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1D." BI Ne § od - BEIRRATES ai o- [A ~- £838 SEFEEs ~~ SiH EREER3S 3338 $s EERIFE @ § "rEsgsd 5 i J L] | | ------ me ae TITRA JTS] Ml aa Aaa - 3 : ™ FE ¥ an : Yon x et dl o we | Ron Pa REPRESENTATIVES IN US snd Stone Tats New York dad Chleage . earned a surplus of $5,127,828.00, for the first time in its history going be- yond the five million mark. This. is probab. ~ ly.the most interesting item to policyhold- : ers, because dividends depend upon surplus earned. The new policies isiued amounted | to $157,179,387; which is much more than tips the amount reported in 1922, only five years ago, and nearly $10,000,000 greater than in 1926. Nearly 8800,00000 inurance in tone 4 . the close of last year suggests that the Can. "ada Life will soon be ntimbered among the few "Billionaire" Companies on the North American Continent, The actual figures ate i $769,982,182, He Lal fr 1 year 1927 amounted to $84,378 year, The net income from all over 1926 of $2,346,971.50, . ) The assets gained $13,333,174.49, s'larger. | ~ amount than in any previous year, and they 4 now stand at $140,580,677.62, 1 6 ts | ! i For the protection of Policyholders the Company holds contingent reserves of ap- proximately $1,300,000, and the total sur-- plus, including $4,660,000 payable to Policy- holders during 1928, amounted to $7,971,- 474.63 at the end of the. year. . No changes occurred in the Board -of Di. . rectors during the year, and the President ~ in bis address, which has been printed in full in another column gave a summary of the affairs of the Company which indicates pro gress in every direction and the unquestion- ed solidity which we expect to: find in the 'statement of assets of a leading life insur- ance company. : IF 35 WERE THE LIFE SPA: RC One of the best known modern: philoso: phérs and authors takes the 's posi-- tion that most men ought fo die at 35. Af' © 40, he claims, men are but a reminiscence, | that at 35 the average man is at the height 0 of 'his life curve and should be put out of 'the way at that zenith. That he lacks the courage of his convictions is apparent from i the fact that he is now 44 years old and still looks both ways at street crossings, And * he has produced his greatest literary works : the past five years, i The suggestion has aroused indignant : fest from men and women in i dg lite d of all ages above 35, ese point : t most of the great rp in E: history were consummated by. . two score mark. And rest moms i aS boon hit highty ons ' at 35, Tae Youu: ¥ Bi : 8, it does not follow that other important may not be accomplished while the - 8 is receding. Would the world be bet- without such accomplishment, even i wets Loi, quite up ty ST HEE: | the & Loh 1 RR 000 S0production Wrilis Sep oi: » 5 Fe y tly carry om in millions of jobs i be beyond the mental capacity, tests," which frequently belittle true intelli- gence. "useful purpose at all, it is to discover in the "#libjeet those peculiar qualities which give one & high rating under them. But the lack of those qualities does not necessarily place the subject among the mentally subnormal and deficient in character. In fact, there in those qualities that make for success. "Intelligence tests" often disclose & men- tal state like that of the backwoods boy who had his mind so full of Biblical quotations he had room for nothing else. THE INDISPENSABLE MORON Modern society could not spare the moron. - civilization would collapse without her. The industrial structure J tipon the shoulders of those men and ' ory 'of arrested mental development who 5040 speak, of those whose intellectual de- "Velopment has grown to sharper and at the same time more delicate proportions, |.» "Yet 'the moron who is emotionally unstable is responsible for a great deal of crime, and, to take into sufficient consideration the scien. tifically known conditions and provide for them scientific precautions, Attention has----rather obscurely--been called to the possible relationship between prosperity and crime statistics. One Eng lishman went so far as to advocate suffering more crime in England on the ground that it might mean bigger and faster material progress. Morons are a inost indispensable class of citizens, Society cannot get along without them. But it could get along without the crime for which the unstable moron is re- sponsible. So crime experts are forever begging the politicians to take scientific care of them, And the politicians are al- ways refusing, because it would cost money --and the people will not permit their money to be spent for things they do not under- stand. Even the moron of criminal tenden- cies can understand jails and electric chairs. Here is another case where it is easier to diagnose the disease than prescribe the cure, Bit of Verse = WHAT FUR? lig press informs me that Not fur of Fabbit or of cat, Buf fur of animals more dear, : | Thoin otter and of seal, , of Fauna of the sea, Give Sweetie even more appeal, Enhance delectability. It had to come, I knew if well, = IAfelt the darlings would disport Themselves along the ocean's swell In clothing of a rarer sort, An what is odder than to trim : ; garments of the fair About the fur the zis my now, wear, I think about the current breed of bathing suits and tear my hair, "Of fur, 's 110 great quantity, at .or possibly a few, this is what so worries we: »'What ate they going to sew it to? | smBdward Speyer, in Detroit Saturday Night If the intelligence quotient tests serve any to make matters worse, the authorities fail ; M nd ruin as old as the anthentic ed bathing suit is here, | to regard road dangers with a cer- Whi ES A PH Si, REPL IONS SE FE eo ee SEITE ES Hi 5 gf becomes a State church resting up- on a statute of Parliament, it is dificult to argue that only those in Parliament -who subscribe to the creed of that particuluar church have any right to deal with it. DAVID PENMAN (Brooklyfi Eagle) David d George on Decem ber 2, in a etafled defence of an undefined "war chest" fund, said something that with characteristic deliberation British publicists have just begun to interpret: "My articles appearing in almost every great country of the world, my emolutions from this source in four years have been much greater [than my aggregate salaries during seventeen years of office." Guess the amount. The aggreg- gate salaries are a matter of ree- ord. 