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Ne -- A OL wee w-- --_---- rd a How Can | ? BY ANNE ASHLEY Q. How can I make a good {illiug for pin cushions? A. A simple and very effeciive filling for pin cushions can be made of dried coffee grounds, The grounds will not pack down, .and they -will never rust the needles or . pins. ' Q. How can 1 make use of left- over sandwiches? A. Try the following: Make a pancake batter; add either a little sugar or - salt; dip each- sandich into this batter and then fry to a golden brown. : . Q)..low can I soften paint that is hard and apparently useless? A. Pour an inch of turpentine on top of it and allow to stand for a few days. Then pour oft the turp- ontine and stir with a stick until soft. . Q, How can [I clean chamois gloves? A.~Make a strong suds of white castile soap. Dissolve 1 teaspoon- ful of borax in 12 pint of hot wat. er, and add this to 1 quart of the suds. When cold, put gloves on the "hands and wash gently In the same manner as washing the hands, Rinse in the same way. When dry, rub between the hands to soften. Q. How can I keep my feet warm during cold weather? A. Make insoles for the shoes by cutting out pieces from ai old felt hat. large enough to fit the~inside of the shoes, Q. How can [ swoeten cream that Las soured? A. Add a pinch of bicarbonate ot yoda to the soured. cgeam, and .it will sweeten it again, 7 Proper Posture Lifts Spirits Walking, Standing, Sitting Cor- rectly Make Anybody Feel And Look Better Authorities agree that walking, . standing and sitting correctly will make any woman feel, as well as look, better. If you doubt this, make a simple test, Just let: your shoulders sag, pull your head back into" the col. lar, of your coat--in fact, allow all of your body to slump, then walk a block. Now lift your chest, - hold shoulders up and back straight, but not exaggeratedly so, carry head high--in other words, assume a~perfect posture, then walk another block, stop and an- alyze your reactions during the short walk. "Stand "Tall," Breathe Deeply It's a well known fact that bad seated posture produces fatigue rather quickly. It's important that the office worker sit far back in her chair with end of spine (not necessarily shoulders) touching the back of the chair. Stomach will then be up and in. Feet should be placed flat on the flcor. When you stand, try to keep backbone in as straight a line as possible with chest high, stomach in 'and head up. : Remember, of course, that'deep breathing exercises do a great deal toward teaching you. to stand, * walk and sit with chest in an ¢le- * vated position. Many a flat-chested lock has been cured by breathing "exercises and by correction of pos- ture defects. At Legislature Opening déd. the opening of the Ontario legislature in his uni- form of the Essex Scottish regis. Croll obtained a leaye from his unit to} eliberatiohs of . ment, Private thrée-da attend the opening the present babi / It can be seen from his pictur "that he has lost * welg! tin the army. x i - gely. on Seventy-first Annual Meeting 'Royal Bank of Canada Unprecedented Business Activity With Maximum Employment Foreseen By Morris W, Wilson, President and Managing Director -- Reviews Canada's Relation to War -- Can Per- haps Do More Than Any Other Empire Country To Strength+ en Britain's Position, - Sydney G. Dobson, General Manager, Reveals Assets of Bank Highest in History -- Continued Progress Shown -- Foreign Exchange Control Working Smoothly . 2 iT A striking comparison between the Canada of "1914 and to-day with particular reference to the important economic contribution. this country can make to the allied cause were features of the address given by Morris W. Wilson, Presi- dent and Managing Director, at the Seventy-first Annual Meeting of The Royal Bank of Canada. "Canada," he said, "is in a posf. tion to contribute assistance to the cause in truly impressive propor- tions, to an extent, in fact, that may decisively turn the balance if the other contending forces are anything like equal." PROGRESS SINCE 1914 i Since 1914 Canada's economic + structure had been virtually trans. formed, stated Mr. Wilson, from one based mainly on agriculture to one of great diversification in which manufacturing