the Cana- _dian National Railway officials and the "Dominion Railway Board by the Ontario County Council regarding the curtailment of train service on the Blackwater and Midland branch of the government-owned way. : all n the case of the Whitby-Lindsay line, the C.N.R. officials claim that reduced 'revenues on the Blackwater and Midland branch have necessitated a reduction in the train service. There is a good chance that the railway will be able to prove their case before the Railway Board, and the latter will sanction the reduced service. The pro- pest-of the County Council and all munici- ties interested will then be of no avail. ne thing is certain, busses and trucks playing havoc with railway revenues, it is hard to see how' the railways uld be compelled to operate trains that 0 not pay, even if they are bound to fur- nish a reasonable public service, And as trains are discontinued, revenues will drop further, and in the case of some curtail ments the latter end may be worse than the first. "The Port Perry Star thinks that the train service reduction on the Whitby- Lindsay line has added to the C.N.R.'s fin- ¢ial troubles. Here is what it says: "Six or seven years ago, when the Whitby- indsay train was run -on a schedule con- nt to travellers, the revenue from Perry passengers was from $800. to 00. per month. Today, when the ser- 2 has been reduced to a minimum, and jody knows whether the train is going » coming, the passenger revenue has been than $10.00 a month, Apparently the way is not able to increase its revenue reducing its service. Most of us are ng to give a little better service for a tle less pay. The ordinary person has to st himself to the new conditions at He has no great reserve from which w, nor can he get Government aid. p must meet his problems manfully ; study ie needs of the public; give the service ed, and live on a little less." and Accidents o address the other' rawford, chief coroner for publisl.cd every after- foal id ae Ov There is a great deal of truth in these assertions, and motorists who care to examine their own driving methods ought to be the first to admit this. How many accidents are there which can be attributed directly to a desire on the part of at least one of the parties to gain a few seconds of time. Railway crossing accidents can be put down, in most cases, to a desire to beat the train to the crossing, just because it means a minute or two gained. Too many ts are so centred on attaining their opjectives, either by éutting in, by speeding, r by beating a stop-light at an intersection, o give much thought to the safety of hers who may be put in peril by their te. And all of this, as Dr. Crawford "points out, merely amounts to selfishness. If one could only eliminate that spirit of gelfishness from the human mind, there would be fewer accidents. If motorists could be persuaded to use the brake more and the horn less, fewer lives would be lost on the highways. In the great majority of cases, the human element is absolutely at fault, and when the human element can be educated to exercise more self-control while on the highways, more would be accomplished in the direction of safety than by all the traffic laws that could possibly be passed. Editorial Notes Canada went over the top splendidly with the National Service Loan, To accom- plish in one week what was expected to take three weeks i splendid 'indication of what this co E 1 do when called upon to make { > All petty and personal interests should be forgotten in the ef ¢ Oshawa a community choir worthy of the The cause, not the individual, is the outstand- ing thing to be considered. city. December is here, and now is the time to start Christmas shopping, i wenty-four days from now. : Chicago has no its 23.000 civic employe suffering from Thompson's admi We hesi { i of the county councillor palities who seck to cut the sual : of public of- ficials, but still insi r own {ull time and mileage payn m1 It is strange lo find that even ministers of the gospel are sometimes afraid that rival ministers are given more public at- tention than they tl Did we not read somewhere that who is first shall be last." ; receive, "hy { Other Editor's Comments THE LEAGUE AND (New Yor The day set by the ( withdraw her troops f the troops are still there position of a poker play It must now raise bac) What cards the Un is not known, but coerce Japan by ect it most certainly cr United States. T} its traditional po and freedom of t nation, neutral or bel ary and left-handed threatens in any way 1 it can only liquidate the p possib THE U. 8. A. pan was to passed ; 1 1s in the 1s been raised. row. in its hand, olds in this game should attempt to r military threat ct pport from the | not now abandon ing liberty of action cet of any foreign § present tempor- vith the League with that policy, s quickly and as gracefully : BITS OF HUMOR APOLOGY (Tit=Bits) An insurance company issued a life policy in the name of one Samuel Johnson. Premiums were paid promptly for a few years, but suddenly they stopped. After sending a few delinquent notices, the com= pany received this reply: "Dear Sirs: Please excuse ug as we can't pay any more premiums on Sam. He died last May, Yours truly, Mrs, S. Johnson," FATHERLY ADVICE (Buen Humor, Madrid.) Daughter: Ir'1 pass the elementary examination, I am going to study bhiclogy, psychology and physi- ology. Father: Um, that is all very well, but T recom- mend . washology, cockology and sewology. At least one thing Hoover and these foreign emissaries can agree on is a statement that they have not agreed on anything. A Baltimore girl, seeking divorce, said she was hypnotized when she was married. And who isn't? : Despite the depression, a metropolitan laundry did a bigger business this vear than last. Sure--it cleaned up! Mrs. Smith, on her first visit to Niagara Falls: "Oh, Reginald, that reminds me! I forgot to turn off the water in the kitchen What Saskatchewan Plans to Help Unemployment (The following is. the third of a series of articles dealing with un- employment relief programmes in Manitoba, Alberta and Saskatche- wan.) (By The Canadian Press) Regina, Sask.