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© MB OPINION -HAVE YOUR SAY ON | Thursday, October Oakville Beaver PAM DAMOFF Column The deadline has been extended to Oct. 29 for writ- ten issi on PROPOSED ELECTORAL BOUNDARY CHANGES North—Burlington, and many constituents will be- come residents of different electoral boundaries if itis adopted. The map changes to Ontario's feder- al electoral district bound- introduces ped. dent and non-partisan pro- cess, over which no member of Parliament has ver. proposed electoral bound- ary changes. Our Constitution re- quires that federal elector- al districts be reviewed af- ment of seats in the House of Commons and the ip of federal ridings are to be “readjusted” to reflect changes in Canada's popu- lation. The chief electoral officer is responsible for applying a fol many seats will be allotted to each province. The work of drawing the electoral map in each prov- rent federal redistribution process is led by indepen- dent commissions working separately in each prov- ince to establish electoral aries. The chief electoral offi- cer is tasked with applying the representation formu- Ja found in the Constitu- tion to determine the new allocation of seats. Based on this formula, a new electoral map impact- ing Oakville North—Bur- lington has been proposed. € for consideration at public 2 ings. The current pro- § posal under consideration s es the electoral dis- 3 trict boundary of Oakville any The commission wel- comes input engage- ment from the patty and has received a high level of interest from the public and elected officials. In es- commission must take into consideration communi- ties of identity, communi- ties of interest, the histori- pattern of an electoral district, and a manageable geographic size for dis- tricts. Although the deadline to present in person has passed, the commission ex- fended the deadline for written submissions. If you would like to have your sayon submit TO LEARN HOW TO SUBMIT YOUR OWN CONTENT VISIT INSIDEHALTON.COM SNAPSHOT n Wiggins photo iyi Aseagull fishes at Bronte Heritage Park. Do you have a great local photo you'd like to share? Send it to sleblanc@metroland.com, along with a brief description. RETIREMENT IS BECOMING RISKIER Canadians underesti- mate the impact that lon- gevity, inflation and health-care costs have on retirement savings, and that's making our country ir comments or ey email by Oct. 29, 2022, to: Paula 2 Paddy, Commis- sion Sec! Federal Boundaries for Ontario PO Box 37018 Southdale, London, Ontario N6E 3T3 Email: lectoral Commission fed This is according to the Natixis anm ‘ing, reported by Investment Ex- itive. Greater focus needs to be eee on retirement oe The survey also indicat- ed that ians are too conservative with their investments. eral-redistribution.ca ‘or more information, visitredistribution2022.ca. Pam Damoff is the MP for Oakville North—Bur- lington, and the parlia- mentary secretary to the minister of public safety. Si reached at pam.damoff@parl.gc.ca. wisdom correctly classifies stocks as riskier Stocks are more volatile; therefore, you can antici- pate some years that pro- duce gains might be fol- lowed with years that have losses. However, bonds that re- duce the risk of market vol- atility do not providea very PETER WATSON Column strong return as compared to the long-term expecta- tions from stocks. Not i enough stocks in your portfolio has the likelihood of lowering your return. A lower re- turn on investment during your career year's could re- sult in not having enough capital during your retire- ment years. Considering how you al- locate your portfolio be- tween stocks and bonds i is strong likelihood that at least one will live into their 90: Our suggestion is to complete your own finan- cial projections to see what portfolio mix of stocks and bonds is appropriate. Peter Watson is regis- tered with Aligned Capital D) provided by ACPI. ACPI is member of the Invest- ment Industry Regulatory Organization of Canada. The opinions expressed are those of the author and not necessarily those of ACPI. Only investment-related prot ind services are offered through Watson Securities of ACPI. Watson provides wealth manage- ment services through Watson Investments. He can be reached at www.watsoninvestment- s.com. This newspaper, published very Thursday, isa wan of pli, a brite ‘owned ae of Torstar Corporation. The Metroland family mprised publications across Ontario. This newspaper is a member of the pate NewsMedia Council. omplainants are urged to bring ther concerns to the attention of fied, write The National New- sMedia Council, Suite 200, 890 Yonge St., Toronto, ON M4W 2H2. ne: 416-340-1981 Web: www.mediacouncil.ca nnc Nocna ‘Newebedia Counc insidehalton@metroland.com facebook.com/OakvilleBeav @OakvilleBeaver WHO WE ARE a and Operations Dana Rol Regional General Manager Jason Pehora Director of Fontent Regional Mareaing Editor Catherine O'Hara Managing Editor faen Miceli leped or Distributi Charlen Circulation | Manager Kim Mossman Directors of Advertising Cindi Campbell and Graeme Macintosh Director Creative Services Paul Gostlin CONTACT US Oakville Beaver 901 Guelph Line Burlington, ON L7R 3N8 Phone: 905-845-3824 Classifieds: 1-800-263-6480 Advertising: 289-293-0620 am ait delivery inquiries, please lossman@metroland.com or all 905-631-6095. Letters to the editor Send letters to insidehalton@metroland.com. 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