played a leading role, He predicted this trend would undoubtedly receive an even greater stimulus if the present conflict is prolonged, "In our past crop, yields were again abundant, the total wheat coop for all Canada falling but little below half a billion. bushels, Thus the Second World War finds us in a unique position to continue as the 'Granary of the Empire.' "While Canada's manufacturing industry played a noteworthy role in the production of munitions dur- ing the last war, should the need arise, we shall be able to outstrip greatly anything we were able to do at that time. 4 "The iron and steel "industry, which under war-time stimulus - reached a peak of a million tons of pig iron annually in 1918, has dou- bled its potential output. Aircraft manufacturing has assumed inmor- tant proportions, and the ground- work has been laid for rapid ex- pansion, MINERALS VITAL IN WAR "War power to-day depends lav- - minerals, particularly metals, The expansion of the Can. adian output of such products since 1914 has been spectacular. In 1914 Canada produded 773,000 fine ounces of gold. In 1939 pro- duction was nearly seven times as® much as in 1914, Nickel increased from a production of 45% million pounds in 1914 to 227 million pounds in 1939, Copper production has increased-eight-1old during the past 2b years. Lead output is clev- en times as great, Zine production has gone up from 22 miyion to 331 million pounds. The output of al- uminium is eleven times as great, and when plant extensions now-un- der way are completed, production will be increased to nearly four- teen times what it was in-1914." "To-day Canada is avery dif- ferent nation from the young un- seasoned country that went into the last war, WAR AND CANADIAN ECONOMY "It seems to me quite clear that we have facing us the prospect of maximum employment. Unless our enemies collapse through deteriora- tion of morale before their ccon: omic and nnlitary resources are exhausted, the decision inthe pres- . ent confhet will depend largely upon economic staying power." "Never before in our history has it been so important that every one of us should practice thrift and Jndustry. 1{ the time comes when unemployment is no longer a prob- lem, we may find ourselves com- pelled to curtail luxury 'and other non-essential industries to make way for more essential produciion. Furthermore, capital and other ex. penditures, public or private, not direc.ly related to winning the war, nor essential to keeping our | cconomic machine functioning ef- ficiently; shouldbe definitely dis- couraged, It is to be hoped that un- der tnese circumstances, labour and 'wage disputes will be coms, pletely ~ avoided. Those who are foriunate encugh to remain at their regular employment in Can- ada must not exploit the situation for their own ends. Capital must also be willing to contribute its full share. Some industries, of course, will be adversely affected by the war, but the majority will undoubtedly experience a great stimulus, The benefits therefrom must not be retained by stockhpld- ors except to a normal degree, The Government has devised a sound system: of taxing excess profits, but it is also essential that any at. tempt at profiteering should be ruthlessly suppressed." In view of the strides which had been made since 1914; Mr, Wilson believed that Canada; "can do per. haps more than' any other part of' the. Empire or any other country with the single exception. of the United States." BUY ALLIED GOODS Mr. Wilson emphasized particu. larly the need for buying a maxi. mum amount of goods from Great Britain and France. "In this way," he said, "funds will be made avail- able for the purchase of wheat and war supplies in Canada, leaving the gold and foreign exchange re- serves of Great Britain for use as a last resort. Everything possible must- be . done to stimulate Canada's exports with a view to commanding pur. chasing power abroad, "We are in an absolutely unique position to supply goods to Great Britain and France. This'must necessarily lead to business activity such as we have not previously known. TOURIST TRADE "It.seems to me also that the war affords Canada a unique op- portunity to develop' further its tourist trade. It therefore