'They total about $375,000. As David the Penman, the former Prime Minister has been paid then about $100,000 a year, a rate which may compel our own Arthur Brisbane to look to his laurels. Like Mr. Brisbane, Lloyd George has made 'nothing out of "film rights." His profits are straight journalistic profits, Unguestion- ably in Britain and here, there are novelists who with film rights in- cluded have gone ahead of either newspaper man in net earnings. SNYDER--GRAY CLEMENCY (New York Telegram) Whether one believes in capital punishorent or not, the law of the State of New York provides elec- trocution for first-degree murder- ers, and until the law is changed it's the law. 80 long as it is the law, if any- body ought to pay the extreme pen- alty for a murder of singular bru- tality Ruth Snyder and Judd Gray have it coming to them. The sash- weight and plano wire were not used during a fit of emotional in- sanity. There were no extenuat- ing circumstances. There was noth- ing radically wrong with Ruth Sny- der's husband or with Judd Gray's wife. Certainly there was nothing wrong about the moterhs of the two murderers. Whatever there was that was wrong was with the two principals, and it is npt easy to work up any sympathy for either of them. Pos- sibly it is true that the command- ment "Thou shalt not kill" applies to organized soclety--the state as well as to individuals. We believe it does. But the law is otherwise. Hence there is no excuse for ignor- ing the law in order to extend Exe- cutive clemency in this particular case, Im ------ WHEN IS A MAN DRUNK? (Acton Free Press) The above estion .is ever a sticklef in' polite' court ahd else- where ' where ble has been brought about by over-imbibing. Just what stage constitutes the stage of "drunkenness is a point that seems debatable from various 'anigles. The growing 'demand by the public for severe punishment for drunken motorists 1eAds to the t quite frequently, The Edin- burgh Scotsman makes this very e comment on the question: "When is a man drunk is a con- tds of the human race. The 'stich as sampling of a man's breath or observing his tendency to som- nolence, but circumstances' them- selves may change the acceptance of any rigid definition. A man may be sober enough to walk home and be too drunk to drive a railway train. He may be unfitted for mo- toring end not be in a condition generally regarded as 'drunk.' Safe motoring depends on a clear and alert mental outlook; and as Dr. Godfrey Carter stated, the deli- cate nerve balance which is essen- tial is the first function to be dis- ordered by alcohol. We hive come tain amount of tolerance; Sut Ae cidents are so multiplyin fitness 'of drivers must matter -of increasing that the oA was not 'a teetotaler was tee otal absolute and complete ro 'when driving a car and.this seems to be the only a "i 19) rule. \ Me's on Bn Dominion. { 8 Co ce have drawn up certain tests, | concern. Lord |: Russell: declared that although he gels y = ee ------ I et eee" J. TRICK 00. LID. "5 Albert Street OAKLAND SEDAN 1928 MODEL Used as' demonstrator, driven small mileage. PRICE REDUCED Ontario Motor Sales Ltd. aad wh : Se Ne Davidson 8 Tg J 1 Hoosove co; ER EXCHANGE "NEW YORK PRODUCE; EXCHANGE (Aw't4) CHICAGO BOARD OF TRADE WINNIPEG GRAIN EXCHANGE |' "STANDARD STOCK & MINING EXCHANGE Announce the opening of a Branch Offes in The Times ander the management of Mr. C. N. Henry For transactions in Securities and Commodities dealt in on the various exchanges of which we are members or which are reached through our Private wire connections. Continuous quotation service from all leading market centres. TELEPHONE 2700 Stoeie-ForLong 6@ vx] BONDS * Hoad Office: Reford BAY AND WELLINGTON STS. S. F. EVERSON, Local Manager Private Wire System 11 King Street East, Oshawa -- Above C.P.R. Offles: Phones 143 and 144 : E-------- Atle led amare} RS, The new Osthaphonic Victrola may now be obtained with an electric motor which eliminates winding. You ue he Hi Victor induction dise motor-- iY nstant in s; ; playing the ctrola is e more enjoyable hepa 'An' electric motor never pg ry You simply. plug in atthe Biases a e instrument is ys: ly to play 8 piaying at the end of each record Electret ar king work for you. Electrical equipment at sli e additional cost, is an optional feature SYeRy she o simply relax--and enjoy. . the beautiful: Orthophonic Victrola even those of lowest price. It is not an ate tachment. The electric motor is built-in just as spring motors are. It is difficult to imagine anything oie ot 0 the home--than a new O onic The principle of op 'or. -"'smooth brings you real asic by real aries, & treasure house of exquisite treats, at yous _ leisure. An unequalled repertoire. ' On convenient payments at all His Master's Voice dealers." Models from $1400 down to as, low as $115. "Inspect thems to-day: tio pin Go of em, Limited, Montreal M1 iL Sold in wacsty. D, J BROWN a "shawa By PHONE 18)