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é é ( CREDIT UNION NEWS - til you have rend the rest Wwe ask you not to read this write-up un- of "The News", But, do return to it becausc we hope that it will interest everyonc, in Terrace Bay. For oneo, wo are not going to tell you how you may join the Credit Union or of any of the bencfits to be derived from membership. 'co direct our words, primarily to Credit Union Members, -. but, neverthe- loss,--read onte=, ut different times we have seid that membership in the C.U. will help you attain some measure of relief from financial worrics, ie hnve talked sbout putting your moncy into shares and then, as the need arises, to take out 2 lonn for the sum you need at that. timo, <\e Have clse pointed out that the entire movement is bxsed on the co-operative iden, You help someone to-day snd everybody will help you tomorrow, Now, to be perfectly frank, a great number of people join a Credit Union with the thought thot they have found mn means of obtaining ensh monoy (Loans) and 4 menns of repaying this money on en casy basis. This is not the true Credit Union idea. The idea of the whole setup is to teach people to save money regularly and that onee you have saved it, to hang on to it. For instonce, if you deposit $2.00 a pay, you will have fifty two dollars at the end of a yeer. Now, let us say that you suddenly need fifty or sixty dollars. 'The idea is for you to take this amount.as a loan, repay it in casy instalments, and when you havo it ell paid off, you'll still have your original $52.00. Note that the extra amount you borrowed above your share Capital was supplied by your fellow members, Thus, you will have learned how to save money and how to hold it. It is not oxactly "Crickot™ to deposit five or ten dollars and then expect a loan for $200, is it?? -- ind yet, the Credit Union ean actually let you do this, and will definitely do it, if it is an emer- gencye But, just supposing, ten membors deposit $10.00 each and one of these mombeors asks for and gcts 3100, Thon, as far as these other nine are concerned, the Credit Union ind so, we stress tho iden of learning to save, If you, as a member, use the Credit Union es e true co-op and help others less fortunate than yourself, you will find that these other people will assist you when you need help, The Credit Union Slogm is. - "Teach your dollars to have more cents", Whether or not you arc a member, this hora Cont'd is an excellent thought to follow. oll we say is, that mombership ina Credit Union will teach you how to stretch your dollars if you join with the idea of saving money regularly. If you wich to have « longer discussion or explanation of the workings of a Oredit Union, would you contact anyone of the following: Executive Members, - Messrs, H. Goodfellow, 4. Bryans, 'im. Baillic, V. Hopper, i... Stevens, Jas, Stewnrt, Lorne Peck, Ed, Pineault, H, Livingstone, R. Ostling, L. Boudresu, Jas, Corrignn, F. Vanier. o-0-0 CUB NEVS The regulnr mecting will be held in the armouries on Fridny, September 22nd, at 6:30 p.m. The regular church attendence Sunday. i® the 24th. Meet at the armouries at the usucl hour, Those Cubs attending St. Martin's to meet at 9:45 a.m. Those attending the Community Church to meet at 10:45 «om. 4 full attendance is roque sted, 0-0-0 WOMEN'S INSTITUTE The VYomen's Institute will mcet at the home of Mrs. H. Hell, 223 Kenogami Roed, on Thursdey, September 2ist, nt &:15p.m. Mrs. Goodfellow will give 2 demonstra- tion on Potit Point. #AAEA - Complete oven meals will be prepared during the demonstrations sponsored by the Torrace Bay ifomen's Institute. The demon- stretions will be hela at 1:30 p.m. on September 25th, ond at 10:00 a.m. and i230 Dem. on September 26th, at the home of Mrs. R. Harris at Terrace Bay. all women of the community are invited to attend this series of demonstrations. Miss Margaret Myer, Home Sconomist of the Women's Institute Branch and Home Beonomies Service of the Ontario Department of ..griculture will conduct the cemonstra- tions, You will see that a good oven may be a great aid to the busy homemaker. Through planned oven use the homemaker is able to bake a complete mernl, saving time, energy and fuel. There will be discussions on meal plenning and you will receive » recipe booklet. Com and bring your friends. o-0-0 AT THS MOVISS Saturday, September 23rd - "Reckless Moment * Tucsday, September 26th - "Green Promise" Saturday Matinee, September 23rd - "Roll on Texas Moon* 0O-0-0