behooves our governing bodies to bring the unquestioned attractions of Canada as prominently as possible to the attention of prospective visitors from the United States. In normal years, tourists spend- as much as $260/300 million in Canada, This trade is thus-an important- factor in our international -balance of payments. As a means of strength- ening our economy and providing foreign exchange, our efforts to attract tourists. should be redoub- led." BUSINESS PROSPECTS Mr. Wilson teported that in spite of disturbing conditions business during 1939 was reasonably good and maintained a level well above that of 1938. "If for any reason peace should come within a comparatively short time, we would soon revert with- out difficulty té the not unsatisfac- tory conditions which prevailed be- fore the outbreak of hostilities. If the war should continue for a pro- tracted period--and:this is the bas- ig on which our plans must of nec- essity be made--I1 think we 'shall have a period of unusual industrial . activity, But as we prosecute the war, we must not lose sight of the readjustments which will follow the return of peace. If our pre- cautions are well-planned and ade- quate, the hesitation in our pro- gress will not 'be great." GENERAL MANAGER'S ADDRESS Mr. S. G. Dobson, General Man-- ager, in reviewing the Bank's bal- © ance sheet remarxed that the gen- eral progress of the bank during ° the year retlected an upturn in "business which began in the Sum- mer and which under the stimulus of war orders became quite active in the Fall of the year. The bal- ance sheet was particularly note- worthy, he said, in that the.totals™" shown under cash assets, securities, total assets and-deposits were at' the highest figures recorded in the histcry of the bank. Total assets now standing at $1,014,708,343 were the highest on record, this being the second occasion in the bank's history on which they had crossed the billion dollar mark. Mr. Dobson reported a greater _ demand fcr Commercial loans in Canada and that the. total under "this heading was now $212,627, 811, an increase of $14,424,408. Yrotits for the year showed a moderate increase but, taxes now borne by banks had become a real burden, "These totalled in the case of The Royal Bank $1,967,761," he said, *"'& very heavy charge considering the bank's carnings and eqoivalent to [0c for every. "dollar paid sharcholders. Everyone concedes that special taxation is necessary if we are to do our part in winning the war but the am- ounts 1 have mentioned represent ordinary peace-time taxes only." FOREIGN EXCHANGE * CONTROL Foreign Exchange Contrel was now operating smoothly, said Mr. Dobson in spite of its very wide ramifications and the responsibility with which the banks were faced at the outset of interpreting the regulations to the public. "The manner in which. this new, and at first complicated, machinery was handled was most creditable," said Mt, Dobson. hel! , In conclusion the General Mane ager foresaw Jfsener business ac tivity _during"1940. under the ime petus of war o «greater: em- ployment and more general distrl- bution of purchasing, power, Use. 'Alarm Clock' To Release 'Chute The Russian airforce is adopt- ing an "alarm clock" release fof : parachutes, Honors haye been con- forreéd on three brothers who in- vented it. The apparatus, attached~to a parachute, may be set to open it automatically' at any time after the jump. It was asserted: the device was "infallible" and' greatly increased the gafety of parachutists, The three brothers, named' Dor- ohin, are engineery, Leslie Hore-Beleisha, former British Minister of War, is shown here as he recently inspected troops of the First Canadian Division who are at present completing their training in England. "Modern " Etiquette BY ROBERTA LEE Q. Isn't it well to know the var- jous flower symbols for each month? ' A. Yes. A list of flowers charac. teristic of each month often comes in handy when planning a party. Here they are: January, carnation; February, primrose; March, violet; April; daisy; May, lily-of-the-valley; June, rose; July, sweet pea; -Aug- ust, gladioli; September, aster; October, dahlia; November, chrys- anthemum; December, holly or poinsettia. Q. Isn't it the duty of the