--An elaborate pro- gramme of public works is under way in Saskatchewan to relieve the unemployment situation and direct relief is being given to farmers in drought areas. The provincial gov- ernment is now making a survey of the drought arca ip the southern part of the province where direct relief is being given to: approxi- mately 100000 persons, Federal-approval of public works costing in the neighbourhood of $5,- 296,600 has contributed immensely toward relief of unemployed throughout the province, who num- ber 24,134 according to official reg- istration figures, Other projects are being considered. Chief attention is being directed to the aid of destitute farmers, Eighty-five rural municipalities and cight local improvement districts have had no crop for three years, In 72 municipalities and seven local improvements districts there has been no crop for two years and 'in 59 other munijcipalitics crops were poor. The Dominion governtfient is advancing loans for the pugchase of fuel, seed and feed, many farmers having refused to accept aid on any other basis. It is estimated more than $5.000,000 vanced for this purpo hout encum ioned the g ¢lp make ti less farmer a mite easier West joined hands, | have contributed a total of loads of fruit and vegetable the needs of the people in the dried ont areas | h car wa d tril 103 car mately $6000 part by the Don have been undert connecting with tl through Drum Jobless tics, 100 t are being PILLS l AL KIDNEY ~ 8 ,8ackacHh Dp J ll ROER oH. F iH Ni NG ) hh ® UHen In TORONTO YOU WILL ENJOY OUR SERVICE IF YOU PREFER A QUIET WELL CONDUCTED MEDIUM SIZED HOTEL. TRY IT NEXT TIME YOU ARE IN TORONTO, ble a Be vetung PLENTY ofCURB PARKING SPACE GARAGE ONE MINUTE WALK Rates 5 35 52 HOTEL WAVERLEY Spadina Avenue and College Street Deluxe lax! From ber of general improvement pro- jects, Regina's expenditure includes $268,761 for develor t of Lake which created a payroll of $94,730 and employed 3,054 men. The Albert street memorial bridge, cost- ing $250,000, is under construction and a large waterworks undertaking at Mound Springs to cost $420,000 is being considered. This would keep 1,000 or more of the city's jobless busy for three or four months. Not only will Regina labor be used in the digging and back-filling of the long ten-mile trench from the springs to the city, but Regina la- bor is gpecified in the construction of pipe. Other projects included improvements at Boggy Creek, the municipal airport, installation of cul verts and the laying of sidewalks and driveways. Principal of the many wundertak- ings commenced at Saskatoon to provide relief for unemployed was the erection of a $850,000 bridge across the South Saskatchewan river. Toward this the federal gov- ernment contributed 50 per cent, the provinee Rpproingtely 25 per cent, and the city gio red the remain- der. Approval for this relief brought Saskatoon's total past the million-dollar mark. A three hun- Ltd | tween 1,000 ; ww Depot or Wharf--25¢ i dred thousand dollar expenditure on storm sewers, and 'a general pro- aided the unemployed of the Hub 15 of Moose Jaw's v unemployment | e plan to pipe wa- | | gramme of local improvements also | 1) ' | he Saskatchewan river, at rst, to Caron to connect he city's pipe-line. The ori- nal plan was to supply Moose Jaw and Regma with water, The. pro sanction, Consider- been made available rk has municipal unemployed | S, er paving | f to settler i the province rated at Cy untain, Meadow resent plar rovide for the it the latter m mer accepting | ter the govern ore than $10.00 | ects are that be 20000 men will be placed with farmer der this ar Eye Care and Eye Strain (Copyright, 1928) .ndustrial Accid®nts; An Ounce of Prevention PART "7 Exposure to light besides the painful inflamationn: produced, the outward condition of which is mod- erate as compared with the effect of the internal injury to the delicate tissues on the inside of the eye, leading 'to more deep seated and severe pains in the ¢feball. Vision may not appear to be severely af- fected but the kenness of the mem- branes is affected in such a way that fixed close objects can only be seen with effort. It may take cven weeks or months for the headaches to vield and thev are only increased when close work and reading ate resorted to. The more severe the exposure the slower the recovery which may take months or even years as compared with the milder conditions of exposure to ultra vio- let rays which 'may respond in a Yew weeks. This applies to the more deep seated and conditions where the light affects the interior of the eves, but grave danger may be again encountered when we consid- er that the inflamed eye is easily one that is open to infection. Neg. lect of even a minor eye trouble may later be considered a source of BITS OF