hostess to assist her guests Into their wraps when they<are leaving? A. Not unless the guests are very elderly or crippled. Q. Is it all right to rest the loft arm on the table while eating? A. While this is often done, it is not correct. Q. What could really be called true politeness? A. Chesterfield's definition is: "True politeness Is perfect ease and freedom, It simply consists. in treating others just as you love to be treated yourself," Q. When you are jnvited to an out-of-town wedding, where you must stay over night at a hotel, who sliould pay the Hotel bill? A. You should pay this bill, with- out even "hoping" that someone - else mighf.do so. | - Q. What are a few: appropriate closings when a woman Is writing: - a letter to an Intimate friend? A. Affectionately yours, Devoted- ly yours, Lovingly yours: 3 HaveY ouHeard @ New York's 'Senator Royal 8. Copeland, who is also & physician, tickles the funny-bones of his din- ner companions with this medical yarn: A man who had been bitten by a dog found that his wounds didn't heal and consulted a' doctor, The physician, alarmed by the appear- ance of the wound, had the dog caught and examined} The dog had rabies. As it was too late to give the man a serum, the doctor told him he would have to die of hy- dophobia. 3 N f The' poor man sat down at a desk and began writing, The phy- sician sought to comfort him, "Perhaps it will not be so bad," he said. "You needn't make your will now." x "I'm .not making my. will," re- plidd the man, "I'm writing out a list: of people I'm going $0' bite." --i } "You've been married for years," said' the young: wife. - "Can you tell me the best way "to hold a husband?" And the old frau nodded: "Sdre, by the ear, by the hair, or by the throat." --Qa 12309 AN "At church parade the gloomy padre had spoken abdut the wages of sin, and had freely quoted. the Ten Commandments. : Coming out of the churchyard, "the réginientll Black sheep thought deeply for a few minutes, then turned to his pal. "Ah, well," he muttered, "I've never made a graven image, any- way." = z Dentists are people who bore you to tears. « --0-- Little Winnie had evidently been thinking hard as she sat on mother's knee before the fire. Pre- sently she asked: "Mother, why did you -marry daddy?" fh Mother looked at her sadly and sighed. : "So you've begun to wonder, --too, have you?" ~~ Oe Out of ninety thousand wo- men, there will be ecighty-nine thousand nine hundred and ninety-four who will read this. The other six will be blind. ' --0-- y Along a country road came a $7,000 limousine. As it caught up with a small car, the owner of the big car could not resist the temp- tation to slow down and jolly the - other fellow a bit. "Heavens, man," he said, "what is-it about your car that makes such a dread- ful rattling sound?" * "That? Oh, that's the $6,500 jingling in my pocket," replied the small car driver. Fun Hunting For Ancestors. "Girl Says Genealogy Is Very Much Worth While: -- Hére-: dity Very Important Hunting ancestors--is-her busi ness and in the last 22 years Ma- bel Thacher Washburn, of New York City, has traced literally thousands of them, good and bad, - From hér long experience Miss Washburn finds "on the whole an- Every 115, and 44 1b. Jackass of pton's * Te a tries a vals able : Save coupom these tally, "They are beautiful Wm. J. Lipton Limited, . Lipton Building, Torenter, LIPTI FULL-FLAVOURED 117. ©, OFFER 10 cestors are a pretty fine lot, I'm constantly being filled with a sense of how good they were." "Genealogy makes history real," she said. "It reduces it to the in. dividual, How much more fascin- ating historical events become when you actually know that your own flesh and blood took part in them." Names carry impressions of fam- ily characteristics. She has got so, when she hears a name, she auto- matically classifies the individual, She also attaches great importance to' heredity. "Hoth my grandparents were" related to the Thacher family of New England," she said. "For gen- erations back they have been scholars and clergymen, I find my- self strangely drawn to all branch- es of theology and anything per- taining to the classics." Feathers Bought | Canadian Feather & Mattress 0. 4147 SPRUCE ST., TORONTO .. CLASSIFIED ADVERTISEMENTS.. AGENTS WANTED MUSICAL 127 HOMEWORK PLANS BE YOUR OWN BOSS. THESE plans can be worked anywhere. Particulars free. Guardian EX. change, 971 College St, Toronto. BARGAIN! 100 popular radlo cowe boy songs, with round-up car toons, only 25c postpald, Empire Novelties, Peterboro. Ont. ENRSUNAL BABY CHICKS QUALITY GOES IN BRAY CHICKS ~hefore the Chicks go out. "Hold their own on any™ Prize Exhibl- tion," says Mrs, E. Darby, Ontarlo, .of hers. 2 Hatches weekly; limit. ed number started chicks. Chick Guard free with 200 chick orders. Catalog. Bray Hatchery, 130 John St. N., Hamilton, Ontario, YOU CAN SAVE UP TO $60.00 PER thousand on your chicks provid- ing you order from us by mall Send for free catalogue to-day. Compare our quality, compare our prices Grade A White Leghorns, Brown Leghorns, White Minorcas, Black Minorcas, Anconas, * $9.45; 90 per cent. Pullets, $20.90; Barred Rocks, New Hampshire Reds, Rhode Island Reds, Hybrids, sev- _eral crosses, $9.90; Pullets, $16.90; Cockerels, $6.00; White Rocks, White Wyandottes, Light Sussex, Jersey Black Glants, Black Aust rolorps, $10.40; Pullets $16.90; Cockerels, $6.90. Tweddle Chick Hatcheries, Limited, Fergus, Ont. NUSINESS OPPORTUNITY : LUNCH ROOM, WELL EQUIPPED, seals 48, soda fountain, tobacco and confectionery cases. Cost $5,500, will sell for $2,600, For in- formation address Mr. Henry, 656 _ Davenport Road, Torento. = CRESTERFIELDS FOR SALE CHESTERFIBLDS. -- $1. WEEKLY. We pa y the freight, all you pay is a rock-bottom price for chester fields from Toronto's largest dir- great pleces -- chesterfield, chairs und modern stool to match, rebuilt and upholstered in brand new repp and tapes, 'tapestry cove erings, spring filled back, cush- ions, altractive design, only $49. Another bargain, originally ex- pensive sultes, thoroughly recon. ditloned, $29.60. Send $10.00 now, balance $1.00 weekly. We pay the - freight to your station. Satisfac- tion or-your, money 'back. Royal Chesterfield Mfgrs, ¢6 Richmond __FEast, Toronto. re . EDUCATIONAL STUDENTS NOW ENROLLING FOR courses in Mutriculation, Short Story, Journalism, Shorthand and Speech Culture Muke use of your spare time. Writp today. Canagd- ian "Correspondence College, (€s- tablished 1802) 229 Yonge Street, _Torouto, El ELECTRIC severul CTRIC MOTORS MOTOR, 2 H.P., ALSO other - wizes. Jones & 1 Moore Electric, 296 Adel:ide St. = W., Toronto. FARM EQUIPMENT = FANNING MILL. (KLINE) FARM- ers say best seed grader; wild oat separator, testimonials, Kline Manufacturing, Islington, Ont. FILMS -- I'RINTS FREE ENLARGEMENT IN STUDIO. Folder with each order. Films de-, veloped and printed by experts, 25¢; reprints-10 for 25¢. Nu-Way Lihoto Service, Station "A", Tor- onto. - FOR SALE PACKING PLANT SITUATED IN the centre of the city of Ottawa, completely equipped modern acking plant, 2-stotey brick uilding "and outbulldings, 11 re- frigeration rooms Lindy refriger- ution equipment, clectric. holst, slicers, scales, ete, Itirst-class condition; reasunuble. App) --- J. T. Guerin, 125 Ridenu® Street. Oltawu, Telephone 60764. ysup DIESEL POWER UNITS, 7 -H.P., Blnckstone, complete; 4 H.I'. Bluckstone, neurly new, PD 40, International. Save money, write for prices to-day. Hanna's International Diesel. Dept, Guelph Ontario, MACHINERY FOR SALE WADE PORTABLE DRAG SAWS reasonubly priced, eusy Lo operate, a money-muker, wherever thers are tucks to be cut. Write for free descriptive bulletin, The ~ A. R. Williams Muchinery Co., Ltd, 64 Front St, West, Toronto. HARDY APPLE FREES HARDY AI'VLE I'REES -- §0 CTS each. Cunadu's Lowest Priced Nur. sery, prowling "leading varieties Frult Trees. Ornumentuls. rite immediately requesting sensatiom al offerings. Tobe's Treery, Nia. gara-on-the-Lake, Ontario. INVENTORS AN UFEFEIL IO BYERY INVENTUK List of inventions and full Infor. mation sent (ree. The Ramsay Co, Regletered, Patent Attorneys, °°" Bank: Street, Ottawa, Canada, © Guaranteed CAR AND TRUCK PARTS v Used «= New BEECIALIALNG AN HENLE MO. iteiets ith %," Hydraaile An Wineh Generators, St Axnelos, arburelors, Radiat. -- xchange Ll ts, Toro FOR SALR k LARGE anEAT DANE MALE, § months, "$12.00, Toy Bull females, Bronze turkeys, Storrings, Tam- worth, Ontario, ] ISSUE NO. 4---'40 © AMBITIOUS