VERSE : CARILLON + The poet climbs 2 lonely tower Where bells" hang high above: The overtones and undertones hymns of faith and love. He lays his' fingers on. the keys Fringed tones flow from his heart + That, throbbing througli the atinosphere, Sweet harmonics' will start, Fresh courage floats upén the air: Hope, born anew. sinus loud; i _Auickens every Hote he plays; f leaves, and cladness stave; ear vanishes like somier cloud. The poet's carillon. hare. ~ Ethel M. Halk . regret. Don't neglect any condition however, simple it may seem, THAT every citizen should have faith in the home city and show their faith by both words and ac- tions, Men who express doubt about the future of the home city are not usu- ally the men who are best able to gauge its future, The citizens who push the home city to the front are those who have un- bounded confidence in its ability to forge steadily ahead in the years to come. Cities peopled with this class of citizens always move ahead. Some men with highly imaginative minds who spend their time build- ing air castles should stop dream- ing. Dreams never build cities. People of the home city should not be discouraged because some dreamers wish to wait and watch to see results secured by progressive citizens so they can reap some bene- fits from their neighbors' work. Ev. ery city has dreamers, Dreamers should wake up and be- come a wide-awake, active part of the home city and do their full share towards its upbuilding. A CITY MUST HAVE THE THOROUGH, ENERGETIC AND PRACTICAL CO-QPERATION OF ALL ITS CITIZENS IN OR- DER TO KEEP IN THE MARCH OF MODERN PROGRESS, FISHERMEN FIND PAYING SIDELINE Prince Rupert, B.C--~A lucrative side-line for fishermen off the west coast has been developed throu, the use of halibut liters for medi- cinal purposes by United States lab- oratories. Halibut livers, formerly tossed overboard, are now being saved, sold at twelve cents a pouhd, dehy- drated, frozen and shipped east from here. A single boat recently brought in 1092 pounds of halibut liver and in three days recently 6504 pounds of the material were Tarnded: It is believed that the new project may result in the establishment of SECURITY | of $12,000,000.00 provide a surplus over liabilities to the public of almost five million dollars, KING AND VICTORIA STS., TORONTO 23 SIMCOE ST. N., OFHAWA a substantial industry, st $1,750,000 and | tnent to hundreds, | ion proved the Fish | weanle | LIABILITIES TO Deposits . Payable on demand. Other Liabilities LIABILITIES TO Total Liabilities Available on demand. early Stocks « . * Railway and Industrid Items which do not come under the foregoing headings. Total Liabilities to the Public . » . BANK OF MONTREAL Established 1817, oA presentation, in easily understandable form, of the Bank's ANNUAL STATEMENT 31st October, 1931 LIABILITIES THE PUBLIC Payable on demand and afier notice. Notes of the Bank in Circulation . Letters of Credit Outstanding v Nec. Financial responsibilities undertaken on behalf of customers for com- mercial transactions (see offsetting amount [x] in "Resources™). THE SHAREHOLDERS Capital, Surplus and Undivided Profits Reserves for Dividends « . . . This amount represents the shareholders' intevest in the Bank, over which liabilities to the public take precedence, RESOURCES To meet the foregoing Liabilities the Bank has Cash in its Vaults and in the Central Gold Reserves Notes of and Cheques on Other Banks « «+ » Payable in cash on presentation. Money on Deposit with Other Banks Government & Other Bonds and Debentures Securities the majority of which mature at . . . LJ LJ and other stocks at or below warket value. Call Loans outside of Canada . Secured by bonds, stocks and other negotiable . . LJ value than the | d : pb spel LR La Other Loans . CallloansinCanada + «°° « Payable on demand and secured by bonds and stocks of grester value at current quotations than the loans. TOTAL OF QUICKLY AVAILABLE RESOURCES (equal to 58.11%, of all Liabilities to the Public) Bank Premises . and appear on the pear under spon. ' To manuf farmers, m born poe Lr The strength of a bank is determined been in the . Ld L] - hants and others, on conditions con- of the ks at $1.00 in each case. Bank's Bremises, the Jobe of which largely exceeds $14,500,000, ap luied fn the course of the Bank's busines and i prcess of ng x Customers' Liability under Letters of Credit + TC Bk or a ft of elf Other Assets not included in the Foregoing + Making Toul Asesof + + « 4 & " to meet payment of Liabilities to the Public of leaving an excess of Assets over Liabilities to the Public of PROFIT and LOSS ACCOUNT Profits for the year ending 31st October, 1931 : ou Dividends paid or peysble to Shareholders Provision for Taxes, Dominion Government Reservation for Bank Premises «+ o « $4,320,000.00 610,000.00 300,000.00 $669,047,251.38 38,028,370.50 8,943,524,05 2,311,583.19 $718,330,729.12 # 76,192,604.84 $794,523,333.96 # 83,625,914.91 35,794,511.20 22,270,311.79 236,433,817.82 1,785,228.94 28,252,802.06 9,243,921.73 $417,406,508.45 348,525,148.48 14,300,000.00 1,735,466.32 8,943,524.05 3,412,606.66 F94303,333.96 i $5,230,000.00 Balance of Profit end Loss Account, 31st October, 3930 1 4 Balance of Profitend Losscarcied forwaed «+ . . 4 Ww. A * * * ACKSON BoDDS, CHARLES B. GORDON, ¥ President by its history, its policy, its management and the extent of its yesowrces, For 114 years the Bank of Montreal has forefront of Canodien finance. = ] $ LNSY » 947.0478 ' ILI 48H