MEN - buffet, i QUIT TUBACCU. SNUFF. EASILY, inoxpensively. Home remedy. Testimonials. Guaranteed. Advice free Bartlett's Box 1. Winnipeg. ARE YOU RUPTURED? RELIEF, comfort positive support with our advanced method. No elastic or understraps or steel. Write Smith. Manufacturing Co. Dept. £19, I'reston, Outarlo. STOPS RUPTURE. GUARANTEED tut, self-adjusting springs. No understraps, 4.50, Free Trial Fleming, 1009 Granville, Vancou- ver, B.C. SEEDS r SEED DEALERS -- GROWERS --- Secure Highest Market prices. Sample to Harry Fisher, 308B Jarvis Street, Toronto. SONG BIRDS YORKSHIRES AND BORDER FAN- cy singers, $7.26; Warbler Hens, 5c; singers, $56.00, Miss Bonsche kowsky, Carmangay, Alta. TWELVE REMNANTS -- $1.00 ALL WOOL REMNANTS -- FINEST men's sulting matérial, minimum size 9" by 56" and larger, Mailed Collect. Money-back «Guarantee. Avonoff Bros, Ltd, 274A Demon- tigny fast, Montreal, FIRAINED DETECT 17 AND OVER wanted immediately for secret- service and detective work, com- plete training course by corres .pondence. Free information. Write to C. AM. Julien, Box 25. Station T, Montreal. = USED CARR AND THUCK PARTS PARTS FOR EVERY MODEL -AND make, All. taken down ready to ship. Every part guaranteed or meney refunded. No order tou big. No order loo smull. Osler Auto Parts, 95 Osler Avenue, Toronto. | FURNITURE FOR SALB LYONS - JANUAKY CLEARANCE 2 ne.cu TION LL Fukarroite Every urtlcle completely recondl- tioned and guaranteed thorougnly clean aud seid with un poyliive uvn- ey-uinck gunruntee of sutisfaciion. 18 50 Solid vak Linmg Hoom * Suite, buffer, extension table undg 6 leather scut chairs, 25 00 Fumed ouk Dinmng Suite, . butfel, extension tuble and 6 leather upholstered chalrs, Ty 39 00 Complete onk Dimng Suite, . buftet, china cabinet, extens sion (able and 6 1euther scat chairs, 49 00 Walnut finish Dining Suite; Rd buffet, .china cabinet, exe tension table und 6 leather seat 'chairs. . 69. 00 Benutiful English oak Suite, perfect condition, bufret, cabinet, extension table und 6 lea ther upholstered chairs. 75 00 Sulld walnut Dining Suite, fd buffet, extension table, china cabinet, und & leather uphols stered RT : E bi C Beautiful _ walnut--- Dining 89.00 Buite, large buffet, china cabinet, extension table und 6 lea- ther Ag 10ui Wiis ( rge 10-piece Dining 139.00 Sulle (cust new $670.), china - cabinet; exlensioh table, serving cabinet, and 6. chairs with seuts und backs upholstered In blue mohair. 6 95 Odd Buffets and Dining . Room Tables in oak or walnut {nishieg: 1 8 95 and up, Large assortment of Js ZJ --odd- Chia Cabinets, 39 00 Bedroom Suite in two-ton . walnut finish, dresser, chif- - foiler, and full size bed with sag. less spring. 45.00 Complete Bedroom Suite, JUV In rich walnut finish, dres. ser, chiffonlier, full siz¢ bed, sag- less spring and new mattress. - 59 00 Beautiful Bedroom Suite in. » the new bleached walnut finish, with waterfall fronts, drese ser, chiffonier, full size bed, sagless spring and new mattress, 69.00 Large Bedroom Suite, in 80+ . 11d walnut, beautiful drese ser, chiffrobe, full size bed, sagless. spring and spring filled mattress, 95 00 Modern walnut Bedroom . Buite, (cost new $3560.), large dresser," chiffonier, vanity, full size bed, sagless spring and new mats tress, Perfect condition. : 5 (4) and up, Large assortment of . Dressers, Dressing - Tables and Chests in varlous finishes. 8 95 Chesterfiglds in repp and mo- A] hair covers, Marshall con. . struction, 3.plece Chesterfield Sulte, 14.50 In brown mohair, Higured cushion Tevefsinle Marsal 8 Hig fo . partment. size Chestetfle 22.50 Sulte, 8 pleces bholetered In blite shade figured velour. R - versible Marshal spring shlong. Large 3-plece Chesterfield' 29.00 Sulte, upholatered in figur- od Feop, reversible \Marghall spring cushions, erlestly clean: =p Large 3-plece brown mohalr x 35.00 Chesterfield Suit eo, figured reversible Marshall sprin, | 4 complete] RAL cur one, 15 00, | dio Cue upholstered bo | figure 0 back" and' wat fo bis frome and up. Large assoriment of 8.95 Kitchen Cabinets, with por. _ . celain, sliding tops, various finishes, - : Muy With Confldénce & All merchandise so Honey hack sun with a positive tee of satisfac. tion. LYONS FURNITURE CO. 478 Yonge St, Toronto